Last update: Oct 2026

Cost of Living Comparison Between Cruz Bay and Seattle, WA

For one person, living is cheaper in Cruz Bay: $2,940 a month against $3,744 in Seattle, WA, rent and utilities included – about $9,600 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Cruz Bay

🇻🇮 U.S. Virgin Islands

$2,940

/mo nomad

Seattle, WA

🇺🇸 United States

$3,744

/mo nomad

Monthly Cost of Living

How much you'll spend in Cruz Bay and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cruz Bay and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,940 in Cruz Bay versus $3,744 in Seattle, WA.

Cruz Bay $2,940
Seattle, WA $3,744

Estimated couple costs with rent: $4,735 in Cruz Bay versus $5,703 in Seattle, WA.

Cruz Bay $4,735
Seattle, WA $5,703

Monthly costs for a family of three with rent: $6,530 in Cruz Bay versus $7,661 in Seattle, WA.

Cruz Bay $6,530
Seattle, WA $7,661

Living in Cruz Bay costs roughly 21% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cruz Bay 119% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$29.40 $29.40

$24.56 $24.56

19.71%

Three-Course Dinner for Two, Mid-Range

$92.2 $92.2

$99.5 $99.5

-7.26%

Fast Food Meal (McDonalds, etc)

$16.78 $16.78

$15.30 $15.30

9.67%

Cappuccino

$9.25 $9.25

$6.62 $6.62

39.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 $2.96

$3.25 $3.25

-8.92%

Water (0.33 liter bottle)

$3.90 $3.90

$3.11 $3.11

25.40%

Local Beer (0.5 liter draught)

$7.96 $7.96

$7.77 $7.77

2.45%

Imported Beer (0.33 liter bottle)

$9.16 $9.16

$7.93 $7.93

15.51%

Milk (1 liter)

$8.23 $8.23

$1.21 $1.21

580.17%

White Bread (500g)

$4.94 $4.94

Rice (white) (1kg)

$6.17 $6.17

Eggs

$4.93 $4.93

$4.96 $4.96

-0.60%

Local Cheese (1kg)

$19.00 $19.00

Chicken Fillets (1kg)

$15.54 $15.54

$18.69 $18.69

-16.85%

Beef Round Steak (1kg)

$23.14 $23.14

Apples (1kg)

$8.57 $8.57

$5.93 $5.93

44.52%

Banana (1kg)

$1.94 $1.94

Oranges (1kg)

$5.19 $5.19

Tomato (1kg)

$6.55 $6.55

Potato (1kg)

$3.62 $3.62

Onion (1kg)

$3.16 $3.16

Lettuce (1 head)

$2.91 $2.91

Water (1.5 liter bottle)

$2.38 $2.38

Cigarettes 20 Pack (Marlboro, Camel)

$12.36 $12.36

Wine (Bottle)

$25.46 $25.46

$15.02 $15.02

69.51%

Local Beer (0.5 liter bottle)

$4.30 $4.30

Imported Beer (0.33 liter bottle)

$5.69 $5.69

One-way Ticket (Public Transport)

$3.05 $3.05

Public Transport Monthly Pass (Regular Price)

$109 $109

Taxi Start (Normal Tariff)

$2.64 $2.64

Taxi (Normal Tariff) (1km)

$1.74 $1.74

Taxi 1hour Waiting (Normal Tariff)

$30.02 $30.02

Gasoline (1 liter)

$1.46 $1.46

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 $357

$299 $299

19.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$141 $141

$69.7 $69.7

102.05%

Internet (50+ Mbps, Unlimited Data)

$59.6 $59.6

$90.1 $90.1

-33.84%

Gym Membership (Monthly)

$90.0 $90.0

$80.0 $80.0

12.47%

Tennis Court (1 Hour on Weekend)

$35.62 $35.62

Cinema Ticket

$17.33 $17.33

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,986 $2,986

International Primary School, 1 Child (Yearly)

$13.2K $13.2K

$31.3K $31.3K

-57.74%

Jeans (Levis 501 Or Similar)

$77.7 $77.7

Summer Dress (H&M, Zara, etc)

$54.9 $54.9

Sport Shoes (Adidas, Nike)

$126 $126

Men's Leather Business Shoes

$165 $165

1-bedroom Apartment, City Center (Monthly)

$1,799 $1,799

$2,407 $2,407

-25.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,523 $1,523

$1,963 $1,963

-22.40%

3-bedroom Apartment, City Center (Monthly)

$3,551 $3,551

$4,788 $4,788

-25.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,454 $3,454

$3,561 $3,561

-3.00%

Buy Apartment in City Center (m2)

$10.9K $10.9K

$7,430 $7,430

46.68%

Buy Apartment Outside City Center (m2)

$5,010 $5,010

Average Monthly Net Salary (After Tax)

$6,136 $6,136

$6,280 $6,280

-2.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

-27.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cruz Bay: October 6, 2026

Last update for Seattle, WA: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cruz Bay

–

Seattle, WA

$2K 51.6%

Groceries & Markets

Cruz Bay

–

Seattle, WA

$541 14.2%

Monthly Utilities & Internet

Cruz Bay

–

Seattle, WA

$459 12.1%

Eating Out

Cruz Bay

–

Seattle, WA

$402 10.6%

Clothing & Footwear

Cruz Bay

–

Seattle, WA

$191 5%

Getting Around

Cruz Bay

–

Seattle, WA

$132 3.5%

Sport & Entertainment

Cruz Bay

–

Seattle, WA

$115 3%

Cost Breakdown

A one-bedroom apartment in the center runs $1,799 in Cruz Bay and $2,407 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Cruz Bay vs $99.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $274 vs $541 per month, with Cruz Bay cheaper across the board.

Good to know

🇻🇮 Cruz Bay

🇺🇸 Seattle, WA

🕒 Local time

12:31 12:31 PM

09:31 9:31 AM

3 h behind Cruz Bay

🌤 Weather

👥 Population

2,743

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Cruz Bay Seattle, WA 6,100 km ≈ 8 h nonstop flight

From you

Cruz Bay
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cruz Bay vs Seattle, WA: Cost of Living - Frequently Asked Questions

Cruz Bay and Seattle, WA differ by about 27% in total monthly costs ($2,940 vs $3,744 including rent). Cruz Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,799 in Cruz Bay versus $2,407 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cruz Bay – a meal for two runs $92.0 versus $99.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,940 per month in Cruz Bay versus $3,744 in Seattle, WA – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Cruz Bay is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cruz Bay and Seattle, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cruz Bay gentler on the wallet – expenses run 27% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.