Cost of Living Comparison Between Christchurch and Masterton Cost of Living Comparison Between Christchurch and Masterton

😐 Solo nomad: Christchurch is 20.7% more expensive than Masterton without rent, and 52.8% more expensive with rent.

😐 Family of 3: Christchurch is 19.2% more expensive than Masterton without rent, and 20.4% more expensive with rent.

Meal at Budget Restaurant

$16.56 NZ$27.32

$10.22 NZ$16.85

62.04%

Three-Course Dinner for Two, Mid-Range

$71.4 NZ$118

$89.4 NZ$147

-20.12%

Fast Food Meal (McDonalds, etc)

$9.41 NZ$15.53

$9.27 NZ$15.29

1.51%

Cappuccino

$3.34 NZ$5.52

$3.31 NZ$5.45

0.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 NZ$3.8

$2.05 NZ$3.38

12.20%

Water (0.33 liter bottle)

$2.03 NZ$3.34

$1.57 NZ$2.59

29.30%

Local Beer (0.5 liter draught)

$7.31 NZ$12.06

$3.6 NZ$5.94

103.06%

Imported Beer (0.33 liter bottle)

$7.2 NZ$11.87

$4.33 NZ$7.13

66.28%

Milk (1 liter)

$1.91 NZ$3.16

$1.55 NZ$2.55

23.23%

White Bread (500g)

$1.94 NZ$3.2

$1.6 NZ$2.64

21.25%

Rice (white) (1kg)

$1.73 NZ$2.85

$1.2 NZ$1.98

44.17%

Eggs

$6.26 NZ$10.33

$6.29 NZ$10.37

-0.48%

Local Cheese (1kg)

$8.18 NZ$13.48

$7.16 NZ$11.81

14.25%

Chicken Fillets (1kg)

$9.65 NZ$15.91

$9.16 NZ$15.11

5.35%

Beef Round Steak (1kg)

$12.83 NZ$21.17

$12.45 NZ$20.53

3.05%

Apples (1kg)

$3.06 NZ$5.04

$1.85 NZ$3.06

65.41%

Banana (1kg)

$2.71 NZ$4.46

$1.86 NZ$3.07

45.70%

Oranges (1kg)

$2.95 NZ$4.87

$2.51 NZ$4.13

17.53%

Tomato (1kg)

$5.52 NZ$9.11

$3.43 NZ$5.66

60.93%

Potato (1kg)

$2.15 NZ$3.54

$1.38 NZ$2.28

55.80%

Onion (1kg)

$2.21 NZ$3.64

$1.18 NZ$1.94

87.29%

Lettuce (1 head)

$2.98 NZ$4.91

$1.84 NZ$3.04

61.96%

Water (1.5 liter bottle)

$1.45 NZ$2.4

$0.9 NZ$1.48

61.11%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$39.02

$20.06 NZ$33.09

17.95%

Wine (Bottle)

$8.93 NZ$14.72

$8.43 NZ$13.91

5.93%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.29

$2.32 NZ$3.82

64.66%

Imported Beer (0.33 liter bottle)

$4.85 NZ$8

$2.71 NZ$4.46

78.97%

One-way Ticket (Public Transport)

$1.24 NZ$2.05

$2.38 NZ$3.92

-47.90%

Public Transport Monthly Pass (Regular Price)

$41.94 NZ$69.2

$63.7 NZ$105

-34.12%

Taxi Start (Normal Tariff)

$2.63 NZ$4.34

$2.45 NZ$4.04

7.35%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.7

$1.86 NZ$3.06

-11.83%

Taxi 1hour Waiting (Normal Tariff)

$30.26 NZ$49.91

$41.8 NZ$68.9

-27.61%

Gasoline (1 liter)

$1.71 NZ$2.81

$1.65 NZ$2.72

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K NZ$44.5K

$23.9K NZ$39.4K

12.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$33K

$23.3K NZ$38.4K

-14.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$191

$79.7 NZ$131

44.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 NZ$53

$32.25 NZ$53.2

-0.31%

Internet (50+ Mbps, Unlimited Data)

$52.6 NZ$86.8

$47.83 NZ$78.9

10.04%

Gym Membership (Monthly)

$34.61 NZ$57.1

$40.72 NZ$67.2

-15.00%

Tennis Court (1 Hour on Weekend)

$15.47 NZ$25.51

$9 NZ$14.84

71.89%

Cinema Ticket

$10.81 NZ$17.83

$8.28 NZ$13.66

30.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$653 NZ$1,077

$409 NZ$675

59.43%

International Primary School, 1 Child (Yearly)

$9,249 NZ$15.3K

$4,761 NZ$7,852

94.27%

Jeans (Levis 501 Or Similar)

$64 NZ$105

$69.6 NZ$115

-8.16%

Summer Dress (H&M, Zara, etc)

$43.12 NZ$71.1

$30.08 NZ$49.62

43.35%

Sport Shoes (Adidas, Nike)

$90.8 NZ$150

$102 NZ$169

-11.34%

Men's Leather Business Shoes

$150 NZ$247

$116 NZ$191

29.75%

1-bedroom Apartment, City Center (Monthly)

$1,536 NZ$2,534

$779 NZ$1,285

97.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$1,911

$610 NZ$1,006

89.95%

3-bedroom Apartment, City Center (Monthly)

$2,059 NZ$3,395

$1,230 NZ$2,029

67.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 NZ$2,453

$1,096 NZ$1,808

35.73%

Buy Apartment in City Center (m2)

$4,194 NZ$6,918

$4,092 NZ$6,750

2.49%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,543

$3,501 NZ$5,774

-4.00%

Average Monthly Net Salary (After Tax)

$2,736 NZ$4,512

$1,871 NZ$3,086

46.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.69

0.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 27, 2025

Last update for Masterton: October 28, 2025

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