Last update: Oct 2026

Cost of Living Comparison Between Covington, LA and Chicago, IL

For one person, living is cheaper in Covington, LA: $2,657 a month against $3,139 in Chicago, IL, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

Covington, LA
🇺🇸 United States
$2,657
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in Covington, LA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Covington, LA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,657 per month in Covington, LA vs $3,139 in Chicago, IL, rent included.

  • Covington, LA $2,657
  • Chicago, IL $3,139

A couple spends around $3,774 per month in Covington, LA vs $4,627 in Chicago, IL, rent included.

  • Covington, LA $3,774
  • Chicago, IL $4,627

A family of three spends $4,890 per month in Covington, LA vs $6,115 in Chicago, IL, rent included.

  • Covington, LA $4,890
  • Chicago, IL $6,115

Covington, LA is about 15% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Covington, LA and Chicago, IL sit above the global median – Covington, LA by 96%, Chicago, IL by 132%.

Currency
🍽 Eating Out
Covington, LA
Chicago, IL
Difference
Meal at Budget Restaurant
$18.71 $18.71
$20.65 $20.65
-9.39%
Three-Course Dinner for Two, Mid-Range
$55.6 $55.6
$90.2 $90.2
-38.44%
Fast Food Meal (McDonalds, etc)
$11.85 $11.85
$12.94 $12.94
-8.42%
Cappuccino
$3.10 $3.10
$5.60 $5.60
-44.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.79 $1.79
$2.64 $2.64
-32.20%
Water (0.33 liter bottle)
$1.42 $1.42
$2.27 $2.27
-37.44%
Local Beer (0.5 liter draught)
$4.02 $4.02
$6.98 $6.98
-42.41%
Imported Beer (0.33 liter bottle)
$5.23 $5.23
$8.83 $8.83
-40.77%
🛒 Groceries & Markets
Covington, LA
Chicago, IL
Difference
Milk (1 liter)
$0.88 $0.88
$1.27 $1.27
-30.71%
White Bread (500g)
$3.47 $3.47
$3.80 $3.80
-8.68%
Rice (white) (1kg)
$2.72 $2.72
$5.30 $5.30
-48.68%
Eggs
$3.25 $3.25
$4.76 $4.76
-31.72%
Local Cheese (1kg)
$5.07 $5.07
$13.96 $13.96
-63.68%
Chicken Fillets (1kg)
$7.27 $7.27
$14.61 $14.61
-50.24%
Beef Round Steak (1kg)
$13.76 $13.76
$18.77 $18.77
-26.69%
Apples (1kg)
$4.13 $4.13
$5.19 $5.19
-20.42%
Banana (1kg)
$0.80 $0.80
$1.98 $1.98
-59.60%
Oranges (1kg)
$2.60 $2.60
$3.93 $3.93
-33.84%
Tomato (1kg)
$4.17 $4.17
$4.96 $4.96
-15.93%
Potato (1kg)
$2.64 $2.64
$2.76 $2.76
-4.35%
Onion (1kg)
$2.69 $2.69
$2.76 $2.76
-2.54%
Lettuce (1 head)
$2.11 $2.11
$2.22 $2.22
-4.95%
Water (1.5 liter bottle)
$2.20 $2.20
$2.98 $2.98
-26.17%
Cigarettes 20 Pack (Marlboro, Camel)
$9.00 $9.00
$14.02 $14.02
-35.81%
Wine (Bottle)
$15.12 $15.12
$15.28 $15.28
-1.05%
Local Beer (0.5 liter bottle)
$1.94 $1.94
$2.58 $2.58
-24.81%
Imported Beer (0.33 liter bottle)
$3.91 $3.91
$3.50 $3.50
11.71%
🚌 Getting Around
Covington, LA
Chicago, IL
Difference
One-way Ticket (Public Transport)
-
$2.47 $2.47
-
Public Transport Monthly Pass (Regular Price)
-
$74.8 $74.8
-
Taxi Start (Normal Tariff)
$2.55 $2.55
$3.34 $3.34
-23.65%
Taxi (Normal Tariff) (1km)
$1.59 $1.59
$1.43 $1.43
11.19%
Taxi 1hour Waiting (Normal Tariff)
$25.85 $25.85
$24.32 $24.32
6.29%
Gasoline (1 liter)
$1.00 $1.00
$1.26 $1.26
-20.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K $36.8K
$35.0K $35.0K
5.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.1K $26.1K
-0.14%
🧾 Monthly Utilities & Internet
Covington, LA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$302 $302
$193 $193
56.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.3 $50.3
$68.3 $68.3
-26.29%
Internet (50+ Mbps, Unlimited Data)
$70.7 $70.7
$61.3 $61.3
15.35%
🎉 Sport & Entertainment
Covington, LA
Chicago, IL
Difference
Gym Membership (Monthly)
$64.8 $64.8
$54.1 $54.1
19.68%
Tennis Court (1 Hour on Weekend)
-
$27.92 $27.92
-
Cinema Ticket
$10.33 $10.33
$17.74 $17.74
-41.77%
🧸 Childcare & Education
Covington, LA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$613 $613
$1,652 $1,652
-62.88%
International Primary School, 1 Child (Yearly)
$14.0K $14.0K
$31.1K $31.1K
-54.99%
👕👟 Clothing & Footwear
Covington, LA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$46.59 $46.59
$66.1 $66.1
-29.48%
Summer Dress (H&M, Zara, etc)
$39.91 $39.91
$51.2 $51.2
-22.11%
Sport Shoes (Adidas, Nike)
$83.6 $83.6
$100 $100
-16.53%
Men's Leather Business Shoes
$96.7 $96.7
$141 $141
-31.35%
🏠 Accommodation & Living
Covington, LA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,693 $1,693
$2,446 $2,446
-30.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,440 $1,440
$1,678 $1,678
-14.19%
3-bedroom Apartment, City Center (Monthly)
$3,233 $3,233
$4,717 $4,717
-31.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,433 $2,433
$2,795 $2,795
-12.98%
Buy Apartment in City Center (m2)
$6,853 $6,853
$4,105 $4,105
66.93%
Buy Apartment Outside City Center (m2)
$4,051 $4,051
$2,650 $2,650
52.88%
💵 Salaries & Financials
Covington, LA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,813 $4,813
$4,866 $4,866
-1.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
6.81
-3.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Covington, LA: October 18, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Covington, LA
$1.4K
Chicago, IL
$1.7K 16.5% $238
Monthly Utilities & Internet
Covington, LA
$423
Chicago, IL
$322 23.9% $101
Groceries & Markets
Covington, LA
$313
Chicago, IL
$449 43.7% $137
Eating Out
Covington, LA
$266
Chicago, IL
$343 29.2% $78
Clothing & Footwear
Covington, LA
$120
Chicago, IL
$161 34.3% $41
Sport & Entertainment
Covington, LA
$85
Chicago, IL
$90 4.9% $4.2
Getting Around
Covington, LA
$10 *
Chicago, IL
$95 808% $85

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,693 in Covington, LA versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Covington, LA versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $313 vs $449 – making Covington, LA the more affordable choice for daily food spending.

Good to know
🇺🇸 Covington, LA
🇺🇸 Chicago, IL
🕒 Local time
03:09 3:09 AM
03:09 3:09 AM
Same time as Covington, LA
🌤 Weather
👥 Population
7,870
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Covington, LA Chicago, IL 1,290 km ≈ 2 h nonstop flight
From you
  • Covington, LA
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Covington, LA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Covington, LA and in Chicago, IL compare overall?
Monthly costs with rent: $2,657 in Covington, LA, $3,139 in Chicago, IL – roughly 18% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Covington, LA compared to Chicago, IL?
For a comfortable life, plan on about $3,986 per month in Covington, LA and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Covington, LA and Chicago, IL?
Rent is clearly cheaper in Covington, LA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $56.0 in Covington, LA and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 44% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,657 in Covington, LA and $3,139 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Covington, LA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,657 in Covington, LA to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Covington, LA and Chicago, IL?
If budget matters most, go with Covington, LA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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