😐Monthly costs for one person with rent: $1,019 in Erbil versus $735 in Al-mawsil.
😐Estimated couple costs with rent: $1,524 in Erbil versus $1,098 in Al-mawsil.
😐Monthly costs for a family of three with rent: $2,029 in Erbil versus $1,460 in Al-mawsil.
😐Living in Erbil is roughly 39% more expensive than Al-mawsil, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Erbil24% lower, Al-mawsil45% lower.
Currency
🍽 Eating Out
Erbil
Al-mawsil
Difference
Meal at Budget Restaurant
$7.78IQD 10.2K
$7.50IQD 9,825
3.73%
Three-Course Dinner for Two, Mid-Range
$22.99IQD 30.1K
$12.23IQD 16.0K
87.98%
Fast Food Meal(McDonalds, etc)
$8.97IQD 11.7K
$5.65IQD 7,402
58.76%
Cappuccino
$3.25IQD 4,252
$0.73IQD 959
345.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.48IQD 630
$0.36IQD 478
33.33%
Water(0.33 liter bottle)
$0.22IQD 289
$0.18IQD 235
22.22%
Local Beer(0.5 liter draught)
$2.01IQD 2,633
$0.95IQD 1,242
111.58%
Imported Beer(0.33 liter bottle)
$2.04IQD 2,671
$1.52IQD 1,986
34.21%
🛒 Groceries & Markets
Erbil
Al-mawsil
Difference
Milk(1 liter)
$1.32IQD 1,727
$0.90IQD 1,177
46.67%
White Bread(500g)
$0.85IQD 1,115
$0.75IQD 989
13.33%
Rice(white)(1kg)
$1.81IQD 2,368
$1.06IQD 1,391
70.75%
Eggs
$1.98IQD 2,590
$1.92IQD 2,521
3.13%
Local Cheese(1kg)
$7.44IQD 9,745
$7.31IQD 9,583
1.78%
Chicken Fillets(1kg)
$4.75IQD 6,229
$3.30IQD 4,327
43.94%
Beef Round Steak(1kg)
$13.99IQD 18.3K
$6.96IQD 9,122
101.01%
Apples(1kg)
$1.15IQD 1,509
$0.90IQD 1,185
27.78%
Banana(1kg)
$1.16IQD 1,514
$0.90IQD 1,173
28.89%
Oranges(1kg)
$1.13IQD 1,483
$0.80IQD 1,055
41.25%
Tomato(1kg)
$0.81IQD 1,061
$0.39IQD 516
107.69%
Potato(1kg)
$0.71IQD 936
$0.38IQD 501
86.84%
Onion(1kg)
$0.76IQD 997
$0.46IQD 596
65.22%
Lettuce(1 head)
$0.76IQD 1,002
$0.48IQD 625
58.33%
Water(1.5 liter bottle)
$0.53IQD 690
$0.49IQD 640
8.16%
Cigarettes 20 Pack(Marlboro, Camel)
$2.76IQD 3,610
$1.97IQD 2,583
40.10%
Wine(Bottle)
$12.29IQD 16.1K
$12.39IQD 16.2K
-0.81%
Local Beer(0.5 liter bottle)
$1.42IQD 1,862
$1.43IQD 1,874
-0.70%
Imported Beer(0.33 liter bottle)
$2.00IQD 2,627
$1.93IQD 2,532
3.63%
🚌 Getting Around
Erbil
Al-mawsil
Difference
One-way Ticket(Public Transport)
$0.56IQD 728
$0.36IQD 476
55.56%
Public Transport Monthly Pass(Regular Price)
$34.51IQD 45.2K
$31.31IQD 41.0K
10.22%
Taxi Start(Normal Tariff)
$2.28IQD 2,992
$2.11IQD 2,759
8.06%
Taxi(Normal Tariff)(1km)
$2.29IQD 2,997
$2.06IQD 2,693
11.17%
Taxi 1hour Waiting(Normal Tariff)
$6.92IQD 9,060
$3.26IQD 4,265
112.27%
Gasoline(1 liter)
$0.70IQD 911
$0.33IQD 429
112.12%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.0KIQD 24.9M
$15.0KIQD 19.7M
26.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8KIQD 27.2M
$17.9KIQD 23.5M
15.61%
🧾 Monthly Utilities & Internet
Erbil
Al-mawsil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$100IQD 131.3K
$100IQD 131.3K
-0.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.57IQD 23.0K
$17.45IQD 22.9K
0.69%
Internet(50+ Mbps, Unlimited Data)
$29.61IQD 38.8K
$26.64IQD 34.9K
11.15%
🎉 Sport & Entertainment
Erbil
Al-mawsil
Difference
Gym Membership(Monthly)
$74.2IQD 97.2K
$23.52IQD 30.8K
215.48%
Tennis Court(1 Hour on Weekend)
$11.82IQD 15.5K
$18.63IQD 24.4K
-36.55%
Cinema Ticket
$11.57IQD 15.2K
$11.17IQD 14.6K
3.58%
🧸 Childcare & Education
Erbil
Al-mawsil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$264IQD 345.7K
$200IQD 261.6K
32.13%
International Primary School, 1 Child(Yearly)
$3,284IQD 4.3M
$699IQD 916.2K
369.56%
👕👟 Clothing & Footwear
Erbil
Al-mawsil
Difference
Jeans(Levis 501 Or Similar)
$32.96IQD 43.2K
$14.26IQD 18.7K
131.14%
Summer Dress(H&M, Zara, etc)
$49.58IQD 65.0K
$17.36IQD 22.7K
185.60%
Sport Shoes(Adidas, Nike)
$83.8IQD 109.7K
$83.7IQD 109.6K
0.12%
Men's Leather Business Shoes
$76.7IQD 100.5K
$19.20IQD 25.2K
299.69%
🏠 Accommodation & Living
Erbil
Al-mawsil
Difference
1-bedroom Apartment, City Center(Monthly)
$430IQD 562.8K
$242IQD 317.4K
77.31%
1-bedroom Apartment, Outside City Center(Monthly)
$281IQD 367.7K
$176IQD 230.0K
59.85%
3-bedroom Apartment, City Center(Monthly)
$716IQD 938.5K
$588IQD 769.8K
21.92%
3-bedroom Apartment, Outside City Center(Monthly)
$486IQD 637.2K
$348IQD 455.7K
39.82%
Buy Apartment in City Center(m2)
$1,111IQD 1.5M
$1,987IQD 2.6M
-44.08%
Buy Apartment Outside City Center(m2)
$652IQD 854.1K
$1,490IQD 2.0M
-56.23%
💵 Salaries & Financials
Erbil
Al-mawsil
Difference
Average Monthly Net Salary(After Tax)
$576IQD 754.2K
$602IQD 789.0K
-4.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
14.33
5.67
152.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: April 26, 2026
Last update for Al-mawsil: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $430 in Erbil and $242 in Al-mawsil. Housing cost is often the main lever when comparing two cities.
💰Al-mawsil pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $23.00 in Erbil vs $12.00 in Al-mawsil for a mid-range dinner for two. Groceries echo the gap at $195 vs $149 per month, with Al-mawsil cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Al-mawsil: Cost of Living - Frequently Asked Questions
Is Al-mawsil cheaper than Erbil?
Al-mawsil is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 39% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Erbil or Al-mawsil?
On paper, Al-mawsil earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Erbil and Al-mawsil?
Rent for a central apartment: $430 in Erbil versus $242 in Al-mawsil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $264 in Erbil versus $200 in Al-mawsil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Erbil and Al-mawsil?
Supermarket bills run roughly 31% higher in Erbil. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for Erbil or Al-mawsil?
At $735 in Al-mawsil versus $1,019 in Erbil, a $1,500 budget is realistic in Al-mawsil but tight or insufficient in Erbil. The gap between the two cities makes Al-mawsil the clear choice for anyone on this budget.
Is it better to live in Erbil or Al-mawsil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Erbil or Al-mawsil?
Safety-wise, Erbil and Al-mawsil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al-mawsil gentler on the wallet – expenses run 39% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.