Cost of Living Comparison Between Deniliquin NSW and Ubud, Bali Cost of Living Comparison Between Deniliquin NSW and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,295 in Deniliquin NSW versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,376 in Deniliquin NSW versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,457 in Deniliquin NSW versus $3,694 in Ubud, Bali.

Living in Deniliquin NSW is roughly 63% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Deniliquin NSW 71% above, Ubud, Bali 4% above.

Currency
🍽 Eating Out
Deniliquin NSW
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.75 A$27.91
$3.57 Rp 64.0K
453.22%
Three-Course Dinner for Two, Mid-Range
$79.0 A$112
$32.50 Rp 582.3K
142.98%
Fast Food Meal (McDonalds, etc)
$9.51 A$13.44
$4.86 Rp 87.1K
95.68%
Cappuccino
$3.75 A$5.30
$2.75 Rp 49.2K
36.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 A$3.60
$1.32 Rp 23.7K
92.42%
Water (0.33 liter bottle)
$2.30 A$3.25
$0.70 Rp 12.6K
228.57%
Local Beer (0.5 liter draught)
$7.45 A$10.53
$2.91 Rp 52.2K
156.01%
Imported Beer (0.33 liter bottle)
$7.00 A$9.89
$3.79 Rp 68.0K
84.70%
🛒 Groceries & Markets
Deniliquin NSW
Ubud, Bali
Difference
Milk (1 liter)
$1.44 A$2.03
$1.71 Rp 30.6K
-15.79%
White Bread (500g)
$2.65 A$3.75
$2.47 Rp 44.3K
7.29%
Rice (white) (1kg)
$2.25 A$3.17
$1.20 Rp 21.5K
87.50%
Eggs
$4.80 A$6.79
$2.44 Rp 43.8K
96.72%
Local Cheese (1kg)
$8.90 A$12.57
$14.38 Rp 257.7K
-38.11%
Chicken Fillets (1kg)
$9.40 A$13.29
$4.31 Rp 77.1K
118.10%
Beef Round Steak (1kg)
$14.88 A$21.02
$12.21 Rp 218.7K
21.87%
Apples (1kg)
$3.21 A$4.53
$3.68 Rp 66.0K
-12.77%
Banana (1kg)
$2.80 A$3.96
$1.55 Rp 27.8K
80.65%
Oranges (1kg)
$2.87 A$4.06
$2.79 Rp 49.9K
2.87%
Tomato (1kg)
$3.99 A$5.63
$2.33 Rp 41.8K
71.24%
Potato (1kg)
$2.69 A$3.80
$1.97 Rp 35.3K
36.55%
Onion (1kg)
$2.24 A$3.17
$2.31 Rp 41.4K
-3.03%
Lettuce (1 head)
$2.15 A$3.03
$1.06 Rp 19.1K
102.83%
Water (1.5 liter bottle)
$1.57 A$2.22
$0.73 Rp 13.1K
115.07%
Cigarettes 20 Pack (Marlboro, Camel)
$32.87 A$46.44
$3.28 Rp 58.8K
902.13%
Wine (Bottle)
$14.07 A$19.88
$22.79 Rp 408.4K
-38.26%
Local Beer (0.5 liter bottle)
$4.70 A$6.64
$2.81 Rp 50.3K
67.26%
Imported Beer (0.33 liter bottle)
$5.01 A$7.08
$2.78 Rp 49.9K
80.22%
🚌 Getting Around
Deniliquin NSW
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.55 A$3.60
$0.29 Rp 5,217
779.31%
Public Transport Monthly Pass (Regular Price)
$63.8 A$90.2
$8.06 Rp 144.4K
691.94%
Taxi Start (Normal Tariff)
$3.62 A$5.12
$0.45 Rp 8,047
704.44%
Taxi (Normal Tariff) (1km)
$1.40 A$1.98
$0.45 Rp 8,094
211.11%
Taxi 1hour Waiting (Normal Tariff)
$27.42 A$38.74
$6.24 Rp 111.7K
339.42%
Gasoline (1 liter)
$1.14 A$1.61
$0.85 Rp 15.2K
34.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K A$41.4K
$26.0K Rp 465.4M
12.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9K A$32.3K
$31.7K Rp 567.2M
-27.73%
🧾 Monthly Utilities & Internet
Deniliquin NSW
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$154 A$218
$80.8 Rp 1.4M
91.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.79 A$29.37
$4.06 Rp 72.7K
412.07%
Internet (50+ Mbps, Unlimited Data)
$50.8 A$71.8
$24.42 Rp 437.6K
108.19%
🎉 Sport & Entertainment
Deniliquin NSW
Ubud, Bali
Difference
Gym Membership (Monthly)
$48.93 A$69.1
$97.7 Rp 1.7M
-49.90%
Tennis Court (1 Hour on Weekend)
$15.78 A$22.30
$6.45 Rp 115.5K
144.65%
Cinema Ticket
$16.39 A$23.15
$4.04 Rp 72.4K
305.69%
🧸 Childcare & Education
Deniliquin NSW
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,766 A$2,495
$304 Rp 5.4M
480.76%
International Primary School, 1 Child (Yearly)
$19.7K A$27.9K
$6,621 Rp 118.6M
197.98%
👕👟 Clothing & Footwear
Deniliquin NSW
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$68.7 A$97.1
$54.2 Rp 971.7K
26.76%
Summer Dress (H&M, Zara, etc)
$53.9 A$76.2
$38.78 Rp 694.7K
39.09%
Sport Shoes (Adidas, Nike)
$106 A$150
$86.1 Rp 1.5M
23.49%
Men's Leather Business Shoes
$103 A$145
$76.7 Rp 1.4M
34.00%
🏠 Accommodation & Living
Deniliquin NSW
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,261 A$1,782
$986 Rp 17.7M
27.98%
1-bedroom Apartment, Outside City Center (Monthly)
$1,051 A$1,485
$658 Rp 11.8M
59.74%
3-bedroom Apartment, City Center (Monthly)
$2,000 A$2,826
$3,369 Rp 60.4M
-40.64%
3-bedroom Apartment, Outside City Center (Monthly)
$1,683 A$2,378
$2,066 Rp 37.0M
-18.53%
Buy Apartment in City Center (m2)
$6,130 A$8,661
$2,741 Rp 49.1M
123.61%
Buy Apartment Outside City Center (m2)
$5,917 A$8,361
$2,228 Rp 39.9M
165.65%
💵 Salaries & Financials
Deniliquin NSW
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.19
13.28
-53.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Deniliquin NSW: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,261 in Deniliquin NSW and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Deniliquin NSW vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $353 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Deniliquin NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Deniliquin NSW?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,442 in Deniliquin NSW and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Deniliquin NSW and Ubud, Bali?
Rent for a central apartment: $1,261 in Deniliquin NSW versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 692% less than in Deniliquin NSW. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,766 in Deniliquin NSW versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 a realistic budget for Deniliquin NSW or Ubud, Bali?
At $1,404 in Ubud, Bali versus $2,295 in Deniliquin NSW, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Deniliquin NSW. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Deniliquin NSW or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Deniliquin NSW, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Deniliquin NSW or Ubud, Bali?
Safety-wise, Deniliquin NSW and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Deniliquin NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Deniliquin NSW vs other spots: cost of living compared

Similar cities