Last update: Oct 2026

Cost of Living Comparison Between Dundalk and Napier

For one person, living is cheaper in Napier: $2,192 a month against $2,559 in Dundalk, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Dundalk
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Dundalk Living Index
107

Cost of Living Index in Napier
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Napier Living Index

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Dundalk

🇮🇪 Ireland

$2,559

/mo nomad

Napier

🇳🇿 New Zealand

$2,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Dundalk and in Napier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dundalk and in Napier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,559 in Dundalk versus $2,192 in Napier.

Dundalk $2,559
Napier $2,192

Estimated couple costs with rent: $3,749 in Dundalk versus $3,179 in Napier.

Dundalk $3,749
Napier $3,179

Monthly costs for a family of three with rent: $4,939 in Dundalk versus $4,165 in Napier.

Dundalk $4,939
Napier $4,165

Living in Dundalk is roughly 17% more expensive than in Napier, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Dundalk 90% above, Napier 62% above.

Meal at Budget Restaurant

$18.47 €16.43

$18.79 NZ$33.22

-1.70%

Three-Course Dinner for Two, Mid-Range

$88.9 €79.1

$92.3 NZ$163

-3.67%

Fast Food Meal (McDonalds, etc)

$12.14 €10.80

$9.46 NZ$16.72

28.33%

Cappuccino

$3.81 €3.38

$3.30 NZ$5.84

15.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 €1.92

$2.19 NZ$3.88

-1.37%

Water (0.33 liter bottle)

$1.28 €1.14

$2.30 NZ$4.07

-44.35%

Local Beer (0.5 liter draught)

$6.63 €5.90

$6.54 NZ$11.57

1.38%

Imported Beer (0.33 liter bottle)

$5.52 €4.91

$5.71 NZ$10.10

-3.33%

Milk (1 liter)

$1.44 €1.28

$1.60 NZ$2.83

-10.00%

White Bread (500g)

$0.93 €0.82

$1.46 NZ$2.58

-36.30%

Rice (white) (1kg)

$1.32 €1.17

$1.46 NZ$2.58

-9.59%

Eggs

$4.60 €4.09

$5.85 NZ$10.35

-21.37%

Local Cheese (1kg)

$13.92 €12.38

$7.38 NZ$13.05

88.62%

Chicken Fillets (1kg)

$12.90 €11.47

$8.40 NZ$14.85

53.57%

Beef Round Steak (1kg)

$16.84 €14.97

$12.47 NZ$22.04

35.04%

Apples (1kg)

$2.27 €2.02

$2.24 NZ$3.96

1.34%

Banana (1kg)

$2.29 €2.03

$1.60 NZ$2.83

43.13%

Oranges (1kg)

$2.30 €2.04

$3.07 NZ$5.44

-25.08%

Tomato (1kg)

$4.70 €4.18

$2.86 NZ$5.06

64.34%

Potato (1kg)

$1.14 €1.01

$1.73 NZ$3.06

-34.10%

Onion (1kg)

$1.82 €1.62

$2.53 NZ$4.48

-28.06%

Lettuce (1 head)

$1.38 €1.23

$1.91 NZ$3.38

-27.75%

Water (1.5 liter bottle)

$2.19 €1.95

$1.22 NZ$2.16

79.51%

Cigarettes 20 Pack (Marlboro, Camel)

$19.47 €17.31

$19.90 NZ$35.20

-2.16%

Wine (Bottle)

$13.13 €11.68

$8.18 NZ$14.47

60.51%

Local Beer (0.5 liter bottle)

$4.20 €3.73

$2.50 NZ$4.43

68.00%

Imported Beer (0.33 liter bottle)

$3.46 €3.08

$2.42 NZ$4.29

42.98%

One-way Ticket (Public Transport)

$2.17 €1.93

$1.73 NZ$3.05

25.43%

Public Transport Monthly Pass (Regular Price)

$112 €99.8

$82.4 NZ$146

36.12%

Taxi Start (Normal Tariff)

$5.09 €4.53

$2.25 NZ$3.99

126.22%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.87 NZ$3.30

-24.06%

Taxi 1hour Waiting (Normal Tariff)

$18.60 €16.54

$30.98 NZ$54.8

-39.96%

Gasoline (1 liter)

$2.01 €1.78

$1.57 NZ$2.77

28.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K €35.2K

$25.3K NZ$44.8K

56.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K €28.7K

$23.5K NZ$41.6K

37.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 €212

$186 NZ$328

28.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.44 €19.07

$34.40 NZ$60.8

-37.67%

Internet (50+ Mbps, Unlimited Data)

$54.5 €48.46

$48.56 NZ$85.9

12.21%

Gym Membership (Monthly)

$48.51 €43.14

$32.97 NZ$58.3

47.13%

Tennis Court (1 Hour on Weekend)

$24.69 €21.96

$10.51 NZ$18.58

134.92%

Cinema Ticket

$13.24 €11.77

$8.31 NZ$14.70

59.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,076 €957

$660 NZ$1,167

63.04%

International Primary School, 1 Child (Yearly)

$5,138 €4,570

$16.6K NZ$29.3K

-68.99%

Jeans (Levis 501 Or Similar)

$95.9 €85.3

$106 NZ$188

-9.90%

Summer Dress (H&M, Zara, etc)

$27.44 €24.40

$53.2 NZ$94.1

-48.44%

Sport Shoes (Adidas, Nike)

$67.0 €59.6

$104 NZ$183

-35.43%

Men's Leather Business Shoes

$122 €108

$119 NZ$210

2.44%

1-bedroom Apartment, City Center (Monthly)

$1,758 €1,563

$1,212 NZ$2,143

45.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,253 €1,115

$1,046 NZ$1,849

19.85%

3-bedroom Apartment, City Center (Monthly)

$2,478 €2,204

$1,656 NZ$2,928

49.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,011 €1,789

$1,493 NZ$2,640

34.72%

Buy Apartment in City Center (m2)

$5,594 €4,975

$4,715 NZ$8,339

18.64%

Buy Apartment Outside City Center (m2)

$5,024 €4,468

$3,238 NZ$5,726

55.16%

Average Monthly Net Salary (After Tax)

$2,445 €2,174

$2,953 NZ$5,223

-17.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.14

6.54

-36.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dundalk: October 12, 2026

Last update for Napier: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dundalk

$1.3K 49%

Napier

$1K 47.7% 16.6% $208

Groceries & Markets

Dundalk

$355 13.9%

Napier

$275 12.6% 22.5% $80

Monthly Utilities & Internet

Dundalk

$314 12.3%

Napier

$269 12.3% 14.5% $46

Eating Out

Dundalk

$288 11.3%

Napier

$280 12.8% 2.6% $7.4

Clothing & Footwear

Dundalk

$140 5.5%

Napier

$172 7.8% 22.5% $32

Getting Around

Dundalk

$133 5.2%

Napier

$101 4.6% 24.2% $32

Sport & Entertainment

Dundalk

$75 2.9%

Napier

$50 2.3% 33.9% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,758 in Dundalk and $1,212 in Napier. Housing cost is often the main lever when comparing two cities.

Napier pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89.0 in Dundalk vs $92.0 in Napier. Groceries flip the comparison at $355 vs $275, with Napier cheaper for home cooking.

Good to know

🇮🇪 Dundalk

🇳🇿 Napier

🕒 Local time

13:34 1:34 PM

01:34 1:34 AM

12 h ahead of Dundalk

🌤 Weather

👥 Population

43,112

65,000

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.12 USD

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to EUR in detail →

On the map

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Between locations

Dundalk Napier 18,380 km ≈ 23 h nonstop flight

From you

Dundalk
Napier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dundalk vs Napier: Cost of Living - Frequently Asked Questions

Napier is cheaper overall, especially in groceries, eating out, and transport. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 21% lower in Napier. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,758 in Dundalk versus $1,212 in Napier. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Napier – a meal for two runs $92.0 versus $89.0 in Dundalk. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,559 per month in Dundalk versus $2,192 in Napier – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,192 in Napier versus $2,559 in Dundalk, a $2,500 budget is realistic in Napier but tight or insufficient in Dundalk. The gap between the two cities makes Napier the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Dundalk and Napier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Napier gentler on the wallet – expenses run 17% less than in Dundalk. Beyond cost, consider language, visa policies, and how big the international community is in each city.