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Cost of Living Comparison Between Christchurch and Cardiff Cost of Living Comparison Between Christchurch and Cardiff

😐 Solo nomad: Christchurch is 1.6% more expensive than Cardiff without rent, and 8.2% cheaper with rent.
🙂 Family of 3: Christchurch is 2.6% cheaper than Cardiff without rent, and 7.6% cheaper with rent.
Currency
🍽 Eating Out
Christchurch
Cardiff
Difference
Meal at Budget Restaurant
$16.56 NZ$28.92
$20.65 £15.63
-19.81%
Three-Course Dinner for Two, Mid-Range
$73.4 NZ$128
$88.4 £66.9
-17.05%
Fast Food Meal (McDonalds, etc)
$9.66 NZ$16.87
$10.98 £8.31
-12.02%
Cappuccino
$3.39 NZ$5.92
$4.84 £3.66
-29.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.4 NZ$4.18
$2.59 £1.96
-7.34%
Water (0.33 liter bottle)
$1.97 NZ$3.44
$1.74 £1.32
13.22%
Local Beer (0.5 liter draught)
$7.07 NZ$12.35
$6.66 £5.04
6.16%
Imported Beer (0.33 liter bottle)
$7.16 NZ$12.49
$6.2 £4.69
15.48%
🛒 Groceries & Markets
Christchurch
Cardiff
Difference
Milk (1 liter)
$1.91 NZ$3.34
$1.91 £1.45
-
White Bread (500g)
$1.98 NZ$3.45
$1.74 £1.32
13.79%
Rice (white) (1kg)
$1.74 NZ$3.05
$3.12 £2.36
-44.23%
Eggs
$6.5 NZ$11.35
$4.6 £3.48
41.30%
Local Cheese (1kg)
$8.26 NZ$14.43
$10.04 £7.6
-17.73%
Chicken Fillets (1kg)
$9.26 NZ$16.17
$8.71 £6.59
6.31%
Beef Round Steak (1kg)
$12.85 NZ$22.43
$9.78 £7.41
31.39%
Apples (1kg)
$3.13 NZ$5.47
$2.88 £2.18
8.68%
Banana (1kg)
$2.67 NZ$4.67
$1.66 £1.25
60.84%
Oranges (1kg)
$3.09 NZ$5.4
$3.28 £2.48
-5.79%
Tomato (1kg)
$5.56 NZ$9.7
$5.71 £4.32
-2.63%
Potato (1kg)
$2.07 NZ$3.62
$1.75 £1.33
18.29%
Onion (1kg)
$2.24 NZ$3.92
$1.55 £1.17
44.52%
Lettuce (1 head)
$3.01 NZ$5.26
$1.15 £0.87
161.74%
Water (1.5 liter bottle)
$1.43 NZ$2.49
$1.65 £1.25
-13.33%
Cigarettes 20 Pack (Marlboro, Camel)
$23.88 NZ$41.69
$19.85 £15.03
20.30%
Wine (Bottle)
$8.46 NZ$14.78
$10.94 £8.28
-22.67%
Local Beer (0.5 liter bottle)
$3.8 NZ$6.63
$3.18 £2.41
19.50%
Imported Beer (0.33 liter bottle)
$5.03 NZ$8.79
$3.5 £2.65
43.71%
🚌 Getting Around
Christchurch
Cardiff
Difference
One-way Ticket (Public Transport)
$1.25 NZ$2.18
$3.05 £2.31
-59.02%
Public Transport Monthly Pass (Regular Price)
$42.29 NZ$73.8
$77.8 £58.9
-45.66%
Taxi Start (Normal Tariff)
$2.74 NZ$4.79
$4.06 £3.07
-32.51%
Taxi (Normal Tariff) (1km)
$1.72 NZ$3
$2.44 £1.85
-29.51%
Taxi 1hour Waiting (Normal Tariff)
$30.43 NZ$53.1
$20.28 £15.35
50.05%
Gasoline (1 liter)
$1.62 NZ$2.83
$1.94 £1.47
-16.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K NZ$47.5K
$37.8K £28.6K
-28.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K NZ$34.5K
$54.5K £41.3K
-63.78%
🧾 Monthly Utilities & Internet
Christchurch
Cardiff
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 NZ$202
$290 £220
-60.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.24 NZ$56.3
$20.25 £15.33
59.21%
Internet (50+ Mbps, Unlimited Data)
$53.7 NZ$93.8
$44.49 £33.68
20.79%
🎉 Sport & Entertainment
Christchurch
Cardiff
Difference
Gym Membership (Monthly)
$35.05 NZ$61.2
$39.47 £29.88
-11.20%
Tennis Court (1 Hour on Weekend)
$15.33 NZ$26.76
$8.24 £6.24
86.04%
Cinema Ticket
$11.02 NZ$19.24
$7.78 £5.89
41.65%
🧸 Childcare & Education
Christchurch
Cardiff
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$642 NZ$1,120
$1,957 £1,481
-67.22%
International Primary School, 1 Child (Yearly)
$9,216 NZ$16.1K
$32.9K £24.9K
-72.02%
👕👟 Clothing & Footwear
Christchurch
Cardiff
Difference
Jeans (Levis 501 Or Similar)
$62.4 NZ$109
$70.9 £53.6
-11.91%
Summer Dress (H&M, Zara, etc)
$42.48 NZ$74.2
$36.03 £27.28
17.90%
Sport Shoes (Adidas, Nike)
$93.3 NZ$163
$72.2 £54.7
29.17%
Men's Leather Business Shoes
$150 NZ$262
$67.6 £51.2
121.97%
🏠 Accommodation & Living
Christchurch
Cardiff
Difference
1-bedroom Apartment, City Center (Monthly)
$1,510 NZ$2,636
$1,293 £979
16.76%
1-bedroom Apartment, Outside City Center (Monthly)
$1,196 NZ$2,088
$1,147 £868
4.29%
3-bedroom Apartment, City Center (Monthly)
$2,066 NZ$3,608
$2,556 £1,935
-19.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,475 NZ$2,576
$1,660 £1,257
-11.12%
Buy Apartment in City Center (m2)
$4,623 NZ$8,072
$5,368 £4,064
-13.88%
Buy Apartment Outside City Center (m2)
$2,763 NZ$4,824
$3,427 £2,594
-19.39%
💵 Salaries & Financials
Christchurch
Cardiff
Difference
Average Monthly Net Salary (After Tax)
$2,541 NZ$4,437
$3,064 £2,319
-17.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
6
12.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: November 30, 2025

Last update for Cardiff: December 1, 2025

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