Cost of Living Comparison Between Effingham, IL and Austin, TX Cost of Living Comparison Between Effingham, IL and Austin, TX

🙂 Solo nomad: Effingham, IL is 10.6% cheaper than Austin, TX without rent, and 7.2% cheaper with rent.

🙂 Family of 3: Effingham, IL is 31.5% cheaper than Austin, TX without rent, and 15.6% cheaper with rent.

Meal at Budget Restaurant

$15.27 $15.27

$19.64 $19.64

-22.25%

Three-Course Dinner for Two, Mid-Range

$44.12 $44.12

$76.2 $76.2

-42.13%

Fast Food Meal (McDonalds, etc)

$9.94 $9.94

$9.95 $9.95

-0.10%

Cappuccino

$5.11 $5.11

$5.61 $5.61

-8.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$2.64 $2.64

-9.47%

Water (0.33 liter bottle)

$2.01 $2.01

$2.19 $2.19

-8.22%

Local Beer (0.5 liter draught)

$4.9 $4.9

$5.84 $5.84

-16.10%

Imported Beer (0.33 liter bottle)

$7.18 $7.18

$7.92 $7.92

-9.34%

Milk (1 liter)

$0.51 $0.51

$1.13 $1.13

-54.87%

White Bread (500g)

$2.87 $2.87

$3.3 $3.3

-13.03%

Rice (white) (1kg)

$4.43 $4.43

$3.5 $3.5

26.57%

Eggs

$3.06 $3.06

$4.4 $4.4

-30.45%

Local Cheese (1kg)

$15.5 $15.5

$12 $12

29.17%

Chicken Fillets (1kg)

$10.83 $10.83

$10.68 $10.68

1.40%

Beef Round Steak (1kg)

$14.64 $14.64

$14.73 $14.73

-0.61%

Apples (1kg)

$5.36 $5.36

$4.88 $4.88

9.84%

Banana (1kg)

$1.57 $1.57

$1.52 $1.52

3.29%

Oranges (1kg)

$4.1 $4.1

$4.53 $4.53

-9.49%

Tomato (1kg)

$5.65 $5.65

$3.92 $3.92

44.13%

Potato (1kg)

$2.18 $2.18

$2.72 $2.72

-19.85%

Onion (1kg)

$1.12 $1.12

$2.76 $2.76

-59.42%

Lettuce (1 head)

$1.96 $1.96

$2.01 $2.01

-2.49%

Water (1.5 liter bottle)

$1.95 $1.95

$2.18 $2.18

-10.55%

Cigarettes 20 Pack (Marlboro, Camel)

$8.49 $8.49

$8.86 $8.86

-4.18%

Wine (Bottle)

$11.87 $11.87

$14.96 $14.96

-20.66%

Local Beer (0.5 liter bottle)

$2.72 $2.72

$2.34 $2.34

16.24%

Imported Beer (0.33 liter bottle)

$3.36 $3.36

$3.44 $3.44

-2.33%

One-way Ticket (Public Transport)

$1.97 $1.97

$1.48 $1.48

33.11%

Public Transport Monthly Pass (Regular Price)

$42.82 $42.82

Taxi Start (Normal Tariff)

$2.82 $2.82

$4.3 $4.3

-34.42%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$1.82 $1.82

-22.53%

Taxi 1hour Waiting (Normal Tariff)

$29.83 $29.83

$34.63 $34.63

-13.86%

Gasoline (1 liter)

$0.82 $0.82

$0.73 $0.73

12.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$25.5K $25.5K

37.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$26.3K $26.3K

2.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$177 $177

33.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.39 $44.39

$58.9 $58.9

-24.67%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$64.8 $64.8

-5.09%

Gym Membership (Monthly)

$43.22 $43.22

$62.6 $62.6

-30.95%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$11.99 $11.99

$14.72 $14.72

-18.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,240 $1,240

$1,378 $1,378

-10.06%

International Primary School, 1 Child (Yearly)

$13.7K $13.7K

$22.4K $22.4K

-38.97%

Jeans (Levis 501 Or Similar)

$44.8 $44.8

$56.3 $56.3

-20.41%

Summer Dress (H&M, Zara, etc)

$34.36 $34.36

$46.46 $46.46

-26.04%

Sport Shoes (Adidas, Nike)

$84.7 $84.7

$86.7 $86.7

-2.28%

Men's Leather Business Shoes

$63.7 $63.7

$119 $119

-46.41%

1-bedroom Apartment, City Center (Monthly)

$1,575 $1,575

$2,188 $2,188

-28.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,366 $1,366

$1,395 $1,395

-2.07%

3-bedroom Apartment, City Center (Monthly)

$2,602 $2,602

$3,896 $3,896

-33.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,245 $2,245

$2,689 $2,689

-16.51%

Buy Apartment in City Center (m2)

$2,384 $2,384

$4,414 $4,414

-45.99%

Buy Apartment Outside City Center (m2)

$2,746 $2,746

$3,161 $3,161

-13.14%

Average Monthly Net Salary (After Tax)

$4,871 $4,871

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.45

2.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Effingham, IL: October 29, 2025

Last update for Austin, TX: October 28, 2025

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