Cost of Living Comparison Between Christchurch and Napier Cost of Living Comparison Between Christchurch and Napier

😐 Solo nomad: Christchurch is 2.1% more expensive than Napier without rent, and 14.6% more expensive with rent.

🙂 Family of 3: Christchurch is 18.2% cheaper than Napier without rent, and 8.6% cheaper with rent.

Meal at Budget Restaurant

$17.03 NZ$29.64

$19.60 NZ$34.11

-13.11%

Three-Course Dinner for Two, Mid-Range

$72.4 NZ$126

$98.1 NZ$171

-26.16%

Fast Food Meal (McDonalds, etc)

$9.63 NZ$16.75

$11.13 NZ$19.36

-13.48%

Cappuccino

$3.34 NZ$5.80

$3.59 NZ$6.25

-6.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 NZ$4.14

$2.32 NZ$4.03

2.59%

Water (0.33 liter bottle)

$1.97 NZ$3.42

$2.28 NZ$3.96

-13.60%

Local Beer (0.5 liter draught)

$7.13 NZ$12.41

$7.10 NZ$12.35

0.42%

Imported Beer (0.33 liter bottle)

$7.16 NZ$12.45

$6.49 NZ$11.29

10.32%

Milk (1 liter)

$1.91 NZ$3.32

$1.75 NZ$3.04

9.14%

White Bread (500g)

$2.00 NZ$3.48

$1.62 NZ$2.82

23.46%

Rice (white) (1kg)

$1.74 NZ$3.03

$1.81 NZ$3.15

-3.87%

Eggs

$6.48 NZ$11.28

$6.19 NZ$10.77

4.68%

Local Cheese (1kg)

$8.13 NZ$14.14

$8.14 NZ$14.16

-0.12%

Chicken Fillets (1kg)

$9.20 NZ$16.01

Beef Round Steak (1kg)

$13.01 NZ$22.64

$12.54 NZ$21.81

3.75%

Apples (1kg)

$3.07 NZ$5.35

$2.52 NZ$4.39

21.83%

Banana (1kg)

$2.66 NZ$4.63

$1.90 NZ$3.30

40.00%

Oranges (1kg)

$2.93 NZ$5.10

$2.56 NZ$4.45

14.45%

Tomato (1kg)

$5.80 NZ$10.10

$3.38 NZ$5.88

71.60%

Potato (1kg)

$2.14 NZ$3.72

$2.15 NZ$3.74

-0.47%

Onion (1kg)

$2.32 NZ$4.04

$2.22 NZ$3.86

4.50%

Lettuce (1 head)

$3.08 NZ$5.35

$2.04 NZ$3.54

50.98%

Water (1.5 liter bottle)

$1.47 NZ$2.55

$1.25 NZ$2.17

17.60%

Cigarettes 20 Pack (Marlboro, Camel)

$24.17 NZ$42.06

$20.70 NZ$36.01

16.76%

Wine (Bottle)

$8.70 NZ$15.13

$8.74 NZ$15.21

-0.46%

Local Beer (0.5 liter bottle)

$3.70 NZ$6.45

$2.47 NZ$4.30

49.80%

Imported Beer (0.33 liter bottle)

$5.06 NZ$8.80

$2.65 NZ$4.61

90.94%

One-way Ticket (Public Transport)

$1.23 NZ$2.14

$1.76 NZ$3.07

-30.11%

Public Transport Monthly Pass (Regular Price)

$41.89 NZ$72.9

$47.68 NZ$83.0

-12.14%

Taxi Start (Normal Tariff)

$2.77 NZ$4.83

$2.75 NZ$4.78

0.73%

Taxi (Normal Tariff) (1km)

$1.70 NZ$2.96

$1.67 NZ$2.91

1.80%

Taxi 1hour Waiting (Normal Tariff)

$30.00 NZ$52.2

$34.72 NZ$60.4

-13.59%

Gasoline (1 liter)

$1.72 NZ$2.98

$1.69 NZ$2.95

1.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K NZ$47.6K

$27.4K NZ$47.7K

-0.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K NZ$34.3K

$23.1K NZ$40.2K

-14.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 NZ$204

$200 NZ$348

-41.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.10 NZ$55.9

$38.01 NZ$66.1

-15.55%

Internet (50+ Mbps, Unlimited Data)

$53.0 NZ$92.2

$48.38 NZ$84.2

9.47%

Gym Membership (Monthly)

$35.20 NZ$61.3

$37.56 NZ$65.4

-6.28%

Tennis Court (1 Hour on Weekend)

$15.15 NZ$26.36

$11.34 NZ$19.73

33.60%

Cinema Ticket

$11.11 NZ$19.32

$8.87 NZ$15.43

25.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 NZ$1,120

$769 NZ$1,338

-16.29%

International Primary School, 1 Child (Yearly)

$9,240 NZ$16.1K

$12.2K NZ$21.2K

-24.28%

Jeans (Levis 501 Or Similar)

$64.3 NZ$112

$97.8 NZ$170

-34.25%

Summer Dress (H&M, Zara, etc)

$43.28 NZ$75.3

$57.3 NZ$99.8

-24.51%

Sport Shoes (Adidas, Nike)

$93.0 NZ$162

$105 NZ$183

-11.67%

Men's Leather Business Shoes

$152 NZ$264

$129 NZ$224

17.77%

1-bedroom Apartment, City Center (Monthly)

$1,511 NZ$2,630

$1,300 NZ$2,261

16.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$2,014

$770 NZ$1,340

50.31%

3-bedroom Apartment, City Center (Monthly)

$2,114 NZ$3,678

$1,568 NZ$2,728

34.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,448 NZ$2,520

$1,628 NZ$2,834

-11.07%

Buy Apartment in City Center (m2)

$4,962 NZ$8,634

$2,362 NZ$4,110

110.06%

Buy Apartment Outside City Center (m2)

$2,674 NZ$4,653

$1,941 NZ$3,378

37.75%

Average Monthly Net Salary (After Tax)

$2,666 NZ$4,640

$3,148 NZ$5,477

-15.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.69

0.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: January 12, 2026

Last update for Napier: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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