Last update: Oct 2026

Cost of Living Comparison Between Duluth, GA and Chicago, IL

For one person, living is cheaper in Duluth, GA: $2,637 a month against $3,139 in Chicago, IL, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

Duluth, GA
🇺🇸 United States
$2,637
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in Duluth, GA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duluth, GA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,637 per month in Duluth, GA vs $3,139 in Chicago, IL, rent included.

  • Duluth, GA $2,637
  • Chicago, IL $3,139

A couple spends around $3,709 per month in Duluth, GA vs $4,627 in Chicago, IL, rent included.

  • Duluth, GA $3,709
  • Chicago, IL $4,627

A family of three spends $4,781 per month in Duluth, GA vs $6,115 in Chicago, IL, rent included.

  • Duluth, GA $4,781
  • Chicago, IL $6,115

Duluth, GA is about 16% cheaper than Chicago, IL, and outside of rent the biggest gap is in transport.

Both Duluth, GA and Chicago, IL sit above the global median – Duluth, GA by 95%, Chicago, IL by 132%.

Currency
🍽 Eating Out
Duluth, GA
Chicago, IL
Difference
Meal at Budget Restaurant
$18.43 $18.43
$20.65 $20.65
-10.75%
Three-Course Dinner for Two, Mid-Range
$88.1 $88.1
$90.2 $90.2
-2.36%
Fast Food Meal (McDonalds, etc)
$10.18 $10.18
$12.94 $12.94
-21.33%
Cappuccino
$4.72 $4.72
$5.60 $5.60
-15.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.97 $2.97
$2.64 $2.64
12.50%
Water (0.33 liter bottle)
$2.08 $2.08
$2.27 $2.27
-8.37%
Local Beer (0.5 liter draught)
$5.62 $5.62
$6.98 $6.98
-19.48%
Imported Beer (0.33 liter bottle)
$7.34 $7.34
$8.83 $8.83
-16.87%
🛒 Groceries & Markets
Duluth, GA
Chicago, IL
Difference
Milk (1 liter)
$0.91 $0.91
$1.27 $1.27
-28.35%
White Bread (500g)
$3.97 $3.97
$3.80 $3.80
4.47%
Rice (white) (1kg)
$4.55 $4.55
$5.30 $5.30
-14.15%
Eggs
$3.98 $3.98
$4.76 $4.76
-16.39%
Local Cheese (1kg)
$14.47 $14.47
$13.96 $13.96
3.65%
Chicken Fillets (1kg)
$9.11 $9.11
$14.61 $14.61
-37.65%
Beef Round Steak (1kg)
$19.36 $19.36
$18.77 $18.77
3.14%
Apples (1kg)
$4.48 $4.48
$5.19 $5.19
-13.68%
Banana (1kg)
$1.55 $1.55
$1.98 $1.98
-21.72%
Oranges (1kg)
$4.08 $4.08
$3.93 $3.93
3.82%
Tomato (1kg)
$4.53 $4.53
$4.96 $4.96
-8.67%
Potato (1kg)
$3.85 $3.85
$2.76 $2.76
39.49%
Onion (1kg)
$3.81 $3.81
$2.76 $2.76
38.04%
Lettuce (1 head)
$2.28 $2.28
$2.22 $2.22
2.70%
Water (1.5 liter bottle)
$2.01 $2.01
$2.98 $2.98
-32.55%
Cigarettes 20 Pack (Marlboro, Camel)
$8.36 $8.36
$14.02 $14.02
-40.37%
Wine (Bottle)
$14.84 $14.84
$15.28 $15.28
-2.88%
Local Beer (0.5 liter bottle)
$1.62 $1.62
$2.58 $2.58
-37.21%
Imported Beer (0.33 liter bottle)
$2.55 $2.55
$3.50 $3.50
-27.14%
🚌 Getting Around
Duluth, GA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.70 $2.70
$2.47 $2.47
9.31%
Public Transport Monthly Pass (Regular Price)
-
$74.8 $74.8
-
Taxi Start (Normal Tariff)
$2.94 $2.94
$3.34 $3.34
-11.98%
Taxi (Normal Tariff) (1km)
$1.50 $1.50
$1.43 $1.43
4.90%
Taxi 1hour Waiting (Normal Tariff)
$17.79 $17.79
$24.32 $24.32
-26.85%
Gasoline (1 liter)
$0.93 $0.93
$1.26 $1.26
-26.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K $26.8K
$35.0K $35.0K
-23.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.1K $26.1K
-0.29%
🧾 Monthly Utilities & Internet
Duluth, GA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 $144
$193 $193
-25.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.2 $53.2
$68.3 $68.3
-22.04%
Internet (50+ Mbps, Unlimited Data)
$69.5 $69.5
$61.3 $61.3
13.43%
🎉 Sport & Entertainment
Duluth, GA
Chicago, IL
Difference
Gym Membership (Monthly)
-
$54.1 $54.1
-
Tennis Court (1 Hour on Weekend)
$10.02 $10.02
$27.92 $27.92
-64.11%
Cinema Ticket
$16.83 $16.83
$17.74 $17.74
-5.13%
🧸 Childcare & Education
Duluth, GA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,223 $1,223
$1,652 $1,652
-25.96%
International Primary School, 1 Child (Yearly)
$10.1K $10.1K
$31.1K $31.1K
-67.63%
👕👟 Clothing & Footwear
Duluth, GA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$51.6 $51.6
$66.1 $66.1
-21.89%
Summer Dress (H&M, Zara, etc)
$35.18 $35.18
$51.2 $51.2
-31.34%
Sport Shoes (Adidas, Nike)
$88.8 $88.8
$100 $100
-11.34%
Men's Leather Business Shoes
$135 $135
$141 $141
-4.29%
🏠 Accommodation & Living
Duluth, GA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
-
$2,446 $2,446
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,482 $1,482
$1,678 $1,678
-11.65%
3-bedroom Apartment, City Center (Monthly)
$2,283 $2,283
$4,717 $4,717
-51.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,073 $2,073
$2,795 $2,795
-25.85%
Buy Apartment in City Center (m2)
-
$4,105 $4,105
-
Buy Apartment Outside City Center (m2)
-
$2,650 $2,650
-
💵 Salaries & Financials
Duluth, GA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,152 $4,152
$4,866 $4,866
-14.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.72
6.81
-1.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duluth, GA: October 18, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Duluth, GA
$1.5K
Chicago, IL
$1.7K 13.2% $195
Groceries & Markets
Duluth, GA
$396
Chicago, IL
$449 13.5% $54
Eating Out
Duluth, GA
$298
Chicago, IL
$343 15.4% $46
Monthly Utilities & Internet
Duluth, GA
$266
Chicago, IL
$322 21% $56
Clothing & Footwear
Duluth, GA
$140
Chicago, IL
$161 15.4% $22
Sport & Entertainment
Duluth, GA
$34 *
Chicago, IL
$90 166% $56
Getting Around
Duluth, GA
$21 *
Chicago, IL
$95 348% $74

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 17% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Duluth, GA versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $396 vs $449 – making Duluth, GA the more affordable choice for daily food spending.

Good to know
🇺🇸 Duluth, GA
🇺🇸 Chicago, IL
🕒 Local time
00:28 12:28 AM
23:28 11:28 PM
1 h behind Duluth, GA
🌤 Weather
👥 Population
86,265
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 23, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Duluth, GA Chicago, IL 930 km ≈ 1 h 45 min nonstop flight
From you
  • Duluth, GA
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Duluth, GA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Duluth, GA and in Chicago, IL compare overall?
Monthly costs with rent: $2,637 in Duluth, GA, $3,139 in Chicago, IL – roughly 19% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Duluth, GA compared to Chicago, IL?
For a comfortable life, plan on about $3,955 per month in Duluth, GA and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $88.0 in Duluth, GA and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 14% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Duluth, GA, where all-in costs run around $2,637, than in Chicago, IL at $3,139. In Duluth, GA it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Duluth, GA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,637 in Duluth, GA to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Duluth, GA and Chicago, IL?
If budget matters most, go with Duluth, GA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

Duluth, GA vs other spots: cost of living compared

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