Last update: Oct 2026

Cost of Living Comparison Between Cozumel and Montreal

For one person, living is cheaper in Cozumel: $1,167 a month against $2,003 in Montreal, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Cozumel
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Cozumel Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Cozumel

🇲🇽 Mexico

$1,167

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Cozumel and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cozumel and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,167 in Cozumel versus $2,003 in Montreal.

Cozumel $1,167
Montreal $2,003

Estimated couple costs with rent: $1,884 in Cozumel versus $3,048 in Montreal.

Cozumel $1,884
Montreal $3,048

Monthly costs for a family of three with rent: $2,602 in Cozumel versus $4,092 in Montreal.

Cozumel $2,602
Montreal $4,092

Living in Cozumel costs roughly 42% less than in Montreal, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cozumel is 13% below, Montreal is 49% above.

Meal at Budget Restaurant

$8.71 MX$160

$19.31 CA$27.52

-54.89%

Three-Course Dinner for Two, Mid-Range

$45.03 MX$827

$75.5 CA$108

-40.36%

Fast Food Meal (McDonalds, etc)

$8.23 MX$151

$10.63 CA$15.15

-22.58%

Cappuccino

$2.79 MX$51.2

$3.93 CA$5.60

-29.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 MX$20.39

$1.92 CA$2.73

-42.19%

Water (0.33 liter bottle)

$1.02 MX$18.80

$1.48 CA$2.11

-31.08%

Local Beer (0.5 liter draught)

$1.69 MX$31.02

$6.30 CA$8.98

-73.17%

Imported Beer (0.33 liter bottle)

$3.17 MX$58.2

$7.19 CA$10.24

-55.91%

Milk (1 liter)

$1.43 MX$26.29

$2.22 CA$3.17

-35.59%

White Bread (500g)

$1.64 MX$30.20

$3.06 CA$4.36

-46.41%

Rice (white) (1kg)

$1.76 MX$32.32

$2.94 CA$4.19

-40.14%

Eggs

$1.89 MX$34.72

$3.53 CA$5.03

-46.46%

Local Cheese (1kg)

$10.33 MX$190

$13.19 CA$18.79

-21.68%

Chicken Fillets (1kg)

$8.06 MX$148

$11.24 CA$16.02

-28.29%

Beef Round Steak (1kg)

$12.85 MX$236

$13.81 CA$19.69

-6.95%

Apples (1kg)

$2.47 MX$45.33

$3.40 CA$4.85

-27.35%

Banana (1kg)

$1.40 MX$25.70

$1.44 CA$2.06

-2.78%

Oranges (1kg)

$2.13 MX$39.07

$3.26 CA$4.65

-34.66%

Tomato (1kg)

$1.53 MX$28.16

$2.88 CA$4.10

-46.87%

Potato (1kg)

$2.24 MX$41.12

$1.86 CA$2.65

20.43%

Onion (1kg)

$1.77 MX$32.43

$1.82 CA$2.60

-2.75%

Lettuce (1 head)

$1.46 MX$26.81

$2.43 CA$3.46

-39.92%

Water (1.5 liter bottle)

$1.20 MX$22.04

$1.52 CA$2.17

-21.05%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 MX$81.3

$11.45 CA$16.32

-61.31%

Wine (Bottle)

$10.96 MX$201

$10.36 CA$14.76

5.79%

Local Beer (0.5 liter bottle)

$1.54 MX$28.23

$2.22 CA$3.16

-30.63%

Imported Beer (0.33 liter bottle)

$2.57 MX$47.14

$2.82 CA$4.02

-8.87%

One-way Ticket (Public Transport)

$0.69 MX$12.58

$2.58 CA$3.67

-73.26%

Public Transport Monthly Pass (Regular Price)

$67.2 MX$1,233

$76.9 CA$110

-12.63%

Taxi Start (Normal Tariff)

$2.84 MX$52.1

$3.25 CA$4.64

-12.62%

Taxi (Normal Tariff) (1km)

$1.97 MX$36.21

$1.48 CA$2.11

33.11%

Taxi 1hour Waiting (Normal Tariff)

$9.29 MX$171

$33.04 CA$47.09

-71.88%

Gasoline (1 liter)

$1.37 MX$25.12

$1.36 CA$1.94

0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K MX$377.1K

$27.4K CA$39.1K

-25.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K MX$446.9K

$20.0K CA$28.5K

21.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.7 MX$1,097

$76.1 CA$109

-21.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.99 MX$385

$34.68 CA$49.43

-39.48%

Internet (50+ Mbps, Unlimited Data)

$22.26 MX$409

$42.69 CA$60.9

-47.86%

Gym Membership (Monthly)

$39.08 MX$717

$28.94 CA$41.26

35.04%

Tennis Court (1 Hour on Weekend)

$20.46 MX$376

$20.33 CA$28.97

0.64%

Cinema Ticket

$6.13 MX$113

$11.21 CA$15.98

-45.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 MX$4,789

$505 CA$720

-48.36%

International Primary School, 1 Child (Yearly)

$3,671 MX$67.4K

$16.0K CA$22.8K

-77.07%

Jeans (Levis 501 Or Similar)

$54.3 MX$997

$58.5 CA$83.4

-7.18%

Summer Dress (H&M, Zara, etc)

$54.2 MX$994

$38.00 CA$54.2

42.53%

Sport Shoes (Adidas, Nike)

$104 MX$1,911

$92.7 CA$132

12.28%

Men's Leather Business Shoes

$84.7 MX$1,555

$106 CA$151

-19.92%

1-bedroom Apartment, City Center (Monthly)

$606 MX$11.1K

$1,240 CA$1,768

-51.13%

1-bedroom Apartment, Outside City Center (Monthly)

$399 MX$7,327

$986 CA$1,405

-59.52%

3-bedroom Apartment, City Center (Monthly)

$1,619 MX$29.7K

$2,102 CA$2,996

-23.00%

3-bedroom Apartment, Outside City Center (Monthly)

$767 MX$14.1K

$1,615 CA$2,302

-52.51%

Buy Apartment in City Center (m2)

$1,922 MX$35.3K

$5,043 CA$7,188

-61.88%

Buy Apartment Outside City Center (m2)

$1,163 MX$21.4K

$3,830 CA$5,459

-69.62%

Average Monthly Net Salary (After Tax)

$662 MX$12.2K

$2,920 CA$4,163

-77.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.64

4.46

160.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cozumel: October 5, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cozumel

$399 33.9%

Montreal

$986 47.9% 147% $587

Groceries & Markets

Cozumel

$257 21.8%

Montreal

$344 16.7% 33.5% $86

Eating Out

Cozumel

$151 12.8%

Montreal

$293 14.2% 93.8% $142

Clothing & Footwear

Cozumel

$134 11.4%

Montreal

$133 6.5% 0.8% $1

Monthly Utilities & Internet

Cozumel

$103 8.7%

Montreal

$154 7.5% 49% $51

Getting Around

Cozumel

$83 7%

Montreal

$98 4.8% 18.4% $15

Sport & Entertainment

Cozumel

$51 4.4%

Montreal

$51 2.5% 0% $0

Cost Breakdown

A one-bedroom apartment in the center runs $606 in Cozumel and $1,240 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 341% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Cozumel vs $75.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $257 vs $344 per month, with Cozumel cheaper across the board.

Good to know

🇲🇽 Cozumel

🇨🇦 Montreal

🕒 Local time

06:37 6:37 AM

07:37 7:37 AM

1 h ahead of Cozumel

🌤 Weather

👥 Population

77,236

1,762,949

💱 Currency

Mexican Peso MXN $

Canadian Dollar CAD $

📈 Exchange rate

100 MXN = 5.45 USD

100 MXN = 4.86 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.36 MXN (100 MXN = 5.45 USD). 1 EUR = 20.57 MXN (100 MXN = 4.86 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to MXN in detail →

On the map

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Between locations

Cozumel Montreal 3,040 km ≈ 4 h 15 min nonstop flight

From you

Cozumel
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cozumel vs Montreal: Cost of Living - Frequently Asked Questions

Cozumel and Montreal differ by about 72% in total monthly costs ($1,167 vs $2,003 including rent). Cozumel is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 341% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $606 in Cozumel versus $1,240 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 34% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cozumel – a meal for two runs $45.00 versus $75.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,167 in Cozumel versus $2,003 in Montreal, a $2,000 budget is realistic in Cozumel but tight or insufficient in Montreal. The gap between the two cities makes Cozumel the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cozumel and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cozumel gentler on the wallet – expenses run 72% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.