😐Monthly costs for one person with rent: $1,101 in Erbil versus $617 in Al-mawsil.
😐Estimated couple costs with rent: $1,630 in Erbil versus $827 in Al-mawsil.
😐Monthly costs for a family of three with rent: $2,158 in Erbil versus $1,038 in Al-mawsil.
🌍Living in Erbil is roughly 79% more expensive than in Al-mawsil, driven mainly by Eating Out.
📊Both cities sit below the global median: Erbil19% lower, Al-mawsil55% lower.
Currency
🍽 Eating Out
Erbil
Al-mawsil
Difference
Meal at Budget Restaurant
$7.69IQD 10.1K
$7.55IQD 9,891
1.85%
Three-Course Dinner for Two, Mid-Range
$44.38IQD 58.1K
$12.36IQD 16.2K
259.06%
Fast Food Meal(McDonalds, etc)
$8.42IQD 11.0K
$5.61IQD 7,344
50.09%
Cappuccino
$3.84IQD 5,027
$0.75IQD 981
412.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.03IQD 1,353
$0.37IQD 484
178.38%
Water(0.33 liter bottle)
$0.44IQD 580
$0.19IQD 252
131.58%
Local Beer(0.5 liter draught)
$6.05IQD 7,920
$0.97IQD 1,265
523.71%
Imported Beer(0.33 liter bottle)
$4.71IQD 6,166
$1.51IQD 1,982
211.92%
🛒 Groceries & Markets
Erbil
Al-mawsil
Difference
Milk(1 liter)
$1.27IQD 1,657
$0.78IQD 1,015
62.82%
White Bread(500g)
$0.83IQD 1,083
$0.73IQD 959
13.70%
Rice(white)(1kg)
$1.68IQD 2,197
$0.62IQD 815
170.97%
Eggs
$1.79IQD 2,345
$1.13IQD 1,482
58.41%
Local Cheese(1kg)
$8.06IQD 10.6K
$7.97IQD 10.4K
1.13%
Chicken Fillets(1kg)
$5.78IQD 7,574
$3.48IQD 4,551
66.09%
Beef Round Steak(1kg)
$14.84IQD 19.4K
$9.22IQD 12.1K
60.95%
Apples(1kg)
$1.13IQD 1,483
$0.73IQD 956
54.79%
Banana(1kg)
$1.10IQD 1,443
$0.74IQD 965
48.65%
Oranges(1kg)
$1.23IQD 1,612
$0.60IQD 781
105.00%
Tomato(1kg)
$0.82IQD 1,068
$0.28IQD 368
192.86%
Potato(1kg)
$0.70IQD 911
$0.32IQD 425
118.75%
Onion(1kg)
$0.69IQD 905
$0.37IQD 482
86.49%
Lettuce(1 head)
$0.74IQD 969
$0.78IQD 1,028
-5.13%
Water(1.5 liter bottle)
$0.55IQD 723
$0.59IQD 772
-6.78%
Cigarettes 20 Pack(Marlboro, Camel)
$2.52IQD 3,294
$1.87IQD 2,444
34.76%
Wine(Bottle)
$12.54IQD 16.4K
$12.38IQD 16.2K
1.29%
Local Beer(0.5 liter bottle)
$1.69IQD 2,217
$1.69IQD 2,210
-
Imported Beer(0.33 liter bottle)
$2.09IQD 2,735
$2.08IQD 2,720
0.48%
🚌 Getting Around
Erbil
Al-mawsil
Difference
One-way Ticket(Public Transport)
$0.59IQD 772
$0.39IQD 514
51.28%
Public Transport Monthly Pass(Regular Price)
$43.81IQD 57.4K
$30.48IQD 39.9K
43.73%
Taxi Start(Normal Tariff)
$1.94IQD 2,544
$1.85IQD 2,426
4.86%
Taxi(Normal Tariff)(1km)
$1.82IQD 2,381
$1.82IQD 2,382
-
Taxi 1hour Waiting(Normal Tariff)
$6.56IQD 8,588
$4.54IQD 5,945
44.49%
Gasoline(1 liter)
$0.67IQD 882
$0.33IQD 430
103.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.3KIQD 24.0M
$15.3KIQD 20.0M
20.14%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1KIQD 26.3M
$17.8KIQD 23.3M
13.21%
🧾 Monthly Utilities & Internet
Erbil
Al-mawsil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128IQD 167.0K
$109IQD 142.3K
17.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.95IQD 18.3K
$13.97IQD 18.3K
-0.14%
Internet(50+ Mbps, Unlimited Data)
$28.49IQD 37.3K
$26.34IQD 34.5K
8.16%
🎉 Sport & Entertainment
Erbil
Al-mawsil
Difference
Gym Membership(Monthly)
$66.0IQD 86.4K
$23.02IQD 30.1K
186.49%
Tennis Court(1 Hour on Weekend)
$14.62IQD 19.1K
$7.44IQD 9,736
96.51%
Cinema Ticket
$11.67IQD 15.3K
$7.81IQD 10.2K
49.42%
🧸 Childcare & Education
Erbil
Al-mawsil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309IQD 405.1K
$306IQD 401.0K
1.01%
International Primary School, 1 Child(Yearly)
$3,144IQD 4.1M
$688IQD 900.4K
357.29%
👕👟 Clothing & Footwear
Erbil
Al-mawsil
Difference
Jeans(Levis 501 Or Similar)
$31.32IQD 41.0K
$19.01IQD 24.9K
64.76%
Summer Dress(H&M, Zara, etc)
$44.84IQD 58.7K
$15.44IQD 20.2K
190.41%
Sport Shoes(Adidas, Nike)
$69.3IQD 90.7K
$70.5IQD 92.3K
-1.76%
Men's Leather Business Shoes
$67.4IQD 88.3K
$18.06IQD 23.6K
273.26%
🏠 Accommodation & Living
Erbil
Al-mawsil
Difference
1-bedroom Apartment, City Center(Monthly)
$460IQD 602.5K
$113IQD 148.3K
306.16%
1-bedroom Apartment, Outside City Center(Monthly)
$297IQD 389.4K
$76.3IQD 100.0K
289.60%
3-bedroom Apartment, City Center(Monthly)
$740IQD 969.5K
$301IQD 393.7K
146.26%
3-bedroom Apartment, Outside City Center(Monthly)
$432IQD 566.1K
-
-
Buy Apartment in City Center(m2)
$1,092IQD 1.4M
-
-
Buy Apartment Outside City Center(m2)
$665IQD 870.8K
-
-
💵 Salaries & Financials
Erbil
Al-mawsil
Difference
Average Monthly Net Salary(After Tax)
$614IQD 803.9K
$608IQD 795.7K
1.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.53
2.53
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: September 14, 2026
Last update for Al-mawsil: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $460 in Erbil and $113 in Al-mawsil. Housing cost is often the main lever when comparing two cities.
💰Erbil pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $44.00 in Erbil vs $12.00 in Al-mawsil for a mid-range dinner for two. Groceries echo the gap at $204 vs $152 per month, with Al-mawsil cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Al-mawsil: Cost of Living - Frequently Asked Questions
Is Al-mawsil cheaper than Erbil?
Al-mawsil is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Erbil or Al-mawsil?
Average pay runs 1% higher in Erbil, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Erbil and Al-mawsil?
Rent for a central apartment: $460 in Erbil versus $113 in Al-mawsil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $309 in Erbil versus $306 in Al-mawsil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Erbil and in Al-mawsil?
Supermarket bills run roughly 34% higher in Erbil. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Erbil or in Al-mawsil?
At $617 in Al-mawsil versus $1,101 in Erbil, a $1,500 budget is realistic in Al-mawsil but tight or insufficient in Erbil. The gap between the two cities makes Al-mawsil the clear choice for anyone on this budget.
Is it better to live in Erbil or in Al-mawsil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Erbil or Al-mawsil?
Safety-wise, Erbil and Al-mawsil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al-mawsil gentler on the wallet – expenses run 79% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.