Cost of Living Comparison Between Christchurch and Hamilton Cost of Living Comparison Between Christchurch and Hamilton

😐 Solo nomad: Christchurch is 8.9% more expensive than Hamilton without rent, and 19.7% more expensive with rent.

😐 Family of 3: Christchurch is 3.9% more expensive than Hamilton without rent, and 1% cheaper with rent.

Meal at Budget Restaurant

$16.56 NZ$27.32

$13.79 NZ$22.75

20.09%

Three-Course Dinner for Two, Mid-Range

$71.4 NZ$118

$85.1 NZ$140

-16.08%

Fast Food Meal (McDonalds, etc)

$9.41 NZ$15.53

$8.71 NZ$14.36

8.04%

Cappuccino

$3.34 NZ$5.52

$3.53 NZ$5.82

-5.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 NZ$3.8

$2.41 NZ$3.97

-4.56%

Water (0.33 liter bottle)

$2.03 NZ$3.34

$2.92 NZ$4.81

-30.48%

Local Beer (0.5 liter draught)

$7.31 NZ$12.06

$6.89 NZ$11.37

6.10%

Imported Beer (0.33 liter bottle)

$7.2 NZ$11.87

$6.09 NZ$10.04

18.23%

Milk (1 liter)

$1.91 NZ$3.16

$1.59 NZ$2.63

20.13%

White Bread (500g)

$1.94 NZ$3.2

$1.28 NZ$2.1

51.56%

Rice (white) (1kg)

$1.73 NZ$2.85

$1.98 NZ$3.27

-12.63%

Eggs

$6.26 NZ$10.33

$5.8 NZ$9.57

7.93%

Local Cheese (1kg)

$8.18 NZ$13.48

$5.82 NZ$9.6

40.55%

Chicken Fillets (1kg)

$9.65 NZ$15.91

$8.08 NZ$13.32

19.43%

Beef Round Steak (1kg)

$12.83 NZ$21.17

$11.05 NZ$18.23

16.11%

Apples (1kg)

$3.06 NZ$5.04

$2.77 NZ$4.56

10.47%

Banana (1kg)

$2.71 NZ$4.46

$2.88 NZ$4.75

-5.90%

Oranges (1kg)

$2.95 NZ$4.87

$2.94 NZ$4.85

0.34%

Tomato (1kg)

$5.52 NZ$9.11

$6.81 NZ$11.24

-18.94%

Potato (1kg)

$2.15 NZ$3.54

$2.2 NZ$3.62

-2.27%

Onion (1kg)

$2.21 NZ$3.64

$1.97 NZ$3.25

12.18%

Lettuce (1 head)

$2.98 NZ$4.91

$2.59 NZ$4.28

15.06%

Water (1.5 liter bottle)

$1.45 NZ$2.4

$1.02 NZ$1.68

42.16%

Cigarettes 20 Pack (Marlboro, Camel)

$23.66 NZ$39.02

$25.81 NZ$42.56

-8.33%

Wine (Bottle)

$8.93 NZ$14.72

$11.43 NZ$18.85

-21.87%

Local Beer (0.5 liter bottle)

$3.82 NZ$6.29

$3.57 NZ$5.89

7.00%

Imported Beer (0.33 liter bottle)

$4.85 NZ$8

$4.5 NZ$7.42

7.78%

One-way Ticket (Public Transport)

$1.24 NZ$2.05

$1.67 NZ$2.76

-25.75%

Public Transport Monthly Pass (Regular Price)

$41.94 NZ$69.2

$47.97 NZ$79.1

-12.57%

Taxi Start (Normal Tariff)

$2.63 NZ$4.34

$4.24 NZ$7

-37.97%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.7

$1.94 NZ$3.2

-15.46%

Taxi 1hour Waiting (Normal Tariff)

$30.26 NZ$49.91

$42.77 NZ$70.5

-29.25%

Gasoline (1 liter)

$1.71 NZ$2.81

$1.69 NZ$2.79

1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K NZ$44.5K

$23.4K NZ$38.7K

15.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$33K

$23.2K NZ$38.3K

-13.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$191

$91 NZ$150

26.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 NZ$53

$39.28 NZ$64.8

-18.15%

Internet (50+ Mbps, Unlimited Data)

$52.6 NZ$86.8

$53 NZ$87.5

-0.75%

Gym Membership (Monthly)

$34.61 NZ$57.1

$32.17 NZ$53.1

7.58%

Tennis Court (1 Hour on Weekend)

$15.47 NZ$25.51

$16.44 NZ$27.11

-5.90%

Cinema Ticket

$10.81 NZ$17.83

$13.63 NZ$22.47

-20.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$653 NZ$1,077

$830 NZ$1,369

-21.36%

International Primary School, 1 Child (Yearly)

$9,249 NZ$15.3K

$18K NZ$29.7K

-48.60%

Jeans (Levis 501 Or Similar)

$64 NZ$105

$61.3 NZ$101

4.32%

Summer Dress (H&M, Zara, etc)

$43.12 NZ$71.1

$40.61 NZ$67

6.18%

Sport Shoes (Adidas, Nike)

$90.8 NZ$150

$90.1 NZ$149

0.73%

Men's Leather Business Shoes

$150 NZ$247

$119 NZ$196

26.21%

1-bedroom Apartment, City Center (Monthly)

$1,536 NZ$2,534

$982 NZ$1,620

56.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 NZ$1,911

$877 NZ$1,447

32.05%

3-bedroom Apartment, City Center (Monthly)

$2,059 NZ$3,395

$1,225 NZ$2,021

68.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 NZ$2,453

$1,576 NZ$2,599

-5.60%

Buy Apartment in City Center (m2)

$4,194 NZ$6,918

$5,447 NZ$8,984

-23.00%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,543

$4,724 NZ$7,791

-28.85%

Average Monthly Net Salary (After Tax)

$2,736 NZ$4,512

$2,676 NZ$4,413

2.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.83

-1.32%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 27, 2025

Last update for Hamilton: October 29, 2025

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