Last update: Oct 2026

Cost of Living Comparison Between Duluth, GA and Wellington

For one person, living is cheaper in Wellington: $2,313 a month against $2,677 in Duluth, GA, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Duluth, GA outweigh lower spending on other living expenses.

128

Cost of Living Index in Duluth, GA
Learn more

Duluth, GA Living Index
110

Cost of Living Index in Wellington
Learn more

Wellington Living Index

Jump to prices

Duluth, GA

🇺🇸 United States

$2,677

/mo nomad

Wellington

🇳🇿 New Zealand

$2,313

/mo nomad

Monthly Cost of Living

How much you'll spend in Duluth, GA and in Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duluth, GA and in Wellington actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,677 in Duluth, GA versus $2,313 in Wellington.

Duluth, GA $2,677
Wellington $2,313

Estimated couple costs with rent: $3,727 in Duluth, GA versus $3,422 in Wellington.

Duluth, GA $3,727
Wellington $3,422

Monthly costs for a family of three with rent: $4,778 in Duluth, GA versus $4,530 in Wellington.

Duluth, GA $4,778
Wellington $4,530

Living in Duluth, GA is roughly 16% more expensive than in Wellington, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Duluth, GA 97% above, Wellington 70% above.

Meal at Budget Restaurant

$18.40 $18.40

$14.02 NZ$24.90

31.24%

Three-Course Dinner for Two, Mid-Range

$88.2 $88.2

$66.5 NZ$118

32.74%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$9.23 NZ$16.38

7.15%

Cappuccino

$4.67 $4.67

$3.41 NZ$6.06

36.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.43 NZ$4.32

20.58%

Water (0.33 liter bottle)

$2.02 $2.02

$1.69 NZ$3.00

19.53%

Local Beer (0.5 liter draught)

$5.88 $5.88

$7.48 NZ$13.29

-21.39%

Imported Beer (0.33 liter bottle)

$7.68 $7.68

$6.74 NZ$11.97

13.95%

Milk (1 liter)

$0.85 $0.85

$1.95 NZ$3.47

-56.41%

White Bread (500g)

$3.95 $3.95

$2.25 NZ$4.00

75.56%

Rice (white) (1kg)

$4.55 $4.55

$1.85 NZ$3.29

145.95%

Eggs

$3.93 $3.93

$7.10 NZ$12.61

-44.65%

Local Cheese (1kg)

$14.27 $14.27

$9.54 NZ$16.94

49.58%

Chicken Fillets (1kg)

$9.08 $9.08

$9.62 NZ$17.08

-5.61%

Beef Round Steak (1kg)

$19.92 $19.92

$15.26 NZ$27.09

30.54%

Apples (1kg)

$4.63 $4.63

$3.09 NZ$5.49

49.84%

Banana (1kg)

$1.55 $1.55

$2.15 NZ$3.83

-27.91%

Oranges (1kg)

$4.15 $4.15

$3.08 NZ$5.47

34.74%

Tomato (1kg)

$4.66 $4.66

$6.42 NZ$11.40

-27.41%

Potato (1kg)

$3.68 $3.68

$2.10 NZ$3.72

75.24%

Onion (1kg)

$3.81 $3.81

$1.23 NZ$2.19

209.76%

Lettuce (1 head)

$2.36 $2.36

$2.01 NZ$3.57

17.41%

Water (1.5 liter bottle)

$1.97 $1.97

$1.16 NZ$2.06

69.83%

Cigarettes 20 Pack (Marlboro, Camel)

$8.36 $8.36

$25.37 NZ$45.04

-67.05%

Wine (Bottle)

$15.27 $15.27

$11.48 NZ$20.39

33.01%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$3.12 NZ$5.53

-46.15%

Imported Beer (0.33 liter bottle)

$2.49 $2.49

$2.89 NZ$5.12

-13.84%

One-way Ticket (Public Transport)

$2.58 $2.58

$2.86 NZ$5.08

-9.79%

Public Transport Monthly Pass (Regular Price)

$105 NZ$186

Taxi Start (Normal Tariff)

$2.91 $2.91

$1.88 NZ$3.34

54.79%

Taxi (Normal Tariff) (1km)

$1.50 $1.50

$1.83 NZ$3.25

-18.03%

Taxi 1hour Waiting (Normal Tariff)

$18.33 $18.33

$34.31 NZ$60.9

-46.58%

Gasoline (1 liter)

$0.93 $0.93

$1.84 NZ$3.27

-49.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K $25.9K

$28.4K NZ$50.4K

-8.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$23.8K NZ$42.3K

7.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 $145

$201 NZ$357

-27.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.1 $55.1

$33.35 NZ$59.2

65.25%

Internet (50+ Mbps, Unlimited Data)

$67.0 $67.0

$53.7 NZ$95.3

24.96%

Gym Membership (Monthly)

$35.87 NZ$63.7

Tennis Court (1 Hour on Weekend)

$9.87 $9.87

$16.18 NZ$28.73

-39.00%

Cinema Ticket

$16.80 $16.80

$11.78 NZ$20.92

42.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,195 $1,195

$1,065 NZ$1,890

12.24%

International Primary School, 1 Child (Yearly)

$9,993 $9,993

$13.3K NZ$23.6K

-24.76%

Jeans (Levis 501 Or Similar)

$52.4 $52.4

$80.4 NZ$143

-34.83%

Summer Dress (H&M, Zara, etc)

$35.73 $35.73

$28.04 NZ$49.78

27.43%

Sport Shoes (Adidas, Nike)

$87.4 $87.4

$102 NZ$180

-13.96%

Men's Leather Business Shoes

$130 $130

$154 NZ$274

-15.73%

1-bedroom Apartment, City Center (Monthly)

$1,143 NZ$2,029

1-bedroom Apartment, Outside City Center (Monthly)

$1,522 $1,522

$1,078 NZ$1,914

41.19%

3-bedroom Apartment, City Center (Monthly)

$2,340 $2,340

$2,057 NZ$3,651

13.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,069 $2,069

$1,814 NZ$3,220

14.09%

Buy Apartment in City Center (m2)

$6,594 NZ$11.7K

Buy Apartment Outside City Center (m2)

$3,655 NZ$6,489

Average Monthly Net Salary (After Tax)

$4,242 $4,242

$2,785 NZ$4,945

52.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

5.39

24.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duluth, GA: October 27, 2026

Last update for Wellington: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Duluth, GA

$1.5K 56.9%

Wellington

$1.1K 46.6% 29.2% $444

Groceries & Markets

Duluth, GA

$398 14.9%

Wellington

$348 15.1% 12.5% $50

Eating Out

Duluth, GA

$297 11.1%

Wellington

$248 10.7% 16.6% $49

Monthly Utilities & Internet

Duluth, GA

$267 10%

Wellington

$288 12.4% 7.8% $21

Clothing & Footwear

Duluth, GA

$137 5.1%

Wellington

$164 7.1% 19.2% $26

Sport & Entertainment

Duluth, GA

$34 * 1.3%

Wellington

$59 2.6% 76.9% $26

Getting Around

Duluth, GA

$21 * 0.8%

Wellington

$127 5.5% 514% $107

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Duluth, GA pays 52% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Duluth, GA vs $66 in Wellington for a mid-range dinner for two. Groceries echo the gap at $398 vs $348 per month, with Wellington cheaper across the board.

Good to know

🇺🇸 Duluth, GA

🇳🇿 Wellington

🕒 Local time

12:27 12:27 PM

05:27 5:27 AM

17 h ahead of Duluth, GA

🌤 Weather

👥 Population

86,265

215,900 Capital

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.896 EUR

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 31, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

New Zealand Dollar exchange rates as of October 31, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

NZD to USD in detail →

On the map

Lowest

Highest

Between locations

Duluth, GA Wellington 13,260 km ≈ 17 h nonstop flight

From you

Duluth, GA
Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duluth, GA vs Wellington: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,677 in Duluth, GA and $2,313 in Wellington, so Wellington is about 14% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 52% higher in Duluth, GA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $1,195 in Duluth, GA versus $1,065 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Wellington – a meal for two runs $66 versus $88 in Duluth, GA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Wellington wins on affordability, Duluth, GA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.