🙂Monthly costs for one person with rent: $699 in Choloma versus $1,397 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,166 in Choloma versus $2,588 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,633 in Choloma versus $3,778 in Ubud, Bali.
🌍Living in Choloma costs roughly 50% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Choloma is 48% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Choloma
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.78HNL 155
$3.43Rp 61.4K
68.51%
Three-Course Dinner for Two, Mid-Range
$37.84HNL 1,012
$31.97Rp 572.5K
18.36%
Fast Food Meal(McDonalds, etc)
$7.82HNL 209
$5.05Rp 90.5K
54.85%
Cappuccino
$2.35HNL 62.8
$2.71Rp 48.6K
-13.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.96HNL 25.63
$1.39Rp 24.9K
-30.94%
Water(0.33 liter bottle)
$1.14HNL 30.45
$0.74Rp 13.3K
54.05%
Local Beer(0.5 liter draught)
$1.14HNL 30.45
$2.89Rp 51.8K
-60.55%
Imported Beer(0.33 liter bottle)
$2.65HNL 70.9
$3.79Rp 67.9K
-30.08%
🛒 Groceries & Markets
Choloma
Ubud, Bali
Difference
Milk(1 liter)
$1.39HNL 37.16
$1.79Rp 32.1K
-22.35%
White Bread(500g)
$2.09HNL 56.0
$2.51Rp 44.9K
-16.73%
Rice(white)(1kg)
$1.23HNL 33.02
$1.21Rp 21.8K
1.65%
Eggs
$2.04HNL 54.6
$2.37Rp 42.4K
-13.92%
Local Cheese(1kg)
$6.14HNL 164
$14.43Rp 258.4K
-57.45%
Chicken Fillets(1kg)
$3.74HNL 100
$4.15Rp 74.3K
-9.88%
Beef Round Steak(1kg)
$8.16HNL 218
$12.11Rp 217.0K
-32.62%
Apples(1kg)
$2.87HNL 76.7
$3.77Rp 67.5K
-23.87%
Banana(1kg)
$1.50HNL 40.08
$1.63Rp 29.1K
-7.98%
Oranges(1kg)
$1.47HNL 39.21
$2.71Rp 48.5K
-45.76%
Tomato(1kg)
$1.51HNL 40.41
$2.26Rp 40.4K
-33.19%
Potato(1kg)
$1.59HNL 42.59
$1.93Rp 34.5K
-17.62%
Onion(1kg)
$1.35HNL 35.97
$2.19Rp 39.3K
-38.36%
Lettuce(1 head)
$0.85HNL 22.70
$1.02Rp 18.2K
-16.67%
Water(1.5 liter bottle)
$1.65HNL 44.00
$0.72Rp 12.8K
129.17%
Cigarettes 20 Pack(Marlboro, Camel)
$2.44HNL 65.3
$3.18Rp 57.0K
-23.27%
Wine(Bottle)
-
$23.84Rp 426.9K
-
Local Beer(0.5 liter bottle)
$1.34HNL 35.77
$2.77Rp 49.7K
-51.62%
Imported Beer(0.33 liter bottle)
$1.84HNL 49.08
$2.75Rp 49.3K
-33.09%
🚌 Getting Around
Choloma
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.57HNL 15.36
$0.27Rp 4,787
111.11%
Public Transport Monthly Pass(Regular Price)
-
$8.20Rp 146.8K
-
Taxi Start(Normal Tariff)
$4.31HNL 115
$0.48Rp 8,656
797.92%
Taxi(Normal Tariff)(1km)
-
$0.42Rp 7,547
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.03Rp 108.0K
-
Gasoline(1 liter)
$1.02HNL 27.36
$0.82Rp 14.7K
24.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1KHNL 509.7K
$26.6KRp 475.7M
-28.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5KHNL 522.3K
$32.2KRp 576.7M
-39.35%
🧾 Monthly Utilities & Internet
Choloma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.8HNL 2,241
$78.3Rp 1.4M
7.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.09HNL 243
$3.91Rp 70.1K
132.48%
Internet(50+ Mbps, Unlimited Data)
$41.29HNL 1,104
$23.91Rp 428.3K
72.69%
🎉 Sport & Entertainment
Choloma
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$96.2Rp 1.7M
-
Tennis Court(1 Hour on Weekend)
-
$6.53Rp 116.9K
-
Cinema Ticket
$5.73HNL 153
$4.01Rp 71.9K
42.89%
🧸 Childcare & Education
Choloma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$252HNL 6,735
$303Rp 5.4M
-16.77%
International Primary School, 1 Child(Yearly)
-
$6,551Rp 117.3M
-
👕👟 Clothing & Footwear
Choloma
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$45.43HNL 1,215
$55.3Rp 990.6K
-17.86%
Summer Dress(H&M, Zara, etc)
$36.56HNL 978
$38.32Rp 686.3K
-4.59%
Sport Shoes(Adidas, Nike)
$109HNL 2,916
$88.5Rp 1.6M
23.26%
Men's Leather Business Shoes
$104HNL 2,787
$76.7Rp 1.4M
35.78%
🏠 Accommodation & Living
Choloma
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$108HNL 2,896
$986Rp 17.7M
-89.01%
1-bedroom Apartment, Outside City Center(Monthly)
$99.3HNL 2,656
$682Rp 12.2M
-85.44%
3-bedroom Apartment, City Center(Monthly)
$350HNL 9,348
$3,420Rp 61.3M
-89.78%
3-bedroom Apartment, Outside City Center(Monthly)
$297HNL 7,941
$2,075Rp 37.2M
-85.69%
Buy Apartment in City Center(m2)
-
$2,762Rp 49.5M
-
Buy Apartment Outside City Center(m2)
-
$2,243Rp 40.2M
-
💵 Salaries & Financials
Choloma
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
12
13.28
-9.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Choloma: July 22, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $108 in Choloma and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $38.00 in Choloma vs $32.00 in Ubud, Bali. Groceries flip the comparison at $187 vs $298, with Choloma cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Choloma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Choloma?
Choloma is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around. The 100% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,049 in Choloma and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Choloma and Ubud, Bali?
Rent for a central apartment: $108 in Choloma versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Choloma and in Ubud, Bali?
Supermarket bills run roughly 59% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Choloma and in Ubud, Bali?
All in, you'll spend $699 per month in Choloma versus $1,397 in Ubud, Bali – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Choloma or in Ubud, Bali?
At $699 in Choloma versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Choloma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Choloma the clear choice for anyone on this budget.
Is Choloma or Ubud, Bali more family-friendly?
For families, Choloma is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Choloma or Ubud, Bali?
Safety-wise, Choloma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Choloma gentler on the wallet – expenses run 100% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.