Cost of Living Comparison Between Christchurch and Lower Hutt Cost of Living Comparison Between Christchurch and Lower Hutt

😐 Solo nomad: Christchurch is 8.8% more expensive than Lower Hutt without rent, and 2% cheaper with rent.

🙂 Family of 3: Christchurch is 11.1% cheaper than Lower Hutt without rent, and 11.1% cheaper with rent.

Meal at Budget Restaurant

$16.56 NZ$27.32

$17.65 NZ$29.11

-6.18%

Three-Course Dinner for Two, Mid-Range

$71.4 NZ$118

$85 NZ$140

-15.95%

Fast Food Meal (McDonalds, etc)

$9.41 NZ$15.53

$10.75 NZ$17.73

-12.47%

Cappuccino

$3.34 NZ$5.52

$3.64 NZ$6.01

-8.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 NZ$3.8

$2.41 NZ$3.98

-4.56%

Water (0.33 liter bottle)

$2.03 NZ$3.34

$2.26 NZ$3.73

-10.18%

Local Beer (0.5 liter draught)

$7.31 NZ$12.06

$7.43 NZ$12.26

-1.62%

Imported Beer (0.33 liter bottle)

$7.2 NZ$11.87

$6.44 NZ$10.63

11.80%

Milk (1 liter)

$1.91 NZ$3.16

$1.87 NZ$3.09

2.14%

White Bread (500g)

$1.94 NZ$3.2

$2.11 NZ$3.47

-8.06%

Rice (white) (1kg)

$1.73 NZ$2.85

$1.9 NZ$3.13

-8.95%

Eggs

$6.26 NZ$10.33

$7.04 NZ$11.61

-11.08%

Local Cheese (1kg)

$8.18 NZ$13.48

$8.44 NZ$13.91

-3.08%

Chicken Fillets (1kg)

$9.65 NZ$15.91

$9.18 NZ$15.14

5.12%

Beef Round Steak (1kg)

$12.83 NZ$21.17

$13.11 NZ$21.62

-2.14%

Apples (1kg)

$3.06 NZ$5.04

$2.48 NZ$4.09

23.39%

Banana (1kg)

$2.71 NZ$4.46

$2.1 NZ$3.46

29.05%

Oranges (1kg)

$2.95 NZ$4.87

$2.63 NZ$4.33

12.17%

Tomato (1kg)

$5.52 NZ$9.11

$4.84 NZ$7.98

14.05%

Potato (1kg)

$2.15 NZ$3.54

$1.99 NZ$3.28

8.04%

Onion (1kg)

$2.21 NZ$3.64

$1.78 NZ$2.93

24.16%

Lettuce (1 head)

$2.98 NZ$4.91

$2.24 NZ$3.7

33.04%

Water (1.5 liter bottle)

$1.45 NZ$2.4

$1.29 NZ$2.12

12.40%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$39.02

$21.82 NZ$35.99

8.43%

Wine (Bottle)

$8.93 NZ$14.72

$9.62 NZ$15.87

-7.17%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.29

$3.67 NZ$6.05

4.09%

Imported Beer (0.33 liter bottle)

$4.85 NZ$8

$3.15 NZ$5.2

53.97%

One-way Ticket (Public Transport)

$1.24 NZ$2.05

$2.64 NZ$4.35

-53.03%

Public Transport Monthly Pass (Regular Price)

$41.94 NZ$69.2

$60.2 NZ$99.2

-30.30%

Taxi Start (Normal Tariff)

$2.63 NZ$4.34

$2.66 NZ$4.38

-1.13%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.7

$1.85 NZ$3.05

-11.35%

Taxi 1hour Waiting (Normal Tariff)

$30.26 NZ$49.91

$60.9 NZ$100

-50.28%

Gasoline (1 liter)

$1.71 NZ$2.81

$1.72 NZ$2.84

-0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K NZ$44.5K

$28.2K NZ$46.5K

-4.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$33K

$24.9K NZ$41.1K

-19.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$191

$160 NZ$264

-27.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 NZ$53

$37.37 NZ$61.6

-13.97%

Internet (50+ Mbps, Unlimited Data)

$52.6 NZ$86.8

$52 NZ$85.8

1.17%

Gym Membership (Monthly)

$34.61 NZ$57.1

$41.15 NZ$67.9

-15.89%

Tennis Court (1 Hour on Weekend)

$15.47 NZ$25.51

$12.07 NZ$19.91

28.17%

Cinema Ticket

$10.81 NZ$17.83

$10.9 NZ$17.97

-0.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$653 NZ$1,077

$732 NZ$1,207

-10.81%

International Primary School, 1 Child (Yearly)

$9,249 NZ$15.3K

$11.7K NZ$19.3K

-21.16%

Jeans (Levis 501 Or Similar)

$64 NZ$105

$73 NZ$120

-12.34%

Summer Dress (H&M, Zara, etc)

$43.12 NZ$71.1

$58.3 NZ$96.2

-26.04%

Sport Shoes (Adidas, Nike)

$90.8 NZ$150

$116 NZ$192

-22.04%

Men's Leather Business Shoes

$150 NZ$247

$141 NZ$232

6.67%

1-bedroom Apartment, City Center (Monthly)

$1,536 NZ$2,534

$1,374 NZ$2,267

11.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$1,911

$1,106 NZ$1,825

4.70%

3-bedroom Apartment, City Center (Monthly)

$2,059 NZ$3,395

$2,328 NZ$3,839

-11.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 NZ$2,453

$1,657 NZ$2,732

-10.21%

Buy Apartment in City Center (m2)

$4,194 NZ$6,918

$6,755 NZ$11.1K

-37.91%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,543

$5,110 NZ$8,427

-34.22%

Average Monthly Net Salary (After Tax)

$2,736 NZ$4,512

$3,394 NZ$5,598

-19.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.94

-2.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 27, 2025

Last update for Lower Hutt: October 28, 2025

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