Last update: Oct 2026

Cost of Living Comparison Between Dubai and Zambia

Name: Zambia
Address: ZM

For one person, living is cheaper in Zambia: $905 a month against $2,854 in Dubai, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Dubai
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Dubai Living Index
44

Cost of Living Index in Zambia
Learn more

Zambia Living Index

Jump to prices

Dubai

🇦🇪 United Arab Emirates

$2,854

/mo nomad

🇿🇲 Zambia

$905

/mo nomad

😐 Solo nomad: Dubai is 70.5% more expensive than Zambia without rent, and 215.2% more expensive with rent.

😐 Family of 3: Dubai is 77.3% more expensive than Zambia without rent, and 148.9% more expensive with rent.

Meal at Budget Restaurant

$13.04 AED 47.89

$6.84 ZMW 136

90.64%

Three-Course Dinner for Two, Mid-Range

$81.4 AED 299

$30.13 ZMW 597

170.13%

Fast Food Meal (McDonalds, etc)

$9.32 AED 34.25

$5.20 ZMW 103

79.23%

Cappuccino

$5.97 AED 21.93

$3.03 ZMW 60.1

97.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 AED 5.98

$0.78 ZMW 15.38

108.97%

Water (0.33 liter bottle)

$0.81 AED 2.99

$0.49 ZMW 9.72

65.31%

Local Beer (0.5 liter draught)

$13.65 AED 50.1

$1.30 ZMW 25.73

950.00%

Imported Beer (0.33 liter bottle)

$13.38 AED 49.15

$2.53 ZMW 50.3

428.85%

Milk (1 liter)

$1.81 AED 6.64

$1.88 ZMW 37.25

-3.72%

White Bread (500g)

$1.57 AED 5.78

$1.23 ZMW 24.32

27.64%

Rice (white) (1kg)

$2.49 AED 9.16

$2.44 ZMW 48.42

2.05%

Eggs

$3.28 AED 12.04

$1.84 ZMW 36.42

78.26%

Local Cheese (1kg)

$12.67 AED 46.53

$10.44 ZMW 207

21.36%

Chicken Fillets (1kg)

$9.75 AED 35.80

$6.54 ZMW 130

49.08%

Beef Round Steak (1kg)

$13.18 AED 48.40

$6.13 ZMW 122

115.01%

Apples (1kg)

$2.61 AED 9.57

$3.48 ZMW 68.9

-25.00%

Banana (1kg)

$1.93 AED 7.09

$2.14 ZMW 42.42

-9.81%

Oranges (1kg)

$1.92 AED 7.05

$3.51 ZMW 69.5

-45.30%

Tomato (1kg)

$1.36 AED 5.00

$1.57 ZMW 31.15

-13.38%

Potato (1kg)

$1.17 AED 4.29

$2.81 ZMW 55.7

-58.36%

Onion (1kg)

$1.01 AED 3.71

$1.90 ZMW 37.77

-46.84%

Lettuce (1 head)

$1.51 AED 5.56

$1.15 ZMW 22.88

31.30%

Water (1.5 liter bottle)

$0.62 AED 2.29

$0.71 ZMW 14.09

-12.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.85 AED 21.50

$2.84 ZMW 56.3

105.99%

Wine (Bottle)

$16.14 AED 59.3

$10.13 ZMW 201

59.33%

Local Beer (0.5 liter bottle)

$2.65 AED 9.74

$1.41 ZMW 27.94

87.94%

Imported Beer (0.33 liter bottle)

$2.95 AED 10.82

$2.10 ZMW 41.62

40.48%

One-way Ticket (Public Transport)

$1.64 AED 6.03

$0.98 ZMW 19.52

67.35%

Public Transport Monthly Pass (Regular Price)

$73.6 AED 270

$50.2 ZMW 995

46.78%

Taxi Start (Normal Tariff)

$3.17 AED 11.66

$2.57 ZMW 50.9

23.35%

Taxi (Normal Tariff) (1km)

$0.71 AED 2.63

$1.69 ZMW 33.60

-57.99%

Taxi 1hour Waiting (Normal Tariff)

$7.96 AED 29.23

$8.94 ZMW 177

-10.96%

Gasoline (1 liter)

$0.99 AED 3.64

$1.46 ZMW 28.88

-32.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K AED 100.5K

$6,225 ZMW 123.4K

339.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K AED 82.8K

$38.8K ZMW 768.5K

-41.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 AED 920

$89.7 ZMW 1,778

179.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.2 AED 199

$10.95 ZMW 217

395.34%

Internet (50+ Mbps, Unlimited Data)

$91.8 AED 337

$58.9 ZMW 1,169

55.73%

Gym Membership (Monthly)

$98.6 AED 362

$50.3 ZMW 998

96.04%

Tennis Court (1 Hour on Weekend)

$42.61 AED 156

$16.39 ZMW 325

159.98%

Cinema Ticket

$16.03 AED 58.9

$6.80 ZMW 135

135.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$843 AED 3,098

$142 ZMW 2,821

492.82%

International Primary School, 1 Child (Yearly)

$18.3K AED 67.1K

$16.8K ZMW 333.1K

8.70%

Jeans (Levis 501 Or Similar)

$68.0 AED 250

$24.56 ZMW 487

176.67%

Summer Dress (H&M, Zara, etc)

$57.9 AED 213

$14.64 ZMW 290

295.22%

Sport Shoes (Adidas, Nike)

$101 AED 370

$59.2 ZMW 1,174

70.04%

Men's Leather Business Shoes

$101 AED 371

$75.9 ZMW 1,505

33.19%

1-bedroom Apartment, City Center (Monthly)

$2,380 AED 8,741

$453 ZMW 8,980

425.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,506 AED 5,531

$174 ZMW 3,443

767.43%

3-bedroom Apartment, City Center (Monthly)

$4,437 AED 16.3K

$1,074 ZMW 21.3K

313.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,010 AED 11.1K

$720 ZMW 14.3K

318.24%

Buy Apartment in City Center (m2)

$7,121 AED 26.2K

$3,941 ZMW 78.1K

80.70%

Buy Apartment Outside City Center (m2)

$4,135 AED 15.2K

$6,414 ZMW 127.2K

-35.52%

Average Monthly Net Salary (After Tax)

$3,391 AED 12.5K

$428 ZMW 8,485

692.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.54

26.25

-82.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dubai: October 5, 2026

Last update for Zambia: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dubai

$1.5K 52.5%

Zambia

$174 19.2% 88.5% $1.3K

Monthly Utilities & Internet

Dubai

$396 13.8%

Zambia

$160 17.7% 59.8% $237

Eating Out

Dubai

$309 10.8%

Zambia

$123 13.7% 60.1% $185

Groceries & Markets

Dubai

$293 10.2%

Zambia

$240 26.5% 18.2% $53

Clothing & Footwear

Dubai

$147 5.1%

Zambia

$78 8.7% 46.8% $69

Sport & Entertainment

Dubai

$131 4.6%

Zambia

$64 7.1% 51.1% $67

Getting Around

Dubai

$87 3%

Zambia

$65 7.2% 25.1% $22

Good to know

🇦🇪 Dubai

🇿🇲 Zambia

🕒 Local time

10:35 10:35 AM

08:35 8:35 AM

2 h behind Dubai

🌤 Weather

👥 Population

3,790,000

19,610,769

💱 Currency

UAE Dirham AED د.إ

Zambian Kwacha ZMW ZK

📈 Exchange rate

1 AED = 0.272 USD

1 AED = 0.243 EUR

100 ZMW = 5.04 USD

100 ZMW = 4.5 EUR

Exchange rates and currency converter

ZMW, USD, EUR to AED – UAE Dirham Converter

🇺🇸 United States Dollar ($)

🇦🇪 UAE Dirham (د.إ)

UAE Dirham exchange rates as of October 10, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.12 AED (1 AED = 0.243 EUR).

Zambian Kwacha exchange rates as of October 10, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.24 ZMW (100 ZMW = 4.5 EUR).

USD to AED in detail →

On the map

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Between locations

Dubai Zambia 5,360 km ≈ 7 h nonstop flight

From you

Dubai
Zambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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🇦🇪 United Arab Emirates

🇦🇪 United Arab Emirates

🇦🇪 United Arab Emirates

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