Cost of Living Comparison Between Christchurch and Upper Hutt Cost of Living Comparison Between Christchurch and Upper Hutt

🙂 Solo nomad: Christchurch is 9.6% cheaper than Upper Hutt without rent, and 20.2% more expensive with rent.

🙂 Family of 3: Christchurch is 1.5% cheaper than Upper Hutt without rent, and 0.5% cheaper with rent.

Meal at Budget Restaurant

$16.56 NZ$27.32

$17.64 NZ$29.09

-6.12%

Three-Course Dinner for Two, Mid-Range

$71.4 NZ$118

$82.9 NZ$137

-13.85%

Fast Food Meal (McDonalds, etc)

$9.41 NZ$15.53

$9.58 NZ$15.8

-1.77%

Cappuccino

$3.34 NZ$5.52

$3.66 NZ$6.04

-8.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 NZ$3.8

$2.37 NZ$3.92

-2.95%

Water (0.33 liter bottle)

$2.03 NZ$3.34

$2.13 NZ$3.51

-4.69%

Local Beer (0.5 liter draught)

$7.31 NZ$12.06

$7.36 NZ$12.14

-0.68%

Imported Beer (0.33 liter bottle)

$7.2 NZ$11.87

$6.16 NZ$10.16

16.88%

Milk (1 liter)

$1.91 NZ$3.16

$1.75 NZ$2.88

9.14%

White Bread (500g)

$1.94 NZ$3.2

$2.11 NZ$3.48

-8.06%

Rice (white) (1kg)

$1.73 NZ$2.85

$1.89 NZ$3.11

-8.47%

Eggs

$6.26 NZ$10.33

$6.04 NZ$9.96

3.64%

Local Cheese (1kg)

$8.18 NZ$13.48

$7.9 NZ$13.03

3.54%

Chicken Fillets (1kg)

$9.65 NZ$15.91

$9.45 NZ$15.59

2.12%

Beef Round Steak (1kg)

$12.83 NZ$21.17

$12.28 NZ$20.26

4.48%

Apples (1kg)

$3.06 NZ$5.04

$2.52 NZ$4.16

21.43%

Banana (1kg)

$2.71 NZ$4.46

$1.87 NZ$3.08

44.92%

Oranges (1kg)

$2.95 NZ$4.87

$2.55 NZ$4.21

15.69%

Tomato (1kg)

$5.52 NZ$9.11

$3.47 NZ$5.73

59.08%

Potato (1kg)

$2.15 NZ$3.54

$2.06 NZ$3.4

4.37%

Onion (1kg)

$2.21 NZ$3.64

$1.56 NZ$2.58

41.67%

Lettuce (1 head)

$2.98 NZ$4.91

$2.05 NZ$3.38

45.37%

Water (1.5 liter bottle)

$1.45 NZ$2.4

$1.29 NZ$2.13

12.40%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$39.02

$20.39 NZ$33.63

16.04%

Wine (Bottle)

$8.93 NZ$14.72

$8.6 NZ$14.18

3.84%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.29

$2.45 NZ$4.04

55.92%

Imported Beer (0.33 liter bottle)

$4.85 NZ$8

$2.68 NZ$4.42

80.97%

One-way Ticket (Public Transport)

$1.24 NZ$2.05

$2.09 NZ$3.45

-40.67%

Public Transport Monthly Pass (Regular Price)

$41.94 NZ$69.2

$63.5 NZ$105

-33.90%

Taxi Start (Normal Tariff)

$2.63 NZ$4.34

$2.75 NZ$4.53

-4.36%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.7

$1.8 NZ$2.96

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$30.26 NZ$49.91

$48.27 NZ$79.6

-37.31%

Gasoline (1 liter)

$1.71 NZ$2.81

$1.72 NZ$2.83

-0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K NZ$44.5K

$27.3K NZ$45K

-1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$33K

$22.9K NZ$37.8K

-12.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$191

$158 NZ$261

-26.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 NZ$53

$33.13 NZ$54.6

-2.96%

Internet (50+ Mbps, Unlimited Data)

$52.6 NZ$86.8

$47.72 NZ$78.7

10.29%

Gym Membership (Monthly)

$34.61 NZ$57.1

$37.06 NZ$61.1

-6.61%

Tennis Court (1 Hour on Weekend)

$15.47 NZ$25.51

$11.84 NZ$19.53

30.66%

Cinema Ticket

$10.81 NZ$17.83

$9.13 NZ$15.06

18.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$653 NZ$1,077

$730 NZ$1,203

-10.52%

International Primary School, 1 Child (Yearly)

$9,249 NZ$15.3K

$12.6K NZ$20.8K

-26.66%

Jeans (Levis 501 Or Similar)

$64 NZ$105

$73.4 NZ$121

-12.85%

Summer Dress (H&M, Zara, etc)

$43.12 NZ$71.1

$53 NZ$87.4

-18.61%

Sport Shoes (Adidas, Nike)

$90.8 NZ$150

$103 NZ$170

-12.04%

Men's Leather Business Shoes

$150 NZ$247

$128 NZ$211

17.52%

1-bedroom Apartment, City Center (Monthly)

$1,536 NZ$2,534

$970 NZ$1,599

58.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$1,911

$785 NZ$1,295

47.53%

3-bedroom Apartment, City Center (Monthly)

$2,059 NZ$3,395

$1,562 NZ$2,575

31.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 NZ$2,453

$1,401 NZ$2,311

6.16%

Buy Apartment in City Center (m2)

$4,194 NZ$6,918

$4,241 NZ$6,995

-1.10%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,543

$3,331 NZ$5,494

0.90%

Average Monthly Net Salary (After Tax)

$2,736 NZ$4,512

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.69

0.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 27, 2025

Last update for Upper Hutt: October 29, 2025

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