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Cost of Living Comparison Between Christchurch and Oamaru Cost of Living Comparison Between Christchurch and Oamaru

😐 Solo nomad: Christchurch is 7.4% more expensive than Oamaru without rent, and 30.4% more expensive with rent.
😐 Family of 3: Christchurch is 7.3% more expensive than Oamaru without rent, and 4.8% more expensive with rent.
Currency
🍽 Eating Out
Christchurch
Oamaru
Difference
Meal at Budget Restaurant
$17.03 NZ$29.64
$16.73 NZ$29.11
1.79%
Three-Course Dinner for Two, Mid-Range
$72.4 NZ$126
$71.5 NZ$124
1.27%
Fast Food Meal (McDonalds, etc)
$9.63 NZ$16.75
$9.53 NZ$16.58
1.05%
Cappuccino
$3.34 NZ$5.80
$3.51 NZ$6.10
-4.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 NZ$4.14
$2.39 NZ$4.16
-0.42%
Water (0.33 liter bottle)
$1.97 NZ$3.42
$2.03 NZ$3.53
-2.96%
Local Beer (0.5 liter draught)
$7.13 NZ$12.41
$7.10 NZ$12.36
0.42%
Imported Beer (0.33 liter bottle)
$7.16 NZ$12.45
$7.27 NZ$12.64
-1.51%
🛒 Groceries & Markets
Christchurch
Oamaru
Difference
Milk (1 liter)
$1.91 NZ$3.32
$1.79 NZ$3.11
6.70%
White Bread (500g)
$2.00 NZ$3.48
$1.12 NZ$1.95
78.57%
Rice (white) (1kg)
$1.74 NZ$3.03
$1.24 NZ$2.15
40.32%
Eggs
$6.48 NZ$11.28
$3.75 NZ$6.53
72.80%
Local Cheese (1kg)
$8.13 NZ$14.14
$8.34 NZ$14.52
-2.52%
Chicken Fillets (1kg)
$9.20 NZ$16.01
$9.49 NZ$16.51
-3.06%
Beef Round Steak (1kg)
$13.01 NZ$22.64
$12.83 NZ$22.32
1.40%
Apples (1kg)
$3.07 NZ$5.35
$2.43 NZ$4.22
26.34%
Banana (1kg)
$2.66 NZ$4.63
$1.78 NZ$3.10
49.44%
Oranges (1kg)
$2.93 NZ$5.10
$3.07 NZ$5.34
-4.56%
Tomato (1kg)
$5.80 NZ$10.10
$5.79 NZ$10.07
0.17%
Potato (1kg)
$2.14 NZ$3.72
$1.49 NZ$2.59
43.62%
Onion (1kg)
$2.32 NZ$4.04
$1.18 NZ$2.05
96.61%
Lettuce (1 head)
$3.08 NZ$5.35
$1.76 NZ$3.06
75.00%
Water (1.5 liter bottle)
$1.47 NZ$2.55
$1.48 NZ$2.57
-0.68%
Cigarettes 20 Pack (Marlboro, Camel)
$24.17 NZ$42.06
$23.85 NZ$41.51
1.34%
Wine (Bottle)
$8.70 NZ$15.13
$5.66 NZ$9.85
53.71%
Local Beer (0.5 liter bottle)
$3.70 NZ$6.45
$3.74 NZ$6.51
-1.07%
Imported Beer (0.33 liter bottle)
$5.06 NZ$8.80
$4.86 NZ$8.45
4.12%
🚌 Getting Around
Christchurch
Oamaru
Difference
One-way Ticket (Public Transport)
$1.23 NZ$2.14
$2.16 NZ$3.75
-43.06%
Public Transport Monthly Pass (Regular Price)
$41.89 NZ$72.9
$65.0 NZ$113
-35.52%
Taxi Start (Normal Tariff)
$2.77 NZ$4.83
$2.78 NZ$4.83
-0.36%
Taxi (Normal Tariff) (1km)
$1.70 NZ$2.96
$1.63 NZ$2.84
4.29%
Taxi 1hour Waiting (Normal Tariff)
$30.00 NZ$52.2
$30.48 NZ$53.0
-1.57%
Gasoline (1 liter)
$1.72 NZ$2.98
$1.66 NZ$2.89
3.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K NZ$47.6K
$27.4K NZ$47.7K
-0.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K NZ$34.3K
$20.0K NZ$34.8K
-1.40%
🧾 Monthly Utilities & Internet
Christchurch
Oamaru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 NZ$204
$118 NZ$205
-0.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.10 NZ$55.9
$17.81 NZ$30.98
80.24%
Internet (50+ Mbps, Unlimited Data)
$53.0 NZ$92.2
$49.11 NZ$85.5
7.84%
🎉 Sport & Entertainment
Christchurch
Oamaru
Difference
Gym Membership (Monthly)
$35.20 NZ$61.3
$36.08 NZ$62.8
-2.44%
Tennis Court (1 Hour on Weekend)
$15.15 NZ$26.36
$12.14 NZ$21.13
24.79%
Cinema Ticket
$11.11 NZ$19.32
$10.74 NZ$18.68
3.45%
🧸 Childcare & Education
Christchurch
Oamaru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$643 NZ$1,120
$648 NZ$1,127
-0.65%
International Primary School, 1 Child (Yearly)
$9,240 NZ$16.1K
$9,285 NZ$16.2K
-0.48%
👕👟 Clothing & Footwear
Christchurch
Oamaru
Difference
Jeans (Levis 501 Or Similar)
$64.3 NZ$112
$60.8 NZ$106
5.81%
Summer Dress (H&M, Zara, etc)
$43.28 NZ$75.3
$17.74 NZ$30.86
143.97%
Sport Shoes (Adidas, Nike)
$93.0 NZ$162
$47.41 NZ$82.5
96.16%
Men's Leather Business Shoes
$152 NZ$264
$54.6 NZ$95.0
178.01%
🏠 Accommodation & Living
Christchurch
Oamaru
Difference
1-bedroom Apartment, City Center (Monthly)
$1,511 NZ$2,630
$954 NZ$1,660
58.42%
1-bedroom Apartment, Outside City Center (Monthly)
$1,158 NZ$2,014
$801 NZ$1,393
44.58%
3-bedroom Apartment, City Center (Monthly)
$2,114 NZ$3,678
$1,580 NZ$2,749
33.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,448 NZ$2,520
$1,418 NZ$2,467
2.14%
Buy Apartment in City Center (m2)
$4,962 NZ$8,634
$4,918 NZ$8,558
0.89%
Buy Apartment Outside City Center (m2)
$2,674 NZ$4,653
$3,431 NZ$5,971
-22.07%
💵 Salaries & Financials
Christchurch
Oamaru
Difference
Average Monthly Net Salary (After Tax)
$2,666 NZ$4,640
$2,048 NZ$3,564
30.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
6
12.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: January 12, 2026

Last update for Oamaru: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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