Last update: Oct 2026

Cost of Living Comparison Between Chilanga and Cebu

For one person, living is cheaper in Chilanga: $592 a month against $918 in Cebu, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

29

Cost of Living Index in Chilanga
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Chilanga Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Chilanga

🇿🇲 Zambia

$592

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Chilanga and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chilanga and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $592 in Chilanga versus $918 in Cebu.

Chilanga $592
Cebu $918

Estimated couple costs with rent: $941 in Chilanga versus $1,409 in Cebu.

Chilanga $941
Cebu $1,409

Monthly costs for a family of three with rent: $1,290 in Chilanga versus $1,900 in Cebu.

Chilanga $1,290
Cebu $1,900

Living in Chilanga costs roughly 36% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chilanga 56% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.68 ZMW 113

$3.09 ₱194

83.82%

Three-Course Dinner for Two, Mid-Range

$30.64 ZMW 610

$24.22 ₱1,525

26.51%

Fast Food Meal (McDonalds, etc)

$5.00 ZMW 99.5

$3.92 ₱247

27.55%

Cappuccino

$2.86 ZMW 56.9

$2.51 ₱158

13.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ZMW 15.85

$1.59 ₱100

-49.69%

Water (0.33 liter bottle)

$0.46 ZMW 9.21

$0.53 ₱33.43

-13.21%

Local Beer (0.5 liter draught)

$1.24 ZMW 24.63

$1.78 ₱112

-30.34%

Imported Beer (0.33 liter bottle)

$2.22 ZMW 44.19

$2.17 ₱137

2.30%

Milk (1 liter)

$1.72 ZMW 34.30

$1.92 ₱121

-10.42%

White Bread (500g)

$1.23 ZMW 24.46

$1.36 ₱85.4

-9.56%

Rice (white) (1kg)

$2.14 ZMW 42.58

$1.01 ₱63.5

111.88%

Eggs

$2.01 ZMW 39.92

$2.03 ₱128

-0.99%

Local Cheese (1kg)

$10.58 ZMW 211

$9.86 ₱621

7.30%

Chicken Fillets (1kg)

$6.27 ZMW 125

$4.39 ₱277

42.82%

Beef Round Steak (1kg)

$6.61 ZMW 132

$7.60 ₱479

-13.03%

Apples (1kg)

$3.43 ZMW 68.3

$3.30 ₱208

3.94%

Banana (1kg)

$2.38 ZMW 47.42

$1.39 ₱87.8

71.22%

Oranges (1kg)

$3.72 ZMW 74.0

$2.33 ₱147

59.66%

Tomato (1kg)

$1.54 ZMW 30.59

$1.50 ₱94.3

2.67%

Potato (1kg)

$2.64 ZMW 52.5

$2.36 ₱149

11.86%

Onion (1kg)

$1.80 ZMW 35.83

$1.90 ₱119

-5.26%

Lettuce (1 head)

$1.11 ZMW 22.01

$1.19 ₱74.9

-6.72%

Water (1.5 liter bottle)

$0.76 ZMW 15.11

$0.63 ₱39.71

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.09 ZMW 61.4

$3.00 ₱189

3.00%

Wine (Bottle)

$10.33 ZMW 205

$6.03 ₱379

71.31%

Local Beer (0.5 liter bottle)

$1.43 ZMW 28.40

$1.23 ₱77.7

16.26%

Imported Beer (0.33 liter bottle)

$2.37 ZMW 47.15

$1.75 ₱110

35.43%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$2.60 ZMW 51.8

$0.77 ₱48.62

237.66%

Taxi (Normal Tariff) (1km)

$1.53 ZMW 30.51

$0.23 ₱14.53

565.22%

Taxi 1hour Waiting (Normal Tariff)

$5.22 ZMW 104

$4.46 ₱281

17.04%

Gasoline (1 liter)

$1.50 ZMW 29.91

$1.31 ₱82.8

14.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,599 ZMW 151.1K

$21.2K ₱1.3M

-64.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K ZMW 549.7K

$19.1K ₱1.2M

44.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.5 ZMW 1,640

$120 ₱7,569

-31.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 ZMW 205

$14.00 ₱882

-26.36%

Internet (50+ Mbps, Unlimited Data)

$54.4 ZMW 1,082

$27.54 ₱1,734

97.57%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$6.23 ZMW 124

$5.65 ₱356

10.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$140 ZMW 2,786

$275 ₱17.3K

-49.12%

International Primary School, 1 Child (Yearly)

$16.6K ZMW 330.0K

$7,918 ₱498.5K

109.56%

Jeans (Levis 501 Or Similar)

$23.42 ZMW 466

$49.33 ₱3,106

-52.52%

Summer Dress (H&M, Zara, etc)

$15.73 ZMW 313

$25.24 ₱1,589

-37.68%

Sport Shoes (Adidas, Nike)

$44.76 ZMW 890

$77.0 ₱4,846

-41.84%

Men's Leather Business Shoes

$72.9 ZMW 1,450

$57.2 ₱3,601

27.45%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

302.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chilanga: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Chilanga

$241 40.7%

Cebu

$206 22.4% 14.5% $35

Monthly Utilities & Internet

Chilanga

$147 24.9%

Cebu

$162 17.6% 9.9% $15

Eating Out

Chilanga

$110 18.7%

Cebu

$88 9.6% 20.1% $22

Clothing & Footwear

Chilanga

$71 11.9%

Cebu

$94 10.2% 33.1% $23

Sport & Entertainment

Chilanga

$12 * 2.1%

Cebu

$44 4.8% 250% $31

Getting Around

Chilanga

$10 * 1.7%

Cebu

$16 1.7% 51.6% $5.3

Accommodation & Living

Chilanga

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $31.00 in Chilanga vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $241 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇿🇲 Chilanga

🇵🇭 Cebu

🕒 Local time

07:48 7:48 AM

13:48 1:48 PM

6 h ahead of Chilanga

🌤 Weather

👥 Population

107,051

964,169

💱 Currency

Zambian Kwacha ZMW ZK

Philippine Peso PHP ₱

📈 Exchange rate

100 ZMW = 5.03 USD

100 ZMW = 4.47 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 18, 2026: 1 USD = 19.89 ZMW (100 ZMW = 5.03 USD). 1 EUR = 22.36 ZMW (100 ZMW = 4.47 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ZMW in detail →

On the map

Lowest

Highest

Between locations

Chilanga Cebu 10,910 km ≈ 14 h nonstop flight

From you

Chilanga
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chilanga vs Cebu: Cost of Living - Frequently Asked Questions

Chilanga is cheaper overall, especially in clothing, leisure, and transport. The 55% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $887 in Chilanga and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $592 per month in Chilanga versus $918 in Cebu – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Chilanga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Chilanga is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chilanga and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chilanga gentler on the wallet – expenses run 55% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.