Last update: Oct 2026

Cost of Living Comparison Between Clearwater, FL and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,958 in Clearwater, FL, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Clearwater, FL
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Clearwater, FL Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Clearwater, FL

🇺🇸 United States

$2,958

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Clearwater, FL and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clearwater, FL and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,958 in Clearwater, FL versus $1,771 in Montevideo.

Clearwater, FL $2,958
Montevideo $1,771

Estimated couple costs with rent: $4,448 in Clearwater, FL versus $2,740 in Montevideo.

Clearwater, FL $4,448
Montevideo $2,740

Monthly costs for a family of three with rent: $5,938 in Clearwater, FL versus $3,708 in Montevideo.

Clearwater, FL $5,938
Montevideo $3,708

Living in Clearwater, FL is roughly 67% more expensive than in Montevideo, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Clearwater, FL 119% above, Montevideo 31% above.

Meal at Budget Restaurant

$16.87 $16.87

$15.16 UYU 609

11.28%

Three-Course Dinner for Two, Mid-Range

$68.6 $68.6

$69.2 UYU 2,776

-0.78%

Fast Food Meal (McDonalds, etc)

$11.49 $11.49

$14.65 UYU 588

-21.57%

Cappuccino

$4.84 $4.84

$4.46 UYU 179

8.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$2.67 UYU 107

-11.61%

Water (0.33 liter bottle)

$1.85 $1.85

$2.00 UYU 80.4

-7.50%

Local Beer (0.5 liter draught)

$5.53 $5.53

$4.83 UYU 194

14.49%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$3.80 UYU 152

111.32%

Milk (1 liter)

$0.99 $0.99

$1.36 UYU 54.8

-27.21%

White Bread (500g)

$3.67 $3.67

$2.87 UYU 115

27.87%

Rice (white) (1kg)

$4.38 $4.38

$1.75 UYU 70.2

150.29%

Eggs

$4.10 $4.10

$4.68 UYU 188

-12.39%

Local Cheese (1kg)

$11.19 $11.19

$13.88 UYU 557

-19.38%

Chicken Fillets (1kg)

$14.42 $14.42

$11.98 UYU 481

20.37%

Beef Round Steak (1kg)

$19.46 $19.46

$11.97 UYU 480

62.57%

Apples (1kg)

$6.44 $6.44

$2.78 UYU 111

131.65%

Banana (1kg)

$1.51 $1.51

$2.74 UYU 110

-44.89%

Oranges (1kg)

$5.80 $5.80

$1.77 UYU 71.2

227.68%

Tomato (1kg)

$6.10 $6.10

$3.24 UYU 130

88.27%

Potato (1kg)

$4.43 $4.43

$1.97 UYU 79.2

124.87%

Onion (1kg)

$3.91 $3.91

$2.07 UYU 83.1

88.89%

Lettuce (1 head)

$2.66 $2.66

$1.37 UYU 55.1

94.16%

Water (1.5 liter bottle)

$2.59 $2.59

$1.88 UYU 75.3

37.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.84 $10.84

$5.59 UYU 224

93.92%

Wine (Bottle)

$16.80 $16.80

$8.78 UYU 352

91.34%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.26 UYU 90.9

-18.58%

Imported Beer (0.33 liter bottle)

$4.64 $4.64

$2.75 UYU 110

68.73%

One-way Ticket (Public Transport)

$2.96 $2.96

$1.53 UYU 61.5

93.46%

Public Transport Monthly Pass (Regular Price)

$44.47 $44.47

$74.3 UYU 2,980

-40.12%

Taxi Start (Normal Tariff)

$3.35 $3.35

$1.91 UYU 76.7

75.39%

Taxi (Normal Tariff) (1km)

$0.66 $0.66

$0.40 UYU 16.18

65.00%

Taxi 1hour Waiting (Normal Tariff)

$60.4 $60.4

$10.33 UYU 415

484.90%

Gasoline (1 liter)

$1.01 $1.01

$2.13 UYU 85.6

-52.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$27.1K UYU 1.1M

38.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$36.3K UYU 1.5M

-30.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$188 UYU 7,557

32.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.1 $57.1

$20.54 UYU 824

177.95%

Internet (50+ Mbps, Unlimited Data)

$75.4 $75.4

$44.81 UYU 1,798

68.29%

Gym Membership (Monthly)

$39.80 $39.80

$54.0 UYU 2,166

-26.24%

Tennis Court (1 Hour on Weekend)

$24.58 $24.58

$19.75 UYU 793

24.46%

Cinema Ticket

$15.76 $15.76

$11.95 UYU 480

31.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,258 $1,258

$634 UYU 25.5K

98.33%

International Primary School, 1 Child (Yearly)

$25.5K $25.5K

$11.1K UYU 443.6K

130.33%

Jeans (Levis 501 Or Similar)

$76.1 $76.1

$102 UYU 4,099

-25.51%

Summer Dress (H&M, Zara, etc)

$54.0 $54.0

$57.5 UYU 2,309

-6.17%

Sport Shoes (Adidas, Nike)

$110 $110

$127 UYU 5,079

-12.79%

Men's Leather Business Shoes

$141 $141

$128 UYU 5,131

10.53%

1-bedroom Apartment, City Center (Monthly)

$2,100 $2,100

$719 UYU 28.8K

192.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,527 $1,527

$568 UYU 22.8K

168.96%

3-bedroom Apartment, City Center (Monthly)

$3,576 $3,576

$1,145 UYU 46.0K

212.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,850 $2,850

$1,023 UYU 41.1K

178.53%

Buy Apartment in City Center (m2)

$2,991 $2,991

$3,392 UYU 136.1K

-11.83%

Buy Apartment Outside City Center (m2)

$2,744 $2,744

$1,949 UYU 78.2K

40.79%

Average Monthly Net Salary (After Tax)

$3,685 $3,685

$1,245 UYU 50.0K

196.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

5.74

14.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clearwater, FL: October 12, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clearwater, FL

$1.5K 51.6%

Montevideo

$568 32.1% 62.8% $960

Groceries & Markets

Clearwater, FL

$454 15.4%

Montevideo

$332 18.7% 27% $123

Monthly Utilities & Internet

Clearwater, FL

$382 12.9%

Montevideo

$254 14.3% 33.7% $129

Eating Out

Clearwater, FL

$288 9.7%

Montevideo

$269 15.2% 6.6% $19

Clothing & Footwear

Clearwater, FL

$172 5.8%

Montevideo

$186 10.5% 8.5% $15

Sport & Entertainment

Clearwater, FL

$71 2.4%

Montevideo

$78 4.4% 9.2% $6.6

Getting Around

Clearwater, FL

$63 2.1%

Montevideo

$84 4.8% 33.9% $21

Cost Breakdown

A one-bedroom apartment in the center runs $2,100 in Clearwater, FL and $719 in Montevideo. Housing cost is often the main lever when comparing two cities.

Clearwater, FL pays 196% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Clearwater, FL vs $69.0 in Montevideo. Groceries flip the comparison at $454 vs $332, with Montevideo cheaper for home cooking.

Good to know

🇺🇸 Clearwater, FL

🇺🇾 Montevideo

🕒 Local time

12:33 12:33 PM

13:33 1:33 PM

1 h ahead of Clearwater, FL

🌤 Weather

👥 Population

107,742

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.889 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.13 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Clearwater, FL Montevideo 7,530 km ≈ 10 h nonstop flight

From you

Clearwater, FL
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clearwater, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Montevideo is cheaper overall, especially in groceries, eating out, and utilities. The 67% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 196% higher in Clearwater, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,100 in Clearwater, FL versus $719 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,958 per month in Clearwater, FL versus $1,771 in Montevideo – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montevideo runs roughly 67% less than in Clearwater, FL. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,771 in Montevideo versus $2,958 in Clearwater, FL, a $2,500 budget is realistic in Montevideo but tight or insufficient in Clearwater, FL. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

For families, Montevideo is more practical. Housing and childcare are both notably cheaper than in Clearwater, FL, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Clearwater, FL and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 67% less than in Clearwater, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.