Cost of Living Comparison Between Christchurch and Masterton Cost of Living Comparison Between Christchurch and Masterton

😐 Solo nomad: Christchurch is 10.5% more expensive than Masterton without rent, and 50.6% more expensive with rent.

😐 Family of 3: Christchurch is 5.5% more expensive than Masterton without rent, and 18.1% more expensive with rent.

Meal at Budget Restaurant

$17.08 NZ$29.20

$10.02 NZ$17.13

70.46%

Three-Course Dinner for Two, Mid-Range

$73.4 NZ$125

$91.2 NZ$156

-19.53%

Fast Food Meal (McDonalds, etc)

$9.88 NZ$16.90

$9.24 NZ$15.80

6.93%

Cappuccino

$3.49 NZ$5.96

$3.30 NZ$5.65

5.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 NZ$3.94

$2.16 NZ$3.69

6.94%

Water (0.33 liter bottle)

$1.96 NZ$3.35

$1.63 NZ$2.78

20.25%

Local Beer (0.5 liter draught)

$7.38 NZ$12.62

$3.53 NZ$6.03

109.07%

Imported Beer (0.33 liter bottle)

$7.43 NZ$12.71

$4.16 NZ$7.11

78.61%

Milk (1 liter)

$1.84 NZ$3.14

$1.47 NZ$2.52

25.17%

White Bread (500g)

$1.99 NZ$3.40

$1.63 NZ$2.79

22.09%

Rice (white) (1kg)

$1.69 NZ$2.89

$1.15 NZ$1.97

46.96%

Eggs

$6.51 NZ$11.13

$6.18 NZ$10.57

5.34%

Local Cheese (1kg)

$8.03 NZ$13.74

$7.07 NZ$12.09

13.58%

Chicken Fillets (1kg)

$9.65 NZ$16.50

$9.09 NZ$15.54

6.16%

Beef Round Steak (1kg)

$13.11 NZ$22.42

$12.13 NZ$20.74

8.08%

Apples (1kg)

$3.05 NZ$5.21

$1.77 NZ$3.02

72.32%

Banana (1kg)

$2.59 NZ$4.43

$1.88 NZ$3.21

37.77%

Oranges (1kg)

$2.98 NZ$5.09

$2.56 NZ$4.38

16.41%

Tomato (1kg)

$5.66 NZ$9.67

$3.33 NZ$5.69

69.97%

Potato (1kg)

$2.13 NZ$3.65

$1.38 NZ$2.36

54.35%

Onion (1kg)

$2.22 NZ$3.80

$1.21 NZ$2.07

83.47%

Lettuce (1 head)

$2.93 NZ$5.01

$1.86 NZ$3.18

57.53%

Water (1.5 liter bottle)

$1.43 NZ$2.44

$0.84 NZ$1.44

70.24%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$40.46

$20.06 NZ$34.31

17.95%

Wine (Bottle)

$9.09 NZ$15.54

$10.54 NZ$18.02

-13.76%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.53

$2.34 NZ$4.00

63.25%

Imported Beer (0.33 liter bottle)

$4.81 NZ$8.23

$2.65 NZ$4.53

81.51%

One-way Ticket (Public Transport)

$1.24 NZ$2.11

$2.35 NZ$4.02

-47.23%

Public Transport Monthly Pass (Regular Price)

$41.57 NZ$71.1

$63.8 NZ$109

-34.84%

Taxi Start (Normal Tariff)

$2.73 NZ$4.67

$2.45 NZ$4.19

11.43%

Taxi (Normal Tariff) (1km)

$1.65 NZ$2.82

$1.85 NZ$3.16

-10.81%

Taxi 1hour Waiting (Normal Tariff)

$30.27 NZ$51.8

$40.62 NZ$69.5

-25.48%

Gasoline (1 liter)

$1.63 NZ$2.79

$1.67 NZ$2.86

-2.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K NZ$46.9K

$24.5K NZ$41.9K

11.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K NZ$33.5K

$23.0K NZ$39.3K

-14.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 NZ$197

$81.1 NZ$139

42.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.15 NZ$53.3

$32.40 NZ$55.4

-3.86%

Internet (50+ Mbps, Unlimited Data)

$54.0 NZ$92.4

$48.20 NZ$82.4

12.05%

Gym Membership (Monthly)

$35.49 NZ$60.7

$41.23 NZ$70.5

-13.92%

Tennis Court (1 Hour on Weekend)

$15.56 NZ$26.61

$9.01 NZ$15.40

72.70%

Cinema Ticket

$11.12 NZ$19.01

$8.12 NZ$13.88

36.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$641 NZ$1,095

$407 NZ$696

57.42%

International Primary School, 1 Child (Yearly)

$9,245 NZ$15.8K

$4,793 NZ$8,197

92.87%

Jeans (Levis 501 Or Similar)

$62.4 NZ$107

$68.4 NZ$117

-8.82%

Summer Dress (H&M, Zara, etc)

$43.14 NZ$73.8

$30.41 NZ$52.0

41.86%

Sport Shoes (Adidas, Nike)

$92.6 NZ$158

$102 NZ$174

-9.24%

Men's Leather Business Shoes

$150 NZ$256

$113 NZ$194

32.12%

1-bedroom Apartment, City Center (Monthly)

$1,539 NZ$2,631

$769 NZ$1,314

100.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,167 NZ$1,995

$597 NZ$1,020

95.56%

3-bedroom Apartment, City Center (Monthly)

$2,038 NZ$3,485

$1,247 NZ$2,132

63.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,441 NZ$2,465

$1,076 NZ$1,840

33.91%

Buy Apartment in City Center (m2)

$5,018 NZ$8,580

$4,598 NZ$7,863

9.13%

Buy Apartment Outside City Center (m2)

$2,772 NZ$4,740

$3,196 NZ$5,465

-13.27%

Average Monthly Net Salary (After Tax)

$2,691 NZ$4,601

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.69

0.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: March 2, 2026

Last update for Masterton: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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