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Cost of Living Comparison Between Christchurch and Upper Hutt Cost of Living Comparison Between Christchurch and Upper Hutt

🙂 Solo nomad: Christchurch is 9.1% cheaper than Upper Hutt without rent, and 18.3% more expensive with rent.
🙂 Family of 3: Christchurch is 13.1% cheaper than Upper Hutt without rent, and 2.3% cheaper with rent.
Currency
🍽 Eating Out
Christchurch
Upper Hutt
Difference
Meal at Budget Restaurant
$17.03 NZ$29.64
$17.60 NZ$30.63
-3.24%
Three-Course Dinner for Two, Mid-Range
$72.4 NZ$126
$84.4 NZ$147
-14.14%
Fast Food Meal (McDonalds, etc)
$9.63 NZ$16.75
$9.51 NZ$16.55
1.26%
Cappuccino
$3.34 NZ$5.80
$3.64 NZ$6.33
-8.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 NZ$4.14
$2.40 NZ$4.17
-0.83%
Water (0.33 liter bottle)
$1.97 NZ$3.42
$2.12 NZ$3.69
-7.08%
Local Beer (0.5 liter draught)
$7.13 NZ$12.41
$7.09 NZ$12.34
0.56%
Imported Beer (0.33 liter bottle)
$7.16 NZ$12.45
$6.46 NZ$11.24
10.84%
🛒 Groceries & Markets
Christchurch
Upper Hutt
Difference
Milk (1 liter)
$1.91 NZ$3.32
$1.75 NZ$3.05
9.14%
White Bread (500g)
$2.00 NZ$3.48
$2.08 NZ$3.62
-3.85%
Rice (white) (1kg)
$1.74 NZ$3.03
$1.87 NZ$3.26
-6.95%
Eggs
$6.48 NZ$11.28
$6.02 NZ$10.47
7.64%
Local Cheese (1kg)
$8.13 NZ$14.14
$8.22 NZ$14.30
-1.09%
Chicken Fillets (1kg)
$9.20 NZ$16.01
$8.97 NZ$15.62
2.56%
Beef Round Steak (1kg)
$13.01 NZ$22.64
$12.39 NZ$21.56
5.00%
Apples (1kg)
$3.07 NZ$5.35
$2.44 NZ$4.25
25.82%
Banana (1kg)
$2.66 NZ$4.63
$1.89 NZ$3.29
40.74%
Oranges (1kg)
$2.93 NZ$5.10
$2.43 NZ$4.23
20.58%
Tomato (1kg)
$5.80 NZ$10.10
$3.33 NZ$5.80
74.17%
Potato (1kg)
$2.14 NZ$3.72
$2.10 NZ$3.65
1.90%
Onion (1kg)
$2.32 NZ$4.04
$1.63 NZ$2.83
42.33%
Lettuce (1 head)
$3.08 NZ$5.35
$2.13 NZ$3.70
44.60%
Water (1.5 liter bottle)
$1.47 NZ$2.55
$1.24 NZ$2.15
18.55%
Cigarettes 20 Pack (Marlboro, Camel)
$24.17 NZ$42.06
$20.18 NZ$35.11
19.77%
Wine (Bottle)
$8.70 NZ$15.13
$10.43 NZ$18.15
-16.59%
Local Beer (0.5 liter bottle)
$3.70 NZ$6.45
$2.44 NZ$4.25
51.64%
Imported Beer (0.33 liter bottle)
$5.06 NZ$8.80
$2.61 NZ$4.54
93.87%
🚌 Getting Around
Christchurch
Upper Hutt
Difference
One-way Ticket (Public Transport)
$1.23 NZ$2.14
$2.08 NZ$3.61
-40.87%
Public Transport Monthly Pass (Regular Price)
$41.89 NZ$72.9
$63.9 NZ$111
-34.46%
Taxi Start (Normal Tariff)
$2.77 NZ$4.83
$2.74 NZ$4.77
1.09%
Taxi (Normal Tariff) (1km)
$1.70 NZ$2.96
$1.81 NZ$3.14
-6.08%
Taxi 1hour Waiting (Normal Tariff)
$30.00 NZ$52.2
$47.51 NZ$82.7
-36.86%
Gasoline (1 liter)
$1.72 NZ$2.98
$1.67 NZ$2.90
2.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K NZ$47.6K
$27.3K NZ$47.5K
0.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K NZ$34.3K
$23.0K NZ$40.0K
-14.28%
🧾 Monthly Utilities & Internet
Christchurch
Upper Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 NZ$204
$155 NZ$270
-24.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.10 NZ$55.9
$33.70 NZ$58.6
-4.75%
Internet (50+ Mbps, Unlimited Data)
$53.0 NZ$92.2
$48.31 NZ$84.1
9.63%
🎉 Sport & Entertainment
Christchurch
Upper Hutt
Difference
Gym Membership (Monthly)
$35.20 NZ$61.3
$36.69 NZ$63.8
-4.06%
Tennis Court (1 Hour on Weekend)
$15.15 NZ$26.36
$12.08 NZ$21.01
25.41%
Cinema Ticket
$11.11 NZ$19.32
$9.03 NZ$15.71
23.03%
🧸 Childcare & Education
Christchurch
Upper Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$643 NZ$1,120
$750 NZ$1,306
-14.24%
International Primary School, 1 Child (Yearly)
$9,240 NZ$16.1K
$12.6K NZ$22.0K
-26.85%
👕👟 Clothing & Footwear
Christchurch
Upper Hutt
Difference
Jeans (Levis 501 Or Similar)
$64.3 NZ$112
$71.1 NZ$124
-9.60%
Summer Dress (H&M, Zara, etc)
$43.28 NZ$75.3
$52.7 NZ$91.8
-17.92%
Sport Shoes (Adidas, Nike)
$93.0 NZ$162
$104 NZ$181
-10.62%
Men's Leather Business Shoes
$152 NZ$264
$127 NZ$221
19.44%
🏠 Accommodation & Living
Christchurch
Upper Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$1,511 NZ$2,630
$976 NZ$1,698
54.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,158 NZ$2,014
$786 NZ$1,367
47.29%
3-bedroom Apartment, City Center (Monthly)
$2,114 NZ$3,678
$1,598 NZ$2,780
32.30%
3-bedroom Apartment, Outside City Center (Monthly)
$1,448 NZ$2,520
$1,406 NZ$2,447
3.00%
Buy Apartment in City Center (m2)
$4,962 NZ$8,634
$5,118 NZ$8,905
-3.04%
Buy Apartment Outside City Center (m2)
$2,674 NZ$4,653
$2,964 NZ$5,157
-9.79%
💵 Salaries & Financials
Christchurch
Upper Hutt
Difference
Average Monthly Net Salary (After Tax)
$2,666 NZ$4,640
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
6.69
0.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: January 12, 2026

Last update for Upper Hutt: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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