Cost of Living Comparison Between Christchurch and Napier Cost of Living Comparison Between Christchurch and Napier

😐 Solo nomad: Christchurch is 9.7% more expensive than Napier without rent, and 16.2% more expensive with rent.

😐 Family of 3: Christchurch is 7.5% more expensive than Napier without rent, and 8.1% cheaper with rent.

Meal at Budget Restaurant

$16.56 NZ$27.32

$19.58 NZ$32.3

-15.42%

Three-Course Dinner for Two, Mid-Range

$71.4 NZ$118

$97.7 NZ$161

-26.91%

Fast Food Meal (McDonalds, etc)

$9.41 NZ$15.53

$11.24 NZ$18.53

-16.28%

Cappuccino

$3.34 NZ$5.52

$3.64 NZ$6

-8.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 NZ$3.8

$2.32 NZ$3.82

-0.86%

Water (0.33 liter bottle)

$2.03 NZ$3.34

$2.15 NZ$3.55

-5.58%

Local Beer (0.5 liter draught)

$7.31 NZ$12.06

$7.32 NZ$12.07

-0.14%

Imported Beer (0.33 liter bottle)

$7.2 NZ$11.87

$6.21 NZ$10.25

15.94%

Milk (1 liter)

$1.91 NZ$3.16

$1.68 NZ$2.76

13.69%

White Bread (500g)

$1.94 NZ$3.2

$1.67 NZ$2.76

16.17%

Rice (white) (1kg)

$1.73 NZ$2.85

$1.82 NZ$3

-4.95%

Eggs

$6.26 NZ$10.33

$6.03 NZ$9.95

3.81%

Local Cheese (1kg)

$8.18 NZ$13.48

$8.04 NZ$13.26

1.74%

Chicken Fillets (1kg)

$9.65 NZ$15.91

$9.44 NZ$15.57

2.22%

Beef Round Steak (1kg)

$12.83 NZ$21.17

$12.6 NZ$20.77

1.83%

Apples (1kg)

$3.06 NZ$5.04

$2.49 NZ$4.11

22.89%

Banana (1kg)

$2.71 NZ$4.46

$1.88 NZ$3.1

44.15%

Oranges (1kg)

$2.95 NZ$4.87

$2.43 NZ$4.01

21.40%

Tomato (1kg)

$5.52 NZ$9.11

$3.48 NZ$5.73

58.62%

Potato (1kg)

$2.15 NZ$3.54

$2.09 NZ$3.44

2.87%

Onion (1kg)

$2.21 NZ$3.64

$2.26 NZ$3.73

-2.21%

Lettuce (1 head)

$2.98 NZ$4.91

$2.07 NZ$3.42

43.96%

Water (1.5 liter bottle)

$1.45 NZ$2.4

$1.26 NZ$2.07

15.08%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$39.02

$20.72 NZ$34.17

14.19%

Wine (Bottle)

$8.93 NZ$14.72

$8.78 NZ$14.48

1.71%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.29

$2.44 NZ$4.02

56.56%

Imported Beer (0.33 liter bottle)

$4.85 NZ$8

$2.69 NZ$4.43

80.30%

One-way Ticket (Public Transport)

$1.24 NZ$2.05

$1.79 NZ$2.96

-30.73%

Public Transport Monthly Pass (Regular Price)

$41.94 NZ$69.2

$48.02 NZ$79.2

-12.66%

Taxi Start (Normal Tariff)

$2.63 NZ$4.34

$2.65 NZ$4.36

-0.75%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.7

$1.71 NZ$2.82

-4.09%

Taxi 1hour Waiting (Normal Tariff)

$30.26 NZ$49.91

$35.03 NZ$57.8

-13.62%

Gasoline (1 liter)

$1.71 NZ$2.81

$1.72 NZ$2.84

-0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K NZ$44.5K

$27.3K NZ$45K

-1.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$33K

$22.9K NZ$37.7K

-12.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$191

$200 NZ$330

-42.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 NZ$53

$37.81 NZ$62.4

-14.97%

Internet (50+ Mbps, Unlimited Data)

$52.6 NZ$86.8

$48.48 NZ$80

8.56%

Gym Membership (Monthly)

$34.61 NZ$57.1

$37.77 NZ$62.3

-8.37%

Tennis Court (1 Hour on Weekend)

$15.47 NZ$25.51

$11.52 NZ$19

34.29%

Cinema Ticket

$10.81 NZ$17.83

$9.11 NZ$15.03

18.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$653 NZ$1,077

$752 NZ$1,240

-13.19%

International Primary School, 1 Child (Yearly)

$9,249 NZ$15.3K

$12.2K NZ$20K

-23.88%

Jeans (Levis 501 Or Similar)

$64 NZ$105

$98.5 NZ$162

-35.05%

Summer Dress (H&M, Zara, etc)

$43.12 NZ$71.1

$58.3 NZ$96.1

-25.99%

Sport Shoes (Adidas, Nike)

$90.8 NZ$150

$103 NZ$170

-11.99%

Men's Leather Business Shoes

$150 NZ$247

$127 NZ$209

18.50%

1-bedroom Apartment, City Center (Monthly)

$1,536 NZ$2,534

$1,297 NZ$2,139

18.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$1,911

$769 NZ$1,268

50.70%

3-bedroom Apartment, City Center (Monthly)

$2,059 NZ$3,395

$1,611 NZ$2,657

27.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 NZ$2,453

$1,626 NZ$2,682

-8.53%

Buy Apartment in City Center (m2)

$4,194 NZ$6,918

$2,377 NZ$3,921

76.43%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,543

$1,932 NZ$3,186

74.00%

Average Monthly Net Salary (After Tax)

$2,736 NZ$4,512

$4,209 NZ$6,942

-35.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.69

0.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 27, 2025

Last update for Napier: October 27, 2025

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