Cost of Living Comparison Between Elgin, IL and Austin, TX Cost of Living Comparison Between Elgin, IL and Austin, TX

🙂 Solo nomad: Elgin, IL is 26.4% cheaper than Austin, TX without rent, and 12.6% cheaper with rent.

🙂 Family of 3: Elgin, IL is 20.5% cheaper than Austin, TX without rent, and 14.5% cheaper with rent.

Meal at Budget Restaurant

$15.15 $15.15

$19.64 $19.64

-22.86%

Three-Course Dinner for Two, Mid-Range

$59.5 $59.5

$76.2 $76.2

-22.01%

Fast Food Meal (McDonalds, etc)

$10.04 $10.04

$9.95 $9.95

0.90%

Cappuccino

$4.04 $4.04

$5.61 $5.61

-27.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$2.64 $2.64

-0.38%

Water (0.33 liter bottle)

$1.97 $1.97

$2.19 $2.19

-10.05%

Local Beer (0.5 liter draught)

$6.12 $6.12

$5.84 $5.84

4.79%

Imported Beer (0.33 liter bottle)

$4.89 $4.89

$7.92 $7.92

-38.26%

Milk (1 liter)

$0.74 $0.74

$1.13 $1.13

-34.51%

White Bread (500g)

$3.69 $3.69

$3.3 $3.3

11.82%

Rice (white) (1kg)

$5.37 $5.37

$3.5 $3.5

53.43%

Eggs

$3.95 $3.95

$4.4 $4.4

-10.23%

Local Cheese (1kg)

$11.06 $11.06

$12 $12

-7.83%

Chicken Fillets (1kg)

$13.21 $13.21

$10.68 $10.68

23.69%

Beef Round Steak (1kg)

$10.81 $10.81

$14.73 $14.73

-26.61%

Apples (1kg)

$2.24 $2.24

$4.88 $4.88

-54.10%

Banana (1kg)

$1.08 $1.08

$1.52 $1.52

-28.95%

Oranges (1kg)

$1.63 $1.63

$4.53 $4.53

-64.02%

Tomato (1kg)

$2.71 $2.71

$3.92 $3.92

-30.87%

Potato (1kg)

$2.66 $2.66

$2.72 $2.72

-2.21%

Onion (1kg)

$2.92 $2.92

$2.76 $2.76

5.80%

Lettuce (1 head)

$1.96 $1.96

$2.01 $2.01

-2.49%

Water (1.5 liter bottle)

$2.06 $2.06

$2.18 $2.18

-5.50%

Cigarettes 20 Pack (Marlboro, Camel)

$10.12 $10.12

$8.86 $8.86

14.22%

Wine (Bottle)

$11.78 $11.78

$14.96 $14.96

-21.26%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$2.34 $2.34

-2.14%

Imported Beer (0.33 liter bottle)

$4.75 $4.75

$3.44 $3.44

38.08%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.48 $1.48

37.16%

Public Transport Monthly Pass (Regular Price)

$42.82 $42.82

Taxi Start (Normal Tariff)

$4.37 $4.37

$4.3 $4.3

1.63%

Taxi (Normal Tariff) (1km)

$2.22 $2.22

$1.82 $1.82

21.98%

Taxi 1hour Waiting (Normal Tariff)

$27.82 $27.82

$34.63 $34.63

-19.67%

Gasoline (1 liter)

$0.83 $0.83

$0.73 $0.73

13.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K $24.6K

$25.5K $25.5K

-3.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$26.3K $26.3K

-3.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.6 $98.6

$177 $177

-44.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$58.9 $58.9

-12.23%

Internet (50+ Mbps, Unlimited Data)

$50.1 $50.1

$64.8 $64.8

-22.79%

Gym Membership (Monthly)

$42.98 $42.98

$62.6 $62.6

-31.33%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$15.13 $15.13

$14.72 $14.72

2.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,654 $1,654

$1,378 $1,378

19.99%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$22.4K $22.4K

9.46%

Jeans (Levis 501 Or Similar)

$40.7 $40.7

$56.3 $56.3

-27.70%

Summer Dress (H&M, Zara, etc)

$47.51 $47.51

$46.46 $46.46

2.26%

Sport Shoes (Adidas, Nike)

$101 $101

$86.7 $86.7

16.22%

Men's Leather Business Shoes

$131 $131

$119 $119

10.03%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$2,188 $2,188

-27.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,372 $1,372

$1,395 $1,395

-1.64%

3-bedroom Apartment, City Center (Monthly)

$2,657 $2,657

$3,896 $3,896

-31.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,267 $2,267

$2,689 $2,689

-15.72%

Buy Apartment in City Center (m2)

$2,725 $2,725

$4,414 $4,414

-38.27%

Buy Apartment Outside City Center (m2)

$2,428 $2,428

$3,161 $3,161

-23.20%

Average Monthly Net Salary (After Tax)

$4,871 $4,871

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.45

1.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elgin, IL: October 29, 2025

Last update for Austin, TX: October 28, 2025

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