Cost of Living Comparison Between Deniliquin NSW and Ubud, Bali Cost of Living Comparison Between Deniliquin NSW and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,272 in Deniliquin NSW versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,304 in Deniliquin NSW versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,336 in Deniliquin NSW versus $3,723 in Ubud, Bali.

Living in Deniliquin NSW is roughly 63% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Deniliquin NSW 71% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Deniliquin NSW
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.40 A$27.62
$3.57 Rp 64.3K
443.42%
Three-Course Dinner for Two, Mid-Range
$79.5 A$113
$32.32 Rp 581.4K
145.85%
Fast Food Meal (McDonalds, etc)
$9.85 A$14.02
$5.01 Rp 90.1K
96.61%
Cappuccino
$3.71 A$5.29
$2.82 Rp 50.8K
31.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 A$3.70
$1.35 Rp 24.3K
92.59%
Water (0.33 liter bottle)
$2.31 A$3.29
$0.73 Rp 13.1K
216.44%
Local Beer (0.5 liter draught)
$7.24 A$10.30
$2.93 Rp 52.8K
147.10%
Imported Beer (0.33 liter bottle)
$7.18 A$10.22
$3.94 Rp 70.8K
82.23%
🛒 Groceries & Markets
Deniliquin NSW
Ubud, Bali
Difference
Milk (1 liter)
$1.49 A$2.13
$1.78 Rp 32.0K
-16.29%
White Bread (500g)
$2.53 A$3.60
$2.45 Rp 44.1K
3.27%
Rice (white) (1kg)
$2.24 A$3.19
$1.15 Rp 20.7K
94.78%
Eggs
$4.74 A$6.74
$2.41 Rp 43.4K
96.68%
Local Cheese (1kg)
$8.92 A$12.70
$14.33 Rp 257.8K
-37.75%
Chicken Fillets (1kg)
$9.18 A$13.07
$4.19 Rp 75.3K
119.09%
Beef Round Steak (1kg)
$14.90 A$21.21
$12.06 Rp 216.9K
23.55%
Apples (1kg)
$3.32 A$4.73
$3.64 Rp 65.4K
-8.79%
Banana (1kg)
$2.80 A$3.98
$1.57 Rp 28.2K
78.34%
Oranges (1kg)
$2.97 A$4.23
$2.79 Rp 50.1K
6.45%
Tomato (1kg)
$4.03 A$5.73
$2.24 Rp 40.3K
79.91%
Potato (1kg)
$2.68 A$3.82
$1.98 Rp 35.6K
35.35%
Onion (1kg)
$2.27 A$3.23
$2.28 Rp 41.0K
-0.44%
Lettuce (1 head)
$2.12 A$3.01
$1.05 Rp 19.0K
101.90%
Water (1.5 liter bottle)
$1.64 A$2.33
$0.79 Rp 14.2K
107.59%
Cigarettes 20 Pack (Marlboro, Camel)
$32.66 A$46.49
$3.19 Rp 57.4K
923.82%
Wine (Bottle)
$13.85 A$19.72
$23.49 Rp 422.6K
-41.04%
Local Beer (0.5 liter bottle)
$4.52 A$6.43
$2.90 Rp 52.1K
55.86%
Imported Beer (0.33 liter bottle)
$5.09 A$7.24
$2.76 Rp 49.6K
84.42%
🚌 Getting Around
Deniliquin NSW
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.54 A$3.62
$0.27 Rp 4,796
840.74%
Public Transport Monthly Pass (Regular Price)
$64.0 A$91.1
$8.37 Rp 150.5K
664.52%
Taxi Start (Normal Tariff)
$3.54 A$5.04
$0.45 Rp 8,138
686.67%
Taxi (Normal Tariff) (1km)
$1.40 A$2.00
$0.46 Rp 8,269
204.35%
Taxi 1hour Waiting (Normal Tariff)
$27.51 A$39.16
$6.07 Rp 109.2K
353.21%
Gasoline (1 liter)
$1.15 A$1.63
$0.86 Rp 15.6K
33.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K A$41.4K
$26.6K Rp 478.3M
9.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K A$33.8K
$32.5K Rp 585.6M
-27.05%
🧾 Monthly Utilities & Internet
Deniliquin NSW
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$154 A$220
$79.0 Rp 1.4M
95.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.82 A$29.64
$4.09 Rp 73.6K
409.05%
Internet (50+ Mbps, Unlimited Data)
$51.9 A$73.8
$23.85 Rp 429.0K
117.44%
🎉 Sport & Entertainment
Deniliquin NSW
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.15 A$70.0
$98.8 Rp 1.8M
-50.24%
Tennis Court (1 Hour on Weekend)
$15.59 A$22.19
$6.35 Rp 114.3K
145.51%
Cinema Ticket
$16.08 A$22.89
$4.01 Rp 72.1K
301.00%
🧸 Childcare & Education
Deniliquin NSW
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,755 A$2,499
$297 Rp 5.3M
490.59%
International Primary School, 1 Child (Yearly)
$19.3K A$27.4K
$6,602 Rp 118.8M
191.63%
👕👟 Clothing & Footwear
Deniliquin NSW
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$68.2 A$97.1
$53.4 Rp 961.1K
27.64%
Summer Dress (H&M, Zara, etc)
$53.4 A$76.0
$38.11 Rp 685.7K
40.07%
Sport Shoes (Adidas, Nike)
$106 A$150
$88.7 Rp 1.6M
19.03%
Men's Leather Business Shoes
$104 A$148
$76.6 Rp 1.4M
35.67%
🏠 Accommodation & Living
Deniliquin NSW
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,255 A$1,786
$1,020 Rp 18.3M
23.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,054 A$1,501
$680 Rp 12.2M
54.98%
3-bedroom Apartment, City Center (Monthly)
$1,988 A$2,830
$3,469 Rp 62.4M
-42.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,689 A$2,404
$2,090 Rp 37.6M
-19.18%
Buy Apartment in City Center (m2)
$6,502 A$9,255
$2,729 Rp 49.1M
138.27%
Buy Apartment Outside City Center (m2)
$5,573 A$7,933
$2,295 Rp 41.3M
142.80%
💵 Salaries & Financials
Deniliquin NSW
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.19
13.28
-53.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Deniliquin NSW: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,255 in Deniliquin NSW and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Deniliquin NSW vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $352 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Deniliquin NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Deniliquin NSW?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,408 in Deniliquin NSW and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Deniliquin NSW and Ubud, Bali?
Rent for a central apartment: $1,255 in Deniliquin NSW versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 665% less than in Deniliquin NSW. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,755 in Deniliquin NSW versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 a realistic budget for living in Deniliquin NSW or in Ubud, Bali?
At $1,392 in Ubud, Bali versus $2,272 in Deniliquin NSW, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Deniliquin NSW. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Deniliquin NSW or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Deniliquin NSW, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Deniliquin NSW or Ubud, Bali?
Safety-wise, Deniliquin NSW and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Deniliquin NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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