Last update: Oct 2026

Cost of Living Comparison Between Chorzow and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,440 in Chorzow, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Chorzow
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Chorzow Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Chorzow

🇵🇱 Poland

$1,440

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Chorzow and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chorzow and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,440 in Chorzow versus $918 in Cebu.

Chorzow $1,440
Cebu $918

Estimated couple costs with rent: $2,082 in Chorzow versus $1,409 in Cebu.

Chorzow $2,082
Cebu $1,409

Monthly costs for a family of three with rent: $2,724 in Chorzow versus $1,900 in Cebu.

Chorzow $2,724
Cebu $1,900

Living in Chorzow is roughly 57% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chorzow is 7% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.20 zł 39.61

$3.09 ₱194

230.10%

Three-Course Dinner for Two, Mid-Range

$34.98 zł 136

$24.22 ₱1,525

44.43%

Fast Food Meal (McDonalds, etc)

$8.78 zł 34.12

$3.92 ₱247

123.98%

Cappuccino

$3.41 zł 13.24

$2.51 ₱158

35.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 zł 8.49

$1.59 ₱100

37.11%

Water (0.33 liter bottle)

$1.90 zł 7.37

$0.53 ₱33.43

258.49%

Local Beer (0.5 liter draught)

$3.65 zł 14.19

$1.78 ₱112

105.06%

Imported Beer (0.33 liter bottle)

$4.64 zł 18.01

$2.17 ₱137

113.82%

Milk (1 liter)

$0.92 zł 3.58

$1.92 ₱121

-52.08%

White Bread (500g)

$1.55 zł 6.01

$1.36 ₱85.4

13.97%

Rice (white) (1kg)

$1.49 zł 5.80

$1.01 ₱63.5

47.52%

Eggs

$3.33 zł 12.94

$2.03 ₱128

64.04%

Local Cheese (1kg)

$9.03 zł 35.08

$9.86 ₱621

-8.42%

Chicken Fillets (1kg)

$5.58 zł 21.67

$4.39 ₱277

27.11%

Beef Round Steak (1kg)

$13.36 zł 51.9

$7.60 ₱479

75.79%

Apples (1kg)

$1.07 zł 4.17

$3.30 ₱208

-67.58%

Banana (1kg)

$1.38 zł 5.35

$1.39 ₱87.8

-0.72%

Oranges (1kg)

$1.52 zł 5.89

$2.33 ₱147

-34.76%

Tomato (1kg)

$2.49 zł 9.65

$1.50 ₱94.3

66.00%

Potato (1kg)

$0.95 zł 3.69

$2.36 ₱149

-59.75%

Onion (1kg)

$0.80 zł 3.10

$1.90 ₱119

-57.89%

Lettuce (1 head)

$1.24 zł 4.82

$1.19 ₱74.9

4.20%

Water (1.5 liter bottle)

$0.65 zł 2.52

$0.63 ₱39.71

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.61 zł 21.79

$3.00 ₱189

87.00%

Wine (Bottle)

$7.81 zł 30.34

$6.03 ₱379

29.52%

Local Beer (0.5 liter bottle)

$1.03 zł 4.01

$1.23 ₱77.7

-16.26%

Imported Beer (0.33 liter bottle)

$1.71 zł 6.63

$1.75 ₱110

-2.29%

One-way Ticket (Public Transport)

$1.08 zł 4.21

$0.25 ₱15.86

332.00%

Public Transport Monthly Pass (Regular Price)

$30.41 zł 118

$12.64 ₱796

140.59%

Taxi Start (Normal Tariff)

$2.58 zł 10.03

$0.77 ₱48.62

235.06%

Taxi (Normal Tariff) (1km)

$0.85 zł 3.31

$0.23 ₱14.53

269.57%

Taxi 1hour Waiting (Normal Tariff)

$10.24 zł 39.79

$4.46 ₱281

129.60%

Gasoline (1 liter)

$1.67 zł 6.50

$1.31 ₱82.8

27.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 116.4K

$21.2K ₱1.3M

41.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K zł 111.3K

$19.1K ₱1.2M

49.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$269 zł 1,047

$120 ₱7,569

124.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.75 zł 30.11

$14.00 ₱882

-44.64%

Internet (50+ Mbps, Unlimited Data)

$17.39 zł 67.6

$27.54 ₱1,734

-36.86%

Gym Membership (Monthly)

$53.7 zł 209

$32.33 ₱2,035

66.04%

Tennis Court (1 Hour on Weekend)

$22.14 zł 86.0

$6.65 ₱419

232.93%

Cinema Ticket

$7.07 zł 27.46

$5.65 ₱356

25.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 zł 1,908

$275 ₱17.3K

78.37%

International Primary School, 1 Child (Yearly)

$11.9K zł 46.4K

$7,918 ₱498.5K

50.80%

Jeans (Levis 501 Or Similar)

$68.2 zł 265

$49.33 ₱3,106

38.27%

Summer Dress (H&M, Zara, etc)

$31.14 zł 121

$25.24 ₱1,589

23.38%

Sport Shoes (Adidas, Nike)

$89.9 zł 349

$77.0 ₱4,846

16.87%

Men's Leather Business Shoes

$103 zł 400

$57.2 ₱3,601

80.17%

1-bedroom Apartment, City Center (Monthly)

$613 zł 2,384

$500 ₱31.5K

22.82%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,940

$309 ₱19.4K

61.66%

3-bedroom Apartment, City Center (Monthly)

$998 zł 3,879

$1,078 ₱67.9K

-7.38%

3-bedroom Apartment, Outside City Center (Monthly)

$832 zł 3,234

$615 ₱38.7K

35.32%

Buy Apartment in City Center (m2)

$2,861 zł 11.1K

$2,886 ₱181.7K

-0.85%

Buy Apartment Outside City Center (m2)

$2,233 zł 8,675

$1,917 ₱120.7K

16.50%

Average Monthly Net Salary (After Tax)

$1,401 zł 5,442

$346 ₱21.8K

304.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

7.2

-0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chorzow: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chorzow

$499 34.7%

Cebu

$309 33.6% 38.1% $190

Monthly Utilities & Internet

Chorzow

$295 20.5%

Cebu

$162 17.6% 45.1% $133

Groceries & Markets

Chorzow

$213 14.8%

Cebu

$206 22.4% 3.1% $6.7

Eating Out

Chorzow

$193 13.4%

Cebu

$88 9.6% 54.2% $104

Clothing & Footwear

Chorzow

$132 9.1%

Cebu

$94 10.2% 28.6% $38

Sport & Entertainment

Chorzow

$68 4.7%

Cebu

$44 4.8% 35.7% $24

Getting Around

Chorzow

$42 2.9%

Cebu

$16 1.7% 62.6% $26

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Chorzow and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Chorzow pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Chorzow vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $213 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Chorzow

🇵🇭 Cebu

🕒 Local time

09:56 9:56 AM

15:56 3:56 PM

6 h ahead of Chorzow

🌤 Weather

👥 Population

110,761

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Chorzow Cebu 10,160 km ≈ 13 h nonstop flight

From you

Chorzow
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chorzow vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 57% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 305% higher in Chorzow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $613 in Chorzow versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,440 per month in Chorzow versus $918 in Cebu – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 141% less than in Chorzow. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,440 in Chorzow, a $1,500 budget is realistic in Cebu but tight or insufficient in Chorzow. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chorzow, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chorzow and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 57% less than in Chorzow. Beyond cost, consider language, visa policies, and how big the international community is in each city.