Last update: Oct 2026

Cost of Living Comparison Between Deniliquin NSW and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,631 in Deniliquin NSW, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Deniliquin NSW
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Deniliquin NSW Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Deniliquin NSW

🇦🇺 Australia

$2,631

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Deniliquin NSW and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Deniliquin NSW and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,631 in Deniliquin NSW versus $1,349 in Ubud, Bali.

Deniliquin NSW $2,631
Ubud, Bali $1,349

Estimated couple costs with rent: $3,760 in Deniliquin NSW versus $2,305 in Ubud, Bali.

Deniliquin NSW $3,760
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,889 in Deniliquin NSW versus $3,261 in Ubud, Bali.

Deniliquin NSW $4,889
Ubud, Bali $3,261

Living in Deniliquin NSW is roughly 95% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.62 A$25.16

$3.32 Rp 60.3K

430.72%

Three-Course Dinner for Two, Mid-Range

$84.7 A$121

$35.64 Rp 647.3K

137.74%

Fast Food Meal (McDonalds, etc)

$12.19 A$17.40

$5.53 Rp 100.5K

120.43%

Cappuccino

$4.02 A$5.73

$2.72 Rp 49.4K

47.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 A$4.34

$1.70 Rp 30.9K

78.82%

Water (0.33 liter bottle)

$2.58 A$3.69

$0.76 Rp 13.8K

239.47%

Local Beer (0.5 liter draught)

$9.65 A$13.78

$2.65 Rp 48.2K

264.15%

Imported Beer (0.33 liter bottle)

$8.63 A$12.33

$4.38 Rp 79.6K

97.03%

Milk (1 liter)

$1.51 A$2.15

$1.49 Rp 27.1K

1.34%

White Bread (500g)

$2.93 A$4.19

$2.28 Rp 41.3K

28.51%

Rice (white) (1kg)

$2.57 A$3.67

$1.19 Rp 21.6K

115.97%

Eggs

$5.54 A$7.91

$2.04 Rp 37.0K

171.57%

Local Cheese (1kg)

$10.42 A$14.88

$17.70 Rp 321.5K

-41.13%

Chicken Fillets (1kg)

$9.91 A$14.15

$3.96 Rp 72.0K

150.25%

Beef Round Steak (1kg)

$15.29 A$21.84

$12.19 Rp 221.4K

25.43%

Apples (1kg)

$4.10 A$5.85

$3.66 Rp 66.4K

12.02%

Banana (1kg)

$3.08 A$4.40

$1.52 Rp 27.6K

102.63%

Oranges (1kg)

$3.27 A$4.67

$2.23 Rp 40.5K

46.64%

Tomato (1kg)

$4.67 A$6.67

$1.97 Rp 35.8K

137.06%

Potato (1kg)

$3.10 A$4.42

$1.85 Rp 33.6K

67.57%

Onion (1kg)

$2.56 A$3.65

$2.42 Rp 44.0K

5.79%

Lettuce (1 head)

$2.38 A$3.40

$0.99 Rp 18.0K

140.40%

Water (1.5 liter bottle)

$1.62 A$2.31

$0.51 Rp 9,324

217.65%

Cigarettes 20 Pack (Marlboro, Camel)

$45.61 A$65.1

$2.22 Rp 40.4K

1954.50%

Wine (Bottle)

$12.81 A$18.30

$22.24 Rp 403.9K

-42.40%

Local Beer (0.5 liter bottle)

$5.73 A$8.18

$2.26 Rp 41.0K

153.54%

Imported Beer (0.33 liter bottle)

$5.10 A$7.28

$2.97 Rp 53.9K

71.72%

One-way Ticket (Public Transport)

$2.80 A$4.00

$0.25 Rp 4,559

1020.00%

Public Transport Monthly Pass (Regular Price)

$78.3 A$112

$7.82 Rp 142.1K

901.79%

Taxi Start (Normal Tariff)

$4.39 A$6.27

$0.44 Rp 7,982

897.73%

Taxi (Normal Tariff) (1km)

$1.42 A$2.02

$0.43 Rp 7,811

230.23%

Taxi 1hour Waiting (Normal Tariff)

$29.93 A$42.74

$5.41 Rp 98.2K

453.23%

Gasoline (1 liter)

$1.50 A$2.14

$0.82 Rp 15.0K

82.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K A$42.4K

$23.8K Rp 433.0M

24.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K A$37.2K

$31.7K Rp 576.6M

-17.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 A$336

$79.1 Rp 1.4M

197.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.12 A$40.16

$6.45 Rp 117.1K

335.97%

Internet (50+ Mbps, Unlimited Data)

$57.9 A$82.7

$18.58 Rp 337.4K

211.57%

Gym Membership (Monthly)

$64.2 A$91.7

$49.48 Rp 898.7K

29.79%

Tennis Court (1 Hour on Weekend)

$18.32 A$26.16

$17.65 Rp 320.5K

3.80%

Cinema Ticket

$17.66 A$25.22

$4.27 Rp 77.6K

313.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,426 A$3,465

$491 Rp 8.9M

394.63%

International Primary School, 1 Child (Yearly)

$30.1K A$43.0K

$5,674 Rp 103.0M

430.86%

Jeans (Levis 501 Or Similar)

$80.0 A$114

$44.64 Rp 810.7K

79.19%

Summer Dress (H&M, Zara, etc)

$51.2 A$73.1

$34.95 Rp 634.8K

46.41%

Sport Shoes (Adidas, Nike)

$118 A$169

$79.9 Rp 1.5M

47.70%

Men's Leather Business Shoes

$136 A$194

$79.4 Rp 1.4M

71.18%

1-bedroom Apartment, City Center (Monthly)

$1,406 A$2,008

$1,125 Rp 20.4M

25.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,235 A$1,764

$671 Rp 12.2M

83.97%

3-bedroom Apartment, City Center (Monthly)

$2,247 A$3,209

$3,565 Rp 64.7M

-36.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,809 A$2,583

$1,723 Rp 31.3M

4.97%

Buy Apartment in City Center (m2)

$6,423 A$9,173

$2,732 Rp 49.6M

135.13%

Buy Apartment Outside City Center (m2)

$5,435 A$7,762

$2,284 Rp 41.5M

137.97%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Deniliquin NSW: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Deniliquin NSW

$1.2K 47%

Ubud, Bali

$672 49.8% 45.6% $564

Groceries & Markets

Deniliquin NSW

$387 14.7%

Ubud, Bali

$288 21.4% 25.4% $98

Monthly Utilities & Internet

Deniliquin NSW

$322 12.2%

Ubud, Bali

$104 7.7% 67.6% $217

Eating Out

Deniliquin NSW

$314 11.9%

Ubud, Bali

$108 8% 65.7% $206

Clothing & Footwear

Deniliquin NSW

$173 6.6%

Ubud, Bali

$108 8% 38% $66

Getting Around

Deniliquin NSW

$101 3.8%

Ubud, Bali

$11 0.9% 88.7% $90

Sport & Entertainment

Deniliquin NSW

$100 3.8%

Ubud, Bali

$58 4.3% 41.7% $42

Cost Breakdown

A one-bedroom apartment in the center runs $1,406 in Deniliquin NSW and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Deniliquin NSW vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $387 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Deniliquin NSW

🇮🇩 Ubud, Bali

🕒 Local time

21:25 9:25 PM

18:25 6:25 PM

3 h behind Deniliquin NSW

🌤 Weather

👥 Population

7,793

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Between locations

Deniliquin NSW Ubud, Bali 4,260 km ≈ 6 h nonstop flight

From you

Deniliquin NSW
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Deniliquin NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 49% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,947 in Deniliquin NSW and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,406 in Deniliquin NSW versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 90% less than in Deniliquin NSW. The price difference matters if you commute daily and watch your budget.

Childcare runs $2,426 in Deniliquin NSW versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Deniliquin NSW and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Deniliquin NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.