Cost of Living Comparison Between Choloma and Ubud, Bali Cost of Living Comparison Between Choloma and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $680 in Choloma versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,141 in Choloma versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,603 in Choloma versus $3,694 in Ubud, Bali.

Living in Choloma costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Choloma is 49% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Choloma
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.66 HNL 151
$3.57 Rp 64.8K
58.54%
Three-Course Dinner for Two, Mid-Range
$37.07 HNL 988
$32.50 Rp 590.5K
14.06%
Fast Food Meal (McDonalds, etc)
$7.47 HNL 199
$4.86 Rp 88.4K
53.70%
Cappuccino
$2.39 HNL 63.6
$2.75 Rp 49.9K
-13.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.96 HNL 25.59
$1.32 Rp 24.0K
-27.27%
Water (0.33 liter bottle)
$1.14 HNL 30.33
$0.70 Rp 12.8K
62.86%
Local Beer (0.5 liter draught)
$1.17 HNL 31.20
$2.91 Rp 52.9K
-59.79%
Imported Beer (0.33 liter bottle)
$2.68 HNL 71.3
$3.79 Rp 68.9K
-29.29%
🛒 Groceries & Markets
Choloma
Ubud, Bali
Difference
Milk (1 liter)
$1.40 HNL 37.38
$1.71 Rp 31.1K
-18.13%
White Bread (500g)
$2.14 HNL 57.1
$2.47 Rp 45.0K
-13.36%
Rice (white) (1kg)
$1.27 HNL 33.88
$1.20 Rp 21.8K
5.83%
Eggs
$2.13 HNL 56.8
$2.44 Rp 44.4K
-12.70%
Local Cheese (1kg)
$6.13 HNL 164
$14.38 Rp 261.3K
-57.37%
Chicken Fillets (1kg)
$3.76 HNL 100
$4.31 Rp 78.2K
-12.76%
Beef Round Steak (1kg)
$7.86 HNL 209
$12.21 Rp 221.8K
-35.63%
Apples (1kg)
$2.85 HNL 76.0
$3.68 Rp 66.9K
-22.55%
Banana (1kg)
$1.50 HNL 39.89
$1.55 Rp 28.2K
-3.23%
Oranges (1kg)
$1.51 HNL 40.38
$2.79 Rp 50.6K
-45.88%
Tomato (1kg)
$1.56 HNL 41.59
$2.33 Rp 42.4K
-33.05%
Potato (1kg)
$1.60 HNL 42.67
$1.97 Rp 35.8K
-18.78%
Onion (1kg)
$1.40 HNL 37.44
$2.31 Rp 42.0K
-39.39%
Lettuce (1 head)
$0.88 HNL 23.55
$1.06 Rp 19.3K
-16.98%
Water (1.5 liter bottle)
$1.64 HNL 43.70
$0.73 Rp 13.2K
124.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.44 HNL 65.2
$3.28 Rp 59.6K
-25.61%
Wine (Bottle)
-
$22.79 Rp 414.1K
-
Local Beer (0.5 liter bottle)
$1.36 HNL 36.15
$2.81 Rp 51.0K
-51.60%
Imported Beer (0.33 liter bottle)
$1.86 HNL 49.45
$2.78 Rp 50.5K
-33.09%
🚌 Getting Around
Choloma
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.61 HNL 16.33
$0.29 Rp 5,290
110.34%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 146.4K
-
Taxi Start (Normal Tariff)
$4.35 HNL 116
$0.45 Rp 8,159
866.67%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 8,207
-
Taxi 1hour Waiting (Normal Tariff)
-
$6.24 Rp 113.3K
-
Gasoline (1 liter)
$1.02 HNL 27.21
$0.85 Rp 15.4K
20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.8K HNL 502.4K
$26.0K Rp 471.9M
-27.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K HNL 507.1K
$31.7K Rp 575.1M
-39.90%
🧾 Monthly Utilities & Internet
Choloma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 HNL 2,173
$80.8 Rp 1.5M
0.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.88 HNL 237
$4.06 Rp 73.7K
118.72%
Internet (50+ Mbps, Unlimited Data)
$41.20 HNL 1,098
$24.42 Rp 443.7K
68.71%
🎉 Sport & Entertainment
Choloma
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$97.7 Rp 1.8M
-
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 117.1K
-
Cinema Ticket
$5.85 HNL 156
$4.04 Rp 73.4K
44.80%
🧸 Childcare & Education
Choloma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$252 HNL 6,722
$304 Rp 5.5M
-17.05%
International Primary School, 1 Child (Yearly)
-
$6,621 Rp 120.3M
-
👕👟 Clothing & Footwear
Choloma
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$45.63 HNL 1,216
$54.2 Rp 985.2K
-15.86%
Summer Dress (H&M, Zara, etc)
$35.64 HNL 950
$38.78 Rp 704.4K
-8.10%
Sport Shoes (Adidas, Nike)
$111 HNL 2,949
$86.1 Rp 1.6M
28.43%
Men's Leather Business Shoes
$102 HNL 2,727
$76.7 Rp 1.4M
33.43%
🏠 Accommodation & Living
Choloma
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$109 HNL 2,900
$986 Rp 17.9M
-88.96%
1-bedroom Apartment, Outside City Center (Monthly)
$99.4 HNL 2,649
$658 Rp 12.0M
-84.89%
3-bedroom Apartment, City Center (Monthly)
$343 HNL 9,145
$3,369 Rp 61.2M
-89.82%
3-bedroom Apartment, Outside City Center (Monthly)
$297 HNL 7,912
$2,066 Rp 37.5M
-85.63%
Buy Apartment in City Center (m2)
-
$2,741 Rp 49.8M
-
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 40.5M
-
💵 Salaries & Financials
Choloma
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
12
13.28
-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Choloma: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $109 in Choloma and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37.00 in Choloma vs $33.00 in Ubud, Bali. Groceries flip the comparison at $188 vs $297, with Choloma cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Choloma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Choloma?
Choloma is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around. The 107% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,019 in Choloma and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Choloma and Ubud, Bali?
Rent for a central apartment: $109 in Choloma versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Choloma and Ubud, Bali?
Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Choloma vs Ubud, Bali?
All in, you'll spend $680 per month in Choloma versus $1,404 in Ubud, Bali – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Choloma or Ubud, Bali?
At $680 in Choloma versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Choloma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Choloma the clear choice for anyone on this budget.
Is Choloma or Ubud, Bali more family-friendly?
For families, Choloma is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Choloma or Ubud, Bali?
Safety-wise, Choloma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Choloma gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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