😐A single person spends $2,558 per month in Cookeville, TN vs $2,228 in Lincoln, rent included.
😐A couple spends around $4,127 per month in Cookeville, TN vs $3,322 in Lincoln, rent included.
😐A family of three spends $5,696 per month in Cookeville, TN vs $4,416 in Lincoln, rent included.
😐Cookeville, TN costs about 15% more than Lincoln, driven mainly by Getting Around.
📊Both Cookeville, TN and Lincoln sit above the global median – Cookeville, TN by 91%, Lincoln by 66%.
Currency
🍽 Eating Out
Cookeville, TN
Lincoln
Difference
Meal at Budget Restaurant
$21.91$21.91
$26.96£19.98
-18.73%
Three-Course Dinner for Two, Mid-Range
$49.22$49.22
$75.1£55.7
-34.50%
Fast Food Meal(McDonalds, etc)
$8.05$8.05
$10.37£7.68
-22.37%
Cappuccino
$4.53$4.53
$5.36£3.97
-15.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$6.52$6.52
$2.31£1.71
182.25%
Water(0.33 liter bottle)
$1.80$1.80
$1.56£1.16
15.38%
Local Beer(0.5 liter draught)
$5.94$5.94
$6.86£5.09
-13.41%
Imported Beer(0.33 liter bottle)
$4.11$4.11
$6.83£5.06
-39.82%
🛒 Groceries & Markets
Cookeville, TN
Lincoln
Difference
Milk(1 liter)
$1.17$1.17
$1.46£1.08
-19.86%
White Bread(500g)
$1.05$1.05
$1.41£1.05
-25.53%
Rice(white)(1kg)
$3.15$3.15
$1.35£1.00
133.33%
Eggs
$4.01$4.01
$3.45£2.55
16.23%
Local Cheese(1kg)
$12.45$12.45
$9.28£6.87
34.16%
Chicken Fillets(1kg)
$7.57$7.57
$8.69£6.44
-12.89%
Beef Round Steak(1kg)
$15.21$15.21
$11.83£8.76
28.57%
Apples(1kg)
$8.69$8.69
$3.81£2.82
128.08%
Banana(1kg)
$1.61$1.61
$1.26£0.93
27.78%
Oranges(1kg)
$2.65$2.65
$2.95£2.19
-10.17%
Tomato(1kg)
$3.22$3.22
$3.20£2.37
0.63%
Potato(1kg)
$1.85$1.85
$0.93£0.69
98.92%
Onion(1kg)
$2.36$2.36
$1.64£1.22
43.90%
Lettuce(1 head)
$2.28$2.28
$1.20£0.89
90.00%
Water(1.5 liter bottle)
$2.70$2.70
$1.45£1.07
86.21%
Cigarettes 20 Pack(Marlboro, Camel)
$14.02$14.02
$18.49£13.70
-24.18%
Wine(Bottle)
$14.11$14.11
$11.95£8.86
18.08%
Local Beer(0.5 liter bottle)
$1.69$1.69
$3.82£2.83
-55.76%
Imported Beer(0.33 liter bottle)
$3.91$3.91
$3.18£2.36
22.96%
🚌 Getting Around
Cookeville, TN
Lincoln
Difference
One-way Ticket(Public Transport)
$1.95$1.95
$4.27£3.17
-54.33%
Public Transport Monthly Pass(Regular Price)
-
$89.5£66.4
-
Taxi Start(Normal Tariff)
$5.94$5.94
$4.11£3.04
44.53%
Taxi(Normal Tariff)(1km)
$0.60$0.60
$1.60£1.19
-62.50%
Taxi 1hour Waiting(Normal Tariff)
$28.69$28.69
$47.63£35.30
-39.76%
Gasoline(1 liter)
$0.80$0.80
$1.96£1.45
-59.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.9K$34.9K
$33.9K£25.1K
3.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K$39.6K
$41.6K£30.8K
-4.96%
🧾 Monthly Utilities & Internet
Cookeville, TN
Lincoln
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$322$322
$313£232
2.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.02$46.02
$15.52£11.50
196.52%
Internet(50+ Mbps, Unlimited Data)
$103$103
$46.60£34.53
121.37%
🎉 Sport & Entertainment
Cookeville, TN
Lincoln
Difference
Gym Membership(Monthly)
$35.26$35.26
$42.71£31.65
-17.44%
Tennis Court(1 Hour on Weekend)
$37.20$37.20
$18.72£13.87
98.72%
Cinema Ticket
$11.90$11.90
$16.29£12.07
-26.95%
🧸 Childcare & Education
Cookeville, TN
Lincoln
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$731$731
$1,845£1,367
-60.40%
International Primary School, 1 Child(Yearly)
$23.3K$23.3K
$20.6K£15.3K
12.71%
👕👟 Clothing & Footwear
Cookeville, TN
Lincoln
Difference
Jeans(Levis 501 Or Similar)
$44.97$44.97
$109£81.1
-58.92%
Summer Dress(H&M, Zara, etc)
$65.7$65.7
$44.28£32.81
48.31%
Sport Shoes(Adidas, Nike)
$138$138
$81.3£60.2
69.37%
Men's Leather Business Shoes
$142$142
$99.4£73.6
43.10%
🏠 Accommodation & Living
Cookeville, TN
Lincoln
Difference
1-bedroom Apartment, City Center(Monthly)
$1,221$1,221
$1,103£817
10.72%
1-bedroom Apartment, Outside City Center(Monthly)
$1,190$1,190
$874£648
36.17%
3-bedroom Apartment, City Center(Monthly)
$3,506$3,506
$1,981£1,468
77.00%
3-bedroom Apartment, Outside City Center(Monthly)
$2,745$2,745
$1,489£1,103
84.40%
Buy Apartment in City Center(m2)
$2,758$2,758
$2,617£1,939
5.36%
Buy Apartment Outside City Center(m2)
$2,254$2,254
-
-
💵 Salaries & Financials
Cookeville, TN
Lincoln
Difference
Average Monthly Net Salary(After Tax)
$2,825$2,825
$3,578£2,651
-21.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.45
5.56
16.01%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cookeville, TN: April 20, 2026
Last update for Lincoln: April 21, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,221 in Cookeville, TN versus $1,103 in Lincoln. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 27% higher in Lincoln, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $49 in Cookeville, TN versus $75 in Lincoln. Groceries tell a different story – $348 in Cookeville, TN vs $287 in Lincoln – so Lincoln wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cookeville, TN vs Lincoln: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cookeville, TN or Lincoln?
Cookeville, TN costs about 15% more than Lincoln, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cookeville, TN vs Lincoln?
For a comfortable life, plan on about $3,837 per month in Cookeville, TN and $3,342 in Lincoln. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cookeville, TN or Lincoln?
Rent is clearly cheaper in Lincoln, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Cookeville, TN vs Lincoln?
A mid-range dinner for two costs $49.00 in Cookeville, TN and $75.0 in Lincoln. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Cookeville, TN or Lincoln?
Groceries cost about 21% more in Cookeville, TN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $3,000/month in Cookeville, TN or Lincoln?
A $3,000 monthly budget goes further in Lincoln, where all-in costs run around $2,228, than in Cookeville, TN at $2,558. In Lincoln it covers expenses comfortably, while in Cookeville, TN it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Lincoln – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Cookeville, TN compared to Lincoln?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Cookeville, TN or Lincoln?
If budget matters most, go with Lincoln. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cookeville, TN makes more sense. Both are solid long-term options with distinct trade-offs.
Cookeville, TN vs other spots: cost of living compared