Last update: Oct 2026

Cost of Living Comparison Between Coos Bay, OR and Panama City

For one person, living is cheaper in Panama City: $1,837 a month against $2,312 in Coos Bay, OR, rent and utilities included – about $5,700 less a year. Higher rent and utilities in Coos Bay, OR outweigh lower spending on other living expenses.

113

Cost of Living Index in Coos Bay, OR
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Coos Bay, OR Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Coos Bay, OR

🇺🇸 United States

$2,312

/mo nomad

Panama City

🇵🇦 Panama

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Coos Bay, OR and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coos Bay, OR and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,312 in Coos Bay, OR versus $1,837 in Panama City.

Coos Bay, OR $2,312
Panama City $1,837

Estimated couple costs with rent: $3,240 in Coos Bay, OR versus $2,825 in Panama City.

Coos Bay, OR $3,240
Panama City $2,825

Monthly costs for a family of three with rent: $4,168 in Coos Bay, OR versus $3,812 in Panama City.

Coos Bay, OR $4,168
Panama City $3,812

Living in Coos Bay, OR is roughly 26% more expensive than in Panama City, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Coos Bay, OR 73% above, Panama City 37% above.

Meal at Budget Restaurant

$16.19 $16.19

$11.34 PAB 11.34

42.77%

Three-Course Dinner for Two, Mid-Range

$49.75 $49.75

$47.85 PAB 47.85

3.97%

Fast Food Meal (McDonalds, etc)

$7.91 $7.91

$8.07 PAB 8.07

-1.98%

Cappuccino

$4.51 $4.51

$4.02 PAB 4.02

12.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$1.94 PAB 1.94

-3.09%

Water (0.33 liter bottle)

$2.11 $2.11

$1.62 PAB 1.62

30.25%

Local Beer (0.5 liter draught)

$4.95 $4.95

$3.26 PAB 3.26

51.84%

Imported Beer (0.33 liter bottle)

$5.85 $5.85

$3.99 PAB 3.99

46.62%

Milk (1 liter)

$1.11 $1.11

$1.83 PAB 1.83

-39.34%

White Bread (500g)

$3.82 $3.82

$2.57 PAB 2.57

48.64%

Rice (white) (1kg)

$4.01 $4.01

$3.33 PAB 3.33

20.42%

Eggs

$4.08 $4.08

$2.69 PAB 2.69

51.67%

Local Cheese (1kg)

$14.50 $14.50

$12.33 PAB 12.33

17.60%

Chicken Fillets (1kg)

$13.99 $13.99

$6.69 PAB 6.69

109.12%

Beef Round Steak (1kg)

$13.71 $13.71

$10.40 PAB 10.40

31.83%

Apples (1kg)

$4.70 $4.70

$4.16 PAB 4.16

12.98%

Banana (1kg)

$1.79 $1.79

$1.84 PAB 1.84

-2.72%

Oranges (1kg)

$3.86 $3.86

$4.18 PAB 4.18

-7.66%

Tomato (1kg)

$2.96 $2.96

$4.08 PAB 4.08

-27.45%

Potato (1kg)

$2.04 $2.04

$3.50 PAB 3.50

-41.71%

Onion (1kg)

$2.16 $2.16

$4.37 PAB 4.37

-50.57%

Lettuce (1 head)

$1.79 $1.79

$2.34 PAB 2.34

-23.50%

Water (1.5 liter bottle)

$2.20 $2.20

$1.75 PAB 1.75

25.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.22 $13.22

$6.06 PAB 6.06

118.15%

Wine (Bottle)

$12.05 $12.05

$11.72 PAB 11.72

2.82%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$1.37 PAB 1.37

23.36%

Imported Beer (0.33 liter bottle)

$2.97 $2.97

$2.84 PAB 2.84

4.58%

One-way Ticket (Public Transport)

$0.36 PAB 0.36

Public Transport Monthly Pass (Regular Price)

$20.96 PAB 20.96

Taxi Start (Normal Tariff)

$3.82 $3.82

$2.52 PAB 2.52

51.59%

Taxi (Normal Tariff) (1km)

$1.25 $1.25

$1.79 PAB 1.79

-30.17%

Taxi 1hour Waiting (Normal Tariff)

$50.1 $50.1

$22.01 PAB 22.01

127.67%

Gasoline (1 liter)

$1.18 $1.18

$1.25 PAB 1.25

-5.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$21.5K PAB 21.5K

36.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K $23.5K

$21.2K PAB 21.2K

10.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$131 PAB 131

41.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.8 $60.8

$27.68 PAB 27.68

119.58%

Internet (50+ Mbps, Unlimited Data)

$64.4 $64.4

$48.59 PAB 48.59

32.56%

Gym Membership (Monthly)

$43.88 $43.88

$46.11 PAB 46.11

-4.84%

Tennis Court (1 Hour on Weekend)

$4.86 $4.86

$35.01 PAB 35.01

-86.12%

Cinema Ticket

$7.08 $7.08

$8.73 PAB 8.73

-18.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$998 $998

$551 PAB 551

81.19%

International Primary School, 1 Child (Yearly)

$16.4K $16.4K

$9,560 PAB 9,560

71.84%

Jeans (Levis 501 Or Similar)

$18.03 $18.03

$67.6 PAB 67.6

-73.33%

Summer Dress (H&M, Zara, etc)

$15.14 $15.14

$48.03 PAB 48.03

-68.48%

Sport Shoes (Adidas, Nike)

$45.26 $45.26

$94.9 PAB 94.9

-52.30%

Men's Leather Business Shoes

$80.1 $80.1

$113 PAB 113

-29.04%

1-bedroom Apartment, City Center (Monthly)

$1,233 $1,233

$1,238 PAB 1,238

-0.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,231 $1,231

$873 PAB 873

40.93%

3-bedroom Apartment, City Center (Monthly)

$2,338 $2,338

$2,197 PAB 2,197

6.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,894 $1,894

$1,538 PAB 1,538

23.14%

Buy Apartment in City Center (m2)

$2,945 $2,945

$3,116 PAB 3,116

-5.48%

Buy Apartment Outside City Center (m2)

$2,975 $2,975

$1,725 PAB 1,725

72.50%

Average Monthly Net Salary (After Tax)

$5,181 $5,181

$934 PAB 934

454.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

6.39

-0.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coos Bay, OR: October 6, 2026

Last update for Panama City: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Coos Bay, OR

$1.2K 53%

Panama City

$873 47.2% 29% $357

Groceries & Markets

Coos Bay, OR

$383 16.5%

Panama City

$324 17.5% 15.4% $59

Monthly Utilities & Internet

Coos Bay, OR

$311 13.4%

Panama City

$207 11.2% 33.3% $103

Eating Out

Coos Bay, OR

$260 11.2%

Panama City

$202 10.9% 22.4% $58

Clothing & Footwear

Coos Bay, OR

$71 3.1%

Panama City

$146 7.9% 104% $74

Sport & Entertainment

Coos Bay, OR

$58 2.5%

Panama City

$64 3.4% 9.5% $5.5

Getting Around

Coos Bay, OR

$10 * 0.4%

Panama City

$34 1.8% 236% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,233 in Coos Bay, OR and $1,238 in Panama City. Housing cost is often the main lever when comparing two cities.

Coos Bay, OR pays 454% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Coos Bay, OR vs $48.00 in Panama City for a mid-range dinner for two. Groceries echo the gap at $383 vs $324 per month, with Panama City cheaper across the board.

Good to know

🇺🇸 Coos Bay, OR

🇵🇦 Panama City

🕒 Local time

15:23 3:23 PM

17:23 5:23 PM

2 h ahead of Coos Bay, OR

🌤 Weather

👥 Population

16,680

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.892 EUR

1 PAB = 1 USD

1 PAB = 0.892 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Panamanian Balboa exchange rates as of October 10, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.892 EUR).

PAB to USD in detail →

On the map

Lowest

Highest

Between locations

Coos Bay, OR Panama City 5,770 km ≈ 8 h nonstop flight

From you

Coos Bay, OR
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coos Bay, OR vs Panama City: Cost of Living - Frequently Asked Questions

Panama City wins on cost – living expenses run 26% lower than in Coos Bay, OR. Housing and daily spending are where you'll feel the difference most, making Panama City the obvious pick if budget is a priority.

Average pay runs 454% higher in Coos Bay, OR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,233 in Coos Bay, OR versus $1,238 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $998 in Coos Bay, OR versus $551 in Panama City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Panama City – a meal for two runs $48.00 versus $50.0 in Coos Bay, OR. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,837 in Panama City versus $2,312 in Coos Bay, OR, a $2,500 budget is realistic in Panama City but tight or insufficient in Coos Bay, OR. The gap between the two cities makes Panama City the clear choice for anyone on this budget.

Both work as nomad bases, but Panama City delivers better value – similar infrastructure at $1,837 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Panama City hard to pass up.

Expats usually find Panama City gentler on the wallet – expenses run 26% less than in Coos Bay, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.