Last update: Oct 2026

Cost of Living Comparison Between Eden NSW and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,359 in Eden NSW, rent and utilities included – about $17,300 less a year. Rent and utilities account for most of the difference.

Eden NSW
🇦🇺 Australia
$2,359
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Eden NSW and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Eden NSW and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,359 in Eden NSW versus $918 in Cebu.

  • Eden NSW $2,359
  • Cebu $918

Estimated couple costs with rent: $3,467 in Eden NSW versus $1,409 in Cebu.

  • Eden NSW $3,467
  • Cebu $1,409

Monthly costs for a family of three with rent: $4,575 in Eden NSW versus $1,900 in Cebu.

  • Eden NSW $4,575
  • Cebu $1,900

Living in Eden NSW is roughly 157% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Eden NSW is 75% above, Cebu is 32% below.

Currency
🍽 Eating Out
Eden NSW
Cebu
Difference
Meal at Budget Restaurant
$19.95 A$28.70
$3.09 ₱195
545.63%
Three-Course Dinner for Two, Mid-Range
$82.0 A$118
$24.22 ₱1,525
238.44%
Fast Food Meal (McDonalds, etc)
$10.98 A$15.80
$3.92 ₱247
180.10%
Cappuccino
$3.53 A$5.08
$2.51 ₱158
40.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.75 A$3.95
$1.59 ₱100
72.96%
Water (0.33 liter bottle)
$2.56 A$3.68
$0.53 ₱33.45
383.02%
Local Beer (0.5 liter draught)
$7.40 A$10.65
$1.78 ₱112
315.73%
Imported Beer (0.33 liter bottle)
$7.73 A$11.12
$2.17 ₱137
256.22%
🛒 Groceries & Markets
Eden NSW
Cebu
Difference
Milk (1 liter)
$1.50 A$2.15
$1.92 ₱121
-21.87%
White Bread (500g)
$2.33 A$3.35
$1.36 ₱85.5
71.32%
Rice (white) (1kg)
$2.43 A$3.50
$1.01 ₱63.6
140.59%
Eggs
$4.83 A$6.95
$2.03 ₱128
137.93%
Local Cheese (1kg)
$10.25 A$14.75
$9.86 ₱621
3.96%
Chicken Fillets (1kg)
$8.24 A$11.86
$4.39 ₱277
87.70%
Beef Round Steak (1kg)
$14.28 A$20.55
$7.60 ₱479
87.89%
Apples (1kg)
$3.32 A$4.78
$3.30 ₱208
0.61%
Banana (1kg)
$2.78 A$4.00
$1.39 ₱87.8
100.00%
Oranges (1kg)
$3.40 A$4.89
$2.33 ₱147
45.92%
Tomato (1kg)
$4.97 A$7.15
$1.50 ₱94.3
231.33%
Potato (1kg)
$2.46 A$3.55
$2.36 ₱149
4.24%
Onion (1kg)
$2.66 A$3.83
$1.90 ₱119
40.00%
Lettuce (1 head)
$2.71 A$3.91
$1.19 ₱74.9
127.73%
Water (1.5 liter bottle)
$1.65 A$2.37
$0.63 ₱39.73
161.90%
Cigarettes 20 Pack (Marlboro, Camel)
$35.82 A$51.5
$3.00 ₱189
1094.00%
Wine (Bottle)
$14.64 A$21.06
$6.03 ₱380
142.79%
Local Beer (0.5 liter bottle)
$4.75 A$6.83
$1.23 ₱77.7
286.18%
Imported Beer (0.33 liter bottle)
$4.78 A$6.87
$1.75 ₱110
173.14%
🚌 Getting Around
Eden NSW
Cebu
Difference
One-way Ticket (Public Transport)
$2.97 A$4.28
$0.25 ₱15.87
1088.00%
Public Transport Monthly Pass (Regular Price)
$81.5 A$117
$12.64 ₱796
544.54%
Taxi Start (Normal Tariff)
$3.59 A$5.16
$0.77 ₱48.64
366.23%
Taxi (Normal Tariff) (1km)
$1.45 A$2.09
$0.23 ₱14.54
530.43%
Taxi 1hour Waiting (Normal Tariff)
$44.96 A$64.7
$4.46 ₱281
908.07%
Gasoline (1 liter)
$1.24 A$1.79
$1.31 ₱82.8
-5.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K A$38.1K
$21.2K ₱1.3M
24.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K A$42.0K
$19.1K ₱1.2M
52.45%
🧾 Monthly Utilities & Internet
Eden NSW
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$206 A$296
$120 ₱7,573
71.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.31 A$45.05
$14.00 ₱882
123.64%
Internet (50+ Mbps, Unlimited Data)
$52.8 A$76.0
$27.54 ₱1,735
91.83%
🎉 Sport & Entertainment
Eden NSW
Cebu
Difference
Gym Membership (Monthly)
$63.4 A$91.2
$32.33 ₱2,036
95.95%
Tennis Court (1 Hour on Weekend)
$18.86 A$27.14
$6.65 ₱419
183.61%
Cinema Ticket
$15.09 A$21.72
$5.65 ₱356
167.08%
🧸 Childcare & Education
Eden NSW
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,852 A$2,665
$275 ₱17.3K
572.70%
International Primary School, 1 Child (Yearly)
$18.0K A$25.9K
$7,918 ₱498.8K
127.56%
👕👟 Clothing & Footwear
Eden NSW
Cebu
Difference
Jeans (Levis 501 Or Similar)
$87.5 A$126
$49.33 ₱3,107
77.30%
Summer Dress (H&M, Zara, etc)
$61.1 A$87.9
$25.24 ₱1,590
141.88%
Sport Shoes (Adidas, Nike)
$108 A$155
$77.0 ₱4,848
40.12%
Men's Leather Business Shoes
$133 A$191
$57.2 ₱3,603
131.68%
🏠 Accommodation & Living
Eden NSW
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,329 A$1,912
$500 ₱31.5K
166.03%
1-bedroom Apartment, Outside City Center (Monthly)
$1,028 A$1,479
$309 ₱19.5K
232.84%
3-bedroom Apartment, City Center (Monthly)
$2,464 A$3,545
$1,078 ₱67.9K
128.58%
3-bedroom Apartment, Outside City Center (Monthly)
$1,602 A$2,305
$615 ₱38.8K
160.38%
Buy Apartment in City Center (m2)
$5,593 A$8,048
$2,886 ₱181.8K
93.78%
Buy Apartment Outside City Center (m2)
$4,955 A$7,131
$1,917 ₱120.7K
158.55%
💵 Salaries & Financials
Eden NSW
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.84
7.2
-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eden NSW: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Eden NSW
$1K
Cebu
$309 70% $719
Groceries & Markets
Eden NSW
$360
Cebu
$206 42.8% $154
Eating Out
Eden NSW
$309
Cebu
$88 71.4% $220
Monthly Utilities & Internet
Eden NSW
$290
Cebu
$162 44.2% $128
Clothing & Footwear
Eden NSW
$175
Cebu
$94 46.3% $81
Getting Around
Eden NSW
$104
Cebu
$16 85.1% $89
Sport & Entertainment
Eden NSW
$94
Cebu
$44 53.4% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,329 in Eden NSW and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $82.0 in Eden NSW vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $360 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇦🇺 Eden NSW
🇵🇭 Cebu
🕒 Local time
02:56 2:56 AM
23:56 11:56 PM
3 h behind Eden NSW
🌤 Weather
👥 Population
3,118
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Eden NSW Cebu 5,920 km ≈ 8 h nonstop flight
From you
  • Eden NSW
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Eden NSW vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Eden NSW?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 157% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,538 in Eden NSW and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Eden NSW and Cebu?
Rent for a central apartment: $1,329 in Eden NSW versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Eden NSW and in Cebu?
All in, you'll spend $2,359 per month in Eden NSW versus $918 in Cebu – a 157% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 545% less than in Eden NSW. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Eden NSW or in Cebu?
At $918 in Cebu versus $2,359 in Eden NSW, a $1,500 budget is realistic in Cebu but tight or insufficient in Eden NSW. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Eden NSW or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Eden NSW, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Eden NSW or Cebu?
Safety-wise, Eden NSW and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 157% less than in Eden NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Eden NSW vs other spots: cost of living compared

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