Last update: Oct 2026

Cost of Living Comparison Between Enschede and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,364 in Enschede, rent and utilities included – about $17,400 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Enschede
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Enschede Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Enschede

🇳🇱 Netherlands

$2,364

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Enschede and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Enschede and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,364 in Enschede versus $918 in Cebu.

Enschede $2,364
Cebu $918

Estimated couple costs with rent: $3,646 in Enschede versus $1,409 in Cebu.

Enschede $3,646
Cebu $1,409

Monthly costs for a family of three with rent: $4,928 in Enschede versus $1,900 in Cebu.

Enschede $4,928
Cebu $1,900

Living in Enschede is roughly 158% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Enschede is 75% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.27 €18.92

$3.09 ₱194

588.35%

Three-Course Dinner for Two, Mid-Range

$78.9 €70.2

$24.22 ₱1,525

225.60%

Fast Food Meal (McDonalds, etc)

$15.43 €13.72

$3.92 ₱247

293.62%

Cappuccino

$4.18 €3.72

$2.51 ₱158

66.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.57 €3.17

$1.59 ₱100

124.53%

Water (0.33 liter bottle)

$2.95 €2.62

$0.53 ₱33.43

456.60%

Local Beer (0.5 liter draught)

$6.31 €5.61

$1.78 ₱112

254.49%

Imported Beer (0.33 liter bottle)

$6.37 €5.67

$2.17 ₱137

193.55%

Milk (1 liter)

$1.32 €1.17

$1.92 ₱121

-31.25%

White Bread (500g)

$2.41 €2.14

$1.36 ₱85.4

77.21%

Rice (white) (1kg)

$2.72 €2.42

$1.01 ₱63.5

169.31%

Eggs

$4.39 €3.90

$2.03 ₱128

116.26%

Local Cheese (1kg)

$13.85 €12.32

$9.86 ₱621

40.47%

Chicken Fillets (1kg)

$14.23 €12.66

$4.39 ₱277

224.15%

Beef Round Steak (1kg)

$15.06 €13.40

$7.60 ₱479

98.16%

Apples (1kg)

$2.75 €2.45

$3.30 ₱208

-16.67%

Banana (1kg)

$2.16 €1.93

$1.39 ₱87.8

55.40%

Oranges (1kg)

$2.20 €1.96

$2.33 ₱147

-5.58%

Tomato (1kg)

$4.92 €4.38

$1.50 ₱94.3

228.00%

Potato (1kg)

$2.95 €2.63

$2.36 ₱149

25.00%

Onion (1kg)

$2.10 €1.87

$1.90 ₱119

10.53%

Lettuce (1 head)

$1.24 €1.11

$1.19 ₱74.9

4.20%

Water (1.5 liter bottle)

$0.71 €0.63

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 €12.55

$3.00 ₱189

370.00%

Wine (Bottle)

$6.87 €6.11

$6.03 ₱379

13.93%

Local Beer (0.5 liter bottle)

$1.49 €1.32

$1.23 ₱77.7

21.14%

Imported Beer (0.33 liter bottle)

$2.85 €2.53

$1.75 ₱110

62.86%

One-way Ticket (Public Transport)

$2.98 €2.65

$0.25 ₱15.86

1092.00%

Public Transport Monthly Pass (Regular Price)

$110 €98.0

$12.64 ₱796

771.84%

Taxi Start (Normal Tariff)

$3.59 €3.19

$0.77 ₱48.62

366.23%

Taxi (Normal Tariff) (1km)

$2.64 €2.35

$0.23 ₱14.53

1047.83%

Taxi 1hour Waiting (Normal Tariff)

$27.66 €24.60

$4.46 ₱281

520.18%

Gasoline (1 liter)

$2.49 €2.21

$1.31 ₱82.8

90.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K €36.4K

$21.2K ₱1.3M

92.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K €35.4K

$19.1K ₱1.2M

107.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 €231

$120 ₱7,569

115.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.39 €19.03

$14.00 ₱882

52.79%

Internet (50+ Mbps, Unlimited Data)

$44.28 €39.39

$27.54 ₱1,734

60.78%

Gym Membership (Monthly)

$33.23 €29.56

$32.33 ₱2,035

2.78%

Tennis Court (1 Hour on Weekend)

$23.80 €21.17

$6.65 ₱419

257.89%

Cinema Ticket

$18.94 €16.84

$5.65 ₱356

235.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,232 €1,096

$275 ₱17.3K

347.42%

International Primary School, 1 Child (Yearly)

$8,059 €7,168

$7,918 ₱498.5K

1.77%

Jeans (Levis 501 Or Similar)

$94.0 €83.6

$49.33 ₱3,106

90.59%

Summer Dress (H&M, Zara, etc)

$37.43 €33.30

$25.24 ₱1,589

48.30%

Sport Shoes (Adidas, Nike)

$91.4 €81.3

$77.0 ₱4,846

18.78%

Men's Leather Business Shoes

$100 €89.2

$57.2 ₱3,601

75.23%

1-bedroom Apartment, City Center (Monthly)

$1,310 €1,165

$500 ₱31.5K

162.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,010 €898

$309 ₱19.4K

226.91%

3-bedroom Apartment, City Center (Monthly)

$2,479 €2,205

$1,078 ₱67.9K

129.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,941 €1,727

$615 ₱38.7K

215.56%

Buy Apartment in City Center (m2)

$4,543 €4,041

$2,886 ₱181.7K

57.40%

Buy Apartment Outside City Center (m2)

$3,149 €2,801

$1,917 ₱120.7K

64.29%

Average Monthly Net Salary (After Tax)

$2,838 €2,524

$346 ₱21.8K

720.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

7.2

-36.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Enschede: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Enschede

$1K 42.7%

Cebu

$309 33.6% 69.4% $701

Groceries & Markets

Enschede

$337 14.3%

Cebu

$206 22.4% 38.9% $131

Eating Out

Enschede

$337 14.3%

Cebu

$88 9.6% 73.8% $249

Monthly Utilities & Internet

Enschede

$325 13.8%

Cebu

$162 17.6% 50.2% $163

Clothing & Footwear

Enschede

$145 6.2%

Cebu

$94 10.2% 35.4% $51

Getting Around

Enschede

$139 5.9%

Cebu

$16 1.7% 88.8% $123

Sport & Entertainment

Enschede

$71 3%

Cebu

$44 4.8% 38.6% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,310 in Enschede and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Enschede pays 720% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Enschede vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $337 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Enschede

🇵🇭 Cebu

🕒 Local time

07:37 7:37 AM

13:37 1:37 PM

6 h ahead of Enschede

🌤 Weather

👥 Population

161,235

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Enschede Cebu 10,850 km ≈ 14 h nonstop flight

From you

Enschede
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Enschede vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 158% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 720% higher in Enschede, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,310 in Enschede versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,364 per month in Enschede versus $918 in Cebu – a 158% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 772% less than in Enschede. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,364 in Enschede, a $1,500 budget is realistic in Cebu but tight or insufficient in Enschede. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Enschede, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Enschede and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 158% less than in Enschede. Beyond cost, consider language, visa policies, and how big the international community is in each city.