Last update: Oct 2026

Cost of Living Comparison Between Croatia and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,574 in Croatia, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

77

Cost of Living Index in Croatia
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Croatia Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

Jump to prices

🇭🇷 Croatia

$1,574

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

😐 Solo nomad: Croatia is 73.2% more expensive than Cebu without rent, and 68.6% more expensive with rent.

😐 Family of 3: Croatia is 75% more expensive than Cebu without rent, and 68.6% more expensive with rent.

Meal at Budget Restaurant

$13.30 €11.87

$3.03 ₱190

338.94%

Three-Course Dinner for Two, Mid-Range

$67.2 €59.9

$23.48 ₱1,473

186.07%

Fast Food Meal (McDonalds, etc)

$9.36 €8.36

$4.09 ₱256

128.85%

Cappuccino

$2.54 €2.27

$2.52 ₱158

0.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 €2.85

$1.54 ₱96.9

107.14%

Water (0.33 liter bottle)

$2.44 €2.18

$0.49 ₱30.98

397.96%

Local Beer (0.5 liter draught)

$3.97 €3.54

$1.79 ₱112

121.79%

Imported Beer (0.33 liter bottle)

$4.43 €3.96

$2.26 ₱142

96.02%

Milk (1 liter)

$1.21 €1.08

$1.95 ₱122

-37.95%

White Bread (500g)

$1.54 €1.37

$1.43 ₱89.7

7.69%

Rice (white) (1kg)

$2.95 €2.63

$1.02 ₱63.8

189.22%

Eggs

$3.82 €3.41

$2.06 ₱129

85.44%

Local Cheese (1kg)

$11.91 €10.63

$9.81 ₱615

21.41%

Chicken Fillets (1kg)

$9.45 €8.43

$4.61 ₱289

104.99%

Beef Round Steak (1kg)

$13.81 €12.33

$7.70 ₱483

79.35%

Apples (1kg)

$1.93 €1.72

$3.31 ₱207

-41.69%

Banana (1kg)

$1.73 €1.55

$1.45 ₱90.9

19.31%

Oranges (1kg)

$1.95 €1.74

$2.36 ₱148

-17.37%

Tomato (1kg)

$2.50 €2.23

$1.54 ₱96.4

62.34%

Potato (1kg)

$1.39 €1.24

$2.36 ₱148

-41.10%

Onion (1kg)

$1.23 €1.10

$1.99 ₱125

-38.19%

Lettuce (1 head)

$1.26 €1.13

$1.15 ₱72.1

9.57%

Water (1.5 liter bottle)

$1.28 €1.14

$0.67 ₱42.15

91.04%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 €4.95

$3.00 ₱188

85.00%

Wine (Bottle)

$7.74 €6.91

$6.35 ₱398

21.89%

Local Beer (0.5 liter bottle)

$1.56 €1.39

$1.31 ₱81.9

19.08%

Imported Beer (0.33 liter bottle)

$2.29 €2.05

$1.73 ₱108

32.37%

One-way Ticket (Public Transport)

$1.56 €1.39

$0.25 ₱15.78

524.00%

Public Transport Monthly Pass (Regular Price)

$44.63 €39.82

$12.65 ₱793

252.81%

Taxi Start (Normal Tariff)

$3.77 €3.37

$0.74 ₱46.32

409.46%

Taxi (Normal Tariff) (1km)

$1.44 €1.28

$0.21 ₱13.11

585.71%

Taxi 1hour Waiting (Normal Tariff)

$19.34 €17.26

$4.33 ₱271

346.65%

Gasoline (1 liter)

$1.78 €1.59

$1.33 ₱83.5

33.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K €24.0K

$21.8K ₱1.4M

23.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.8K

$19.4K ₱1.2M

31.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €170

$121 ₱7,563

57.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.60 €20.17

$14.45 ₱907

56.40%

Internet (50+ Mbps, Unlimited Data)

$38.04 €33.95

$28.29 ₱1,774

34.46%

Gym Membership (Monthly)

$50.7 €45.22

$32.68 ₱2,050

55.05%

Tennis Court (1 Hour on Weekend)

$14.84 €13.24

$6.39 ₱401

132.24%

Cinema Ticket

$8.82 €7.87

$5.46 ₱342

61.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 €296

$273 ₱17.1K

21.25%

International Primary School, 1 Child (Yearly)

$9,416 €8,403

$8,156 ₱511.5K

15.45%

Jeans (Levis 501 Or Similar)

$97.3 €86.8

$49.57 ₱3,109

96.29%

Summer Dress (H&M, Zara, etc)

$41.90 €37.39

$24.87 ₱1,560

68.48%

Sport Shoes (Adidas, Nike)

$97.1 €86.6

$76.6 ₱4,804

26.77%

Men's Leather Business Shoes

$104 €93.2

$59.3 ₱3,717

76.14%

1-bedroom Apartment, City Center (Monthly)

$716 €639

$506 ₱31.7K

41.50%

1-bedroom Apartment, Outside City Center (Monthly)

$565 €504

$309 ₱19.4K

82.65%

3-bedroom Apartment, City Center (Monthly)

$1,174 €1,048

$1,052 ₱66.0K

11.66%

3-bedroom Apartment, Outside City Center (Monthly)

$908 €810

$619 ₱38.8K

46.63%

Buy Apartment in City Center (m2)

$4,336 €3,869

$2,915 ₱182.9K

48.72%

Buy Apartment Outside City Center (m2)

$3,361 €3,000

$1,867 ₱117.1K

80.02%

Average Monthly Net Salary (After Tax)

$1,589 €1,418

$341 ₱21.4K

365.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

7.2

-48.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Croatia: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Croatia

$565 35.6%

Cebu

$309 33.5% 45.2% $256

Groceries & Markets

Croatia

$274 17.3%

Cebu

$210 22.7% 23.3% $64

Monthly Utilities & Internet

Croatia

$251 15.8%

Cebu

$163 17.7% 34.8% $87

Eating Out

Croatia

$216 13.6%

Cebu

$88 9.6% 59.1% $128

Clothing & Footwear

Croatia

$153 9.6%

Cebu

$95 10.2% 38.3% $59

Sport & Entertainment

Croatia

$68 4.3%

Cebu

$44 4.7% 36.2% $25

Getting Around

Croatia

$62 3.9%

Cebu

$15 1.7% 75% $46

Good to know

🇭🇷 Croatia

🇵🇭 Cebu

🕒 Local time

09:29 9:29 AM

15:29 3:29 PM

6 h ahead of Croatia

🌤 Weather

👥 Population

3,871,833

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Croatia Cebu 10,540 km ≈ 14 h nonstop flight

From you

Croatia
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Croatia vs other spots: cost of living compared

Cost of Living Comparison Between Croatia and Cebu

PHP, USD to EUR – Euro Converter

City Median Internet Speeds Comparison (Updated April 2026)

Croatia

Cebu

Croatia

Cebu

Croatia vs other spots: cost of living compared

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