Cost of Living Comparison Between Effingham, IL and New York, NY Cost of Living Comparison Between Effingham, IL and New York, NY

🙂 Solo nomad: Effingham, IL is 40.1% cheaper than New York, NY without rent, and 43.8% cheaper with rent.

🙂 Family of 3: Effingham, IL is 54.7% cheaper than New York, NY without rent, and 53% cheaper with rent.

Meal at Budget Restaurant

$15.27 $15.27

$29.68 $29.68

-48.55%

Three-Course Dinner for Two, Mid-Range

$44.12 $44.12

$144 $144

-69.40%

Fast Food Meal (McDonalds, etc)

$9.94 $9.94

$12.43 $12.43

-20.03%

Cappuccino

$5.11 $5.11

$5.84 $5.84

-12.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$3.26 $3.26

-26.69%

Water (0.33 liter bottle)

$2.01 $2.01

$2.58 $2.58

-22.09%

Local Beer (0.5 liter draught)

$4.9 $4.9

$8.24 $8.24

-40.53%

Imported Beer (0.33 liter bottle)

$7.18 $7.18

$11.86 $11.86

-39.46%

Milk (1 liter)

$0.51 $0.51

$1.56 $1.56

-67.31%

White Bread (500g)

$2.87 $2.87

$5.23 $5.23

-45.12%

Rice (white) (1kg)

$4.43 $4.43

$8.11 $8.11

-45.38%

Eggs

$3.06 $3.06

$7.25 $7.25

-57.79%

Local Cheese (1kg)

$15.5 $15.5

$17.08 $17.08

-9.25%

Chicken Fillets (1kg)

$10.83 $10.83

$16.24 $16.24

-33.31%

Beef Round Steak (1kg)

$14.64 $14.64

$20.02 $20.02

-26.87%

Apples (1kg)

$5.36 $5.36

$7.49 $7.49

-28.44%

Banana (1kg)

$1.57 $1.57

$2.55 $2.55

-38.43%

Oranges (1kg)

$4.1 $4.1

$5.82 $5.82

-29.55%

Tomato (1kg)

$5.65 $5.65

$6.52 $6.52

-13.34%

Potato (1kg)

$2.18 $2.18

$3.72 $3.72

-41.40%

Onion (1kg)

$1.12 $1.12

$3.9 $3.9

-71.28%

Lettuce (1 head)

$1.96 $1.96

$3.07 $3.07

-36.16%

Water (1.5 liter bottle)

$1.95 $1.95

$2.57 $2.57

-24.12%

Cigarettes 20 Pack (Marlboro, Camel)

$8.49 $8.49

$19.21 $19.21

-55.80%

Wine (Bottle)

$11.87 $11.87

$17.79 $17.79

-33.28%

Local Beer (0.5 liter bottle)

$2.72 $2.72

$3.01 $3.01

-9.63%

Imported Beer (0.33 liter bottle)

$3.36 $3.36

$3.72 $3.72

-9.68%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.92 $2.92

-32.53%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$2.82 $2.82

$5.13 $5.13

-45.03%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$2.15 $2.15

-34.42%

Taxi 1hour Waiting (Normal Tariff)

$29.83 $29.83

$41.57 $41.57

-28.24%

Gasoline (1 liter)

$0.82 $0.82

$0.95 $0.95

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$35K $35K

0.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$27.7K $27.7K

-2.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$179 $179

32.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.39 $44.39

$60 $60

-25.98%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$63.8 $63.8

-3.59%

Gym Membership (Monthly)

$43.22 $43.22

$141 $141

-69.28%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$11.99 $11.99

$19.9 $19.9

-39.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,240 $1,240

$3,206 $3,206

-61.33%

International Primary School, 1 Child (Yearly)

$13.7K $13.7K

$56.5K $56.5K

-75.81%

Jeans (Levis 501 Or Similar)

$44.8 $44.8

$65.7 $65.7

-31.82%

Summer Dress (H&M, Zara, etc)

$34.36 $34.36

$48.75 $48.75

-29.52%

Sport Shoes (Adidas, Nike)

$84.7 $84.7

$111 $111

-23.82%

Men's Leather Business Shoes

$63.7 $63.7

$172 $172

-62.87%

1-bedroom Apartment, City Center (Monthly)

$1,575 $1,575

$4,165 $4,165

-62.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,366 $1,366

$2,653 $2,653

-48.51%

3-bedroom Apartment, City Center (Monthly)

$2,602 $2,602

$8,412 $8,412

-69.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,245 $2,245

$5,277 $5,277

-57.45%

Buy Apartment in City Center (m2)

$2,384 $2,384

$15.6K $15.6K

-84.74%

Buy Apartment Outside City Center (m2)

$2,746 $2,746

$11.2K $11.2K

-75.39%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.44

2.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Effingham, IL: October 29, 2025

Last update for New York, NY: October 28, 2025

Similar cities

Barcelona

🇪🇸 Spain

Athens

🇬🇷 Greece

Madrid

🇪🇸 Spain

Rome

🇮🇹 Italy

Tallinn

🇪🇪 Estonia

Brisbane

🇦🇺 Australia

Turin

🇮🇹 Italy

Tokyo

🇯🇵 Japan