Last update: Oct 2026

Cost of Living Comparison Between Deniliquin NSW and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,587 in Deniliquin NSW, rent and utilities included – about $20,000 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Deniliquin NSW
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Deniliquin NSW Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Deniliquin NSW

🇦🇺 Australia

$2,587

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Deniliquin NSW and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Deniliquin NSW and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,587 in Deniliquin NSW versus $918 in Cebu.

Deniliquin NSW $2,587
Cebu $918

Estimated couple costs with rent: $3,716 in Deniliquin NSW versus $1,409 in Cebu.

Deniliquin NSW $3,716
Cebu $1,409

Monthly costs for a family of three with rent: $4,845 in Deniliquin NSW versus $1,900 in Cebu.

Deniliquin NSW $4,845
Cebu $1,900

Living in Deniliquin NSW is roughly 182% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Deniliquin NSW is 92% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.52 A$25.21

$3.09 ₱195

466.99%

Three-Course Dinner for Two, Mid-Range

$84.4 A$121

$24.22 ₱1,525

248.55%

Fast Food Meal (McDonalds, etc)

$12.15 A$17.49

$3.92 ₱247

209.95%

Cappuccino

$4.09 A$5.89

$2.51 ₱158

62.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 A$4.59

$1.59 ₱100

100.63%

Water (0.33 liter bottle)

$2.52 A$3.62

$0.53 ₱33.45

375.47%

Local Beer (0.5 liter draught)

$9.71 A$13.97

$1.78 ₱112

445.51%

Imported Beer (0.33 liter bottle)

$8.57 A$12.33

$2.17 ₱137

294.93%

Milk (1 liter)

$1.57 A$2.27

$1.92 ₱121

-18.23%

White Bread (500g)

$2.89 A$4.16

$1.36 ₱85.5

112.50%

Rice (white) (1kg)

$2.62 A$3.77

$1.01 ₱63.6

159.41%

Eggs

$5.59 A$8.04

$2.03 ₱128

175.37%

Local Cheese (1kg)

$10.27 A$14.78

$9.86 ₱621

4.16%

Chicken Fillets (1kg)

$9.52 A$13.70

$4.39 ₱277

116.86%

Beef Round Steak (1kg)

$14.95 A$21.52

$7.60 ₱479

96.71%

Apples (1kg)

$4.16 A$5.99

$3.30 ₱208

26.06%

Banana (1kg)

$3.07 A$4.42

$1.39 ₱87.8

120.86%

Oranges (1kg)

$3.22 A$4.64

$2.33 ₱147

38.20%

Tomato (1kg)

$4.83 A$6.95

$1.50 ₱94.3

222.00%

Potato (1kg)

$2.93 A$4.21

$2.36 ₱149

24.15%

Onion (1kg)

$2.56 A$3.68

$1.90 ₱119

34.74%

Lettuce (1 head)

$2.50 A$3.59

$1.19 ₱74.9

110.08%

Water (1.5 liter bottle)

$1.61 A$2.32

$0.63 ₱39.73

155.56%

Cigarettes 20 Pack (Marlboro, Camel)

$44.54 A$64.1

$3.00 ₱189

1384.67%

Wine (Bottle)

$12.29 A$17.69

$6.03 ₱380

103.81%

Local Beer (0.5 liter bottle)

$5.68 A$8.17

$1.23 ₱77.7

361.79%

Imported Beer (0.33 liter bottle)

$5.09 A$7.33

$1.75 ₱110

190.86%

One-way Ticket (Public Transport)

$2.98 A$4.29

$0.25 ₱15.87

1092.00%

Public Transport Monthly Pass (Regular Price)

$89.1 A$128

$12.64 ₱796

604.91%

Taxi Start (Normal Tariff)

$4.31 A$6.21

$0.77 ₱48.64

459.74%

Taxi (Normal Tariff) (1km)

$1.42 A$2.04

$0.23 ₱14.54

517.39%

Taxi 1hour Waiting (Normal Tariff)

$30.21 A$43.47

$4.46 ₱281

577.35%

Gasoline (1 liter)

$1.42 A$2.05

$1.31 ₱82.8

8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K A$41.2K

$21.2K ₱1.3M

34.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K A$38.5K

$19.1K ₱1.2M

39.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$227 A$326

$120 ₱7,573

88.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.99 A$40.28

$14.00 ₱882

99.93%

Internet (50+ Mbps, Unlimited Data)

$55.5 A$79.8

$27.54 ₱1,735

101.38%

Gym Membership (Monthly)

$62.3 A$89.6

$32.33 ₱2,036

92.64%

Tennis Court (1 Hour on Weekend)

$19.65 A$28.28

$6.65 ₱419

195.49%

Cinema Ticket

$15.60 A$22.44

$5.65 ₱356

176.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,367 A$3,407

$275 ₱17.3K

759.91%

International Primary School, 1 Child (Yearly)

$30.0K A$43.1K

$7,918 ₱498.8K

278.45%

Jeans (Levis 501 Or Similar)

$81.2 A$117

$49.33 ₱3,107

64.52%

Summer Dress (H&M, Zara, etc)

$49.09 A$70.6

$25.24 ₱1,590

94.49%

Sport Shoes (Adidas, Nike)

$120 A$172

$77.0 ₱4,848

55.68%

Men's Leather Business Shoes

$133 A$191

$57.2 ₱3,603

132.45%

1-bedroom Apartment, City Center (Monthly)

$1,359 A$1,956

$500 ₱31.5K

172.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,201 A$1,728

$309 ₱19.5K

288.87%

3-bedroom Apartment, City Center (Monthly)

$2,134 A$3,071

$1,078 ₱67.9K

98.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,774 A$2,552

$615 ₱38.8K

188.30%

Buy Apartment in City Center (m2)

$5,576 A$8,024

$2,886 ₱181.8K

93.22%

Buy Apartment Outside City Center (m2)

$5,035 A$7,245

$1,917 ₱120.7K

162.70%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Deniliquin NSW: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Deniliquin NSW

$1.2K 46.4%

Cebu

$309 33.6% 74.3% $892

Groceries & Markets

Deniliquin NSW

$383 14.8%

Cebu

$206 22.4% 46.3% $178

Eating Out

Deniliquin NSW

$314 12.2%

Cebu

$88 9.6% 71.9% $226

Monthly Utilities & Internet

Deniliquin NSW

$310 12%

Cebu

$162 17.6% 47.8% $148

Clothing & Footwear

Deniliquin NSW

$172 6.7%

Cebu

$94 10.2% 45.5% $78

Getting Around

Deniliquin NSW

$112 4.4%

Cebu

$16 1.7% 86.1% $97

Sport & Entertainment

Deniliquin NSW

$93 3.6%

Cebu

$44 4.8% 53.3% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,359 in Deniliquin NSW and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Deniliquin NSW vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $383 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Deniliquin NSW

🇵🇭 Cebu

🕒 Local time

05:43 5:43 AM

02:43 2:43 AM

3 h behind Deniliquin NSW

🌤 Weather

👥 Population

7,793

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Deniliquin NSW Cebu 5,550 km ≈ 7 h nonstop flight

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Deniliquin NSW
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Deniliquin NSW vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 182% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,880 in Deniliquin NSW and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,359 in Deniliquin NSW versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,587 per month in Deniliquin NSW versus $918 in Cebu – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 605% less than in Deniliquin NSW. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,587 in Deniliquin NSW, a $1,500 budget is realistic in Cebu but tight or insufficient in Deniliquin NSW. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Deniliquin NSW, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Deniliquin NSW and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 182% less than in Deniliquin NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.