Last update: Oct 2026

Cost of Living Comparison Between Elizabethtown, KY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,031 in Elizabethtown, KY, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

98

Cost of Living Index in Elizabethtown, KY
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Elizabethtown, KY Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Elizabethtown, KY

🇺🇸 United States

$2,031

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Elizabethtown, KY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elizabethtown, KY and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,031 in Elizabethtown, KY versus $1,353 in Ubud, Bali.

Elizabethtown, KY $2,031
Ubud, Bali $1,353

Estimated couple costs with rent: $2,927 in Elizabethtown, KY versus $2,297 in Ubud, Bali.

Elizabethtown, KY $2,927
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,823 in Elizabethtown, KY versus $3,241 in Ubud, Bali.

Elizabethtown, KY $3,823
Ubud, Bali $3,241

Living in Elizabethtown, KY is roughly 50% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Elizabethtown, KY 50% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$15.18 $15.18

$3.23 Rp 58.1K

369.97%

Three-Course Dinner for Two, Mid-Range

$49.75 $49.75

$34.88 Rp 627.8K

42.63%

Fast Food Meal (McDonalds, etc)

$10.17 $10.17

$5.70 Rp 102.5K

78.42%

Cappuccino

$5.03 $5.03

$2.62 Rp 47.1K

91.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 $2.18

$1.72 Rp 31.0K

26.74%

Water (0.33 liter bottle)

$1.65 $1.65

$0.81 Rp 14.6K

103.70%

Local Beer (0.5 liter draught)

$5.48 $5.48

$2.65 Rp 47.7K

106.79%

Imported Beer (0.33 liter bottle)

$7.39 $7.39

$4.37 Rp 78.6K

69.11%

Milk (1 liter)

$0.81 $0.81

$1.57 Rp 28.3K

-48.41%

White Bread (500g)

$2.14 $2.14

$2.19 Rp 39.5K

-2.28%

Rice (white) (1kg)

$2.01 $2.01

$1.18 Rp 21.2K

70.34%

Eggs

$2.85 $2.85

$2.16 Rp 38.8K

31.94%

Local Cheese (1kg)

$12.58 $12.58

$17.65 Rp 317.7K

-28.73%

Chicken Fillets (1kg)

$11.12 $11.12

$3.78 Rp 68.0K

194.18%

Beef Round Steak (1kg)

$15.87 $15.87

$11.95 Rp 215.1K

32.80%

Apples (1kg)

$5.70 $5.70

$3.60 Rp 64.8K

58.33%

Banana (1kg)

$1.60 $1.60

$1.59 Rp 28.6K

0.63%

Oranges (1kg)

$4.44 $4.44

$2.31 Rp 41.6K

92.21%

Tomato (1kg)

$4.81 $4.81

$1.91 Rp 34.3K

151.83%

Potato (1kg)

$2.63 $2.63

$1.78 Rp 32.1K

47.75%

Onion (1kg)

$3.25 $3.25

$2.33 Rp 41.9K

39.48%

Lettuce (1 head)

$2.09 $2.09

$1.00 Rp 18.0K

109.00%

Water (1.5 liter bottle)

$1.90 $1.90

$0.53 Rp 9,509

258.49%

Cigarettes 20 Pack (Marlboro, Camel)

$6.05 $6.05

$2.29 Rp 41.1K

164.19%

Wine (Bottle)

$15.24 $15.24

$22.07 Rp 397.3K

-30.95%

Local Beer (0.5 liter bottle)

$2.08 $2.08

$2.35 Rp 42.2K

-11.49%

Imported Beer (0.33 liter bottle)

$2.98 $2.98

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.80 $3.80

$0.47 Rp 8,466

708.51%

Taxi (Normal Tariff) (1km)

$1.25 $1.25

$0.43 Rp 7,737

190.70%

Taxi 1hour Waiting (Normal Tariff)

$25.34 $25.34

$5.47 Rp 98.4K

363.25%

Gasoline (1 liter)

$0.87 $0.87

$0.83 Rp 14.9K

4.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$23.9K Rp 429.8M

52.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$32.8K Rp 590.1M

-25.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 $152

$80.0 Rp 1.4M

89.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$6.56 Rp 118.1K

1051.83%

Internet (50+ Mbps, Unlimited Data)

$72.2 $72.2

$18.60 Rp 334.8K

288.01%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$11.12 $11.12

$4.25 Rp 76.5K

161.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,443 $1,443

$493 Rp 8.9M

192.82%

International Primary School, 1 Child (Yearly)

$19.6K $19.6K

$5,597 Rp 100.7M

250.02%

Jeans (Levis 501 Or Similar)

$46.09 $46.09

$45.58 Rp 820.4K

1.12%

Summer Dress (H&M, Zara, etc)

$39.26 $39.26

$34.96 Rp 629.4K

12.30%

Sport Shoes (Adidas, Nike)

$85.4 $85.4

$77.7 Rp 1.4M

9.83%

Men's Leather Business Shoes

$84.2 $84.2

$78.5 Rp 1.4M

7.28%

1-bedroom Apartment, City Center (Monthly)

$1,207 $1,207

$1,131 Rp 20.4M

6.72%

1-bedroom Apartment, Outside City Center (Monthly)

$953 $953

$673 Rp 12.1M

41.56%

3-bedroom Apartment, City Center (Monthly)

$1,875 $1,875

$3,613 Rp 65.0M

-48.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,505 $1,505

$1,702 Rp 30.6M

-11.55%

Buy Apartment in City Center (m2)

$1,784 $1,784

$2,717 Rp 48.9M

-34.37%

Buy Apartment Outside City Center (m2)

$1,733 $1,733

$2,241 Rp 40.3M

-22.68%

Average Monthly Net Salary (After Tax)

$3,345 $3,345

$166 Rp 3.0M

1910.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elizabethtown, KY: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elizabethtown, KY

$953 46.9%

Ubud, Bali

$673 49.7% 29.4% $280

Groceries & Markets

Elizabethtown, KY

$362 17.8%

Ubud, Bali

$287 21.2% 20.7% $75

Monthly Utilities & Internet

Elizabethtown, KY

$299 14.7%

Ubud, Bali

$105 7.8% 64.9% $194

Eating Out

Elizabethtown, KY

$270 13.3%

Ubud, Bali

$106 7.9% 60.6% $163

Clothing & Footwear

Elizabethtown, KY

$115 5.7%

Ubud, Bali

$107 7.9% 7.1% $8.2

Sport & Entertainment

Elizabethtown, KY

$22 * 1.1%

Ubud, Bali

$63 4.6% 181% $40

Getting Around

Elizabethtown, KY

$10 * 0.5%

Ubud, Bali

$12 0.9% 23.4% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Elizabethtown, KY and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Elizabethtown, KY pays 1910% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Elizabethtown, KY vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $362 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Elizabethtown, KY

🇮🇩 Ubud, Bali

🕒 Local time

01:55 1:55 AM

13:55 1:55 PM

12 h ahead of Elizabethtown, KY

🌤 Weather

👥 Population

23,406

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Elizabethtown, KY Ubud, Bali 16,140 km ≈ 21 h nonstop flight

From you

Elizabethtown, KY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elizabethtown, KY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Elizabethtown, KY and Ubud, Bali differ by about 50% in total monthly costs ($2,031 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1910% higher in Elizabethtown, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,207 in Elizabethtown, KY versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,443 in Elizabethtown, KY versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $50.0 in Elizabethtown, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,031 in Elizabethtown, KY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Elizabethtown, KY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Elizabethtown, KY and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Elizabethtown, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.