Last update: Nov 2026

Cost of Living Comparison Between Cumberland, RI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,659 in Cumberland, RI, rent and utilities included – about $15,900 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Cumberland, RI
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Cumberland, RI Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cumberland, RI

🇺🇸 United States

$2,659

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Cumberland, RI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cumberland, RI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,659 in Cumberland, RI versus $1,331 in Ubud, Bali.

Cumberland, RI $2,659
Ubud, Bali $1,331

Estimated couple costs with rent: $3,903 in Cumberland, RI versus $2,255 in Ubud, Bali.

Cumberland, RI $3,903
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,147 in Cumberland, RI versus $3,180 in Ubud, Bali.

Cumberland, RI $5,147
Ubud, Bali $3,180

Living in Cumberland, RI is roughly 100% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cumberland, RI is 97% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$16.48 $16.48

$3.38 Rp 61.3K

387.57%

Three-Course Dinner for Two, Mid-Range

$93.5 $93.5

$34.65 Rp 629.1K

169.93%

Fast Food Meal (McDonalds, etc)

$12.02 $12.02

$5.57 Rp 101.2K

115.80%

Cappuccino

$5.23 $5.23

$2.62 Rp 47.6K

99.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 $2.87

$1.54 Rp 27.9K

86.36%

Water (0.33 liter bottle)

$2.35 $2.35

$0.64 Rp 11.6K

267.19%

Local Beer (0.5 liter draught)

$5.13 $5.13

$2.67 Rp 48.4K

92.13%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$4.26 Rp 77.4K

85.68%

Milk (1 liter)

$1.03 $1.03

$1.46 Rp 26.5K

-29.45%

White Bread (500g)

$3.85 $3.85

$2.29 Rp 41.6K

68.12%

Rice (white) (1kg)

$5.44 $5.44

$1.11 Rp 20.1K

390.09%

Eggs

$4.68 $4.68

$2.10 Rp 38.1K

122.86%

Local Cheese (1kg)

$11.21 $11.21

$15.94 Rp 289.4K

-29.67%

Chicken Fillets (1kg)

$14.48 $14.48

$3.88 Rp 70.5K

273.20%

Beef Round Steak (1kg)

$17.40 $17.40

$11.40 Rp 207.0K

52.63%

Apples (1kg)

$6.84 $6.84

$3.55 Rp 64.5K

92.68%

Banana (1kg)

$1.71 $1.71

$1.54 Rp 27.9K

11.04%

Oranges (1kg)

$5.50 $5.50

$2.23 Rp 40.5K

146.64%

Tomato (1kg)

$5.51 $5.51

$1.97 Rp 35.8K

179.70%

Potato (1kg)

$4.47 $4.47

$1.86 Rp 33.7K

140.32%

Onion (1kg)

$4.08 $4.08

$2.42 Rp 43.9K

68.60%

Lettuce (1 head)

$2.39 $2.39

$1.02 Rp 18.6K

134.31%

Water (1.5 liter bottle)

$0.98 $0.98

$0.52 Rp 9,483

88.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.20 $13.20

$2.20 Rp 39.9K

500.00%

Wine (Bottle)

$14.22 $14.22

$21.79 Rp 395.6K

-34.74%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$2.33 Rp 42.2K

-8.15%

Imported Beer (0.33 liter bottle)

$3.78 $3.78

$2.97 Rp 53.9K

27.27%

One-way Ticket (Public Transport)

$2.20 $2.20

$0.25 Rp 4,546

780.00%

Public Transport Monthly Pass (Regular Price)

$65.4 $65.4

$8.17 Rp 148.4K

700.86%

Taxi Start (Normal Tariff)

$2.62 $2.62

$0.44 Rp 7,947

495.45%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$0.47 Rp 8,496

265.96%

Taxi 1hour Waiting (Normal Tariff)

$27.50 $27.50

$5.60 Rp 101.7K

391.07%

Gasoline (1 liter)

$1.03 $1.03

$0.83 Rp 15.0K

24.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$24.4K Rp 443.8M

12.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 575.5M

-17.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$253 $253

$77.5 Rp 1.4M

226.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.6 $56.6

$6.14 Rp 111.6K

821.01%

Internet (50+ Mbps, Unlimited Data)

$80.2 $80.2

$18.92 Rp 343.4K

324.05%

Gym Membership (Monthly)

$12.30 $12.30

$51.0 Rp 925.8K

-75.88%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$14.13 $14.13

$4.38 Rp 79.6K

222.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,817 $1,817

$492 Rp 8.9M

268.93%

International Primary School, 1 Child (Yearly)

$44.6K $44.6K

$12.2K Rp 221.9M

265.18%

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$45.16 Rp 819.9K

27.41%

Summer Dress (H&M, Zara, etc)

$38.20 $38.20

$34.89 Rp 633.4K

9.49%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$78.3 Rp 1.4M

0.93%

Men's Leather Business Shoes

$98.1 $98.1

$77.9 Rp 1.4M

25.99%

1-bedroom Apartment, City Center (Monthly)

$1,592 $1,592

$1,078 Rp 19.6M

47.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$665 Rp 12.1M

95.05%

3-bedroom Apartment, City Center (Monthly)

$2,904 $2,904

$3,510 Rp 63.7M

-17.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$1,671 Rp 30.3M

26.61%

Buy Apartment in City Center (m2)

$2,790 $2,790

$2,340 Rp 42.5M

19.23%

Buy Apartment Outside City Center (m2)

$2,372 $2,372

$2,236 Rp 40.6M

6.07%

Average Monthly Net Salary (After Tax)

$5,585 $5,585

$166 Rp 3.0M

3257.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

13.78

-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumberland, RI: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cumberland, RI

$1.3K 48.8%

Ubud, Bali

$665 50% 48.7% $632

Groceries & Markets

Cumberland, RI

$431 16.2%

Ubud, Bali

$279 21% 35.2% $152

Monthly Utilities & Internet

Cumberland, RI

$390 14.7%

Ubud, Bali

$103 7.7% 73.7% $287

Eating Out

Cumberland, RI

$293 11%

Ubud, Bali

$106 8% 63.9% $187

Clothing & Footwear

Cumberland, RI

$123 4.6%

Ubud, Bali

$106 8% 13.4% $17

Getting Around

Cumberland, RI

$85 3.2%

Ubud, Bali

$12 0.9% 86% $74

Sport & Entertainment

Cumberland, RI

$41 1.5%

Ubud, Bali

$60 4.5% 47.3% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Cumberland, RI and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cumberland, RI pays about 34 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $94 in Cumberland, RI vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $431 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Cumberland, RI

🇮🇩 Ubud, Bali

🕒 Local time

18:13 6:13 PM

07:13 7:13 AM

13 h ahead of Cumberland, RI

🌤 Weather

👥 Population

19,076

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

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Between locations

Cumberland, RI Ubud, Bali 16,240 km ≈ 21 h nonstop flight

From you

Cumberland, RI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumberland, RI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,659 in Cumberland, RI and $1,331 in Ubud, Bali, so Ubud, Bali is about 50% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Cumberland, RI is about 34 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Cumberland, RI versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 88% less than in Cumberland, RI. The price difference matters if you commute daily and watch your budget.

Childcare runs $1,817 in Cumberland, RI versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Cumberland, RI. Beyond cost, consider language, visa policies, and how big the international community is in each city.