Cost of Living Comparison Between Embu and Ubud, Bali Cost of Living Comparison Between Embu and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $494 in Embu versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $793 in Embu versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,092 in Embu versus $3,660 in Ubud, Bali.

Living in Embu costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Embu is 63% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$5.48 KES 710

$3.56 Rp 63.7K

53.93%

Three-Course Dinner for Two, Mid-Range

$31.25 KES 4,049

$32.73 Rp 584.5K

-4.52%

Fast Food Meal (McDonalds, etc)

$5.46 KES 707

$4.95 Rp 88.4K

10.30%

Cappuccino

$2.27 KES 295

$2.71 Rp 48.4K

-16.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 KES 43.20

$1.34 Rp 24.0K

-75.37%

Water (0.33 liter bottle)

$0.22 KES 28.32

$0.70 Rp 12.5K

-68.57%

Local Beer (0.5 liter draught)

$2.37 KES 308

$2.92 Rp 52.1K

-18.84%

Imported Beer (0.33 liter bottle)

$2.96 KES 383

$3.96 Rp 70.7K

-25.25%

Milk (1 liter)

$0.56 KES 72.7

$1.81 Rp 32.3K

-69.06%

White Bread (500g)

$0.49 KES 63.4

$2.52 Rp 45.0K

-80.56%

Rice (white) (1kg)

$0.95 KES 124

$1.16 Rp 20.7K

-18.10%

Eggs

$1.70 KES 220

$2.46 Rp 43.9K

-30.89%

Local Cheese (1kg)

$3.89 KES 504

$14.71 Rp 262.7K

-73.56%

Chicken Fillets (1kg)

$3.26 KES 422

$4.32 Rp 77.1K

-24.54%

Beef Round Steak (1kg)

$4.23 KES 547

$12.14 Rp 216.7K

-65.16%

Apples (1kg)

$3.13 KES 405

$3.84 Rp 68.6K

-18.49%

Banana (1kg)

$1.09 KES 141

$1.56 Rp 27.8K

-30.13%

Oranges (1kg)

$2.07 KES 268

$2.83 Rp 50.6K

-26.86%

Tomato (1kg)

$0.40 KES 52.4

$2.33 Rp 41.5K

-82.83%

Potato (1kg)

$0.63 KES 81.8

$1.91 Rp 34.2K

-67.02%

Onion (1kg)

$0.91 KES 118

$2.20 Rp 39.3K

-58.64%

Lettuce (1 head)

$0.65 KES 84.6

$1.01 Rp 18.1K

-35.64%

Water (1.5 liter bottle)

$0.52 KES 67.1

$0.78 Rp 13.8K

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 KES 403

$3.32 Rp 59.2K

-6.33%

Wine (Bottle)

$11.69 KES 1,514

$23.74 Rp 423.9K

-50.76%

Local Beer (0.5 liter bottle)

$2.29 KES 297

$2.79 Rp 49.8K

-17.92%

Imported Beer (0.33 liter bottle)

$2.79 KES 361

$2.86 Rp 51.1K

-2.45%

One-way Ticket (Public Transport)

$1.15 KES 149

$0.27 Rp 4,800

325.93%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$1.57 KES 203

$0.46 Rp 8,150

241.30%

Taxi (Normal Tariff) (1km)

$1.52 KES 197

$0.45 Rp 8,037

237.78%

Taxi 1hour Waiting (Normal Tariff)

$2.92 KES 378

$6.10 Rp 108.9K

-52.13%

Gasoline (1 liter)

$1.49 KES 193

$0.79 Rp 14.2K

88.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K KES 2.8M

$26.1K Rp 467.0M

-18.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.6K KES 1.6M

$32.1K Rp 573.6M

-60.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.28 KES 4,441

$79.9 Rp 1.4M

-57.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.91 KES 2,190

$4.06 Rp 72.6K

316.50%

Internet (50+ Mbps, Unlimited Data)

$37.94 KES 4,915

$23.52 Rp 420.0K

61.31%

Gym Membership (Monthly)

$17.66 KES 2,288

$98.7 Rp 1.8M

-82.11%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.31 KES 558

$4.15 Rp 74.1K

3.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 KES 26.0K

$304 Rp 5.4M

-33.99%

International Primary School, 1 Child (Yearly)

$8,024 KES 1.0M

$6,613 Rp 118.1M

21.34%

Jeans (Levis 501 Or Similar)

$9.36 KES 1,213

$55.5 Rp 991.8K

-83.15%

Summer Dress (H&M, Zara, etc)

$23.63 KES 3,062

$38.31 Rp 684.1K

-38.32%

Sport Shoes (Adidas, Nike)

$66.0 KES 8,548

$88.6 Rp 1.6M

-25.53%

Men's Leather Business Shoes

$15.35 KES 1,989

$77.9 Rp 1.4M

-80.29%

1-bedroom Apartment, City Center (Monthly)

$76.2 KES 9,868

$1,006 Rp 18.0M

-92.43%

1-bedroom Apartment, Outside City Center (Monthly)

$55.2 KES 7,153

$675 Rp 12.1M

-91.82%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$92.6 KES 12.0K

$2,039 Rp 36.4M

-95.46%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$270 KES 35.0K

$165 Rp 3.0M

63.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.84

13.28

11.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Embu: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $76.2 in Embu and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Embu pays 63% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Embu vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $147 vs $302 per month, with Embu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Embu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Embu and Ubud, Bali differ by about 187% in total monthly costs ($494 vs $1,419 including rent). Embu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Embu pays 63% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $76.2 in Embu versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $201 in Embu versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Embu – a meal for two runs $31.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $494 in Embu versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Embu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Embu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Embu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Embu gentler on the wallet – expenses run 187% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.