🙂Monthly costs for one person with rent: $680 in Choloma versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,141 in Choloma versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,603 in Choloma versus $3,694 in Ubud, Bali.
🙂Living in Choloma costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Choloma is 49% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Choloma
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.66HNL 151
$3.57Rp 64.8K
58.54%
Three-Course Dinner for Two, Mid-Range
$37.07HNL 988
$32.50Rp 590.5K
14.06%
Fast Food Meal(McDonalds, etc)
$7.47HNL 199
$4.86Rp 88.4K
53.70%
Cappuccino
$2.39HNL 63.6
$2.75Rp 49.9K
-13.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.96HNL 25.59
$1.32Rp 24.0K
-27.27%
Water(0.33 liter bottle)
$1.14HNL 30.33
$0.70Rp 12.8K
62.86%
Local Beer(0.5 liter draught)
$1.17HNL 31.20
$2.91Rp 52.9K
-59.79%
Imported Beer(0.33 liter bottle)
$2.68HNL 71.3
$3.79Rp 68.9K
-29.29%
🛒 Groceries & Markets
Choloma
Ubud, Bali
Difference
Milk(1 liter)
$1.40HNL 37.38
$1.71Rp 31.1K
-18.13%
White Bread(500g)
$2.14HNL 57.1
$2.47Rp 45.0K
-13.36%
Rice(white)(1kg)
$1.27HNL 33.88
$1.20Rp 21.8K
5.83%
Eggs
$2.13HNL 56.8
$2.44Rp 44.4K
-12.70%
Local Cheese(1kg)
$6.13HNL 164
$14.38Rp 261.3K
-57.37%
Chicken Fillets(1kg)
$3.76HNL 100
$4.31Rp 78.2K
-12.76%
Beef Round Steak(1kg)
$7.86HNL 209
$12.21Rp 221.8K
-35.63%
Apples(1kg)
$2.85HNL 76.0
$3.68Rp 66.9K
-22.55%
Banana(1kg)
$1.50HNL 39.89
$1.55Rp 28.2K
-3.23%
Oranges(1kg)
$1.51HNL 40.38
$2.79Rp 50.6K
-45.88%
Tomato(1kg)
$1.56HNL 41.59
$2.33Rp 42.4K
-33.05%
Potato(1kg)
$1.60HNL 42.67
$1.97Rp 35.8K
-18.78%
Onion(1kg)
$1.40HNL 37.44
$2.31Rp 42.0K
-39.39%
Lettuce(1 head)
$0.88HNL 23.55
$1.06Rp 19.3K
-16.98%
Water(1.5 liter bottle)
$1.64HNL 43.70
$0.73Rp 13.2K
124.66%
Cigarettes 20 Pack(Marlboro, Camel)
$2.44HNL 65.2
$3.28Rp 59.6K
-25.61%
Wine(Bottle)
-
$22.79Rp 414.1K
-
Local Beer(0.5 liter bottle)
$1.36HNL 36.15
$2.81Rp 51.0K
-51.60%
Imported Beer(0.33 liter bottle)
$1.86HNL 49.45
$2.78Rp 50.5K
-33.09%
🚌 Getting Around
Choloma
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.61HNL 16.33
$0.29Rp 5,290
110.34%
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 146.4K
-
Taxi Start(Normal Tariff)
$4.35HNL 116
$0.45Rp 8,159
866.67%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,207
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.24Rp 113.3K
-
Gasoline(1 liter)
$1.02HNL 27.21
$0.85Rp 15.4K
20.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.8KHNL 502.4K
$26.0KRp 471.9M
-27.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0KHNL 507.1K
$31.7KRp 575.1M
-39.90%
🧾 Monthly Utilities & Internet
Choloma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5HNL 2,173
$80.8Rp 1.5M
0.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.88HNL 237
$4.06Rp 73.7K
118.72%
Internet(50+ Mbps, Unlimited Data)
$41.20HNL 1,098
$24.42Rp 443.7K
68.71%
🎉 Sport & Entertainment
Choloma
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$97.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 117.1K
-
Cinema Ticket
$5.85HNL 156
$4.04Rp 73.4K
44.80%
🧸 Childcare & Education
Choloma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$252HNL 6,722
$304Rp 5.5M
-17.05%
International Primary School, 1 Child(Yearly)
-
$6,621Rp 120.3M
-
👕👟 Clothing & Footwear
Choloma
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$45.63HNL 1,216
$54.2Rp 985.2K
-15.86%
Summer Dress(H&M, Zara, etc)
$35.64HNL 950
$38.78Rp 704.4K
-8.10%
Sport Shoes(Adidas, Nike)
$111HNL 2,949
$86.1Rp 1.6M
28.43%
Men's Leather Business Shoes
$102HNL 2,727
$76.7Rp 1.4M
33.43%
🏠 Accommodation & Living
Choloma
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$109HNL 2,900
$986Rp 17.9M
-88.96%
1-bedroom Apartment, Outside City Center(Monthly)
$99.4HNL 2,649
$658Rp 12.0M
-84.89%
3-bedroom Apartment, City Center(Monthly)
$343HNL 9,145
$3,369Rp 61.2M
-89.82%
3-bedroom Apartment, Outside City Center(Monthly)
$297HNL 7,912
$2,066Rp 37.5M
-85.63%
Buy Apartment in City Center(m2)
-
$2,741Rp 49.8M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 40.5M
-
💵 Salaries & Financials
Choloma
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
12
13.28
-9.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Choloma: June 9, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $109 in Choloma and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $37.00 in Choloma vs $33.00 in Ubud, Bali. Groceries flip the comparison at $188 vs $297, with Choloma cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Choloma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Choloma?
Choloma is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around. The 107% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,019 in Choloma and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Choloma and Ubud, Bali?
Rent for a central apartment: $109 in Choloma versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Choloma and Ubud, Bali?
Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Choloma vs Ubud, Bali?
All in, you'll spend $680 per month in Choloma versus $1,404 in Ubud, Bali – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Choloma or Ubud, Bali?
At $680 in Choloma versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Choloma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Choloma the clear choice for anyone on this budget.
Is Choloma or Ubud, Bali more family-friendly?
For families, Choloma is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Choloma or Ubud, Bali?
Safety-wise, Choloma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Choloma gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.