Last update: Nov 2026

Cost of Living Comparison Between Derby, Australia and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,202 a month against $2,558 in Derby, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

Derby, Australia
Playa del Carmen, Mexico
Derby
🇦🇺 Australia
$2,558
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Monthly Cost of Living

How much you'll spend in Derby and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,558 in Derby versus $1,202 in Playa del Carmen.

  • Derby $2,558
  • Playa del Carmen $1,202

Estimated couple costs with rent: $3,658 in Derby versus $2,082 in Playa del Carmen.

  • Derby $3,658
  • Playa del Carmen $2,082

Monthly costs for a family of three with rent: $4,757 in Derby versus $2,962 in Playa del Carmen.

  • Derby $4,757
  • Playa del Carmen $2,962

Living in Derby is roughly 113% more expensive than in Playa del Carmen, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Derby is 89% above, Playa del Carmen is 11% below.

Currency
🍽 Eating Out
Derby
Playa del Carmen
Difference
Meal at Budget Restaurant
$17.51 A$25.13
$10.67 MX$201
64.10%
Three-Course Dinner for Two, Mid-Range
$84.1 A$121
$43.80 MX$824
91.92%
Fast Food Meal (McDonalds, etc)
$10.55 A$15.14
$11.79 MX$222
-10.52%
Cappuccino
$4.03 A$5.79
$3.79 MX$71.2
6.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.83 A$4.06
$1.30 MX$24.41
117.69%
Water (0.33 liter bottle)
$2.24 A$3.22
$0.83 MX$15.69
169.88%
Local Beer (0.5 liter draught)
$7.73 A$11.09
$3.15 MX$59.2
145.40%
Imported Beer (0.33 liter bottle)
$7.37 A$10.57
$4.93 MX$92.9
49.49%
🛒 Groceries & Markets
Derby
Playa del Carmen
Difference
Milk (1 liter)
$1.50 A$2.15
$1.41 MX$26.51
6.38%
White Bread (500g)
$2.64 A$3.79
$2.20 MX$41.32
20.00%
Rice (white) (1kg)
$2.29 A$3.29
$1.47 MX$27.71
55.78%
Eggs
$4.99 A$7.15
$2.50 MX$46.99
99.60%
Local Cheese (1kg)
$9.35 A$13.41
$7.29 MX$137
28.26%
Chicken Fillets (1kg)
$9.10 A$13.05
$7.95 MX$150
14.47%
Beef Round Steak (1kg)
$14.87 A$21.34
$12.86 MX$242
15.63%
Apples (1kg)
$3.83 A$5.50
$2.90 MX$54.5
32.07%
Banana (1kg)
$2.98 A$4.28
$1.38 MX$26.03
115.94%
Oranges (1kg)
$3.29 A$4.71
$2.49 MX$46.88
32.13%
Tomato (1kg)
$4.76 A$6.82
$2.03 MX$38.20
134.48%
Potato (1kg)
$2.66 A$3.82
$2.02 MX$38.11
31.68%
Onion (1kg)
$2.47 A$3.54
$1.90 MX$35.82
30.00%
Lettuce (1 head)
$2.42 A$3.47
$1.14 MX$21.54
112.28%
Water (1.5 liter bottle)
$1.54 A$2.21
$1.24 MX$23.32
24.19%
Cigarettes 20 Pack (Marlboro, Camel)
$41.74 A$59.9
$4.27 MX$80.4
877.52%
Wine (Bottle)
$14.17 A$20.33
$9.81 MX$185
44.44%
Local Beer (0.5 liter bottle)
$4.75 A$6.82
$1.59 MX$29.85
198.74%
Imported Beer (0.33 liter bottle)
$5.21 A$7.48
$2.75 MX$51.7
89.45%
🚌 Getting Around
Derby
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$2.72 A$3.90
$0.51 MX$9.69
433.33%
Public Transport Monthly Pass (Regular Price)
$84.3 A$121
$27.39 MX$515
207.70%
Taxi Start (Normal Tariff)
$3.58 A$5.14
$4.76 MX$89.6
-24.79%
Taxi (Normal Tariff) (1km)
$1.60 A$2.29
$3.25 MX$61.1
-50.77%
Taxi 1hour Waiting (Normal Tariff)
$39.56 A$56.8
$5.39 MX$101
633.95%
Gasoline (1 liter)
$1.32 A$1.90
$1.53 MX$28.76
-13.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K A$42.1K
$21.2K MX$399.2K
38.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K A$37.5K
$23.3K MX$437.8K
12.24%
🧾 Monthly Utilities & Internet
Derby
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$204 A$293
$83.5 MX$1,571
144.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.30 A$40.60
$23.19 MX$436
22.04%
Internet (50+ Mbps, Unlimited Data)
$57.0 A$81.7
$27.61 MX$520
106.30%
🎉 Sport & Entertainment
Derby
Playa del Carmen
Difference
Gym Membership (Monthly)
$55.3 A$79.4
$56.4 MX$1,062
-1.98%
Tennis Court (1 Hour on Weekend)
$17.92 A$25.71
$28.19 MX$531
-36.43%
Cinema Ticket
$13.94 A$20.00
$5.00 MX$94.1
178.80%
🧸 Childcare & Education
Derby
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,120 A$3,042
$207 MX$3,897
923.75%
International Primary School, 1 Child (Yearly)
$20.3K A$29.1K
$5,231 MX$98.4K
288.23%
👕👟 Clothing & Footwear
Derby
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$77.4 A$111
$43.45 MX$818
78.14%
Summer Dress (H&M, Zara, etc)
$55.2 A$79.3
$42.54 MX$801
29.85%
Sport Shoes (Adidas, Nike)
$109 A$157
$72.8 MX$1,369
50.21%
Men's Leather Business Shoes
$121 A$173
$88.4 MX$1,663
36.64%
🏠 Accommodation & Living
Derby
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,402 A$2,012
$995 MX$18.7K
40.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,255 A$1,801
$382 MX$7,197
228.28%
3-bedroom Apartment, City Center (Monthly)
$2,271 A$3,259
$1,674 MX$31.5K
35.66%
3-bedroom Apartment, Outside City Center (Monthly)
$1,836 A$2,634
$1,081 MX$20.3K
69.91%
Buy Apartment in City Center (m2)
$5,908 A$8,476
$3,909 MX$73.6K
51.15%
Buy Apartment Outside City Center (m2)
$4,962 A$7,119
$6,138 MX$115.5K
-19.15%
💵 Salaries & Financials
Derby
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$832 MX$15.7K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
11.45
-48.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: November 1, 2026

Last update for Playa del Carmen: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Derby
$1.3K
Playa del Carmen
$382 69.5% $873
Groceries & Markets
Derby
$366
Playa del Carmen
$257 29.7% $109
Eating Out
Derby
$294
Playa del Carmen
$200 31.8% $94
Monthly Utilities & Internet
Derby
$289
Playa del Carmen
$134 53.6% $155
Clothing & Footwear
Derby
$163
Playa del Carmen
$111 31.9% $52
Getting Around
Derby
$107
Playa del Carmen
$50 52.7% $56
Sport & Entertainment
Derby
$83
Playa del Carmen
$66 20.1% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,402 in Derby and $995 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Dining out: $84 in Derby vs $44 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $366 vs $257 per month, with Playa del Carmen cheaper across the board.

Good to know
🇦🇺 Derby
🇲🇽 Playa del Carmen
🕒 Local time
08:42 8:42 AM
19:42 7:42 PM
13 h behind Derby
🌤 Weather
👥 Population
3,300
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of November 4, 2026: 1 USD = 1.43 AUD (1 AUD = 0.697 USD). 1 EUR = 1.6 AUD (1 AUD = 0.623 EUR).

Mexican Peso exchange rates as of November 4, 2026: 1 USD = 18.82 MXN (100 MXN = 5.31 USD). 1 EUR = 21.05 MXN (100 MXN = 4.75 EUR).

On the map
Between locations
  • Derby Playa del Carmen 16,770 km ≈ 21 h nonstop flight
From you
  • Derby
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Derby vs Playa del Carmen: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Derby and in Playa del Carmen?
Total monthly costs including rent come to $2,558 in Derby and $1,202 in Playa del Carmen, so Playa del Carmen is about 53% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Derby compared to Playa del Carmen?
You’d need roughly $3,837 in Derby and $1,804 in Playa del Carmen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Derby and in Playa del Carmen?
Rent for a central apartment: $1,402 in Derby versus $995 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 42% higher in Derby. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Playa del Carmen – a meal for two runs $44 versus $84 in Derby. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,500 per month?
At $1,202 in Playa del Carmen versus $2,558 in Derby, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Derby. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
How does quality of life compare between Derby and Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Derby or Playa del Carmen?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 53% less than in Derby. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Derby vs other spots: cost of living compared

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