Cost of Living Comparison Between Christchurch and Papamoa Beach Cost of Living Comparison Between Christchurch and Papamoa Beach

🙂 Solo nomad: Christchurch is 7% cheaper than Papamoa Beach without rent, and 18.9% more expensive with rent.

🙂 Family of 3: Christchurch is 10.8% cheaper than Papamoa Beach without rent, and 2.3% more expensive with rent.

Meal at Budget Restaurant

$16.56 NZ$27.32

$14.88 NZ$24.55

11.29%

Three-Course Dinner for Two, Mid-Range

$71.4 NZ$118

$77.8 NZ$128

-8.14%

Fast Food Meal (McDonalds, etc)

$9.41 NZ$15.53

$9.78 NZ$16.13

-3.78%

Cappuccino

$3.34 NZ$5.52

$3.5 NZ$5.78

-4.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 NZ$3.8

$2.37 NZ$3.91

-2.95%

Water (0.33 liter bottle)

$2.03 NZ$3.34

$2.22 NZ$3.65

-8.56%

Local Beer (0.5 liter draught)

$7.31 NZ$12.06

$7.17 NZ$11.82

1.95%

Imported Beer (0.33 liter bottle)

$7.2 NZ$11.87

$7.03 NZ$11.6

2.42%

Milk (1 liter)

$1.91 NZ$3.16

$1.81 NZ$2.99

5.52%

White Bread (500g)

$1.94 NZ$3.2

$1.08 NZ$1.78

79.63%

Rice (white) (1kg)

$1.73 NZ$2.85

$2.01 NZ$3.31

-13.93%

Eggs

$6.26 NZ$10.33

$6.96 NZ$11.48

-10.06%

Local Cheese (1kg)

$8.18 NZ$13.48

$8.57 NZ$14.14

-4.55%

Chicken Fillets (1kg)

$9.65 NZ$15.91

$9.62 NZ$15.87

0.31%

Beef Round Steak (1kg)

$12.83 NZ$21.17

$13.07 NZ$21.56

-1.84%

Apples (1kg)

$3.06 NZ$5.04

$2.84 NZ$4.68

7.75%

Banana (1kg)

$2.71 NZ$4.46

$2.27 NZ$3.74

19.38%

Oranges (1kg)

$2.95 NZ$4.87

$3.37 NZ$5.56

-12.46%

Tomato (1kg)

$5.52 NZ$9.11

$4 NZ$6.59

38.00%

Potato (1kg)

$2.15 NZ$3.54

$2.02 NZ$3.33

6.44%

Onion (1kg)

$2.21 NZ$3.64

$1.72 NZ$2.83

28.49%

Lettuce (1 head)

$2.98 NZ$4.91

$1.9 NZ$3.14

56.84%

Water (1.5 liter bottle)

$1.45 NZ$2.4

$1.25 NZ$2.06

16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$39.02

$25.39 NZ$41.88

-6.81%

Wine (Bottle)

$8.93 NZ$14.72

$11.55 NZ$19.04

-22.68%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.29

$2.96 NZ$4.89

29.05%

Imported Beer (0.33 liter bottle)

$4.85 NZ$8

$3.89 NZ$6.42

24.68%

One-way Ticket (Public Transport)

$1.24 NZ$2.05

$2.12 NZ$3.5

-41.51%

Public Transport Monthly Pass (Regular Price)

$41.94 NZ$69.2

$64.2 NZ$106

-34.68%

Taxi Start (Normal Tariff)

$2.63 NZ$4.34

$2.16 NZ$3.55

21.76%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.7

$1.92 NZ$3.16

-14.58%

Taxi 1hour Waiting (Normal Tariff)

$30.26 NZ$49.91

$35.73 NZ$58.9

-15.31%

Gasoline (1 liter)

$1.71 NZ$2.81

$1.62 NZ$2.67

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K NZ$44.5K

$28.7K NZ$47.3K

-5.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$33K

$22K NZ$36.4K

-9.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$191

$143 NZ$235

-19.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 NZ$53

$29.91 NZ$49.34

7.49%

Internet (50+ Mbps, Unlimited Data)

$52.6 NZ$86.8

$49.52 NZ$81.7

6.28%

Gym Membership (Monthly)

$34.61 NZ$57.1

$36.13 NZ$59.6

-4.21%

Tennis Court (1 Hour on Weekend)

$15.47 NZ$25.51

$11.94 NZ$19.69

29.56%

Cinema Ticket

$10.81 NZ$17.83

$15.27 NZ$25.19

-29.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$653 NZ$1,077

$891 NZ$1,470

-26.75%

International Primary School, 1 Child (Yearly)

$9,249 NZ$15.3K

$13.4K NZ$22.1K

-31.07%

Jeans (Levis 501 Or Similar)

$64 NZ$105

$63.3 NZ$104

1.11%

Summer Dress (H&M, Zara, etc)

$43.12 NZ$71.1

$49.73 NZ$82

-13.29%

Sport Shoes (Adidas, Nike)

$90.8 NZ$150

$85.8 NZ$142

5.78%

Men's Leather Business Shoes

$150 NZ$247

$121 NZ$199

24.10%

1-bedroom Apartment, City Center (Monthly)

$1,536 NZ$2,534

$972 NZ$1,603

58.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$1,911

$798 NZ$1,316

45.17%

3-bedroom Apartment, City Center (Monthly)

$2,059 NZ$3,395

$1,580 NZ$2,606

30.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 NZ$2,453

$1,438 NZ$2,372

3.45%

Buy Apartment in City Center (m2)

$4,194 NZ$6,918

$4,392 NZ$7,244

-4.51%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,543

$3,700 NZ$6,102

-9.16%

Average Monthly Net Salary (After Tax)

$2,736 NZ$4,512

$1,592 NZ$2,625

71.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.37

5.81%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 27, 2025

Last update for Papamoa Beach: October 28, 2025

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