Last update: Oct 2026

Cost of Living Comparison Between Embrach and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,413 in Embrach, rent and utilities included – about $29,900 less a year. Rent and utilities account for about half of the difference.

165

Cost of Living Index in Embrach
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Embrach Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Embrach

🇨🇭 Switzerland

$3,413

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Embrach and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Embrach and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,413 in Embrach versus $918 in Cebu.

Embrach $3,413
Cebu $918

Estimated couple costs with rent: $5,157 in Embrach versus $1,409 in Cebu.

Embrach $5,157
Cebu $1,409

Monthly costs for a family of three with rent: $6,900 in Embrach versus $1,900 in Cebu.

Embrach $6,900
Cebu $1,900

Living in Embrach is roughly 272% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Embrach is 153% above, Cebu is 32% below.

Meal at Budget Restaurant

$29.58 CHF 24.36

$3.09 ₱194

857.28%

Three-Course Dinner for Two, Mid-Range

$119 CHF 97.7

$24.22 ₱1,525

389.80%

Fast Food Meal (McDonalds, etc)

$18.28 CHF 15.05

$3.92 ₱247

366.33%

Cappuccino

$6.10 CHF 5.02

$2.51 ₱158

143.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.27 CHF 4.34

$1.59 ₱100

231.45%

Water (0.33 liter bottle)

$4.94 CHF 4.07

$0.53 ₱33.43

832.08%

Local Beer (0.5 liter draught)

$8.93 CHF 7.36

$1.78 ₱112

401.69%

Imported Beer (0.33 liter bottle)

$7.01 CHF 5.77

$2.17 ₱137

223.04%

Milk (1 liter)

$2.20 CHF 1.81

$1.92 ₱121

14.58%

White Bread (500g)

$3.68 CHF 3.03

$1.36 ₱85.4

170.59%

Rice (white) (1kg)

$3.63 CHF 2.99

$1.01 ₱63.5

259.41%

Eggs

$7.75 CHF 6.38

$2.03 ₱128

281.77%

Local Cheese (1kg)

$25.68 CHF 21.15

$9.86 ₱621

160.45%

Chicken Fillets (1kg)

$28.23 CHF 23.25

$4.39 ₱277

543.05%

Beef Round Steak (1kg)

$39.96 CHF 32.91

$7.60 ₱479

425.79%

Apples (1kg)

$3.53 CHF 2.91

$3.30 ₱208

6.97%

Banana (1kg)

$2.04 CHF 1.68

$1.39 ₱87.8

46.76%

Oranges (1kg)

$2.60 CHF 2.14

$2.33 ₱147

11.59%

Tomato (1kg)

$4.70 CHF 3.87

$1.50 ₱94.3

213.33%

Potato (1kg)

$1.79 CHF 1.48

$2.36 ₱149

-24.15%

Onion (1kg)

$2.13 CHF 1.75

$1.90 ₱119

12.11%

Lettuce (1 head)

$2.26 CHF 1.86

$1.19 ₱74.9

89.92%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.63 ₱39.71

98.41%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 CHF 8.89

$3.00 ₱189

260.00%

Wine (Bottle)

$12.55 CHF 10.33

$6.03 ₱379

108.13%

Local Beer (0.5 liter bottle)

$2.69 CHF 2.21

$1.23 ₱77.7

118.70%

Imported Beer (0.33 liter bottle)

$3.16 CHF 2.60

$1.75 ₱110

80.57%

One-way Ticket (Public Transport)

$4.62 CHF 3.80

$0.25 ₱15.86

1748.00%

Public Transport Monthly Pass (Regular Price)

$97.8 CHF 80.5

$12.64 ₱796

673.58%

Taxi Start (Normal Tariff)

$7.57 CHF 6.23

$0.77 ₱48.62

883.12%

Taxi (Normal Tariff) (1km)

$4.62 CHF 3.80

$0.23 ₱14.53

1908.70%

Taxi 1hour Waiting (Normal Tariff)

$74.5 CHF 61.3

$4.46 ₱281

1569.28%

Gasoline (1 liter)

$2.18 CHF 1.80

$1.31 ₱82.8

66.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.5K CHF 34.1K

$21.2K ₱1.3M

95.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K CHF 32.2K

$19.1K ₱1.2M

104.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 CHF 231

$120 ₱7,569

132.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.14 CHF 27.30

$14.00 ₱882

136.71%

Internet (50+ Mbps, Unlimited Data)

$56.0 CHF 46.09

$27.54 ₱1,734

103.20%

Gym Membership (Monthly)

$88.4 CHF 72.8

$32.33 ₱2,035

173.43%

Tennis Court (1 Hour on Weekend)

$46.03 CHF 37.91

$6.65 ₱419

592.18%

Cinema Ticket

$22.52 CHF 18.55

$5.65 ₱356

298.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,681 CHF 2,208

$275 ₱17.3K

873.85%

International Primary School, 1 Child (Yearly)

$34.0K CHF 28.0K

$7,918 ₱498.5K

329.34%

Jeans (Levis 501 Or Similar)

$142 CHF 117

$49.33 ₱3,106

188.14%

Summer Dress (H&M, Zara, etc)

$58.3 CHF 48.02

$25.24 ₱1,589

130.98%

Sport Shoes (Adidas, Nike)

$152 CHF 126

$77.0 ₱4,846

97.99%

Men's Leather Business Shoes

$186 CHF 153

$57.2 ₱3,601

224.77%

1-bedroom Apartment, City Center (Monthly)

$1,685 CHF 1,388

$500 ₱31.5K

237.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,472 CHF 1,213

$309 ₱19.4K

376.72%

3-bedroom Apartment, City Center (Monthly)

$2,787 CHF 2,295

$1,078 ₱67.9K

158.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,429 CHF 2,001

$615 ₱38.7K

294.83%

Buy Apartment in City Center (m2)

$15.7K CHF 12.9K

$2,886 ₱181.7K

442.89%

Buy Apartment Outside City Center (m2)

$12.2K CHF 10.1K

$1,917 ₱120.7K

538.36%

Average Monthly Net Salary (After Tax)

$6,693 CHF 5,513

$346 ₱21.8K

1834.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.07

7.2

-71.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Embrach: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Embrach

$1.5K 43.2%

Cebu

$309 33.6% 79% $1.2K

Groceries & Markets

Embrach

$585 17.1%

Cebu

$206 22.4% 64.8% $379

Eating Out

Embrach

$464 13.6%

Cebu

$88 9.6% 81% $376

Monthly Utilities & Internet

Embrach

$369 10.8%

Cebu

$162 17.6% 56.2% $207

Clothing & Footwear

Embrach

$242 7.1%

Cebu

$94 10.2% 61.2% $148

Getting Around

Embrach

$147 4.3%

Cebu

$16 1.7% 89.4% $131

Sport & Entertainment

Embrach

$133 3.9%

Cebu

$44 4.8% 67.3% $90

Cost Breakdown

A one-bedroom apartment in the center runs $1,685 in Embrach and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Embrach pays 1835% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Embrach vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $585 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Embrach

🇵🇭 Cebu

🕒 Local time

07:37 7:37 AM

13:37 1:37 PM

6 h ahead of Embrach

🌤 Weather

👥 Population

9,300

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Embrach Cebu 10,980 km ≈ 14 h nonstop flight

From you

Embrach
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Embrach vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 272% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1835% higher in Embrach, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,685 in Embrach versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,413 per month in Embrach versus $918 in Cebu – a 272% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 674% less than in Embrach. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,413 in Embrach, a $1,500 budget is realistic in Cebu but tight or insufficient in Embrach. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Embrach, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Embrach and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 272% less than in Embrach. Beyond cost, consider language, visa policies, and how big the international community is in each city.