Last update: Oct 2026

Cost of Living Comparison Between Chico, CA and Seattle, WA

For one person, living is cheaper in Chico, CA: $2,515 a month against $3,800 in Seattle, WA, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Chico, CA
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Chico, CA Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Chico, CA

🇺🇸 United States

$2,515

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Chico, CA and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chico, CA and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,515 in Chico, CA versus $3,800 in Seattle, WA.

Chico, CA $2,515
Seattle, WA $3,800

Estimated couple costs with rent: $4,036 in Chico, CA versus $5,702 in Seattle, WA.

Chico, CA $4,036
Seattle, WA $5,702

Monthly costs for a family of three with rent: $5,556 in Chico, CA versus $7,603 in Seattle, WA.

Chico, CA $5,556
Seattle, WA $7,603

Living in Chico, CA costs roughly 34% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Chico, CA 86% above, Seattle, WA 182% above.

Meal at Budget Restaurant

$25.46 $25.46

$25.32 $25.32

0.55%

Three-Course Dinner for Two, Mid-Range

$50.1 $50.1

$101 $101

-50.68%

Fast Food Meal (McDonalds, etc)

$12.05 $12.05

$14.85 $14.85

-18.86%

Cappuccino

$5.77 $5.77

$6.59 $6.59

-12.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$3.22 $3.22

-18.32%

Water (0.33 liter bottle)

$2.27 $2.27

$3.14 $3.14

-27.71%

Local Beer (0.5 liter draught)

$7.34 $7.34

$8.18 $8.18

-10.27%

Imported Beer (0.33 liter bottle)

$8.22 $8.22

$8.03 $8.03

2.37%

Milk (1 liter)

$1.13 $1.13

$1.21 $1.21

-6.61%

White Bread (500g)

$2.99 $2.99

$5.12 $5.12

-41.60%

Rice (white) (1kg)

$3.51 $3.51

$6.30 $6.30

-44.29%

Eggs

$4.86 $4.86

$4.90 $4.90

-0.82%

Local Cheese (1kg)

$11.12 $11.12

$19.10 $19.10

-41.78%

Chicken Fillets (1kg)

$12.12 $12.12

$18.50 $18.50

-34.49%

Beef Round Steak (1kg)

$23.12 $23.12

$23.03 $23.03

0.39%

Apples (1kg)

$5.43 $5.43

$5.81 $5.81

-6.54%

Banana (1kg)

$2.35 $2.35

$1.95 $1.95

20.51%

Oranges (1kg)

$3.81 $3.81

$5.29 $5.29

-27.98%

Tomato (1kg)

$5.64 $5.64

$6.48 $6.48

-12.96%

Potato (1kg)

$5.01 $5.01

$3.57 $3.57

40.34%

Onion (1kg)

$3.10 $3.10

$3.15 $3.15

-1.59%

Lettuce (1 head)

$2.46 $2.46

$2.85 $2.85

-13.68%

Water (1.5 liter bottle)

$2.56 $2.56

$2.42 $2.42

5.79%

Cigarettes 20 Pack (Marlboro, Camel)

$8.01 $8.01

$12.75 $12.75

-37.18%

Wine (Bottle)

$14.92 $14.92

$14.99 $14.99

-0.47%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$4.17 $4.17

-58.03%

Imported Beer (0.33 liter bottle)

$3.62 $3.62

$5.99 $5.99

-39.57%

One-way Ticket (Public Transport)

$2.94 $2.94

$3.04 $3.04

-3.29%

Public Transport Monthly Pass (Regular Price)

$34.74 $34.74

$110 $110

-68.44%

Taxi Start (Normal Tariff)

$3.22 $3.22

$2.55 $2.55

26.27%

Taxi (Normal Tariff) (1km)

$2.41 $2.41

$1.64 $1.64

46.95%

Taxi 1hour Waiting (Normal Tariff)

$40.65 $40.65

$29.58 $29.58

37.42%

Gasoline (1 liter)

$1.42 $1.42

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$35.7K $35.7K

1.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$25.6K $25.6K

-3.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$299 $299

-38.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.40 $49.40

$70.8 $70.8

-30.25%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$88.3 $88.3

-23.15%

Gym Membership (Monthly)

$77.0 $77.0

$79.5 $79.5

-3.14%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$13.12 $13.12

$17.12 $17.12

-23.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,837 $1,837

$3,013 $3,013

-39.03%

International Primary School, 1 Child (Yearly)

$37.1K $37.1K

$31.6K $31.6K

17.21%

Jeans (Levis 501 Or Similar)

$51.1 $51.1

$77.2 $77.2

-33.88%

Summer Dress (H&M, Zara, etc)

$31.08 $31.08

$55.1 $55.1

-43.60%

Sport Shoes (Adidas, Nike)

$70.3 $70.3

$126 $126

-44.03%

Men's Leather Business Shoes

$98.8 $98.8

$163 $163

-39.24%

1-bedroom Apartment, City Center (Monthly)

$1,508 $1,508

$2,464 $2,464

-38.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,123 $1,123

$1,956 $1,956

-42.59%

3-bedroom Apartment, City Center (Monthly)

$2,933 $2,933

$4,711 $4,711

-37.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,590 $2,590

$3,550 $3,550

-27.04%

Buy Apartment in City Center (m2)

$3,210 $3,210

$7,346 $7,346

-56.31%

Buy Apartment Outside City Center (m2)

$2,919 $2,919

$5,048 $5,048

-42.18%

Average Monthly Net Salary (After Tax)

$3,832 $3,832

$6,286 $6,286

-39.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

6.85

-8.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chico, CA: October 12, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chico, CA

$1.1K 44.6%

Seattle, WA

$2K 51.5% 74.2% $833

Groceries & Markets

Chico, CA

$430 17.1%

Seattle, WA

$542 14.3% 25.8% $111

Eating Out

Chico, CA

$382 15.2%

Seattle, WA

$409 10.8% 7% $27

Monthly Utilities & Internet

Chico, CA

$302 12%

Seattle, WA

$458 12.1% 51.7% $156

Clothing & Footwear

Chico, CA

$113 4.5%

Seattle, WA

$189 5% 67.4% $76

Sport & Entertainment

Chico, CA

$103 4.1%

Seattle, WA

$114 3% 10.2% $10

Getting Around

Chico, CA

$62 2.5%

Seattle, WA

$133 3.5% 115% $71

Cost Breakdown

A one-bedroom apartment in the center runs $1,508 in Chico, CA and $2,464 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 64% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Chico, CA vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $430 vs $542 per month, with Chico, CA cheaper across the board.

Good to know

🇺🇸 Chico, CA

🇺🇸 Seattle, WA

🕒 Local time

22:28 10:28 PM

Same time as Chico, CA

🌤 Weather

👥 Population

90,316

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chico, CA Seattle, WA 880 km ≈ 1 h 30 min nonstop flight

From you

Chico, CA
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chico, CA vs Seattle, WA: Cost of Living - Frequently Asked Questions

Chico, CA is cheaper overall, especially in groceries, eating out, and utilities. The 51% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 64% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,508 in Chico, CA versus $2,464 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chico, CA – a meal for two runs $50.0 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,515 per month in Chico, CA versus $3,800 in Seattle, WA – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Chico, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Chico, CA is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Chico, CA gentler on the wallet – expenses run 51% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.