Cost of Living Comparison Between Cumberland, RI and Ubud, Bali Cost of Living Comparison Between Cumberland, RI and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,650 in Cumberland, RI versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,899 in Cumberland, RI versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,148 in Cumberland, RI versus $3,660 in Ubud, Bali.

Living in Cumberland, RI is roughly 87% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cumberland, RI 98% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Cumberland, RI
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.89 $18.89
$3.56 Rp 64.3K
430.62%
Three-Course Dinner for Two, Mid-Range
$102 $102
$32.73 Rp 590.3K
210.85%
Fast Food Meal (McDonalds, etc)
$11.28 $11.28
$4.95 Rp 89.3K
127.88%
Cappuccino
$4.42 $4.42
$2.71 Rp 48.9K
63.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$1.34 Rp 24.2K
100.00%
Water (0.33 liter bottle)
$2.15 $2.15
$0.70 Rp 12.6K
207.14%
Local Beer (0.5 liter draught)
$5.90 $5.90
$2.92 Rp 52.7K
102.05%
Imported Beer (0.33 liter bottle)
$7.36 $7.36
$3.96 Rp 71.4K
85.86%
🛒 Groceries & Markets
Cumberland, RI
Ubud, Bali
Difference
Milk (1 liter)
$1.26 $1.26
$1.81 Rp 32.6K
-30.39%
White Bread (500g)
$3.42 $3.42
$2.52 Rp 45.4K
35.71%
Rice (white) (1kg)
$3.05 $3.05
$1.16 Rp 20.9K
162.93%
Eggs
$4.68 $4.68
$2.46 Rp 44.4K
90.24%
Local Cheese (1kg)
$14.05 $14.05
$14.71 Rp 265.3K
-4.49%
Chicken Fillets (1kg)
$9.76 $9.76
$4.32 Rp 77.9K
125.93%
Beef Round Steak (1kg)
$20.38 $20.38
$12.14 Rp 218.9K
67.87%
Apples (1kg)
$5.74 $5.74
$3.84 Rp 69.3K
49.48%
Banana (1kg)
$2.24 $2.24
$1.56 Rp 28.1K
43.59%
Oranges (1kg)
$5.85 $5.85
$2.83 Rp 51.1K
106.71%
Tomato (1kg)
$5.93 $5.93
$2.33 Rp 41.9K
154.51%
Potato (1kg)
$4.43 $4.43
$1.91 Rp 34.5K
131.94%
Onion (1kg)
$3.76 $3.76
$2.20 Rp 39.7K
70.91%
Lettuce (1 head)
$2.87 $2.87
$1.01 Rp 18.3K
184.16%
Water (1.5 liter bottle)
$2.29 $2.29
$0.78 Rp 14.0K
193.59%
Cigarettes 20 Pack (Marlboro, Camel)
$10.85 $10.85
$3.32 Rp 59.8K
226.81%
Wine (Bottle)
$14.87 $14.87
$23.74 Rp 428.1K
-37.36%
Local Beer (0.5 liter bottle)
$2.08 $2.08
$2.79 Rp 50.3K
-25.45%
Imported Beer (0.33 liter bottle)
$2.06 $2.06
$2.86 Rp 51.6K
-27.97%
🚌 Getting Around
Cumberland, RI
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$0.27 Rp 4,848
648.15%
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 144.8K
-
Taxi Start (Normal Tariff)
$2.54 $2.54
$0.46 Rp 8,231
452.17%
Taxi (Normal Tariff) (1km)
$1.76 $1.76
$0.45 Rp 8,117
291.11%
Taxi 1hour Waiting (Normal Tariff)
$28.38 $28.38
$6.10 Rp 109.9K
365.25%
Gasoline (1 liter)
$0.91 $0.91
$0.79 Rp 14.3K
15.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K $29.2K
$26.1K Rp 471.6M
11.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$32.1K Rp 579.3M
-21.56%
🧾 Monthly Utilities & Internet
Cumberland, RI
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$249 $249
$79.9 Rp 1.4M
211.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.7 $56.7
$4.06 Rp 73.3K
1295.81%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$23.52 Rp 424.2K
171.05%
🎉 Sport & Entertainment
Cumberland, RI
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.53 $43.53
$98.7 Rp 1.8M
-55.90%
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 119.6K
-
Cinema Ticket
$14.82 $14.82
$4.15 Rp 74.8K
257.11%
🧸 Childcare & Education
Cumberland, RI
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,511 $1,511
$304 Rp 5.5M
397.15%
International Primary School, 1 Child (Yearly)
$24.5K $24.5K
$6,613 Rp 119.3M
270.92%
👕👟 Clothing & Footwear
Cumberland, RI
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.6 $51.6
$55.5 Rp 1.0M
-7.06%
Summer Dress (H&M, Zara, etc)
$32.90 $32.90
$38.31 Rp 690.9K
-14.12%
Sport Shoes (Adidas, Nike)
$65.6 $65.6
$88.6 Rp 1.6M
-25.99%
Men's Leather Business Shoes
$83.2 $83.2
$77.9 Rp 1.4M
6.86%
🏠 Accommodation & Living
Cumberland, RI
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,632 $1,632
$1,006 Rp 18.2M
62.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,352 $1,352
$675 Rp 12.2M
100.26%
3-bedroom Apartment, City Center (Monthly)
$2,618 $2,618
$3,442 Rp 62.1M
-23.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,200 $2,200
$2,039 Rp 36.8M
7.85%
Buy Apartment in City Center (m2)
$2,653 $2,653
$2,841 Rp 51.2M
-6.62%
Buy Apartment Outside City Center (m2)
$2,650 $2,650
$2,264 Rp 40.8M
17.05%
💵 Salaries & Financials
Cumberland, RI
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,556 $5,556
$165 Rp 3.0M
3262.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
13.28
-51.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumberland, RI: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,632 in Cumberland, RI and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cumberland, RI pays 3263% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Cumberland, RI vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $429 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cumberland, RI vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cumberland, RI and Ubud, Bali?
Cumberland, RI and Ubud, Bali differ by about 87% in total monthly costs ($2,650 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Cumberland, RI or Ubud, Bali?
Cumberland, RI pays 3263% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Cumberland, RI and Ubud, Bali?
Rent for a central apartment: $1,632 in Cumberland, RI versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 42% higher in Cumberland, RI. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Cumberland, RI or Ubud, Bali?
All in, you'll spend $2,650 per month in Cumberland, RI versus $1,419 in Ubud, Bali – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,419 in Ubud, Bali versus $2,650 in Cumberland, RI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cumberland, RI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Cumberland, RI and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cumberland, RI or Ubud, Bali safer for residents?
Safety-wise, Cumberland, RI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cumberland, RI or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Cumberland, RI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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