Cost of Living Comparison Between Christchurch and Saint Cloud, MN Cost of Living Comparison Between Christchurch and Saint Cloud, MN

🙂 Solo nomad: Christchurch is 6.5% cheaper than Saint Cloud, MN without rent, and 6.9% cheaper with rent.

😐 Family of 3: Christchurch is 7% more expensive than Saint Cloud, MN without rent, and 11.5% cheaper with rent.

Meal at Budget Restaurant

$16.56 NZ$28.92

$17.9 $17.9

-7.49%

Three-Course Dinner for Two, Mid-Range

$73.4 NZ$128

$64.9 $64.9

12.95%

Fast Food Meal (McDonalds, etc)

$9.66 NZ$16.87

$8.33 $8.33

15.97%

Cappuccino

$3.39 NZ$5.92

$4.6 $4.6

-26.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.4 NZ$4.18

$2.82 $2.82

-14.89%

Water (0.33 liter bottle)

$1.97 NZ$3.44

$2.26 $2.26

-12.83%

Local Beer (0.5 liter draught)

$7.07 NZ$12.35

$5.62 $5.62

25.80%

Imported Beer (0.33 liter bottle)

$7.16 NZ$12.49

$4.85 $4.85

47.63%

Milk (1 liter)

$1.91 NZ$3.34

$0.91 $0.91

109.89%

White Bread (500g)

$1.98 NZ$3.45

$2.4 $2.4

-17.50%

Rice (white) (1kg)

$1.74 NZ$3.05

$3.57 $3.57

-51.26%

Eggs

$6.5 NZ$11.35

$3.15 $3.15

106.35%

Local Cheese (1kg)

$8.26 NZ$14.43

$9.15 $9.15

-9.73%

Chicken Fillets (1kg)

$9.26 NZ$16.17

$7.81 $7.81

18.57%

Beef Round Steak (1kg)

$12.85 NZ$22.43

$14.17 $14.17

-9.32%

Apples (1kg)

$3.13 NZ$5.47

$3.35 $3.35

-6.57%

Banana (1kg)

$2.67 NZ$4.67

$1.16 $1.16

130.17%

Oranges (1kg)

$3.09 NZ$5.4

$4.01 $4.01

-22.94%

Tomato (1kg)

$5.56 NZ$9.7

$5.21 $5.21

6.72%

Potato (1kg)

$2.07 NZ$3.62

$2.73 $2.73

-24.18%

Onion (1kg)

$2.24 NZ$3.92

$3.09 $3.09

-27.51%

Lettuce (1 head)

$3.01 NZ$5.26

$1.94 $1.94

55.15%

Water (1.5 liter bottle)

$1.43 NZ$2.49

$1.89 $1.89

-24.34%

Cigarettes 20 Pack (Marlboro, Camel)

$23.88 NZ$41.69

$10.55 $10.55

126.35%

Wine (Bottle)

$8.46 NZ$14.78

$11.39 $11.39

-25.72%

Local Beer (0.5 liter bottle)

$3.8 NZ$6.63

$1.69 $1.69

124.85%

Imported Beer (0.33 liter bottle)

$5.03 NZ$8.79

$3.57 $3.57

40.90%

One-way Ticket (Public Transport)

$1.25 NZ$2.18

$2.05 $2.05

-39.02%

Public Transport Monthly Pass (Regular Price)

$42.29 NZ$73.8

$60 $60

-29.47%

Taxi Start (Normal Tariff)

$2.74 NZ$4.79

$5.02 $5.02

-45.42%

Taxi (Normal Tariff) (1km)

$1.72 NZ$3

$1.38 $1.38

24.64%

Taxi 1hour Waiting (Normal Tariff)

$30.43 NZ$53.1

$28.96 $28.96

5.08%

Gasoline (1 liter)

$1.62 NZ$2.83

$0.84 $0.84

92.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K NZ$47.5K

$35.6K $35.6K

-23.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K NZ$34.5K

$25.4K $25.4K

-22.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$202

$103 $103

12.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.24 NZ$56.3

$49.46 $49.46

-34.82%

Internet (50+ Mbps, Unlimited Data)

$53.7 NZ$93.8

$64.9 $64.9

-17.22%

Gym Membership (Monthly)

$35.05 NZ$61.2

$43.21 $43.21

-18.88%

Tennis Court (1 Hour on Weekend)

$15.33 NZ$26.76

Cinema Ticket

$11.02 NZ$19.24

$11.82 $11.82

-6.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$642 NZ$1,120

$1,434 $1,434

-55.26%

International Primary School, 1 Child (Yearly)

$9,216 NZ$16.1K

$30.3K $30.3K

-69.54%

Jeans (Levis 501 Or Similar)

$62.4 NZ$109

$39.41 $39.41

58.36%

Summer Dress (H&M, Zara, etc)

$42.48 NZ$74.2

$42.15 $42.15

0.78%

Sport Shoes (Adidas, Nike)

$93.3 NZ$163

$76.4 $76.4

22.05%

Men's Leather Business Shoes

$150 NZ$262

$80.4 $80.4

86.70%

1-bedroom Apartment, City Center (Monthly)

$1,510 NZ$2,636

$1,622 $1,622

-6.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,196 NZ$2,088

$1,329 $1,329

-10.06%

3-bedroom Apartment, City Center (Monthly)

$2,066 NZ$3,608

$2,625 $2,625

-21.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,475 NZ$2,576

$2,239 $2,239

-34.11%

Buy Apartment in City Center (m2)

$4,623 NZ$8,072

$1,999 $1,999

131.25%

Buy Apartment Outside City Center (m2)

$2,763 NZ$4,824

$1,738 $1,738

58.95%

Average Monthly Net Salary (After Tax)

$2,541 NZ$4,437

$3,982 $3,982

-36.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.3

6.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: November 30, 2025

Last update for Saint Cloud, MN: December 1, 2025

Digital Nomad Cost of Living Index

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