Cost of Living Comparison Between Christchurch and Masterton Cost of Living Comparison Between Christchurch and Masterton

😐 Solo nomad: Christchurch is 10.1% more expensive than Masterton without rent, and 47.8% more expensive with rent.

😐 Family of 3: Christchurch is 19.7% more expensive than Masterton without rent, and 19.4% more expensive with rent.

Meal at Budget Restaurant

$17.03 NZ$29.64

$9.88 NZ$17.20

72.37%

Three-Course Dinner for Two, Mid-Range

$72.4 NZ$126

$91.2 NZ$159

-20.60%

Fast Food Meal (McDonalds, etc)

$9.63 NZ$16.75

$8.82 NZ$15.35

9.18%

Cappuccino

$3.34 NZ$5.80

$3.27 NZ$5.69

2.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 NZ$4.14

$2.09 NZ$3.63

13.88%

Water (0.33 liter bottle)

$1.97 NZ$3.42

$1.59 NZ$2.77

23.90%

Local Beer (0.5 liter draught)

$7.13 NZ$12.41

$3.59 NZ$6.24

98.61%

Imported Beer (0.33 liter bottle)

$7.16 NZ$12.45

$4.25 NZ$7.40

68.47%

Milk (1 liter)

$1.91 NZ$3.32

$1.55 NZ$2.70

23.23%

White Bread (500g)

$2.00 NZ$3.48

$1.61 NZ$2.81

24.22%

Rice (white) (1kg)

$1.74 NZ$3.03

$1.21 NZ$2.11

43.80%

Eggs

$6.48 NZ$11.28

$6.00 NZ$10.44

8.00%

Local Cheese (1kg)

$8.13 NZ$14.14

$7.25 NZ$12.62

12.14%

Chicken Fillets (1kg)

$9.20 NZ$16.01

$9.21 NZ$16.03

-0.11%

Beef Round Steak (1kg)

$13.01 NZ$22.64

$12.41 NZ$21.60

4.83%

Apples (1kg)

$3.07 NZ$5.35

$1.78 NZ$3.10

72.47%

Banana (1kg)

$2.66 NZ$4.63

$1.81 NZ$3.15

46.96%

Oranges (1kg)

$2.93 NZ$5.10

$2.55 NZ$4.43

14.90%

Tomato (1kg)

$5.80 NZ$10.10

$3.49 NZ$6.08

66.19%

Potato (1kg)

$2.14 NZ$3.72

$1.45 NZ$2.53

47.59%

Onion (1kg)

$2.32 NZ$4.04

$1.17 NZ$2.04

98.29%

Lettuce (1 head)

$3.08 NZ$5.35

$1.79 NZ$3.12

72.07%

Water (1.5 liter bottle)

$1.47 NZ$2.55

$0.91 NZ$1.58

61.54%

Cigarettes 20 Pack (Marlboro, Camel)

$24.17 NZ$42.06

$20.19 NZ$35.12

19.71%

Wine (Bottle)

$8.70 NZ$15.13

$8.48 NZ$14.76

2.59%

Local Beer (0.5 liter bottle)

$3.70 NZ$6.45

$2.35 NZ$4.08

57.45%

Imported Beer (0.33 liter bottle)

$5.06 NZ$8.80

$2.68 NZ$4.66

88.81%

One-way Ticket (Public Transport)

$1.23 NZ$2.14

$2.48 NZ$4.32

-50.40%

Public Transport Monthly Pass (Regular Price)

$41.89 NZ$72.9

$64.3 NZ$112

-34.81%

Taxi Start (Normal Tariff)

$2.77 NZ$4.83

$2.46 NZ$4.27

12.60%

Taxi (Normal Tariff) (1km)

$1.70 NZ$2.96

$1.81 NZ$3.15

-6.08%

Taxi 1hour Waiting (Normal Tariff)

$30.00 NZ$52.2

$41.05 NZ$71.4

-26.92%

Gasoline (1 liter)

$1.72 NZ$2.98

$1.68 NZ$2.91

2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K NZ$47.6K

$24.0K NZ$41.7K

14.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K NZ$34.3K

$23.6K NZ$41.0K

-16.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 NZ$204

$81.2 NZ$141

44.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.10 NZ$55.9

$31.37 NZ$54.6

2.33%

Internet (50+ Mbps, Unlimited Data)

$53.0 NZ$92.2

$47.17 NZ$82.1

12.27%

Gym Membership (Monthly)

$35.20 NZ$61.3

$40.39 NZ$70.3

-12.85%

Tennis Court (1 Hour on Weekend)

$15.15 NZ$26.36

$8.84 NZ$15.38

71.38%

Cinema Ticket

$11.11 NZ$19.32

$8.03 NZ$13.97

38.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 NZ$1,120

$405 NZ$704

59.01%

International Primary School, 1 Child (Yearly)

$9,240 NZ$16.1K

$4,833 NZ$8,409

91.21%

Jeans (Levis 501 Or Similar)

$64.3 NZ$112

$70.1 NZ$122

-8.27%

Summer Dress (H&M, Zara, etc)

$43.28 NZ$75.3

$30.56 NZ$53.2

41.62%

Sport Shoes (Adidas, Nike)

$93.0 NZ$162

$102 NZ$178

-8.95%

Men's Leather Business Shoes

$152 NZ$264

$113 NZ$196

34.46%

1-bedroom Apartment, City Center (Monthly)

$1,511 NZ$2,630

$789 NZ$1,372

91.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$2,014

$611 NZ$1,064

89.39%

3-bedroom Apartment, City Center (Monthly)

$2,114 NZ$3,678

$1,248 NZ$2,171

69.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,448 NZ$2,520

$1,087 NZ$1,892

33.18%

Buy Apartment in City Center (m2)

$4,962 NZ$8,634

$4,752 NZ$8,269

4.41%

Buy Apartment Outside City Center (m2)

$2,674 NZ$4,653

$3,763 NZ$6,548

-28.95%

Average Monthly Net Salary (After Tax)

$2,666 NZ$4,640

$1,846 NZ$3,211

44.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.69

0.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: January 12, 2026

Last update for Masterton: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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