Last update: Oct 2026

Cost of Living Comparison Between Croatia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,574 in Croatia, rent and utilities included – about $2,700 less a year. The total is higher in Croatia despite lower rent and utilities.

77

Cost of Living Index in Croatia
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Croatia Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇭🇷 Croatia

$1,574

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Croatia is 62.2% more expensive than Ubud, Bali without rent, and 16.8% more expensive with rent.

😐 Family of 3: Croatia is 46.2% more expensive than Ubud, Bali without rent, and 2.5% cheaper with rent.

Meal at Budget Restaurant

$13.30 €11.87

$3.33 Rp 59.6K

299.40%

Three-Course Dinner for Two, Mid-Range

$67.2 €59.9

$35.42 Rp 633.1K

89.64%

Fast Food Meal (McDonalds, etc)

$9.36 €8.36

$5.76 Rp 102.9K

62.50%

Cappuccino

$2.54 €2.27

$2.63 Rp 47.0K

-3.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 €2.85

$1.74 Rp 31.0K

83.33%

Water (0.33 liter bottle)

$2.44 €2.18

$0.77 Rp 13.8K

216.88%

Local Beer (0.5 liter draught)

$3.97 €3.54

$2.71 Rp 48.4K

46.49%

Imported Beer (0.33 liter bottle)

$4.43 €3.96

$4.52 Rp 80.8K

-1.99%

Milk (1 liter)

$1.21 €1.08

$1.53 Rp 27.4K

-20.92%

White Bread (500g)

$1.54 €1.37

$2.20 Rp 39.2K

-30.00%

Rice (white) (1kg)

$2.95 €2.63

$1.22 Rp 21.8K

141.80%

Eggs

$3.82 €3.41

$2.14 Rp 38.2K

78.50%

Local Cheese (1kg)

$11.91 €10.63

$17.73 Rp 316.9K

-32.83%

Chicken Fillets (1kg)

$9.45 €8.43

$3.86 Rp 68.9K

144.82%

Beef Round Steak (1kg)

$13.81 €12.33

$12.03 Rp 215.0K

14.80%

Apples (1kg)

$1.93 €1.72

$3.61 Rp 64.5K

-46.54%

Banana (1kg)

$1.73 €1.55

$1.51 Rp 27.1K

14.57%

Oranges (1kg)

$1.95 €1.74

$2.32 Rp 41.4K

-15.95%

Tomato (1kg)

$2.50 €2.23

$2.00 Rp 35.8K

25.00%

Potato (1kg)

$1.39 €1.24

$1.81 Rp 32.4K

-23.20%

Onion (1kg)

$1.23 €1.10

$2.39 Rp 42.7K

-48.54%

Lettuce (1 head)

$1.26 €1.13

$0.99 Rp 17.8K

27.27%

Water (1.5 liter bottle)

$1.28 €1.14

$0.52 Rp 9,373

146.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 €4.95

$2.18 Rp 39.0K

154.59%

Wine (Bottle)

$7.74 €6.91

$22.98 Rp 410.7K

-66.32%

Local Beer (0.5 liter bottle)

$1.56 €1.39

$2.40 Rp 42.8K

-35.00%

Imported Beer (0.33 liter bottle)

$2.29 €2.05

$3.00 Rp 53.6K

-23.67%

One-way Ticket (Public Transport)

$1.56 €1.39

$0.24 Rp 4,255

550.00%

Public Transport Monthly Pass (Regular Price)

$44.63 €39.82

$6.99 Rp 125.0K

538.48%

Taxi Start (Normal Tariff)

$3.77 €3.37

$0.44 Rp 7,876

756.82%

Taxi (Normal Tariff) (1km)

$1.44 €1.28

$0.42 Rp 7,582

242.86%

Taxi 1hour Waiting (Normal Tariff)

$19.34 €17.26

$5.45 Rp 97.4K

254.86%

Gasoline (1 liter)

$1.78 €1.59

$0.84 Rp 15.1K

111.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K €24.0K

$24.3K Rp 434.8M

10.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.8K

$31.9K Rp 570.0M

-19.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €170

$80.8 Rp 1.4M

135.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.60 €20.17

$6.58 Rp 117.6K

243.47%

Internet (50+ Mbps, Unlimited Data)

$38.04 €33.95

$18.24 Rp 326.1K

108.55%

Gym Membership (Monthly)

$50.7 €45.22

$55.1 Rp 985.4K

-8.09%

Tennis Court (1 Hour on Weekend)

$14.84 €13.24

$18.51 Rp 330.9K

-19.83%

Cinema Ticket

$8.82 €7.87

$4.24 Rp 75.9K

108.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 €296

$486 Rp 8.7M

-31.74%

International Primary School, 1 Child (Yearly)

$9,416 €8,403

$5,676 Rp 101.5M

65.88%

Jeans (Levis 501 Or Similar)

$97.3 €86.8

$45.18 Rp 807.6K

115.36%

Summer Dress (H&M, Zara, etc)

$41.90 €37.39

$34.57 Rp 617.9K

21.20%

Sport Shoes (Adidas, Nike)

$97.1 €86.6

$79.2 Rp 1.4M

22.67%

Men's Leather Business Shoes

$104 €93.2

$77.6 Rp 1.4M

34.48%

1-bedroom Apartment, City Center (Monthly)

$716 €639

$1,127 Rp 20.1M

-36.49%

1-bedroom Apartment, Outside City Center (Monthly)

$565 €504

$674 Rp 12.1M

-16.17%

3-bedroom Apartment, City Center (Monthly)

$1,174 €1,048

$3,618 Rp 64.7M

-67.54%

3-bedroom Apartment, Outside City Center (Monthly)

$908 €810

$1,735 Rp 31.0M

-47.68%

Buy Apartment in City Center (m2)

$4,336 €3,869

$2,829 Rp 50.6M

53.28%

Buy Apartment Outside City Center (m2)

$3,361 €3,000

$2,307 Rp 41.2M

45.72%

Average Monthly Net Salary (After Tax)

$1,589 €1,418

$166 Rp 3.0M

859.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

13.78

-73.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Croatia: October 6, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Croatia

$565 35.6%

Ubud, Bali

$674 49.6% 19.3% $109

Groceries & Markets

Croatia

$274 17.3%

Ubud, Bali

$290 21.4% 5.8% $16

Monthly Utilities & Internet

Croatia

$251 15.8%

Ubud, Bali

$106 7.8% 57.8% $145

Eating Out

Croatia

$216 13.6%

Ubud, Bali

$108 8% 50% $108

Clothing & Footwear

Croatia

$153 9.6%

Ubud, Bali

$106 7.8% 30.6% $47

Sport & Entertainment

Croatia

$68 4.3%

Ubud, Bali

$64 4.7% 6.9% $4.7

Getting Around

Croatia

$62 3.9%

Ubud, Bali

$11 0.8% 83% $51

Good to know

🇭🇷 Croatia

🇮🇩 Ubud, Bali

🕒 Local time

07:49 7:49 AM

13:49 1:49 PM

6 h ahead of Croatia

🌤 Weather

👥 Population

3,871,833

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

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