Last update: Nov 2026

Cost of Living Comparison Between Concord, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,891 in Concord, CA, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Concord, CA
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Concord, CA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Concord, CA

🇺🇸 United States

$2,891

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Concord, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concord, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,891 in Concord, CA versus $1,331 in Ubud, Bali.

Concord, CA $2,891
Ubud, Bali $1,331

Estimated couple costs with rent: $4,258 in Concord, CA versus $2,255 in Ubud, Bali.

Concord, CA $4,258
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,625 in Concord, CA versus $3,180 in Ubud, Bali.

Concord, CA $5,625
Ubud, Bali $3,180

Living in Concord, CA is roughly 117% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Concord, CA is 114% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$25.39 $25.39

$3.38 Rp 61.3K

651.18%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$34.65 Rp 628.8K

127.27%

Fast Food Meal (McDonalds, etc)

$14.79 $14.79

$5.57 Rp 101.2K

165.53%

Cappuccino

$5.84 $5.84

$2.62 Rp 47.5K

122.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$1.54 Rp 27.9K

104.55%

Water (0.33 liter bottle)

$2.58 $2.58

$0.64 Rp 11.6K

303.13%

Local Beer (0.5 liter draught)

$8.90 $8.90

$2.67 Rp 48.4K

233.33%

Imported Beer (0.33 liter bottle)

$7.86 $7.86

$4.26 Rp 77.4K

84.51%

Milk (1 liter)

$1.31 $1.31

$1.46 Rp 26.5K

-10.27%

White Bread (500g)

$4.38 $4.38

$2.29 Rp 41.6K

91.27%

Rice (white) (1kg)

$4.88 $4.88

$1.11 Rp 20.1K

339.64%

Eggs

$5.28 $5.28

$2.10 Rp 38.1K

151.43%

Local Cheese (1kg)

$24.70 $24.70

$15.94 Rp 289.3K

54.96%

Chicken Fillets (1kg)

$11.79 $11.79

$3.88 Rp 70.5K

203.87%

Beef Round Steak (1kg)

$13.25 $13.25

$11.40 Rp 206.9K

16.23%

Apples (1kg)

$5.48 $5.48

$3.55 Rp 64.5K

54.37%

Banana (1kg)

$2.48 $2.48

$1.54 Rp 27.9K

61.04%

Oranges (1kg)

$4.75 $4.75

$2.23 Rp 40.5K

113.00%

Tomato (1kg)

$5.73 $5.73

$1.97 Rp 35.8K

190.86%

Potato (1kg)

$3.33 $3.33

$1.86 Rp 33.7K

79.03%

Onion (1kg)

$3.82 $3.82

$2.42 Rp 43.9K

57.85%

Lettuce (1 head)

$2.43 $2.43

$1.02 Rp 18.6K

138.24%

Water (1.5 liter bottle)

$2.64 $2.64

$0.52 Rp 9,479

407.69%

Cigarettes 20 Pack (Marlboro, Camel)

$11.64 $11.64

$2.20 Rp 39.9K

429.09%

Wine (Bottle)

$13.17 $13.17

$21.79 Rp 395.4K

-39.56%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.33 Rp 42.2K

-14.16%

Imported Beer (0.33 liter bottle)

$2.46 $2.46

$2.97 Rp 53.9K

-17.17%

One-way Ticket (Public Transport)

$2.45 $2.45

$0.25 Rp 4,544

880.00%

Public Transport Monthly Pass (Regular Price)

$60.5 $60.5

$8.17 Rp 148.4K

640.39%

Taxi Start (Normal Tariff)

$3.54 $3.54

$0.44 Rp 7,944

704.55%

Taxi (Normal Tariff) (1km)

$2.22 $2.22

$0.47 Rp 8,493

372.34%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$5.60 Rp 101.6K

530.18%

Gasoline (1 liter)

$1.53 $1.53

$0.83 Rp 15.0K

84.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$24.4K Rp 443.7M

12.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$31.7K Rp 575.2M

-15.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 $137

$77.5 Rp 1.4M

77.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.79 $42.79

$6.14 Rp 111.5K

596.91%

Internet (50+ Mbps, Unlimited Data)

$63.9 $63.9

$18.92 Rp 343.3K

237.58%

Gym Membership (Monthly)

$57.7 $57.7

$51.0 Rp 925.4K

13.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$11.36 $11.36

$4.38 Rp 79.5K

159.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,196 $2,196

$492 Rp 8.9M

346.06%

International Primary School, 1 Child (Yearly)

$19.6K $19.6K

$12.2K Rp 221.8M

60.63%

Jeans (Levis 501 Or Similar)

$52.4 $52.4

$45.16 Rp 819.6K

15.94%

Summer Dress (H&M, Zara, etc)

$40.36 $40.36

$34.89 Rp 633.2K

15.68%

Sport Shoes (Adidas, Nike)

$75.1 $75.1

$78.3 Rp 1.4M

-4.16%

Men's Leather Business Shoes

$59.7 $59.7

$77.9 Rp 1.4M

-23.39%

1-bedroom Apartment, City Center (Monthly)

$2,220 $2,220

$1,078 Rp 19.6M

106.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,518 $1,518

$665 Rp 12.1M

128.28%

3-bedroom Apartment, City Center (Monthly)

$4,428 $4,428

$3,510 Rp 63.7M

26.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,512 $2,512

$1,671 Rp 30.3M

50.35%

Buy Apartment in City Center (m2)

$4,191 $4,191

$2,340 Rp 42.5M

79.10%

Buy Apartment Outside City Center (m2)

$4,198 $4,198

$2,236 Rp 40.6M

87.75%

Average Monthly Net Salary (After Tax)

$5,027 $5,027

$166 Rp 3.0M

2922.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

13.78

-51.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concord, CA: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concord, CA

$1.5K 52.5%

Ubud, Bali

$665 50% 56.2% $853

Groceries & Markets

Concord, CA

$461 15.9%

Ubud, Bali

$279 21% 39.3% $181

Eating Out

Concord, CA

$401 13.9%

Ubud, Bali

$106 8% 73.6% $295

Monthly Utilities & Internet

Concord, CA

$244 8.4%

Ubud, Bali

$103 7.7% 58% $141

Clothing & Footwear

Concord, CA

$102 3.5%

Ubud, Bali

$106 8% 3.9% $4

Getting Around

Concord, CA

$85 2.9%

Ubud, Bali

$12 0.9% 85.9% $73

Sport & Entertainment

Concord, CA

$80 2.8%

Ubud, Bali

$60 4.5% 25.7% $21

Cost Breakdown

A one-bedroom apartment in the center runs $2,220 in Concord, CA and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Concord, CA pays about 30 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Concord, CA vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $461 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Concord, CA

🇮🇩 Ubud, Bali

🕒 Local time

09:36 9:36 AM

01:36 1:36 AM

16 h ahead of Concord, CA

🌤 Weather

👥 Population

42,695

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Concord, CA Ubud, Bali 13,430 km ≈ 17 h nonstop flight

From you

Concord, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concord, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,891 in Concord, CA and $1,331 in Ubud, Bali, so Ubud, Bali is about 54% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Concord, CA is about 30 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,220 in Concord, CA versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $79 in Concord, CA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,891 per month in Concord, CA versus $1,331 in Ubud, Bali – Ubud, Bali is about 54% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concord, CA and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 54% less than in Concord, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.