Last update: Oct 2026

Cost of Living Comparison Between Denia and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,859 in Denia, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Denia
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Denia Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Denia

🇪🇸 Spain

$1,859

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Denia and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Denia and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,859 in Denia versus $934 in Cebu.

Denia $1,859
Cebu $934

Estimated couple costs with rent: $2,667 in Denia versus $1,423 in Cebu.

Denia $2,667
Cebu $1,423

Monthly costs for a family of three with rent: $3,476 in Denia versus $1,913 in Cebu.

Denia $3,476
Cebu $1,913

Living in Denia is roughly 99% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Denia is 37% above, Cebu is 31% below.

Meal at Budget Restaurant

$13.83 €12.43

$3.79 ₱243

264.91%

Three-Course Dinner for Two, Mid-Range

$48.08 €43.20

$23.33 ₱1,493

106.09%

Fast Food Meal (McDonalds, etc)

$10.18 €9.15

$3.94 ₱252

158.38%

Cappuccino

$2.36 €2.12

$2.54 ₱163

-7.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 €2.17

$1.57 ₱100

53.50%

Water (0.33 liter bottle)

$1.81 €1.62

$0.47 ₱29.87

285.11%

Local Beer (0.5 liter draught)

$3.39 €3.05

$1.77 ₱113

91.53%

Imported Beer (0.33 liter bottle)

$3.41 €3.06

$2.22 ₱142

53.60%

Milk (1 liter)

$1.03 €0.93

$1.90 ₱121

-45.79%

White Bread (500g)

$1.23 €1.10

$1.36 ₱87.3

-9.56%

Rice (white) (1kg)

$1.60 €1.43

$0.94 ₱59.9

70.21%

Eggs

$2.97 €2.67

$1.99 ₱127

49.25%

Local Cheese (1kg)

$11.85 €10.65

$9.70 ₱621

22.16%

Chicken Fillets (1kg)

$7.88 €7.08

$4.32 ₱276

82.41%

Beef Round Steak (1kg)

$14.93 €13.42

$7.51 ₱481

98.80%

Apples (1kg)

$2.58 €2.32

$3.31 ₱212

-22.05%

Banana (1kg)

$1.91 €1.71

$1.37 ₱87.6

39.42%

Oranges (1kg)

$1.62 €1.46

$2.34 ₱150

-30.77%

Tomato (1kg)

$2.08 €1.87

$1.49 ₱95.5

39.60%

Potato (1kg)

$1.36 €1.22

$2.30 ₱147

-40.87%

Onion (1kg)

$2.12 €1.91

$1.87 ₱120

13.37%

Lettuce (1 head)

$1.14 €1.03

$1.10 ₱70.4

3.64%

Water (1.5 liter bottle)

$0.58 €0.52

$0.63 ₱40.42

-7.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.64 €5.97

$2.86 ₱183

132.17%

Wine (Bottle)

$3.87 €3.47

$6.08 ₱389

-36.35%

Local Beer (0.5 liter bottle)

$1.03 €0.92

$1.27 ₱81.6

-18.90%

Imported Beer (0.33 liter bottle)

$2.67 €2.40

$1.72 ₱110

55.23%

One-way Ticket (Public Transport)

$1.77 €1.59

$0.22 ₱14.01

704.55%

Public Transport Monthly Pass (Regular Price)

$27.89 €25.06

$12.34 ₱790

126.01%

Taxi Start (Normal Tariff)

$5.58 €5.01

$0.74 ₱47.60

654.05%

Taxi (Normal Tariff) (1km)

$2.18 €1.95

$0.22 ₱14.10

890.91%

Taxi 1hour Waiting (Normal Tariff)

$34.14 €30.68

$4.28 ₱274

697.66%

Gasoline (1 liter)

$1.83 €1.65

$1.31 ₱83.8

39.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €32.1K

$20.8K ₱1.3M

72.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K €26.5K

$19.0K ₱1.2M

55.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 €103

$118 ₱7,577

-3.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.51 €12.13

$15.76 ₱1,009

-14.28%

Internet (50+ Mbps, Unlimited Data)

$25.07 €22.52

$28.33 ₱1,813

-11.51%

Gym Membership (Monthly)

$46.08 €41.40

$32.94 ₱2,108

39.89%

Tennis Court (1 Hour on Weekend)

$22.17 €19.92

$6.49 ₱415

241.60%

Cinema Ticket

$8.47 €7.61

$5.45 ₱349

55.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$587 €527

$276 ₱17.6K

112.84%

International Primary School, 1 Child (Yearly)

$10.2K €9,147

$7,789 ₱498.4K

30.69%

Jeans (Levis 501 Or Similar)

$52.9 €47.52

$48.18 ₱3,083

9.78%

Summer Dress (H&M, Zara, etc)

$25.42 €22.84

$24.47 ₱1,566

3.88%

Sport Shoes (Adidas, Nike)

$66.9 €60.1

$75.3 ₱4,817

-11.09%

Men's Leather Business Shoes

$88.1 €79.2

$58.0 ₱3,713

51.86%

1-bedroom Apartment, City Center (Monthly)

$1,155 €1,038

$477 ₱30.5K

142.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,036 €931

$322 ₱20.6K

221.85%

3-bedroom Apartment, City Center (Monthly)

$1,620 €1,456

$963 ₱61.6K

68.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,583 €1,422

$626 ₱40.0K

152.97%

Buy Apartment in City Center (m2)

$2,961 €2,660

$4,551 ₱291.2K

-34.95%

Buy Apartment Outside City Center (m2)

$2,752 €2,473

$3,028 ₱193.8K

-9.12%

Average Monthly Net Salary (After Tax)

$2,094 €1,882

$333 ₱21.3K

528.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

7.2

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Denia: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Denia

$1K 55.7%

Cebu

$322 34.5% 68.9% $714

Groceries & Markets

Denia

$240 12.9%

Cebu

$204 21.8% 15.1% $36

Eating Out

Denia

$210 11.3%

Cebu

$94 10.1% 55.2% $116

Monthly Utilities & Internet

Denia

$153 8.3%

Cebu

$163 17.4% 6% $9.2

Clothing & Footwear

Denia

$105 5.7%

Cebu

$93 9.9% 11.7% $12

Sport & Entertainment

Denia

$63 3.4%

Cebu

$44 4.7% 30.4% $19

Getting Around

Denia

$51 2.8%

Cebu

$15 1.6% 70.7% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,155 in Denia and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Denia pays about 6.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Denia vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $240 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Denia

🇵🇭 Cebu

🕒 Local time

13:55 1:55 PM

20:55 8:55 PM

7 h ahead of Denia

🌤 Weather

👥 Population

45,622

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.11 USD

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

USD to EUR in detail →

On the map

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Between locations

Denia Cebu 12,040 km ≈ 16 h nonstop flight

From you

Denia
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Denia vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, transport, and groceries. The 99% gap adds up to real monthly savings that compound significantly over time.

Average pay in Denia is about 6.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,155 in Denia versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,859 per month in Denia versus $934 in Cebu – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 56% less than in Denia. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Denia and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 50% less than in Denia. Beyond cost, consider language, visa policies, and how big the international community is in each city.