Last update: Oct 2026

Cost of Living Comparison Between Chur and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,235 in Chur, rent and utilities included – about $22,400 less a year. Other living expenses account for most of the difference.

158

Cost of Living Index in Chur
Learn more

Chur Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Chur

🇨🇭 Switzerland

$3,235

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Chur and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chur and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,235 per month in Chur vs $1,368 in Ubud, Bali, rent included.

Chur $3,235
Ubud, Bali $1,368

A couple spends around $5,037 per month in Chur vs $2,314 in Ubud, Bali, rent included.

Chur $5,037
Ubud, Bali $2,314

A family of three spends $6,840 per month in Chur vs $3,260 in Ubud, Bali, rent included.

Chur $6,840
Ubud, Bali $3,260

Chur costs about 137% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Chur and Ubud, Bali sit above the global median – Chur by 140%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$28.57 CHF 23.53

$3.33 Rp 59.9K

757.96%

Three-Course Dinner for Two, Mid-Range

$107 CHF 87.7

$35.18 Rp 633.2K

202.79%

Fast Food Meal (McDonalds, etc)

$16.08 CHF 13.24

$5.80 Rp 104.5K

177.24%

Cappuccino

$5.56 CHF 4.58

$2.73 Rp 49.1K

103.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.73 CHF 4.72

$1.64 Rp 29.5K

249.39%

Water (0.33 liter bottle)

$5.18 CHF 4.26

$0.83 Rp 15.0K

524.10%

Local Beer (0.5 liter draught)

$8.23 CHF 6.78

$2.70 Rp 48.6K

204.81%

Imported Beer (0.33 liter bottle)

$8.28 CHF 6.82

$4.30 Rp 77.4K

92.56%

Milk (1 liter)

$2.20 CHF 1.81

$1.50 Rp 27.1K

46.67%

White Bread (500g)

$3.42 CHF 2.81

$2.30 Rp 41.4K

48.70%

Rice (white) (1kg)

$4.21 CHF 3.47

$1.18 Rp 21.2K

256.78%

Eggs

$7.49 CHF 6.17

$2.14 Rp 38.6K

250.00%

Local Cheese (1kg)

$26.47 CHF 21.80

$17.48 Rp 314.6K

51.43%

Chicken Fillets (1kg)

$25.86 CHF 21.30

$4.03 Rp 72.5K

541.69%

Beef Round Steak (1kg)

$38.41 CHF 31.64

$12.23 Rp 220.1K

214.06%

Apples (1kg)

$3.58 CHF 2.95

$3.55 Rp 63.9K

0.85%

Banana (1kg)

$2.04 CHF 1.68

$1.57 Rp 28.3K

29.94%

Oranges (1kg)

$2.60 CHF 2.14

$2.24 Rp 40.2K

16.07%

Tomato (1kg)

$4.74 CHF 3.90

$1.93 Rp 34.7K

145.60%

Potato (1kg)

$1.91 CHF 1.57

$1.88 Rp 33.9K

1.60%

Onion (1kg)

$2.24 CHF 1.84

$2.29 Rp 41.3K

-2.18%

Lettuce (1 head)

$2.42 CHF 1.99

$0.99 Rp 17.9K

144.44%

Water (1.5 liter bottle)

$1.41 CHF 1.16

$0.53 Rp 9,475

166.04%

Cigarettes 20 Pack (Marlboro, Camel)

$10.64 CHF 8.76

$2.28 Rp 41.1K

366.67%

Wine (Bottle)

$12.92 CHF 10.64

$23.01 Rp 414.2K

-43.85%

Local Beer (0.5 liter bottle)

$2.23 CHF 1.84

$2.34 Rp 42.2K

-4.70%

Imported Beer (0.33 liter bottle)

$3.42 CHF 2.82

$2.91 Rp 52.4K

17.53%

One-way Ticket (Public Transport)

$5.31 CHF 4.38

$0.24 Rp 4,315

2112.50%

Public Transport Monthly Pass (Regular Price)

$184 CHF 151

$8.82 Rp 158.7K

1982.88%

Taxi Start (Normal Tariff)

$7.49 CHF 6.17

$0.48 Rp 8,684

1460.42%

Taxi (Normal Tariff) (1km)

$4.89 CHF 4.03

$0.46 Rp 8,233

963.04%

Taxi 1hour Waiting (Normal Tariff)

$87.1 CHF 71.8

$5.45 Rp 98.2K

1498.90%

Gasoline (1 liter)

$2.10 CHF 1.73

$0.88 Rp 15.9K

138.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K CHF 33.7K

$24.6K Rp 442.2M

66.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K CHF 31.0K

$31.2K Rp 561.4M

20.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 CHF 191

$83.0 Rp 1.5M

179.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.08 CHF 26.42

$6.45 Rp 116.0K

397.36%

Internet (50+ Mbps, Unlimited Data)

$53.3 CHF 43.87

$18.57 Rp 334.2K

186.81%

Gym Membership (Monthly)

$78.6 CHF 64.8

$55.8 Rp 1.0M

40.88%

Tennis Court (1 Hour on Weekend)

$33.32 CHF 27.44

$18.11 Rp 326.0K

83.99%

Cinema Ticket

$21.55 CHF 17.75

$4.38 Rp 78.9K

392.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,424 CHF 1,997

$493 Rp 8.9M

391.74%

International Primary School, 1 Child (Yearly)

$44.7K CHF 36.8K

$5,754 Rp 103.6M

677.24%

Jeans (Levis 501 Or Similar)

$89.0 CHF 73.3

$46.19 Rp 831.4K

92.64%

Summer Dress (H&M, Zara, etc)

$48.89 CHF 40.27

$35.33 Rp 636.0K

38.38%

Sport Shoes (Adidas, Nike)

$120 CHF 98.4

$79.1 Rp 1.4M

51.13%

Men's Leather Business Shoes

$172 CHF 142

$78.4 Rp 1.4M

119.94%

1-bedroom Apartment, City Center (Monthly)

$1,709 CHF 1,407

$1,142 Rp 20.6M

49.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,349 CHF 1,111

$676 Rp 12.2M

99.61%

3-bedroom Apartment, City Center (Monthly)

$2,988 CHF 2,461

$3,503 Rp 63.1M

-14.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,517 CHF 2,073

$1,700 Rp 30.6M

48.05%

Buy Apartment in City Center (m2)

$7,198 CHF 5,929

$2,784 Rp 50.1M

158.56%

Buy Apartment Outside City Center (m2)

$5,335 CHF 4,394

$2,241 Rp 40.3M

138.13%

Average Monthly Net Salary (After Tax)

$8,475 CHF 6,980

$165 Rp 3.0M

5050.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.72

13.78

-87.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chur: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chur

$1.3K 41.7%

Ubud, Bali

$676 49.4% 49.9% $673

Groceries & Markets

Chur

$572 17.7%

Ubud, Bali

$290 21.2% 49.2% $281

Eating Out

Chur

$445 13.8%

Ubud, Bali

$109 8% 75.5% $336

Monthly Utilities & Internet

Chur

$317 9.8%

Ubud, Bali

$108 7.9% 66% $209

Getting Around

Chur

$237 7.3%

Ubud, Bali

$13 0.9% 94.7% $224

Clothing & Footwear

Chur

$193 6%

Ubud, Bali

$108 7.9% 44.4% $86

Sport & Entertainment

Chur

$122 3.8%

Ubud, Bali

$65 4.7% 47% $57

Cost Breakdown

A central one-bedroom costs $1,709 in Chur versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5050% higher in Chur, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in Chur versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $572 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Chur

🇮🇩 Ubud, Bali

🕒 Local time

06:19 6:19 AM

12:19 12:19 PM

6 h ahead of Chur

🌤 Weather

👥 Population

37,082

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Chur Ubud, Bali 11,890 km ≈ 15 h nonstop flight

From you

Chur
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,235 in Chur, $1,368 in Ubud, Bali – roughly 137% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,852 per month in Chur and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,424 per month in Chur and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 97% more in Chur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Chur at $3,235. In Ubud, Bali it covers expenses comfortably, while in Chur it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $3,235 in Chur. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chur makes more sense. Both are solid long-term options with distinct trade-offs.