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Cost of Living Comparison Between Effingham, IL and Ubud, Bali Cost of Living Comparison Between Effingham, IL and Ubud, Bali

😐 Solo nomad: Effingham, IL is 57.8% more expensive than Ubud, Bali without rent, and 255.5% more expensive with rent.
😐 Family of 3: Effingham, IL is 58.4% more expensive than Ubud, Bali without rent, and 207.1% more expensive with rent.
Currency
🍽 Eating Out
Effingham, IL
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.1 $15.1
$2.91 Rp 48.4K
418.90%
Three-Course Dinner for Two, Mid-Range
$44.24 $44.24
$12.33 Rp 205.4K
258.80%
Fast Food Meal (McDonalds, etc)
$10.08 $10.08
$3.21 Rp 53.5K
214.02%
Cappuccino
$5.19 $5.19
$2.28 Rp 38K
127.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 $2.36
$1.16 Rp 19.3K
103.45%
Water (0.33 liter bottle)
$2.01 $2.01
$0.26 Rp 4,308
673.08%
Local Beer (0.5 liter draught)
$5.07 $5.07
$2.44 Rp 40.7K
107.79%
Imported Beer (0.33 liter bottle)
$6.94 $6.94
$3.28 Rp 54.7K
111.59%
🛒 Groceries & Markets
Effingham, IL
Ubud, Bali
Difference
Milk (1 liter)
$0.52 $0.52
$1.49 Rp 24.9K
-65.10%
White Bread (500g)
$2.74 $2.74
$1.62 Rp 27K
69.14%
Rice (white) (1kg)
$4.37 $4.37
$1.14 Rp 18.9K
283.33%
Eggs
$3.06 $3.06
$2.33 Rp 38.9K
31.33%
Local Cheese (1kg)
$15.54 $15.54
$13.75 Rp 229.1K
13.02%
Chicken Fillets (1kg)
$11.1 $11.1
$4.01 Rp 66.8K
176.81%
Beef Round Steak (1kg)
$14.43 $14.43
$11.36 Rp 189.3K
27.02%
Apples (1kg)
$5.53 $5.53
$3.46 Rp 57.7K
59.83%
Banana (1kg)
$1.59 $1.59
$1.47 Rp 24.5K
8.16%
Oranges (1kg)
$4.04 $4.04
$2.69 Rp 44.9K
50.19%
Tomato (1kg)
$5.82 $5.82
$1.38 Rp 22.9K
321.74%
Potato (1kg)
$2.27 $2.27
$1.6 Rp 26.6K
41.87%
Onion (1kg)
$1.07 $1.07
$2.17 Rp 36.2K
-50.69%
Lettuce (1 head)
$1.93 $1.93
$0.96 Rp 15.9K
101.04%
Water (1.5 liter bottle)
$2.07 $2.07
$0.6 Rp 9,919
245.00%
Cigarettes 20 Pack (Marlboro, Camel)
$8.61 $8.61
$2.24 Rp 37.3K
284.37%
Wine (Bottle)
$12.01 $12.01
$14.72 Rp 245.3K
-18.41%
Local Beer (0.5 liter bottle)
$2.7 $2.7
$2.46 Rp 41.1K
9.76%
Imported Beer (0.33 liter bottle)
$3.24 $3.24
$2.72 Rp 45.3K
19.12%
🚌 Getting Around
Effingham, IL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$0.32 Rp 5,355
543.75%
Public Transport Monthly Pass (Regular Price)
-
$9.78 Rp 162.9K
-
Taxi Start (Normal Tariff)
$2.68 $2.68
$0.49 Rp 8,139
446.94%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$0.37 Rp 6,244
270.27%
Taxi 1hour Waiting (Normal Tariff)
$30.56 $30.56
$6.15 Rp 102.5K
396.91%
Gasoline (1 liter)
$0.89 $0.89
$0.71 Rp 11.8K
25.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$26.6K Rp 443.2M
33.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$31.7K Rp 528.6M
-17.69%
🧾 Monthly Utilities & Internet
Effingham, IL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$241 $241
$63.7 Rp 1.1M
277.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.21 $44.21
$3.93 Rp 65.5K
1024.94%
Internet (50+ Mbps, Unlimited Data)
$60.3 $60.3
$24.18 Rp 402.9K
149.17%
🎉 Sport & Entertainment
Effingham, IL
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.77 $42.77
$23.22 Rp 386.9K
84.19%
Tennis Court (1 Hour on Weekend)
-
$6.18 Rp 103K
-
Cinema Ticket
$11.87 $11.87
$3.3 Rp 55K
259.70%
🧸 Childcare & Education
Effingham, IL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,252 $1,252
$93.1 Rp 1.6M
1243.75%
International Primary School, 1 Child (Yearly)
$13.5K $13.5K
$6,046 Rp 100.7M
122.97%
👕👟 Clothing & Footwear
Effingham, IL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.42 $44.42
$51.9 Rp 864.6K
-14.40%
Summer Dress (H&M, Zara, etc)
$34.69 $34.69
$24.92 Rp 415.3K
39.21%
Sport Shoes (Adidas, Nike)
$85.2 $85.2
$82.1 Rp 1.4M
3.86%
Men's Leather Business Shoes
$65.5 $65.5
$72.6 Rp 1.2M
-9.73%
🏠 Accommodation & Living
Effingham, IL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,596 $1,596
$258 Rp 4.3M
517.57%
1-bedroom Apartment, Outside City Center (Monthly)
$1,344 $1,344
$161 Rp 2.7M
736.94%
3-bedroom Apartment, City Center (Monthly)
$2,583 $2,583
$574 Rp 9.6M
349.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,187 $2,187
$330 Rp 5.5M
562.46%
Buy Apartment in City Center (m2)
$2,499 $2,499
$990 Rp 16.5M
152.33%
Buy Apartment Outside City Center (m2)
$2,064 $2,064
$856 Rp 14.3M
141.24%
💵 Salaries & Financials
Effingham, IL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
13.28
-50.23%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Effingham, IL: November 23, 2025

Last update for Ubud, Bali: November 24, 2025

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