😐Monthly costs for one person with rent: $1,043 in Erbil versus $720 in Al-mawsil.
😐Estimated couple costs with rent: $1,545 in Erbil versus $1,071 in Al-mawsil.
😐Monthly costs for a family of three with rent: $2,046 in Erbil versus $1,422 in Al-mawsil.
🌍Living in Erbil is roughly 45% more expensive than in Al-mawsil, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Erbil22% lower, Al-mawsil46% lower.
Currency
🍽 Eating Out
Erbil
Al-mawsil
Difference
Meal at Budget Restaurant
$7.85IQD 10.3K
$7.88IQD 10.3K
-0.38%
Three-Course Dinner for Two, Mid-Range
$23.11IQD 30.3K
$12.14IQD 15.9K
90.36%
Fast Food Meal(McDonalds, etc)
$9.01IQD 11.8K
$5.57IQD 7,296
61.76%
Cappuccino
$3.24IQD 4,240
$0.80IQD 1,051
305.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49IQD 640
$0.39IQD 513
25.64%
Water(0.33 liter bottle)
$0.22IQD 288
$0.16IQD 214
37.50%
Local Beer(0.5 liter draught)
$1.96IQD 2,562
$0.99IQD 1,301
97.98%
Imported Beer(0.33 liter bottle)
$2.16IQD 2,824
$1.55IQD 2,030
39.35%
🛒 Groceries & Markets
Erbil
Al-mawsil
Difference
Milk(1 liter)
$1.31IQD 1,718
$0.90IQD 1,172
45.56%
White Bread(500g)
$0.79IQD 1,034
$0.76IQD 994
3.95%
Rice(white)(1kg)
$1.87IQD 2,450
$1.06IQD 1,383
76.42%
Eggs
$1.95IQD 2,557
$1.95IQD 2,559
-
Local Cheese(1kg)
$7.26IQD 9,502
$7.48IQD 9,791
-2.94%
Chicken Fillets(1kg)
$4.69IQD 6,144
$3.23IQD 4,232
45.20%
Beef Round Steak(1kg)
$14.08IQD 18.4K
$6.93IQD 9,070
103.17%
Apples(1kg)
$1.15IQD 1,502
$0.84IQD 1,096
36.90%
Banana(1kg)
$1.18IQD 1,547
$0.87IQD 1,139
35.63%
Oranges(1kg)
$1.13IQD 1,480
$0.77IQD 1,015
46.75%
Tomato(1kg)
$0.75IQD 982
$0.39IQD 511
92.31%
Potato(1kg)
$0.72IQD 948
$0.39IQD 505
84.62%
Onion(1kg)
$0.76IQD 990
$0.42IQD 548
80.95%
Lettuce(1 head)
$0.76IQD 1,001
$0.52IQD 677
46.15%
Water(1.5 liter bottle)
$0.56IQD 738
$0.50IQD 650
12.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.66IQD 3,486
$2.00IQD 2,622
33.00%
Wine(Bottle)
$12.28IQD 16.1K
$12.48IQD 16.3K
-1.60%
Local Beer(0.5 liter bottle)
$1.44IQD 1,880
$1.43IQD 1,867
0.70%
Imported Beer(0.33 liter bottle)
$1.94IQD 2,538
$1.97IQD 2,578
-1.52%
🚌 Getting Around
Erbil
Al-mawsil
Difference
One-way Ticket(Public Transport)
$0.59IQD 767
$0.36IQD 474
63.89%
Public Transport Monthly Pass(Regular Price)
$34.79IQD 45.6K
$31.06IQD 40.7K
12.01%
Taxi Start(Normal Tariff)
$2.27IQD 2,971
$2.19IQD 2,866
3.65%
Taxi(Normal Tariff)(1km)
$2.32IQD 3,033
$1.99IQD 2,604
16.58%
Taxi 1hour Waiting(Normal Tariff)
$7.05IQD 9,233
$3.29IQD 4,303
114.29%
Gasoline(1 liter)
$0.64IQD 837
$0.32IQD 425
100.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9KIQD 24.8M
$15.5KIQD 20.2M
22.33%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6KIQD 27.0M
$17.8KIQD 23.3M
15.50%
🧾 Monthly Utilities & Internet
Erbil
Al-mawsil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101IQD 132.5K
$102IQD 134.0K
-1.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.79IQD 23.3K
$17.93IQD 23.5K
-0.78%
Internet(50+ Mbps, Unlimited Data)
$29.56IQD 38.7K
$26.91IQD 35.2K
9.85%
🎉 Sport & Entertainment
Erbil
Al-mawsil
Difference
Gym Membership(Monthly)
$73.8IQD 96.7K
$23.79IQD 31.2K
210.38%
Tennis Court(1 Hour on Weekend)
$11.76IQD 15.4K
$18.68IQD 24.5K
-37.04%
Cinema Ticket
$11.25IQD 14.7K
$11.15IQD 14.6K
0.90%
🧸 Childcare & Education
Erbil
Al-mawsil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$269IQD 351.6K
$196IQD 257.2K
36.72%
International Primary School, 1 Child(Yearly)
$3,330IQD 4.4M
$696IQD 911.7K
378.21%
👕👟 Clothing & Footwear
Erbil
Al-mawsil
Difference
Jeans(Levis 501 Or Similar)
$32.93IQD 43.1K
$14.02IQD 18.4K
134.88%
Summer Dress(H&M, Zara, etc)
$49.13IQD 64.3K
$17.43IQD 22.8K
181.87%
Sport Shoes(Adidas, Nike)
$80.7IQD 105.7K
$83.1IQD 108.8K
-2.87%
Men's Leather Business Shoes
$77.9IQD 102.0K
$19.33IQD 25.3K
303.05%
🏠 Accommodation & Living
Erbil
Al-mawsil
Difference
1-bedroom Apartment, City Center(Monthly)
$436IQD 571.5K
$243IQD 318.5K
79.43%
1-bedroom Apartment, Outside City Center(Monthly)
$275IQD 360.4K
$180IQD 236.1K
52.62%
3-bedroom Apartment, City Center(Monthly)
$739IQD 968.0K
$588IQD 769.6K
25.77%
3-bedroom Apartment, Outside City Center(Monthly)
$496IQD 649.8K
$339IQD 444.1K
46.34%
Buy Apartment in City Center(m2)
$1,089IQD 1.4M
-
-
Buy Apartment Outside City Center(m2)
$653IQD 855.1K
-
-
💵 Salaries & Financials
Erbil
Al-mawsil
Difference
Average Monthly Net Salary(After Tax)
$580IQD 759.9K
$601IQD 786.5K
-3.39%
20-Year Fixed Mortgage Interest Rate(Annual %)
14.33
5.67
152.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: July 27, 2026
Last update for Al-mawsil: July 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $436 in Erbil and $243 in Al-mawsil. Housing cost is often the main lever when comparing two cities.
💰Al-mawsil pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $23.00 in Erbil vs $12.00 in Al-mawsil for a mid-range dinner for two. Groceries echo the gap at $194 vs $148 per month, with Al-mawsil cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Al-mawsil: Cost of Living - Frequently Asked Questions
Is Al-mawsil cheaper than Erbil?
Al-mawsil is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 45% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Erbil or Al-mawsil?
On paper, salaries run 4% lower in Al-mawsil. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Erbil and Al-mawsil?
Rent for a central apartment: $436 in Erbil versus $243 in Al-mawsil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $269 in Erbil versus $196 in Al-mawsil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Erbil and in Al-mawsil?
Supermarket bills run roughly 31% higher in Erbil. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Erbil or in Al-mawsil?
At $720 in Al-mawsil versus $1,043 in Erbil, a $1,500 budget is realistic in Al-mawsil but tight or insufficient in Erbil. The gap between the two cities makes Al-mawsil the clear choice for anyone on this budget.
Is it better to live in Erbil or in Al-mawsil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Erbil or Al-mawsil?
Safety-wise, Erbil and Al-mawsil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al-mawsil gentler on the wallet – expenses run 45% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.