Last update: Oct 2026

Cost of Living Comparison Between Dhaka and Cagayan de Oro City

For one person, living is cheaper in Dhaka: $406 a month against $771 in Cagayan de Oro City, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

Dhaka
🇧🇩 Bangladesh
$406
/mo nomad
Cagayan de Oro City
🇵🇭 Philippines
$771
/mo nomad
Monthly Cost of Living

How much you'll spend in Dhaka and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dhaka and in Cagayan de Oro City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $406 in Dhaka versus $771 in Cagayan de Oro City.

  • Dhaka $406
  • Cagayan de Oro City $771

Estimated couple costs with rent: $687 in Dhaka versus $1,141 in Cagayan de Oro City.

  • Dhaka $687
  • Cagayan de Oro City $1,141

Monthly costs for a family of three with rent: $969 in Dhaka versus $1,511 in Cagayan de Oro City.

  • Dhaka $969
  • Cagayan de Oro City $1,511

Living in Dhaka costs roughly 47% less than in Cagayan de Oro City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Dhaka 70% lower, Cagayan de Oro City 43% lower.

Currency
🍽 Eating Out
Dhaka
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$2.28 ৳282
$3.68 ₱231
-38.04%
Three-Course Dinner for Two, Mid-Range
$12.33 ৳1,523
$12.80 ₱806
-3.67%
Fast Food Meal (McDonalds, etc)
$3.95 ৳488
$3.05 ₱192
29.51%
Local Non-Alcoholic Beer (0.5 liter draught)
$4.48 ৳554
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$4.13 ৳510
-
-
Cappuccino
$2.28 ৳281
$2.33 ₱147
-2.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 ৳40.88
$0.76 ₱47.91
-56.58%
Water (0.33 liter bottle)
$0.16 ৳19.86
$0.64 ₱39.98
-75.00%
Local Beer (0.5 liter draught)
-
$1.38 ₱86.9
-
Imported Beer (0.33 liter bottle)
-
$1.98 ₱124
-
🛒 Groceries & Markets
Dhaka
Cagayan de Oro City
Difference
Milk (1 liter)
$0.85 ৳104
$1.48 ₱93.4
-42.57%
White Bread (500g)
$0.60 ৳74.5
$0.89 ₱56.2
-32.58%
Rice (white) (1kg)
$0.69 ৳85.4
$0.92 ₱58.0
-25.00%
Eggs
$1.23 ৳152
$2.17 ₱137
-43.32%
Local Cheese (1kg)
$8.80 ৳1,087
$8.67 ₱546
1.50%
Chicken Fillets (1kg)
$3.33 ৳412
$3.29 ₱207
1.22%
Beef Round Steak (1kg)
$6.63 ৳819
$5.76 ₱363
15.10%
Apples (1kg)
$2.85 ৳352
$2.05 ₱129
39.02%
Banana (1kg)
$0.90 ৳111
$1.08 ₱68.3
-16.67%
Oranges (1kg)
$2.34 ৳289
$2.38 ₱150
-1.68%
Tomato (1kg)
$0.63 ৳78.4
$1.14 ₱71.9
-44.74%
Potato (1kg)
$0.24 ৳29.59
$1.92 ₱121
-87.50%
Onion (1kg)
$0.46 ৳57.3
$2.53 ₱159
-81.82%
Lettuce (1 head)
$0.35 ৳42.79
$0.76 ₱47.87
-53.95%
Water (1.5 liter bottle)
$0.28 ৳34.24
$0.48 ₱30.30
-41.67%
Bottle of Non-Alcoholic Wine (Mid-Range)
$12.11 ৳1,496
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$5.31 ৳656
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$6.42 ৳794
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 ৳405
$3.02 ₱190
8.61%
Wine (Bottle)
-
$3.97 ₱250
-
Local Beer (0.5 liter bottle)
-
$1.22 ₱77.0
-
Imported Beer (0.33 liter bottle)
-
$1.93 ₱122
-
🚌 Getting Around
Dhaka
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.42 ৳52.3
$0.41 ₱25.99
2.44%
Public Transport Monthly Pass (Regular Price)
$22.43 ৳2,772
$9.84 ₱620
127.95%
Taxi Start (Normal Tariff)
$1.19 ৳147
$0.63 ₱39.57
88.89%
Taxi (Normal Tariff) (1km)
$0.39 ৳48.71
$0.21 ₱13.18
85.71%
Taxi 1hour Waiting (Normal Tariff)
$3.28 ৳406
$1.94 ₱122
69.07%
Gasoline (1 liter)
$1.10 ৳136
$1.08 ₱67.8
1.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K ৳3.6M
$21.1K ₱1.3M
39.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K ৳4.0M
$18.9K ₱1.2M
70.22%
🧾 Monthly Utilities & Internet
Dhaka
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$38.28 ৳4,729
$137 ₱8,600
-71.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 ৳506
$22.77 ₱1,433
-82.04%
Internet (50+ Mbps, Unlimited Data)
$9.02 ৳1,114
$30.51 ₱1,921
-70.44%
🎉 Sport & Entertainment
Dhaka
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$13.66 ৳1,688
$20.70 ₱1,303
-34.01%
Tennis Court (1 Hour on Weekend)
$10.21 ৳1,261
$2.87 ₱181
255.75%
Cinema Ticket
$4.11 ৳508
$4.55 ₱286
-9.67%
🧸 Childcare & Education
Dhaka
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$90.7 ৳11.2K
$66.4 ₱4,181
36.64%
International Primary School, 1 Child (Yearly)
$2,591 ৳320.2K
$2,257 ₱142.1K
14.80%
👕👟 Clothing & Footwear
Dhaka
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$17.06 ৳2,108
$31.71 ₱1,997
-46.20%
Summer Dress (H&M, Zara, etc)
$21.38 ৳2,641
$13.08 ₱824
63.46%
Sport Shoes (Adidas, Nike)
$51.4 ৳6,355
$52.4 ₱3,300
-1.89%
Men's Leather Business Shoes
$36.78 ৳4,545
$39.65 ₱2,496
-7.24%
🏠 Accommodation & Living
Dhaka
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$133 ৳16.4K
$377 ₱23.8K
-64.76%
1-bedroom Apartment, Outside City Center (Monthly)
$65.1 ৳8,041
$229 ₱14.4K
-71.52%
3-bedroom Apartment, City Center (Monthly)
$377 ৳46.6K
$693 ₱43.7K
-45.60%
3-bedroom Apartment, Outside City Center (Monthly)
$192 ৳23.8K
$452 ₱28.5K
-57.42%
Buy Apartment in City Center (m2)
$1,621 ৳200.3K
$1,604 ₱101.0K
1.10%
Buy Apartment Outside City Center (m2)
$760 ৳93.9K
$951 ₱59.9K
-20.08%
💵 Salaries & Financials
Dhaka
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$246 ৳30.4K
$302 ₱19.0K
-18.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.48
6.75
55.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dhaka: October 10, 2026

Last update for Cagayan de Oro City: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Dhaka
$124
Cagayan de Oro City
$165 33.8% $42
Accommodation & Living
Dhaka
$65
Cagayan de Oro City
$229 251% $163
Eating Out
Dhaka
$59
Cagayan de Oro City
$83 39.7% $24
Clothing & Footwear
Dhaka
$57
Cagayan de Oro City
$62 8.1% $4.6
Monthly Utilities & Internet
Dhaka
$51
Cagayan de Oro City
$190 270% $138
Getting Around
Dhaka
$27
Cagayan de Oro City
$13 51.7% $14
Sport & Entertainment
Dhaka
$22
Cagayan de Oro City
$30 36.1% $7.9

Cost Breakdown

A one-bedroom apartment in the center runs $133 in Dhaka and $377 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Dhaka vs $13.00 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $124 vs $165 per month, with Dhaka cheaper across the board.

Good to know
🇧🇩 Dhaka
🇵🇭 Cagayan de Oro City
🕒 Local time
03:30 3:30 AM
05:30 5:30 AM
2 h ahead of Dhaka
🌤 Weather
👥 Population
21,741,000 Capital
728,402
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to BDT – Bangladeshi Taka Converter

Bangladeshi Taka exchange rates as of October 17, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Dhaka Cagayan de Oro City 4,020 km ≈ 6 h nonstop flight
From you
  • Dhaka
  • Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Dhaka vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Dhaka and in Cagayan de Oro City?
Dhaka and Cagayan de Oro City differ by about 90% in total monthly costs ($406 vs $771 including rent). Dhaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 23% lower in Cagayan de Oro City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Dhaka and in Cagayan de Oro City?
Rent for a central apartment: $133 in Dhaka versus $377 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 34% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Dhaka – a meal for two runs $12.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,000 go in Dhaka compared to Cagayan de Oro City?
Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Dhaka and Cagayan de Oro City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Dhaka or Cagayan de Oro City safer for residents?
Safety-wise, Dhaka and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Dhaka or Cagayan de Oro City?
Expats usually find Dhaka gentler on the wallet – expenses run 90% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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