Last update: Nov 2026

Cost of Living Comparison Between Columbia, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,307 in Columbia, TN, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Columbia, TN
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Columbia, TN Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Columbia, TN

🇺🇸 United States

$2,307

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Columbia, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Columbia, TN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,307 in Columbia, TN versus $1,331 in Ubud, Bali.

Columbia, TN $2,307
Ubud, Bali $1,331

Estimated couple costs with rent: $3,483 in Columbia, TN versus $2,255 in Ubud, Bali.

Columbia, TN $3,483
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,659 in Columbia, TN versus $3,180 in Ubud, Bali.

Columbia, TN $4,659
Ubud, Bali $3,180

Living in Columbia, TN is roughly 73% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Columbia, TN is 71% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$12.03 $12.03

$3.38 Rp 61.1K

255.92%

Three-Course Dinner for Two, Mid-Range

$61.0 $61.0

$34.65 Rp 627.3K

76.13%

Fast Food Meal (McDonalds, etc)

$9.95 $9.95

$5.57 Rp 100.9K

78.64%

Cappuccino

$3.94 $3.94

$2.62 Rp 47.4K

50.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 $2.16

$1.54 Rp 27.9K

40.26%

Water (0.33 liter bottle)

$1.62 $1.62

$0.64 Rp 11.6K

153.13%

Local Beer (0.5 liter draught)

$6.32 $6.32

$2.67 Rp 48.3K

136.70%

Imported Beer (0.33 liter bottle)

$7.45 $7.45

$4.26 Rp 77.2K

74.88%

Milk (1 liter)

$0.95 $0.95

$1.46 Rp 26.5K

-34.93%

White Bread (500g)

$2.90 $2.90

$2.29 Rp 41.5K

26.64%

Rice (white) (1kg)

$3.95 $3.95

$1.11 Rp 20.0K

255.86%

Eggs

$2.62 $2.62

$2.10 Rp 38.0K

24.76%

Local Cheese (1kg)

$12.98 $12.98

$15.94 Rp 288.6K

-18.57%

Chicken Fillets (1kg)

$6.43 $6.43

$3.88 Rp 70.3K

65.72%

Beef Round Steak (1kg)

$13.42 $13.42

$11.40 Rp 206.4K

17.72%

Apples (1kg)

$5.52 $5.52

$3.55 Rp 64.3K

55.49%

Banana (1kg)

$1.21 $1.21

$1.54 Rp 27.8K

-21.43%

Oranges (1kg)

$5.81 $5.81

$2.23 Rp 40.4K

160.54%

Tomato (1kg)

$4.05 $4.05

$1.97 Rp 35.7K

105.58%

Potato (1kg)

$3.14 $3.14

$1.86 Rp 33.6K

68.82%

Onion (1kg)

$4.12 $4.12

$2.42 Rp 43.8K

70.25%

Lettuce (1 head)

$2.43 $2.43

$1.02 Rp 18.6K

138.24%

Water (1.5 liter bottle)

$2.18 $2.18

$0.52 Rp 9,456

319.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.11 $9.11

$2.20 Rp 39.8K

314.09%

Wine (Bottle)

$12.94 $12.94

$21.79 Rp 394.4K

-40.61%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.33 Rp 42.1K

-24.46%

Imported Beer (0.33 liter bottle)

$2.11 $2.11

$2.97 Rp 53.8K

-28.96%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

Taxi Start (Normal Tariff)

$1.98 $1.98

$0.44 Rp 7,925

350.00%

Taxi (Normal Tariff) (1km)

$1.15 $1.15

$0.47 Rp 8,472

144.68%

Taxi 1hour Waiting (Normal Tariff)

$19.78 $19.78

$5.60 Rp 101.4K

253.21%

Gasoline (1 liter)

$0.75 $0.75

$0.83 Rp 15.0K

-9.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.4K Rp 442.6M

12.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$31.7K Rp 573.8M

-13.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 $152

$77.5 Rp 1.4M

96.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.5 $60.5

$6.14 Rp 111.2K

884.53%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$18.92 Rp 342.4K

300.90%

Gym Membership (Monthly)

$35.50 $35.50

$51.0 Rp 923.1K

-30.38%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

Cinema Ticket

$12.57 $12.57

$4.38 Rp 79.3K

186.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,693 $1,693

$492 Rp 8.9M

243.90%

International Primary School, 1 Child (Yearly)

$26.4K $26.4K

$12.2K Rp 221.2M

116.36%

Jeans (Levis 501 Or Similar)

$39.71 $39.71

$45.16 Rp 817.6K

-12.07%

Summer Dress (H&M, Zara, etc)

$32.13 $32.13

$34.89 Rp 631.6K

-7.91%

Sport Shoes (Adidas, Nike)

$82.5 $82.5

$78.3 Rp 1.4M

5.38%

Men's Leather Business Shoes

$90.2 $90.2

$77.9 Rp 1.4M

15.89%

1-bedroom Apartment, City Center (Monthly)

$1,440 $1,440

$1,078 Rp 19.5M

33.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$665 Rp 12.0M

89.19%

3-bedroom Apartment, City Center (Monthly)

$2,544 $2,544

$3,510 Rp 63.5M

-27.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,366 $2,366

$1,671 Rp 30.2M

41.60%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Columbia, TN: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Columbia, TN

$1.3K 54.5%

Ubud, Bali

$665 50% 47.1% $593

Groceries & Markets

Columbia, TN

$347 15%

Ubud, Bali

$279 21% 19.4% $67

Monthly Utilities & Internet

Columbia, TN

$289 12.5%

Ubud, Bali

$103 7.7% 64.5% $186

Eating Out

Columbia, TN

$235 10.2%

Ubud, Bali

$106 8% 55% $129

Clothing & Footwear

Columbia, TN

$110 4.8%

Ubud, Bali

$106 8% 3.4% $3.8

Sport & Entertainment

Columbia, TN

$61 2.6%

Ubud, Bali

$60 4.5% 1.5% $0.9

Getting Around

Columbia, TN

$7.7 * 0.3%

Ubud, Bali

$12 0.9% 54.4% $4.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,440 in Columbia, TN and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Columbia, TN vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $347 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Columbia, TN

🇮🇩 Ubud, Bali

🕒 Local time

16:58 4:58 PM

06:58 6:58 AM

14 h ahead of Columbia, TN

🌤 Weather

👥 Population

672,228

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.895 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Columbia, TN Ubud, Bali 16,250 km ≈ 21 h nonstop flight

From you

Columbia, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Columbia, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 42% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,460 in Columbia, TN and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,440 in Columbia, TN versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,693 in Columbia, TN versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $61 in Columbia, TN. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Columbia, TN and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.