Last update: Oct 2026

Cost of Living Comparison Between Denver and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,666 in Denver, rent and utilities included – about $21,000 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Denver
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Denver Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Denver

🇦🇺 Australia

$2,666

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Denver and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Denver and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,666 in Denver versus $918 in Cebu.

Denver $2,666
Cebu $918

Estimated couple costs with rent: $3,649 in Denver versus $1,409 in Cebu.

Denver $3,649
Cebu $1,409

Monthly costs for a family of three with rent: $4,631 in Denver versus $1,900 in Cebu.

Denver $4,631
Cebu $1,900

Living in Denver is roughly 191% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Denver is 98% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.94 A$24.37

$3.09 ₱194

448.22%

Three-Course Dinner for Two, Mid-Range

$95.2 A$137

$24.22 ₱1,525

293.10%

Fast Food Meal (McDonalds, etc)

$10.72 A$15.43

$3.92 ₱247

173.47%

Cappuccino

$4.40 A$6.33

$2.51 ₱158

75.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.03

$1.59 ₱100

76.10%

Water (0.33 liter bottle)

$2.56 A$3.68

$0.53 ₱33.43

383.02%

Local Beer (0.5 liter draught)

$7.83 A$11.27

$1.78 ₱112

339.89%

Imported Beer (0.33 liter bottle)

$7.46 A$10.74

$2.17 ₱137

243.78%

Milk (1 liter)

$1.34 A$1.92

$1.92 ₱121

-30.21%

White Bread (500g)

$2.99 A$4.31

$1.36 ₱85.4

119.85%

Rice (white) (1kg)

$2.53 A$3.65

$1.01 ₱63.5

150.50%

Eggs

$5.49 A$7.89

$2.03 ₱128

170.44%

Local Cheese (1kg)

$9.75 A$14.02

$9.86 ₱621

-1.12%

Chicken Fillets (1kg)

$10.54 A$15.16

$4.39 ₱277

140.09%

Beef Round Steak (1kg)

$12.60 A$18.12

$7.60 ₱479

65.79%

Apples (1kg)

$3.81 A$5.48

$3.30 ₱208

15.45%

Banana (1kg)

$3.12 A$4.49

$1.39 ₱87.8

124.46%

Oranges (1kg)

$3.04 A$4.37

$2.33 ₱147

30.47%

Tomato (1kg)

$5.08 A$7.31

$1.50 ₱94.3

238.67%

Potato (1kg)

$2.84 A$4.09

$2.36 ₱149

20.34%

Onion (1kg)

$2.18 A$3.14

$1.90 ₱119

14.74%

Lettuce (1 head)

$2.40 A$3.45

$1.19 ₱74.9

101.68%

Water (1.5 liter bottle)

$1.44 A$2.07

$0.63 ₱39.71

128.57%

Cigarettes 20 Pack (Marlboro, Camel)

$43.07 A$62.0

$3.00 ₱189

1335.67%

Wine (Bottle)

$14.42 A$20.76

$6.03 ₱379

139.14%

Local Beer (0.5 liter bottle)

$4.92 A$7.08

$1.23 ₱77.7

300.00%

Imported Beer (0.33 liter bottle)

$5.47 A$7.86

$1.75 ₱110

212.57%

One-way Ticket (Public Transport)

$2.65 A$3.82

$0.25 ₱15.86

960.00%

Public Transport Monthly Pass (Regular Price)

$89.0 A$128

$12.64 ₱796

603.72%

Taxi Start (Normal Tariff)

$3.98 A$5.73

$0.77 ₱48.62

416.88%

Taxi (Normal Tariff) (1km)

$1.63 A$2.34

$0.23 ₱14.53

608.70%

Taxi 1hour Waiting (Normal Tariff)

$38.09 A$54.8

$4.46 ₱281

754.04%

Gasoline (1 liter)

$1.44 A$2.07

$1.31 ₱82.8

9.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K A$41.7K

$21.2K ₱1.3M

36.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K A$44.8K

$19.1K ₱1.2M

62.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 A$302

$120 ₱7,569

74.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.33 A$39.33

$14.00 ₱882

95.21%

Internet (50+ Mbps, Unlimited Data)

$58.6 A$84.3

$27.54 ₱1,734

112.75%

Gym Membership (Monthly)

$53.3 A$76.7

$32.33 ₱2,035

64.83%

Tennis Court (1 Hour on Weekend)

$18.34 A$26.39

$6.65 ₱419

175.79%

Cinema Ticket

$16.27 A$23.41

$5.65 ₱356

187.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,199 A$3,165

$275 ₱17.3K

698.90%

International Primary School, 1 Child (Yearly)

$22.6K A$32.6K

$7,918 ₱498.5K

185.92%

Jeans (Levis 501 Or Similar)

$68.2 A$98.2

$49.33 ₱3,106

38.31%

Summer Dress (H&M, Zara, etc)

$48.94 A$70.4

$25.24 ₱1,589

93.90%

Sport Shoes (Adidas, Nike)

$104 A$150

$77.0 ₱4,846

35.67%

Men's Leather Business Shoes

$126 A$181

$57.2 ₱3,601

120.21%

1-bedroom Apartment, City Center (Monthly)

$1,283 A$1,846

$500 ₱31.5K

156.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 A$1,938

$309 ₱19.4K

336.00%

3-bedroom Apartment, City Center (Monthly)

$1,924 A$2,769

$1,078 ₱67.9K

78.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,630 A$2,345

$615 ₱38.7K

164.91%

Buy Apartment in City Center (m2)

$6,041 A$8,692

$2,886 ₱181.7K

109.30%

Buy Apartment Outside City Center (m2)

$4,705 A$6,770

$1,917 ₱120.7K

145.49%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

7.2

-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Denver: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Denver

$1.3K 50.5%

Cebu

$309 33.6% 77.1% $1K

Groceries & Markets

Denver

$375 14.1%

Cebu

$206 22.4% 45% $169

Eating Out

Denver

$296 11.1%

Cebu

$88 9.6% 70.2% $208

Monthly Utilities & Internet

Denver

$295 11.1%

Cebu

$162 17.6% 45.2% $134

Clothing & Footwear

Denver

$156 5.9%

Cebu

$94 10.2% 39.9% $62

Getting Around

Denver

$112 4.2%

Cebu

$16 1.7% 86.1% $96

Sport & Entertainment

Denver

$86 3.2%

Cebu

$44 4.8% 49.2% $42

Cost Breakdown

A one-bedroom apartment in the center runs $1,283 in Denver and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $95.0 in Denver vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $375 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Denver

🇵🇭 Cebu

🕒 Local time

02:31 2:31 AM

23:31 11:31 PM

3 h behind Denver

🌤 Weather

👥 Population

149

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Denver Cebu 5,700 km ≈ 8 h nonstop flight

From you

Denver
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Denver vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 191% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,000 in Denver and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,283 in Denver versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,666 per month in Denver versus $918 in Cebu – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 604% less than in Denver. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,666 in Denver, a $1,500 budget is realistic in Cebu but tight or insufficient in Denver. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Denver, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Denver and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 191% less than in Denver. Beyond cost, consider language, visa policies, and how big the international community is in each city.