Last update: Nov 2026

Cost of Living Comparison Between Clearwater, FL and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,946 in Clearwater, FL, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Clearwater, FL
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Clearwater, FL Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Clearwater, FL

🇺🇸 United States

$2,946

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Clearwater, FL and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clearwater, FL and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,946 in Clearwater, FL versus $1,641 in Monterrey.

Clearwater, FL $2,946
Monterrey $1,641

Estimated couple costs with rent: $4,291 in Clearwater, FL versus $2,573 in Monterrey.

Clearwater, FL $4,291
Monterrey $2,573

Monthly costs for a family of three with rent: $5,637 in Clearwater, FL versus $3,504 in Monterrey.

Clearwater, FL $5,637
Monterrey $3,504

Living in Clearwater, FL is roughly 80% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Clearwater, FL 118% above, Monterrey 21% above.

Meal at Budget Restaurant

$16.94 $16.94

$13.37 MX$250

26.70%

Three-Course Dinner for Two, Mid-Range

$68.9 $68.9

$47.95 MX$897

43.65%

Fast Food Meal (McDonalds, etc)

$11.32 $11.32

$10.79 MX$202

4.91%

Cappuccino

$4.94 $4.94

$3.77 MX$70.4

31.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 $2.27

$1.51 MX$28.26

50.33%

Water (0.33 liter bottle)

$1.85 $1.85

$1.03 MX$19.25

79.61%

Local Beer (0.5 liter draught)

$5.42 $5.42

$2.48 MX$46.41

118.55%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$4.36 MX$81.5

80.50%

Milk (1 liter)

$1.03 $1.03

$1.89 MX$35.43

-45.50%

White Bread (500g)

$3.77 $3.77

$2.85 MX$53.3

32.28%

Rice (white) (1kg)

$4.19 $4.19

$1.86 MX$34.71

125.27%

Eggs

$3.93 $3.93

$2.47 MX$46.12

59.11%

Local Cheese (1kg)

$11.20 $11.20

$11.81 MX$221

-5.17%

Chicken Fillets (1kg)

$14.90 $14.90

$8.97 MX$168

66.11%

Beef Round Steak (1kg)

$19.90 $19.90

$12.57 MX$235

58.31%

Apples (1kg)

$6.25 $6.25

$3.20 MX$59.8

95.31%

Banana (1kg)

$1.52 $1.52

$1.50 MX$28.12

1.33%

Oranges (1kg)

$5.80 $5.80

$2.12 MX$39.74

173.58%

Tomato (1kg)

$6.80 $6.80

$2.33 MX$43.64

191.85%

Potato (1kg)

$4.87 $4.87

$2.22 MX$41.58

119.37%

Onion (1kg)

$3.91 $3.91

$2.58 MX$48.34

51.55%

Lettuce (1 head)

$2.63 $2.63

$1.45 MX$27.04

81.38%

Water (1.5 liter bottle)

$2.63 $2.63

$1.22 MX$22.85

115.57%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$4.80 MX$89.7

92.29%

Wine (Bottle)

$16.83 $16.83

$13.30 MX$249

26.54%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$1.93 MX$36.14

-3.63%

Imported Beer (0.33 liter bottle)

$4.76 $4.76

$2.86 MX$53.4

66.43%

One-way Ticket (Public Transport)

$2.67 $2.67

$0.80 MX$14.94

233.75%

Public Transport Monthly Pass (Regular Price)

$79.6 $79.6

$30.94 MX$579

157.21%

Taxi Start (Normal Tariff)

$3.29 $3.29

$1.83 MX$34.28

79.78%

Taxi (Normal Tariff) (1km)

$1.50 $1.50

$1.06 MX$19.78

41.51%

Taxi 1hour Waiting (Normal Tariff)

$59.6 $59.6

$10.82 MX$202

451.11%

Gasoline (1 liter)

$0.97 $0.97

$1.47 MX$27.54

-34.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$24.1K MX$450.4K

17.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$23.5K MX$440.2K

11.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$248 $248

$115 MX$2,144

116.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.2 $55.2

$26.37 MX$493

109.22%

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$25.70 MX$481

194.47%

Gym Membership (Monthly)

$37.08 $37.08

$30.53 MX$571

21.45%

Tennis Court (1 Hour on Weekend)

$24.90 $24.90

$21.27 MX$398

17.07%

Cinema Ticket

$16.18 $16.18

$4.96 MX$92.8

226.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,249 $1,249

$679 MX$12.7K

84.08%

International Primary School, 1 Child (Yearly)

$17.1K $17.1K

$14.2K MX$265.3K

20.85%

Jeans (Levis 501 Or Similar)

$74.8 $74.8

$72.2 MX$1,350

3.57%

Summer Dress (H&M, Zara, etc)

$53.1 $53.1

$41.94 MX$784

26.56%

Sport Shoes (Adidas, Nike)

$110 $110

$107 MX$2,011

1.99%

Men's Leather Business Shoes

$139 $139

$119 MX$2,219

17.23%

1-bedroom Apartment, City Center (Monthly)

$1,881 $1,881

$1,018 MX$19.0K

84.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,476 $1,476

$722 MX$13.5K

104.59%

3-bedroom Apartment, City Center (Monthly)

$2,922 $2,922

$1,966 MX$36.8K

48.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 $2,466

$1,416 MX$26.5K

74.19%

Buy Apartment in City Center (m2)

$3,157 $3,157

$4,203 MX$78.6K

-24.88%

Buy Apartment Outside City Center (m2)

$2,523 $2,523

$2,782 MX$52.0K

-9.30%

Average Monthly Net Salary (After Tax)

$3,657 $3,657

$1,096 MX$20.5K

233.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

11.79

-44.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clearwater, FL: November 1, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clearwater, FL

$1.5K 50.1%

Monterrey

$722 44% 51.1% $755

Groceries & Markets

Clearwater, FL

$463 15.7%

Monterrey

$302 18.4% 34.7% $161

Monthly Utilities & Internet

Clearwater, FL

$379 12.9%

Monterrey

$167 10.2% 56% $212

Eating Out

Clearwater, FL

$288 9.8%

Monterrey

$216 13.2% 25.1% $72

Clothing & Footwear

Clearwater, FL

$169 5.8%

Monterrey

$153 9.3% 9.6% $16

Getting Around

Clearwater, FL

$101 3.4%

Monterrey

$41 2.5% 59.2% $60

Sport & Entertainment

Clearwater, FL

$69 2.4%

Monterrey

$40 2.5% 41.7% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,881 in Clearwater, FL and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Clearwater, FL pays about 3.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $69 in Clearwater, FL vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $463 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Clearwater, FL

🇲🇽 Monterrey

🕒 Local time

13:55 1:55 PM

12:55 12:55 PM

1 h behind Clearwater, FL

🌤 Weather

👥 Population

107,742

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.35 USD

100 MXN = 4.76 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 21.01 MXN (100 MXN = 4.76 EUR).

MXN to USD in detail →

On the map

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Between locations

Clearwater, FL Monterrey 1,750 km ≈ 2 h 45 min nonstop flight

From you

Clearwater, FL
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clearwater, FL vs Monterrey: Cost of Living - Frequently Asked Questions

Monterrey is about 44% cheaper overall, especially in groceries, utilities, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Clearwater, FL is about 3.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,881 in Clearwater, FL versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,946 per month in Clearwater, FL versus $1,641 in Monterrey – Monterrey is about 44% cheaper, which adds up to real savings over time.

A monthly transit pass in Monterrey runs roughly 61% less than in Clearwater, FL. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 44% less than in Clearwater, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.