Last update: Nov 2026

Cost of Living Comparison Between China and Montserrat

For one person, living is cheaper in China: $789 a month against $927 in Montserrat, rent and utilities included – about $1,700 less a year. The total is higher in Montserrat despite lower rent and utilities.

China
Montserrat
🇨🇳 China
$789
/mo nomad
🇲🇸 Montserrat
$927
/mo nomad
Monthly Cost of Living

How much you'll spend in China and in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in China and in Montserrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $789 in China versus $927 in Montserrat.

  • China $789
  • Montserrat $927

Estimated couple costs with rent: $1,254 in China versus $2,150 in Montserrat.

  • China $1,254
  • Montserrat $2,150

Monthly costs for a family of three with rent: $1,720 in China versus $3,374 in Montserrat.

  • China $1,720
  • Montserrat $3,374

Internal cost variation is higher in China: monthly costs span $468 to $1,246, compared to $922–$922 in Montserrat. City choice carries more weight in China.

Living in China costs about 15% less than in Montserrat on average.

Both countries sit below the global median: China 42% lower, Montserrat 31% lower.

Currency
🍽 Eating Out
China
Montserrat
Difference
Meal at Budget Restaurant
$3.04 ¥20.24
$18.86 EC$50.9
-83.88%
Three-Course Dinner for Two, Mid-Range
$22.12 ¥147
$47.27 EC$128
-53.20%
Fast Food Meal (McDonalds, etc)
$5.37 ¥35.74
$12.24 EC$33.05
-56.13%
Cappuccino
$2.93 ¥19.53
$7.04 EC$19.01
-58.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 ¥3.21
$2.90 EC$7.83
-83.45%
Water (0.33 liter bottle)
$0.30 ¥2.01
$1.57 EC$4.23
-80.89%
Local Beer (0.5 liter draught)
$1.07 ¥7.15
$2.98 EC$8.04
-64.09%
Imported Beer (0.33 liter bottle)
$2.21 ¥14.69
$4.43 EC$11.96
-50.11%
🛒 Groceries & Markets
China
Montserrat
Difference
Milk (1 liter)
$1.80 ¥12.00
$3.53 EC$9.54
-49.01%
White Bread (500g)
$1.62 ¥10.76
$3.02 EC$8.15
-46.36%
Rice (white) (1kg)
$0.99 ¥6.58
-
-
Eggs
$1.62 ¥10.79
$7.34 EC$19.83
-77.93%
Local Cheese (1kg)
$13.44 ¥89.5
$5.98 EC$16.13
124.75%
Chicken Fillets (1kg)
$3.46 ¥23.04
$9.04 EC$24.40
-61.73%
Beef Round Steak (1kg)
$11.15 ¥74.2
$22.93 EC$61.9
-51.37%
Apples (1kg)
$1.89 ¥12.60
$3.23 EC$8.73
-41.49%
Banana (1kg)
$1.31 ¥8.72
-
-
Oranges (1kg)
$1.50 ¥9.96
-
-
Tomato (1kg)
$1.34 ¥8.90
$4.57 EC$12.34
-70.68%
Potato (1kg)
$0.72 ¥4.76
-
-
Onion (1kg)
$0.93 ¥6.21
$2.23 EC$6.03
-58.30%
Lettuce (1 head)
$0.65 ¥4.35
$5.05 EC$13.62
-87.13%
Water (1.5 liter bottle)
$0.60 ¥3.98
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.82 ¥25.42
-
-
Wine (Bottle)
$12.18 ¥81.1
$22.43 EC$60.6
-45.70%
Local Beer (0.5 liter bottle)
$0.91 ¥6.04
-
-
Imported Beer (0.33 liter bottle)
$1.65 ¥10.96
$4.45 EC$12.02
-62.92%
🚌 Getting Around
China
Montserrat
Difference
One-way Ticket (Public Transport)
$0.29 ¥1.92
$1.86 EC$5.03
-84.41%
Public Transport Monthly Pass (Regular Price)
$18.07 ¥120
-
-
Taxi Start (Normal Tariff)
$1.53 ¥10.22
-
-
Taxi (Normal Tariff) (1km)
$0.37 ¥2.46
$4.69 EC$12.67
-92.11%
Taxi 1hour Waiting (Normal Tariff)
$6.69 ¥44.57
$1.89 EC$5.10
253.97%
Gasoline (1 liter)
$1.28 ¥8.49
-
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K ¥131.4K
$22.5K EC$60.9K
-12.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.5K ¥116.2K
$14.9K EC$40.1K
17.44%
🧾 Monthly Utilities & Internet
China
Montserrat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.3 ¥368
$93.7 EC$253
-40.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.32 ¥55.4
$40.57 EC$110
-79.49%
Internet (50+ Mbps, Unlimited Data)
$11.12 ¥74.1
$46.93 EC$127
-76.31%
🎉 Sport & Entertainment
China
Montserrat
Difference
Gym Membership (Monthly)
$39.65 ¥264
$56.5 EC$153
-29.81%
Tennis Court (1 Hour on Weekend)
$15.17 ¥101
-
-
Cinema Ticket
$6.65 ¥44.26
-
-
🧸 Childcare & Education
China
Montserrat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$514 ¥3,424
-
-
International Primary School, 1 Child (Yearly)
$34.9K ¥232.4K
-
-
👕👟 Clothing & Footwear
China
Montserrat
Difference
Jeans (Levis 501 Or Similar)
$45.85 ¥305
-
-
Summer Dress (H&M, Zara, etc)
$35.41 ¥236
-
-
Sport Shoes (Adidas, Nike)
$76.0 ¥506
-
-
Men's Leather Business Shoes
$80.0 ¥533
-
-
🏠 Accommodation & Living
China
Montserrat
Difference
1-bedroom Apartment, City Center (Monthly)
$380 ¥2,527
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$232 ¥1,543
-
-
3-bedroom Apartment, City Center (Monthly)
$836 ¥5,563
$1,300 EC$3,511
-35.75%
3-bedroom Apartment, Outside City Center (Monthly)
$462 ¥3,074
$1,290 EC$3,483
-64.21%
Buy Apartment in City Center (m2)
$4,743 ¥31.6K
-
-
Buy Apartment Outside City Center (m2)
$2,383 ¥15.9K
-
-
💵 Salaries & Financials
China
Montserrat
Difference
Average Monthly Net Salary (After Tax)
$1,117 ¥7,435
$1,587 EC$4,285
-29.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.45
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for China: November 1, 2026

Last update for Montserrat: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
China
$232
Montserrat
–
Groceries & Markets
China
$212
Montserrat
–
Clothing & Footwear
China
$107
Montserrat
–
Eating Out
China
$89
Montserrat
–
Monthly Utilities & Internet
China
$75
Montserrat
–
Sport & Entertainment
China
$53
Montserrat
–
Getting Around
China
$23
Montserrat
–

Cost Breakdown

National salary averages: $881 in China, $1,301 in Montserrat. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 118% more in Montserrat.

Salaries are 48% higher in Montserrat, and purchasing power comes out stronger in Montserrat.

Good to know
🇨🇳 China
🇲🇸 Montserrat
🕒 Local time
13:59 1:59 PM
01:59 1:59 AM
12 h behind China
🌤 Weather
👥 Population
1,442,965,000
5,440
💱 Currency
Exchange rates and currency converter

XCD, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of November 6, 2026: 1 USD = 6.66 CNY (1 CNY = 0.15 USD). 1 EUR = 7.47 CNY (1 CNY = 0.134 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

On the map
Between locations
  • China Montserrat 13,710 km ≈ 18 h nonstop flight
From you
  • China
  • Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
China vs Montserrat: Cost of Living - Frequently Asked Questions
Which country is more expensive to live in: China or Montserrat?
At $789 per month in China and $927 in Montserrat, China comes out about 15% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Does the cost gap hold in every spending category?
Overall, China is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.
How do I choose between living in China and in Montserrat?
It depends on what you’re after: China wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.

China vs other spots: cost of living compared

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