😐Monthly costs for one person with rent: $1,017 in Erbil versus $714 in Al-mawsil.
😐Estimated couple costs with rent: $1,518 in Erbil versus $1,063 in Al-mawsil.
😐Monthly costs for a family of three with rent: $2,019 in Erbil versus $1,412 in Al-mawsil.
😐Living in Erbil is roughly 42% more expensive than Al-mawsil, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Erbil24% lower, Al-mawsil47% lower.
Currency
🍽 Eating Out
Erbil
Al-mawsil
Difference
Meal at Budget Restaurant
$7.59IQD 9,938
$7.48IQD 9,795
1.47%
Three-Course Dinner for Two, Mid-Range
$22.90IQD 30.0K
$12.45IQD 16.3K
83.94%
Fast Food Meal(McDonalds, etc)
$8.65IQD 11.3K
$5.61IQD 7,350
54.19%
Cappuccino
$3.25IQD 4,260
$0.74IQD 965
339.19%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52IQD 676
$0.36IQD 473
44.44%
Water(0.33 liter bottle)
$0.20IQD 261
$0.18IQD 229
11.11%
Local Beer(0.5 liter draught)
$1.95IQD 2,555
$0.98IQD 1,288
98.98%
Imported Beer(0.33 liter bottle)
$2.04IQD 2,675
$1.55IQD 2,025
31.61%
🛒 Groceries & Markets
Erbil
Al-mawsil
Difference
Milk(1 liter)
$1.32IQD 1,725
$0.92IQD 1,206
43.48%
White Bread(500g)
$0.81IQD 1,062
$0.73IQD 959
10.96%
Rice(white)(1kg)
$1.80IQD 2,357
$1.10IQD 1,441
63.64%
Eggs
$1.91IQD 2,505
$1.90IQD 2,482
0.53%
Local Cheese(1kg)
$7.50IQD 9,816
$7.24IQD 9,476
3.59%
Chicken Fillets(1kg)
$4.82IQD 6,315
$3.27IQD 4,287
47.40%
Beef Round Steak(1kg)
$14.10IQD 18.5K
$7.26IQD 9,502
94.21%
Apples(1kg)
$1.18IQD 1,551
$0.90IQD 1,177
31.11%
Banana(1kg)
$1.15IQD 1,500
$0.87IQD 1,136
32.18%
Oranges(1kg)
$1.14IQD 1,494
$0.80IQD 1,049
42.50%
Tomato(1kg)
$0.80IQD 1,045
$0.36IQD 476
122.22%
Potato(1kg)
$0.66IQD 863
$0.38IQD 498
73.68%
Onion(1kg)
$0.77IQD 1,002
$0.46IQD 602
67.39%
Lettuce(1 head)
$0.77IQD 1,008
$0.52IQD 685
48.08%
Water(1.5 liter bottle)
$0.55IQD 721
$0.49IQD 647
12.24%
Cigarettes 20 Pack(Marlboro, Camel)
$2.74IQD 3,594
$2.02IQD 2,642
35.64%
Wine(Bottle)
$12.38IQD 16.2K
$12.27IQD 16.1K
0.90%
Local Beer(0.5 liter bottle)
$1.37IQD 1,794
$1.38IQD 1,804
-0.72%
Imported Beer(0.33 liter bottle)
$2.00IQD 2,619
$1.94IQD 2,536
3.09%
🚌 Getting Around
Erbil
Al-mawsil
Difference
One-way Ticket(Public Transport)
$0.59IQD 768
$0.39IQD 514
51.28%
Public Transport Monthly Pass(Regular Price)
$34.99IQD 45.8K
$30.80IQD 40.3K
13.60%
Taxi Start(Normal Tariff)
$2.25IQD 2,942
$2.19IQD 2,867
2.74%
Taxi(Normal Tariff)(1km)
$2.29IQD 2,993
$2.02IQD 2,639
13.37%
Taxi 1hour Waiting(Normal Tariff)
$6.85IQD 8,966
$3.26IQD 4,266
110.12%
Gasoline(1 liter)
$0.64IQD 839
$0.35IQD 458
82.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KIQD 25.3M
$15.3KIQD 20.0M
26.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7KIQD 27.2M
$17.6KIQD 23.0M
18.22%
🧾 Monthly Utilities & Internet
Erbil
Al-mawsil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101IQD 132.2K
$102IQD 134.1K
-1.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.35IQD 22.7K
$17.73IQD 23.2K
-2.14%
Internet(50+ Mbps, Unlimited Data)
$30.25IQD 39.6K
$27.00IQD 35.4K
12.04%
🎉 Sport & Entertainment
Erbil
Al-mawsil
Difference
Gym Membership(Monthly)
$72.1IQD 94.4K
$24.44IQD 32.0K
195.09%
Tennis Court(1 Hour on Weekend)
$11.54IQD 15.1K
$18.72IQD 24.5K
-38.35%
Cinema Ticket
$11.28IQD 14.8K
$11.16IQD 14.6K
1.08%
🧸 Childcare & Education
Erbil
Al-mawsil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$271IQD 354.5K
$204IQD 267.1K
32.74%
International Primary School, 1 Child(Yearly)
$3,274IQD 4.3M
$681IQD 891.8K
380.82%
👕👟 Clothing & Footwear
Erbil
Al-mawsil
Difference
Jeans(Levis 501 Or Similar)
$32.30IQD 42.3K
$13.92IQD 18.2K
132.04%
Summer Dress(H&M, Zara, etc)
$49.61IQD 65.0K
$17.64IQD 23.1K
181.24%
Sport Shoes(Adidas, Nike)
$81.1IQD 106.1K
$83.6IQD 109.5K
-3.03%
Men's Leather Business Shoes
$77.2IQD 101.0K
$18.91IQD 24.8K
308.04%
🏠 Accommodation & Living
Erbil
Al-mawsil
Difference
1-bedroom Apartment, City Center(Monthly)
$425IQD 556.0K
$245IQD 320.9K
73.27%
1-bedroom Apartment, Outside City Center(Monthly)
$279IQD 365.3K
$180IQD 236.1K
54.71%
3-bedroom Apartment, City Center(Monthly)
$740IQD 969.0K
$574IQD 752.2K
28.81%
3-bedroom Apartment, Outside City Center(Monthly)
$491IQD 643.3K
$346IQD 453.1K
41.97%
Buy Apartment in City Center(m2)
$1,098IQD 1.4M
-
-
Buy Apartment Outside City Center(m2)
$646IQD 845.4K
-
-
💵 Salaries & Financials
Erbil
Al-mawsil
Difference
Average Monthly Net Salary(After Tax)
$591IQD 773.3K
$621IQD 813.8K
-4.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
14.33
5.67
152.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: June 6, 2026
Last update for Al-mawsil: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $425 in Erbil and $245 in Al-mawsil. Housing cost is often the main lever when comparing two cities.
💰Al-mawsil pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $23.00 in Erbil vs $12.00 in Al-mawsil for a mid-range dinner for two. Groceries echo the gap at $195 vs $148 per month, with Al-mawsil cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Al-mawsil: Cost of Living - Frequently Asked Questions
Is Al-mawsil cheaper than Erbil?
Al-mawsil is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 42% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Erbil or Al-mawsil?
On paper, Al-mawsil earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Erbil and Al-mawsil?
Rent for a central apartment: $425 in Erbil versus $245 in Al-mawsil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $271 in Erbil versus $204 in Al-mawsil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Erbil and Al-mawsil?
Supermarket bills run roughly 31% higher in Erbil. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for Erbil or Al-mawsil?
At $714 in Al-mawsil versus $1,017 in Erbil, a $1,500 budget is realistic in Al-mawsil but tight or insufficient in Erbil. The gap between the two cities makes Al-mawsil the clear choice for anyone on this budget.
Is it better to live in Erbil or Al-mawsil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Erbil or Al-mawsil?
Safety-wise, Erbil and Al-mawsil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al-mawsil gentler on the wallet – expenses run 42% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.