Last update: Oct 2026

Cost of Living Comparison Between Cumberland, RI and Chicago, IL

For one person, living is cheaper in Cumberland, RI: $2,714 a month against $3,037 in Chicago, IL, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Cumberland, RI
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Cumberland, RI Living Index
147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Cumberland, RI

🇺🇸 United States

$2,714

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Cumberland, RI and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cumberland, RI and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,714 per month in Cumberland, RI vs $3,037 in Chicago, IL, rent included.

Cumberland, RI $2,714
Chicago, IL $3,037

A couple spends around $4,001 per month in Cumberland, RI vs $4,518 in Chicago, IL, rent included.

Cumberland, RI $4,001
Chicago, IL $4,518

A family of three spends $5,288 per month in Cumberland, RI vs $5,999 in Chicago, IL, rent included.

Cumberland, RI $5,288
Chicago, IL $5,999

Cumberland, RI is about 11% cheaper than Chicago, IL, and outside of rent the biggest gap is in leisure.

Both Cumberland, RI and Chicago, IL sit above the global median – Cumberland, RI by 99%, Chicago, IL by 123%.

Meal at Budget Restaurant

$17.97 $17.97

$20.71 $20.71

-13.23%

Three-Course Dinner for Two, Mid-Range

$94.2 $94.2

$89.2 $89.2

5.56%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$13.19 $13.19

-8.49%

Cappuccino

$5.22 $5.22

$5.66 $5.66

-7.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$2.64 $2.64

8.33%

Water (0.33 liter bottle)

$2.24 $2.24

$2.28 $2.28

-1.75%

Local Beer (0.5 liter draught)

$4.98 $4.98

$6.87 $6.87

-27.51%

Imported Beer (0.33 liter bottle)

$8.12 $8.12

$8.84 $8.84

-8.14%

Milk (1 liter)

$1.08 $1.08

$1.25 $1.25

-13.60%

White Bread (500g)

$4.13 $4.13

$3.72 $3.72

11.02%

Rice (white) (1kg)

$5.31 $5.31

$5.39 $5.39

-1.48%

Eggs

$4.87 $4.87

$4.74 $4.74

2.74%

Local Cheese (1kg)

$11.07 $11.07

$13.84 $13.84

-20.01%

Chicken Fillets (1kg)

$14.42 $14.42

$14.40 $14.40

0.14%

Beef Round Steak (1kg)

$17.87 $17.87

$18.38 $18.38

-2.77%

Apples (1kg)

$6.59 $6.59

$5.22 $5.22

26.25%

Banana (1kg)

$1.78 $1.78

$1.98 $1.98

-10.10%

Oranges (1kg)

$5.41 $5.41

$4.06 $4.06

33.25%

Tomato (1kg)

$5.48 $5.48

$4.97 $4.97

10.26%

Potato (1kg)

$4.41 $4.41

$2.67 $2.67

65.17%

Onion (1kg)

$4.02 $4.02

$2.66 $2.66

51.13%

Lettuce (1 head)

$3.04 $3.04

$2.24 $2.24

35.71%

Water (1.5 liter bottle)

$2.90 $2.90

$3.13 $3.13

-7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$12.95 $12.95

$13.82 $13.82

-6.30%

Wine (Bottle)

$13.71 $13.71

$14.88 $14.88

-7.86%

Local Beer (0.5 liter bottle)

$2.09 $2.09

$2.54 $2.54

-17.72%

Imported Beer (0.33 liter bottle)

$4.23 $4.23

$3.51 $3.51

20.51%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.43 $2.43

-19.75%

Public Transport Monthly Pass (Regular Price)

$56.6 $56.6

$73.5 $73.5

-23.01%

Taxi Start (Normal Tariff)

$2.62 $2.62

$3.18 $3.18

-17.61%

Taxi (Normal Tariff) (1km)

$1.79 $1.79

$1.39 $1.39

28.78%

Taxi 1hour Waiting (Normal Tariff)

$27.81 $27.81

$25.03 $25.03

11.11%

Gasoline (1 liter)

$1.08 $1.08

$1.20 $1.20

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$35.0K $35.0K

-22.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.7K $26.7K

-2.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 $255

$194 $194

31.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.2 $54.2

$69.5 $69.5

-21.97%

Internet (50+ Mbps, Unlimited Data)

$85.3 $85.3

$61.6 $61.6

38.32%

Gym Membership (Monthly)

$12.61 $12.61

$47.90 $47.90

-73.67%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$14.54 $14.54

$17.81 $17.81

-18.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,827 $1,827

$1,794 $1,794

1.84%

International Primary School, 1 Child (Yearly)

$25.4K $25.4K

$31.9K $31.9K

-20.63%

Jeans (Levis 501 Or Similar)

$55.9 $55.9

$67.0 $67.0

-16.58%

Summer Dress (H&M, Zara, etc)

$39.04 $39.04

$52.1 $52.1

-25.12%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$102 $102

-22.22%

Men's Leather Business Shoes

$101 $101

$144 $144

-29.62%

1-bedroom Apartment, City Center (Monthly)

$1,593 $1,593

$2,526 $2,526

-36.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,315 $1,315

$1,578 $1,578

-16.64%

3-bedroom Apartment, City Center (Monthly)

$2,491 $2,491

$4,738 $4,738

-47.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,187 $2,187

$2,693 $2,693

-18.79%

Buy Apartment in City Center (m2)

$2,671 $2,671

$4,190 $4,190

-36.24%

Buy Apartment Outside City Center (m2)

$2,370 $2,370

$2,768 $2,768

-14.37%

Average Monthly Net Salary (After Tax)

$5,507 $5,507

$4,931 $4,931

11.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.81

-2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumberland, RI: October 26, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cumberland, RI

$1.3K 48.5%

Chicago, IL

$1.6K 52% 20% $263

Groceries & Markets

Cumberland, RI

$459 16.9%

Chicago, IL

$447 14.7% 2.5% $12

Monthly Utilities & Internet

Cumberland, RI

$394 14.5%

Chicago, IL

$326 10.7% 17.5% $69

Eating Out

Cumberland, RI

$304 11.2%

Chicago, IL

$345 11.4% 13.4% $41

Clothing & Footwear

Cumberland, RI

$124 4.6%

Chicago, IL

$164 5.4% 32.5% $40

Getting Around

Cumberland, RI

$76 2.8%

Chicago, IL

$93 3.1% 22.9% $17

Sport & Entertainment

Cumberland, RI

$42 1.5%

Chicago, IL

$84 2.8% 100% $42

Cost Breakdown

A central one-bedroom costs $1,593 in Cumberland, RI versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Cumberland, RI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94 in Cumberland, RI versus $89 in Chicago, IL. Monthly groceries follow the same trend: $459 vs $447 – making Chicago, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Cumberland, RI

🇺🇸 Chicago, IL

🕒 Local time

17:35 5:35 PM

16:35 4:35 PM

1 h behind Cumberland, RI

🌤 Weather

👥 Population

19,076

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Cumberland, RI Chicago, IL 1,340 km ≈ 2 h 15 min nonstop flight

From you

Cumberland, RI
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumberland, RI vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,714 in Cumberland, RI, $3,037 in Chicago, IL – Cumberland, RI comes out roughly 11% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $4,072 per month in Cumberland, RI and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumberland, RI, especially for central apartments: a one-bedroom in the center costs $1,593 there versus $2,526 in Chicago, IL.

Interestingly, groceries are about 3% cheaper in Chicago, IL – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $94 in Cumberland, RI and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Cumberland, RI, where all-in costs run around $2,714, than in Chicago, IL at $3,037. In Cumberland, RI it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,714 in Cumberland, RI to $3,037 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.