Last update: Oct 2026

Cost of Living Comparison Between Derby and Austin, TX

For one person, living is cheaper in Derby: $2,318 a month against $2,663 in Austin, TX, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Derby
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Derby Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Derby

🇦🇺 Australia

$2,318

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,318 in Derby versus $2,663 in Austin, TX.

Derby $2,318
Austin, TX $2,663

Estimated couple costs with rent: $3,507 in Derby versus $4,133 in Austin, TX.

Derby $3,507
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,696 in Derby versus $5,603 in Austin, TX.

Derby $4,696
Austin, TX $5,603

Living in Derby costs roughly 13% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Derby 72% above, Austin, TX 97% above.

Meal at Budget Restaurant

$18.32 A$26.25

$20.77 $20.77

-11.80%

Three-Course Dinner for Two, Mid-Range

$77.8 A$111

$84.6 $84.6

-8.06%

Fast Food Meal (McDonalds, etc)

$10.79 A$15.45

$12.32 $12.32

-12.42%

Cappuccino

$3.96 A$5.67

$5.63 $5.63

-29.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.35

$3.72 $3.72

-18.55%

Water (0.33 liter bottle)

$1.91 A$2.74

$2.50 $2.50

-23.60%

Local Beer (0.5 liter draught)

$7.31 A$10.47

$8.05 $8.05

-9.19%

Imported Beer (0.33 liter bottle)

$7.47 A$10.71

$9.01 $9.01

-17.09%

Milk (1 liter)

$1.75 A$2.50

$1.12 $1.12

56.25%

White Bread (500g)

$2.86 A$4.10

$3.75 $3.75

-23.73%

Rice (white) (1kg)

$2.08 A$2.98

$3.26 $3.26

-36.20%

Eggs

$4.62 A$6.62

$4.17 $4.17

10.79%

Local Cheese (1kg)

$9.77 A$13.99

$12.90 $12.90

-24.26%

Chicken Fillets (1kg)

$8.94 A$12.80

$14.16 $14.16

-36.86%

Beef Round Steak (1kg)

$13.60 A$19.48

$16.22 $16.22

-16.15%

Apples (1kg)

$3.48 A$4.98

$4.33 $4.33

-19.63%

Banana (1kg)

$2.98 A$4.28

$1.46 $1.46

104.11%

Oranges (1kg)

$3.36 A$4.81

$4.51 $4.51

-25.50%

Tomato (1kg)

$4.69 A$6.72

$4.34 $4.34

8.06%

Potato (1kg)

$2.48 A$3.56

$2.58 $2.58

-3.88%

Onion (1kg)

$2.46 A$3.53

$2.35 $2.35

4.68%

Lettuce (1 head)

$2.35 A$3.37

$1.78 $1.78

32.02%

Water (1.5 liter bottle)

$1.73 A$2.48

$2.22 $2.22

-22.07%

Cigarettes 20 Pack (Marlboro, Camel)

$40.51 A$58.0

$9.88 $9.88

310.02%

Wine (Bottle)

$15.55 A$22.27

$15.08 $15.08

3.12%

Local Beer (0.5 liter bottle)

$4.83 A$6.93

$2.92 $2.92

65.41%

Imported Beer (0.33 liter bottle)

$5.65 A$8.09

$3.46 $3.46

63.29%

One-way Ticket (Public Transport)

$2.54 A$3.64

$1.49 $1.49

70.47%

Public Transport Monthly Pass (Regular Price)

$87.6 A$125

$41.72 $41.72

109.88%

Taxi Start (Normal Tariff)

$3.03 A$4.35

$2.73 $2.73

10.99%

Taxi (Normal Tariff) (1km)

$1.55 A$2.22

$1.66 $1.66

-6.63%

Taxi 1hour Waiting (Normal Tariff)

$37.67 A$54.0

$35.30 $35.30

6.71%

Gasoline (1 liter)

$1.16 A$1.67

$0.95 $0.95

22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K A$34.4K

$36.0K $36.0K

-33.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K A$44.1K

$27.1K $27.1K

13.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 A$253

$229 $229

-22.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.66 A$35.32

$59.4 $59.4

-58.48%

Internet (50+ Mbps, Unlimited Data)

$59.9 A$85.9

$69.9 $69.9

-14.28%

Gym Membership (Monthly)

$48.44 A$69.4

$57.2 $57.2

-15.37%

Tennis Court (1 Hour on Weekend)

$15.35 A$21.98

$16.33 $16.33

-6.00%

Cinema Ticket

$13.46 A$19.27

$14.28 $14.28

-5.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,070 A$2,965

$1,506 $1,506

37.45%

International Primary School, 1 Child (Yearly)

$18.4K A$26.4K

$21.5K $21.5K

-14.23%

Jeans (Levis 501 Or Similar)

$67.0 A$96.0

$52.8 $52.8

26.89%

Summer Dress (H&M, Zara, etc)

$62.2 A$89.1

$43.82 $43.82

41.92%

Sport Shoes (Adidas, Nike)

$91.0 A$130

$84.8 $84.8

7.38%

Men's Leather Business Shoes

$131 A$188

$103 $103

27.64%

1-bedroom Apartment, City Center (Monthly)

$1,518 A$2,174

$1,907 $1,907

-20.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,048 A$1,501

$1,274 $1,274

-17.74%

3-bedroom Apartment, City Center (Monthly)

$2,154 A$3,086

$3,664 $3,664

-41.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,853 A$2,654

$2,538 $2,538

-27.00%

Buy Apartment in City Center (m2)

$5,285 A$7,571

$7,614 $7,614

-30.59%

Buy Apartment Outside City Center (m2)

$4,699 A$6,731

$3,157 $3,157

48.82%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

6.79

-13.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$1K 45.2%

Austin, TX

$1.3K 47.8% 21.6% $226

Groceries & Markets

Derby

$369 15.9%

Austin, TX

$405 15.2% 9.7% $36

Eating Out

Derby

$298 12.8%

Austin, TX

$354 13.3% 18.9% $56

Monthly Utilities & Internet

Derby

$261 11.3%

Austin, TX

$358 13.5% 37% $97

Clothing & Footwear

Derby

$158 6.8%

Austin, TX

$128 4.8% 19.1% $30

Getting Around

Derby

$109 4.7%

Austin, TX

$59 2.2% 45.9% $50

Sport & Entertainment

Derby

$75 3.3%

Austin, TX

$86 3.2% 13.9% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,518 in Derby and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Derby vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $369 vs $405 per month, with Derby cheaper across the board.

Good to know

🇦🇺 Derby

🇺🇸 Austin, TX

🕒 Local time

02:09 2:09 AM

13:09 1:09 PM

13 h behind Derby

🌤 Weather

👥 Population

3,300

974,447

💱 Currency

Australian Dollar AUD $

United States Dollar USD $

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Derby Austin, TX 15,590 km ≈ 20 h nonstop flight

From you

Derby
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Austin, TX: Cost of Living - Frequently Asked Questions

Derby wins on cost – living expenses run 15% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Derby the obvious pick if budget is a priority.

You'd need roughly $3,477 in Derby and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,518 in Derby versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,318 per month in Derby versus $2,663 in Austin, TX – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Derby runs roughly 110% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Derby is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Derby and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Derby gentler on the wallet – expenses run 15% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.