Cost of Living Comparison Between Chicago, IL and State College, PA Cost of Living Comparison Between Chicago, IL and State College, PA

Monthly Cost of Living

A single person spends $3,066 per month in Chicago, IL vs $2,380 in State College, PA, rent included.

A couple spends around $4,583 per month in Chicago, IL vs $3,477 in State College, PA, rent included.

A family of three spends $6,100 per month in Chicago, IL vs $4,575 in State College, PA, rent included.

Chicago, IL costs about 29% more than State College, PA, driven mainly by Groceries & Markets.

Both Chicago, IL and State College, PA sit above the global median – Chicago, IL by 128%, State College, PA by 77%.

Meal at Budget Restaurant

$20.53 $20.53

$18.03 $18.03

13.87%

Three-Course Dinner for Two, Mid-Range

$102 $102

$51.0 $51.0

99.33%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$8.86 $8.86

35.78%

Cappuccino

$5.62 $5.62

$4.54 $4.54

23.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.61 $2.61

17.62%

Water (0.33 liter bottle)

$2.42 $2.42

$2.04 $2.04

18.63%

Local Beer (0.5 liter draught)

$6.98 $6.98

$4.90 $4.90

42.45%

Imported Beer (0.33 liter bottle)

$8.10 $8.10

$7.03 $7.03

15.22%

Milk (1 liter)

$1.08 $1.08

$0.93 $0.93

16.13%

White Bread (500g)

$3.95 $3.95

$3.47 $3.47

13.83%

Rice (white) (1kg)

$5.52 $5.52

$2.02 $2.02

173.27%

Eggs

$4.55 $4.55

$3.92 $3.92

16.07%

Local Cheese (1kg)

$14.58 $14.58

$9.92 $9.92

46.98%

Chicken Fillets (1kg)

$14.91 $14.91

$8.58 $8.58

73.78%

Beef Round Steak (1kg)

$18.83 $18.83

$11.92 $11.92

57.97%

Apples (1kg)

$5.34 $5.34

$3.70 $3.70

44.32%

Banana (1kg)

$1.76 $1.76

$1.57 $1.57

12.10%

Oranges (1kg)

$4.39 $4.39

$4.94 $4.94

-11.13%

Tomato (1kg)

$4.37 $4.37

$4.95 $4.95

-11.72%

Potato (1kg)

$2.55 $2.55

$2.03 $2.03

25.62%

Onion (1kg)

$2.78 $2.78

$2.82 $2.82

-1.42%

Lettuce (1 head)

$2.46 $2.46

$2.07 $2.07

18.84%

Water (1.5 liter bottle)

$2.66 $2.66

$1.50 $1.50

77.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.74 $14.74

$13.96 $13.96

5.59%

Wine (Bottle)

$15.17 $15.17

$17.93 $17.93

-15.39%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$1.78 $1.78

37.64%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$7.38 $7.38

-50.14%

One-way Ticket (Public Transport)

$2.52 $2.52

$2.26 $2.26

11.50%

Public Transport Monthly Pass (Regular Price)

$74.5 $74.5

$84.2 $84.2

-11.51%

Taxi Start (Normal Tariff)

$3.29 $3.29

$5.25 $5.25

-37.33%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$2.30 $2.30

-37.83%

Taxi 1hour Waiting (Normal Tariff)

$24.86 $24.86

$45.43 $45.43

-45.28%

Gasoline (1 liter)

$1.09 $1.09

$0.96 $0.96

13.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K $31.3K

$23.8K $23.8K

31.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$23.9K $23.9K

12.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$161 $161

16.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.4 $62.4

$39.79 $39.79

56.72%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$60.9 $60.9

10.25%

Gym Membership (Monthly)

$75.2 $75.2

$24.91 $24.91

201.77%

Tennis Court (1 Hour on Weekend)

$13.17 $13.17

Cinema Ticket

$15.21 $15.21

$11.91 $11.91

27.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,039 $2,039

$893 $893

128.21%

International Primary School, 1 Child (Yearly)

$39.3K $39.3K

$28.5K $28.5K

38.20%

Jeans (Levis 501 Or Similar)

$64.0 $64.0

$45.28 $45.28

41.25%

Summer Dress (H&M, Zara, etc)

$50.6 $50.6

$40.18 $40.18

25.91%

Sport Shoes (Adidas, Nike)

$95.4 $95.4

$80.8 $80.8

18.13%

Men's Leather Business Shoes

$144 $144

$115 $115

25.40%

1-bedroom Apartment, City Center (Monthly)

$2,355 $2,355

$1,505 $1,505

56.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,613 $1,613

$1,190 $1,190

35.50%

3-bedroom Apartment, City Center (Monthly)

$4,728 $4,728

$2,837 $2,837

66.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,754 $2,754

$1,992 $1,992

38.26%

Buy Apartment in City Center (m2)

$3,803 $3,803

$2,623 $2,623

45.00%

Buy Apartment Outside City Center (m2)

$2,580 $2,580

$2,181 $2,181

18.30%

Average Monthly Net Salary (After Tax)

$4,738 $4,738

$4,372 $4,372

8.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.53

1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: April 14, 2026

Last update for State College, PA: April 14, 2026

Cost Breakdown

A central one-bedroom costs $2,355 in Chicago, IL versus $1,505 in State College, PA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Chicago, IL versus $51 in State College, PA. Monthly groceries follow the same trend: $447 vs $346 – making State College, PA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs State College, PA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,066 in Chicago, IL, $2,380 in State College, PA – roughly 29% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,599 per month in Chicago, IL and $3,570 in State College, PA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in State College, PA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 29% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $102 in Chicago, IL and $51.0 in State College, PA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in State College, PA, where all-in costs run around $2,380, than in Chicago, IL at $3,066. In State College, PA it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,380 in State College, PA to $3,066 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with State College, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.